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Pandora (PNDRY)
OTHER OTC:PNDRY
US Market
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Pandora (PNDRY) AI Stock Analysis

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PNDRY

Pandora

(OTC:PNDRY)

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Neutral 67 (OpenAI - 5.2)
Rating:67Neutral
Price Target:
$17.50
▲(21.44% Upside)
Action:Reiterated
Date:07/04/26
PNDRY scores highest on valuation support (low P/E and a ~2.9% dividend) and solid profitability/cash flow, but the overall score is held back by a sharp TTM revenue decline and a meaningfully leveraged balance sheet. Technically, momentum is strong but looks overextended (RSI ~80, Stoch ~96), increasing near-term volatility risk.
Positive Factors
High Profitability / Margins
Pandora's very high gross and operating margins reflect strong product-level economics and pricing power in the branded jewelry segment. These durable margins provide a buffer against top-line softness, support reinvestment and payouts, and sustain profitability through medium-term demand variability.
Negative Factors
Sharp Revenue Decline
A steep 36.8% TTM revenue drop is a durable concern: it may reflect weakening demand, adverse mix shifts, or timing issues. Sustained top-line contraction constrains operating leverage, limits growth reinvestment and raises execution risk for returning to prior revenue levels within months.
Read all positive and negative factors
Positive Factors
Negative Factors
High Profitability / Margins
Pandora's very high gross and operating margins reflect strong product-level economics and pricing power in the branded jewelry segment. These durable margins provide a buffer against top-line softness, support reinvestment and payouts, and sustain profitability through medium-term demand variability.
Read all positive factors

Pandora (PNDRY) vs. SPDR S&P 500 ETF (SPY)

Pandora Business Overview & Revenue Model

Company Description
Pandora A/S is a company dedicated to the design, production, and global sale of various jewelry products. Its business is structured into two primary segments: Core and Fuel With More. The company's extensive catalog features charms, bracelets, r...
How the Company Makes Money
Pandora generates revenue primarily from the sale of branded jewelry products. Its key revenue streams include: (1) Direct-to-consumer sales through company-owned and operated retail stores and its online channels (e-commerce), where the company e...

Pandora Earnings Call Summary

Earnings Call Date:Feb 04, 2026
(Q4-2025)
|
% Change Since: |
Next Earnings Date:Aug 13, 2026
Earnings Call Sentiment Neutral
The call balances clear near-term challenges — notably weak like‑for‑like growth, significant silver/commodity-driven cost pressure, regional softness and transitional one‑off costs — with several strong mitigants: robust profitability and margins in 2025, high hedging coverage for 2026, active cost programs, a capital return track record, and a concrete strategic response (design-led repositioning and the PANDORA EVERSHINE platinum‑plated plan) designed to materially reduce silver exposure and restore margin resilience over the medium term. Near-term execution and transition costs create measurable downside risk in 2026–2027, but the company has articulated a credible roadmap to regain >21% EBIT margin midterm and to preserve the accessible positioning of the brand.
Positive Updates
Solid Profitability Maintained
EBIT margin remained around 24% for FY2025 despite headwinds; Q4 gross margin was 78% (down 170 bps YoY) and the company offset much of the commodity, FX and tariff pressures through pricing and cost efficiencies.
Negative Updates
Soft Top-Line and Like‑for‑Like Growth
Q4 like‑for‑like growth was 0% and FY ended with only +2% LFL, below company expectations. 2026 like‑for‑like guidance is cautious at -3% to 0% (organic growth -1% to +2%).
Read all updates
Q4-2025 Updates
Negative
Solid Profitability Maintained
EBIT margin remained around 24% for FY2025 despite headwinds; Q4 gross margin was 78% (down 170 bps YoY) and the company offset much of the commodity, FX and tariff pressures through pricing and cost efficiencies.
Read all positive updates
Company Guidance
Pandora guided 2026 organic growth of -1% to +2% (like‑for‑like -3% to 0% plus a 2ppt network expansion), with current trading around flat LFL; FY‑2025 finished at +2% LFL (Q4 0%) and EBIT margin ~24%. For 2026 management targets an EBIT margin around 21–24% (Anders noted ~21–22% excluding headwinds) and expects 250–350bps of external headwinds (commodities ~150–250bps, tariffs ~150bps), having hedged 90–100% of 2026 silver/gold exposure; Q4 gross margin was 78% (down 170bps YoY) and Q4 EBIT margin only ~100bps lower YoY despite ~440bps total shown headwinds in the bridge. The company plans to cut silver exposure by ~80% (first ~30ppt in 2027, ~20ppt in 2028), deliver mid‑term EBIT >21% (2027: >14% at $82/oz silver before transition one‑offs, ≥12% including one‑offs), incur ~DKK600m of one‑off CapEx (DKK300–500m this year), continue converting ~800 stores to the new format, proposes a DKK22/share dividend (up 10%) after returning ~DKK6bn in cash last year, and will pause large buybacks until the platinum‑plating transition is clearer.

Pandora Financial Statement Overview

Summary
Strong profitability and cash generation support the score (TTM gross margin ~79%, EBIT margin ~24%, free cash flow ~6.1B). However, the sharp TTM revenue decline (-36.8%) and elevated leverage (debt-to-equity above 4x) materially increase risk and reduce financial flexibility.
Income Statement
72
Positive
Balance Sheet
44
Neutral
Cash Flow
78
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue32.43B32.55B31.68B28.14B26.46B23.39B
Gross Profit25.58B24.81B25.29B22.12B20.19B17.80B
EBITDA10.37B10.49B10.20B8.96B8.77B7.50B
Net Income5.10B5.24B5.23B4.74B5.03B4.16B
Balance Sheet
Total Assets28.98B29.60B27.76B23.80B22.01B18.54B
Cash, Cash Equivalents and Short-Term Investments826.82M1.30B2.39B1.40B794.00M1.04B
Total Debt16.93B19.22B13.40B11.17B7.59B3.93B
Total Liabilities24.96B24.32B22.25B18.44B14.85B11.54B
Stockholders Equity4.02B5.28B5.51B5.36B7.17B7.00B
Cash Flow
Free Cash Flow6.06B5.91B7.04B5.90B3.24B5.64B
Operating Cash Flow7.69B7.36B8.72B7.38B4.43B6.23B
Investing Cash Flow-2.18B-2.29B-1.89B-1.80B-1.78B-631.00M
Financing Cash Flow-5.52B-6.12B-5.70B-4.93B-3.10B-7.48B

Pandora Technical Analysis

Technical Analysis Sentiment
Positive
Last Price14.41
Price Trends
50DMA
13.64
Positive
100DMA
11.63
Positive
200DMA
12.05
Positive
Market Momentum
MACD
0.63
Negative
RSI
70.97
Negative
STOCH
95.72
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PNDRY, the sentiment is Positive. The current price of 14.41 is below the 20-day moving average (MA) of 15.13, above the 50-day MA of 13.64, and above the 200-day MA of 12.05, indicating a bullish trend. The MACD of 0.63 indicates Negative momentum. The RSI at 70.97 is Negative, neither overbought nor oversold. The STOCH value of 95.72 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PNDRY.

Pandora Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
$602.16M27.086.40%3.01%4.30%76.21%
67
Neutral
$8.96B12.23128.90%2.93%8.50%6.18%
67
Neutral
$3.65B12.8716.01%1.47%1.35%661.25%
61
Neutral
$18.38B12.79-2.54%3.03%1.52%-15.83%
54
Neutral
$1.46B-20.8617.42%17.16%-48.49%
48
Neutral
$106.26M-3.45-36.73%21.13%5.83%-8491.43%
41
Neutral
$9.46M-3.8916.37%16.46%73.42%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
PNDRY
Pandora
15.68
-3.93
-20.05%
BGI
Birks & Mayors
0.35
-0.29
-45.92%
MOV
Movado Group
37.77
23.22
159.55%
SIG
Signet Jewelers
93.88
19.70
26.56%
REAL
RealReal
12.77
7.26
131.76%
BRLT
Brilliant Earth Group
1.21
-0.48
-28.40%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 04, 2026