American Integrity Insurance Group, Inc. (AII)
NYSE:AII
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AII Stock Chart & Stats
$19.62
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Market closed
$19.62
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Day’s Range― - ―
52-Week Range$15.78 - $26.36
Previous CloseN/A
VolumeN/A
Average Volume (3M)137.06K
Market Cap
$330.30M
Enterprise Value$149.84M
Total Cash (Recent Filing)$171.18M
Total Debt (Recent Filing)$515.00K
Price to Earnings (P/E)4.1
Beta0.43
Next Earnings
Aug 18, 2026EPS Estimate
0.89Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.38
Shares Outstanding19,590,816
10 Day Avg. Volume98,252
30 Day Avg. Volume137,064
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)1.07
Price to Sales (P/S)1.30
P/FCF Ratio2.70
Enterprise Value/Market Cap0.45
Enterprise Value/Revenue0.51
Enterprise Value/Gross Profit0.79
Enterprise Value/Ebitda1.47
Forecast
1Y Price Target
$24.67Price Target Upside25.72% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)2.82
Revenue Forecast (FY)$966.50M
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet And Strong CapitalExtremely low debt, a large equity base and mid-to-high 20s ROE provide durable financial flexibility for underwriting volatility, capacity to fund growth, and resilience to catastrophes. Strong capital supports disciplined expansion and shareholder returns without levering the balance sheet.
Meaningful Underwriting Profitability ImprovementA sizable step-up in revenue and materially wider margins signals improved underwriting economics and favorable loss experience. Sustained underwriting profitability is a durable engine for earnings, enabling reinvestment into distribution and reducing reliance on capital markets.
Strengthened Catastrophe Reinsurance ProgramA fully placed, indemnity-based reinsurance program with reduced retention and A‑rated counterparties markedly lowers capital volatility from hurricanes. Improved pricing and catastrophe bond support increase capacity and make growth in peak-risk Florida exposures more sustainable over multi-year horizons.
Bears Say
Higher Expense And Combined Ratios After Ceding ReductionReducing quota share increased retained premiums but materially raised acquisition and G&A burdens, expanding the combined ratio. If expense/leverage of growth persists, management must sustain superior underwriting or scale efficiencies to preserve long-term margins and ROE.
Free Cash Flow Volatility And Recent Sharp DeclineA large FCF drop amid rising earnings signals timing differences, elevated cash needs for growth or reinsurance placements. Persistent FCF volatility reduces predictability of capital returns and constrains flexibility for dividends, buybacks, or opportunistic investments over the medium term.
Concentration In Florida And Catastrophe/regulatory ExposureHeavy exposure to Florida homeowners and state-specific regulatory and litigation dynamics creates persistent reserve and catastrophe risk. Even with reinsurance, concentrated geographic risk and regulatory shifts can cause recurring volatility in underwriting results and capital needs.
American Integrity Insurance Group, Inc. News
AII FAQ
What was American Integrity Insurance Group, Inc.’s price range in the past 12 months?
American Integrity Insurance Group, Inc. lowest stock price was $15.78 and its highest was $26.36 in the past 12 months.
What is American Integrity Insurance Group, Inc.’s market cap?
American Integrity Insurance Group, Inc.’s market cap is $330.30M.
When is American Integrity Insurance Group, Inc.’s upcoming earnings report date?
American Integrity Insurance Group, Inc.’s upcoming earnings report date is Aug 18, 2026 which is in 67 days.
How were American Integrity Insurance Group, Inc.’s earnings last quarter?
American Integrity Insurance Group, Inc. released its earnings results on May 12, 2026. The company reported $1.03 earnings per share for the quarter, beating the consensus estimate of $0.985 by $0.045.
Is American Integrity Insurance Group, Inc. overvalued?
According to Wall Street analysts American Integrity Insurance Group, Inc.’s price is currently Undervalued.
Does American Integrity Insurance Group, Inc. pay dividends?
American Integrity Insurance Group, Inc. pays a N/A dividend of $1.02 which represents an annual dividend yield of N/A. See more information on American Integrity Insurance Group, Inc. dividends here
What is American Integrity Insurance Group, Inc.’s EPS estimate?
American Integrity Insurance Group, Inc.’s EPS estimate is 0.89.
How many shares outstanding does American Integrity Insurance Group, Inc. have?
American Integrity Insurance Group, Inc. has 19,590,816 shares outstanding.
What happened to American Integrity Insurance Group, Inc.’s price movement after its last earnings report?
American Integrity Insurance Group, Inc. reported an EPS of $1.03 in its last earnings report, beating expectations of $0.985. Following the earnings report the stock price went down -13.929%.
Which hedge fund is a major shareholder of American Integrity Insurance Group, Inc.?
Currently, no hedge funds are holding shares in AII
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
American Integrity Insurance Group, Inc. Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$24.67 (25.72% Upside)
$24.67 (25.72% Upside)
Hedge Fund Trend
Decreased
By 88.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $2.5M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Fundamentals
Return on Equity
25.25%
Trailing 12-Months
Asset Growth
43.59%
Trailing 12-Months
Company Description
American Integrity Insurance Group, Inc.
American Integrity Insurance Group, Inc. functions as an insurance carrier, providing a comprehensive array of protective policies. Their offerings encompass coverage for residential properties, including primary homes, newly built houses, unoccupied dwellings, and condominium units. They also cater to investment properties like rental and seasonal residences, in addition to manufactured homes. Beyond real estate, the firm insures recreational vehicles such as golf carts and various watercraft. A key service they facilitate is binding arbitration.
AII Company Deck
AII Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights strong operational momentum: robust policy growth, broad-based channel expansion, rapid re‑entry into large Florida segments (Tri-County and middle-aged homes), geographic expansion, higher net premiums earned (+25.7%), and an improving reinsurance outlook for the June 1 renewal. Offsetting these positives are a sizable year-over-year decline in net income/EPS (impacted by prior-year Citizens takeout dynamics), notable increases in loss and expense metrics (loss ratio, expense ratio, combined ratio) driven by growth and a structural reduction in quota share ceding. Management positions many negatives as transitional or structural changes that support longer-term earnings power. Overall the call conveys confidence in durable, disciplined growth with anticipated reinsurance tailwinds, while acknowledging near-term earnings and expense headwinds.View all AII earnings summariesAII Stock 12 Month Forecast
Average Price Target
$24.67
▲(25.72% Upside)
Technical Analysis
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Ownership Overview
40.76% Insiders
12.97% Mutual Funds
19.32% Other Institutional Investors
20.27% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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