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AII Stock Chart & Stats
$18.67
$0.44(2.36%)
At close: 4:00 PM EDT
$18.67
$0.44(2.36%)
Day’s Range― - ―
52-Week Range$16.19 - $26.36
Previous Close$19.12
Volume79.23K
Average Volume (3M)137.06K
Market Cap
$365.76M
Enterprise Value$410.66
Total Cash (Recent Filing)$382.58M
Total Debt (Recent Filing)$33.17M
Price to Earnings (P/E)4.3
Beta0.29
Next Earnings
Aug 11, 2026EPS Estimate
0.88Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.38
Shares Outstanding19,590,816
10 Day Avg. Volume98,252
30 Day Avg. Volume137,064
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)1.07
Price to Sales (P/S)1.30
P/FCF Ratio2.70
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$24.67Price Target Upside32.12% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)2.8
Revenue Forecast (FY)$966.50M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetExtremely low debt and a meaningful equity base (~$337M in 2025) give the company durable financial flexibility. Low leverage reduces refinancing and solvency risk after catastrophes, supports capacity to retain growth, and enables capital returns or opportunistic reinsurance purchases over the next several quarters.
Strong Profitability And Margin ExpansionA marked step-up in margins and operating profitability signals improved underwriting discipline and loss experience. Higher margins enhance cash generation and ROE (mid-to-high 20s), providing a durable earnings base that can fund growth and capital actions if loss trends remain controlled over the next 2-6 months.
Durable Policy Growth And Multichannel ExpansionBroad-based distribution momentum (independent agents, alliances, builders, national accounts) and high retention (~83.6%) underpin sustainable premium growth. Geographic and product expansion (SC, GA, NC, commercial residential) diversifies risk pools and supports durable top-line growth and scale economies over coming quarters.
Bears Say
Rising Loss And Expense RatiosMaterial expansion in expense and combined ratios reflects higher acquisition and G&A as the firm retains more premium and pushes production. If elevated acquisition costs and loss ratios persist, underwriting margins and capital generation could be structurally pressured, reducing resilience to future catastrophe seasons.
Free Cash Flow VolatilityDespite strong operating cash flow, a large year-over-year drop in free cash flow signals timing effects or higher cash needs tied to growth and reinsurance placement. Continued FCF volatility can constrain discretionary capital (dividends, buybacks) or force more conservative underwriting if it persists over several quarters.
Reduced Quota Share Increases Near-term Retained CostsLower quota share ceding raises retained exposure and removes ceded commission income, producing higher reported loss and expense metrics in the near term. While intended to improve long-term economics, the shift increases capital at risk and requires sustained underwriting discipline and reinsurance improvements to avoid strain on capital and combined ratio.
American Integrity Insurance Group, Inc. News
AII FAQ
What was American Integrity Insurance Group, Inc.’s price range in the past 12 months?
American Integrity Insurance Group, Inc. lowest stock price was $16.19 and its highest was $26.36 in the past 12 months.
What is American Integrity Insurance Group, Inc.’s market cap?
American Integrity Insurance Group, Inc.’s market cap is $365.76M.
When is American Integrity Insurance Group, Inc.’s upcoming earnings report date?
American Integrity Insurance Group, Inc.’s upcoming earnings report date is Aug 11, 2026 which is in 13 days.
How were American Integrity Insurance Group, Inc.’s earnings last quarter?
American Integrity Insurance Group, Inc. released its earnings results on May 12, 2026. The company reported $1.03 earnings per share for the quarter, beating the consensus estimate of $0.985 by $0.045.
Is American Integrity Insurance Group, Inc. overvalued?
According to Wall Street analysts American Integrity Insurance Group, Inc.’s price is currently Undervalued.
Does American Integrity Insurance Group, Inc. pay dividends?
American Integrity Insurance Group, Inc. pays a Notavailable dividend of $1.02 which represents an annual dividend yield of N/A. See more information on American Integrity Insurance Group, Inc. dividends here
What is American Integrity Insurance Group, Inc.’s EPS estimate?
American Integrity Insurance Group, Inc.’s EPS estimate is 0.88.
How many shares outstanding does American Integrity Insurance Group, Inc. have?
American Integrity Insurance Group, Inc. has 19,590,816 shares outstanding.
What happened to American Integrity Insurance Group, Inc.’s price movement after its last earnings report?
American Integrity Insurance Group, Inc. reported an EPS of $1.03 in its last earnings report, beating expectations of $0.985. Following the earnings report the stock price went down -13.929%.
Which hedge fund is a major shareholder of American Integrity Insurance Group, Inc.?
Currently, no hedge funds are holding shares in AII
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
American Integrity Insurance Group, Inc. Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$24.67 (32.12% Upside)
$24.67 (32.12% Upside)
Blogger Sentiment
Bullish
AII Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 88.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $2.5M over
the Last 3 Months
the Last 3 Months
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
43.59%
Trailing 12-Months
Company Description
American Integrity Insurance Group, Inc.
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products. In addition, the company offers optional endorsements that provide higher levels of standard coverage and optional coverage, such as personal injury, animal liability, identity recovery, and golf cart physical; and flood insurance products. It distributes its products through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. American Integrity Insurance Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
AII Company Deck
AII Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights strong operational momentum: robust policy growth, broad-based channel expansion, rapid re‑entry into large Florida segments (Tri-County and middle-aged homes), geographic expansion, higher net premiums earned (+25.7%), and an improving reinsurance outlook for the June 1 renewal. Offsetting these positives are a sizable year-over-year decline in net income/EPS (impacted by prior-year Citizens takeout dynamics), notable increases in loss and expense metrics (loss ratio, expense ratio, combined ratio) driven by growth and a structural reduction in quota share ceding. Management positions many negatives as transitional or structural changes that support longer-term earnings power. Overall the call conveys confidence in durable, disciplined growth with anticipated reinsurance tailwinds, while acknowledging near-term earnings and expense headwinds.View all AII earnings summariesAII Stock 12 Month Forecast
Average Price Target
$24.67
▲(32.12% Upside)
Technical Analysis
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Ownership Overview
40.76% Insiders
13.32% Mutual Funds
6.43% Other Institutional Investors
31.86% Public Companies and
Individual Investors