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Parke Bancorp Inc (PKBK)
NASDAQ:PKBK
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Parke Bancorp (PKBK) AI Stock Analysis

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PKBK

Parke Bancorp

(NASDAQ:PKBK)

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Outperform 76 (OpenAI - 5.2)
Rating:76Outperform
Price Target:
$35.00
â–²(52.71% Upside)
Action:Reiterated
Date:06/19/26
The score is driven primarily by improving financial performance with strong cash generation, supported by attractive valuation (low P/E and a dividend). Technicals are constructive with the stock above key moving averages, while recent corporate actions (dividend increase and buyback authorization) add support.
Positive Factors
Strong cash generation
Free cash flow closely tracks net income (TTM FCF/net income ~1.0) and TTM FCF rose ~16x versus the prior annual period, indicating high-quality earnings. Durable cash conversion enhances funding for dividends, buybacks, loan growth and strengthens liquidity over quarters.
Negative Factors
Profitability below prior peaks
Despite recent revenue and margin improvements, profits remain below 2021–2022 peaks. Structural recovery is incomplete, limiting the bank's long-term capacity to rebuild reserves, expand investment, or sustainably grow dividends and buybacks without clearer margin restoration.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong cash generation
Free cash flow closely tracks net income (TTM FCF/net income ~1.0) and TTM FCF rose ~16x versus the prior annual period, indicating high-quality earnings. Durable cash conversion enhances funding for dividends, buybacks, loan growth and strengthens liquidity over quarters.
Read all positive factors

Parke Bancorp (PKBK) vs. SPDR S&P 500 ETF (SPY)

Parke Bancorp Business Overview & Revenue Model

Company Description
Parke Bancorp, Inc., the parent company of Parke Bank, delivers a comprehensive suite of financial services to individuals and small to medium-sized enterprises. Clients can access a variety of deposit options, such as checking, savings, and money...
How the Company Makes Money
Parke Bancorp primarily makes money through its banking subsidiary by earning net interest income and generating noninterest income. Net interest income is the spread between (1) interest and fees earned on interest-earning assets—primarily loans ...

Parke Bancorp Financial Statement Overview

Summary
Income statement and cash flow are solid (revenue up sharply in TTM, improving net margin, and strong cash conversion with FCF tracking net income). Balance sheet is stable with improving leverage and higher ROE, but profitability metrics remain below the stronger 2021–2022 period.
Income Statement
74
Positive
Balance Sheet
67
Positive
Cash Flow
80
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue149.13M146.08M129.41M119.40M95.86M90.87M
Gross Profit83.79M77.93M62.28M72.96M79.91M77.42M
EBITDA55.58M50.35M36.87M38.15M56.72M55.60M
Net Income41.84M37.77M27.51M28.46M41.82M40.76M
Balance Sheet
Total Assets2.21B2.25B2.14B2.02B1.98B2.14B
Cash, Cash Equivalents and Short-Term Investments112.46M156.87M221.53M187.47M191.52M609.90M
Total Debt153.40M143.40M188.30M168.11M126.07M120.88M
Total Liabilities1.88B1.92B1.84B1.74B1.72B1.90B
Stockholders Equity335.56M324.52M300.07M284.32M266.03M232.36M
Cash Flow
Free Cash Flow45.29M38.93M35.04M23.02M43.30M38.58M
Operating Cash Flow45.57M39.52M35.13M23.02M43.45M38.64M
Investing Cash Flow-168.19M-173.07M-80.07M-34.89M-262.94M79.19M
Financing Cash Flow24.46M68.86M86.06M10.10M-194.91M20.12M

Parke Bancorp Technical Analysis

Technical Analysis Sentiment
Positive
Last Price22.92
Price Trends
50DMA
30.66
Positive
100DMA
29.27
Positive
200DMA
25.94
Positive
Market Momentum
MACD
0.38
Positive
RSI
59.56
Neutral
STOCH
58.27
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PKBK, the sentiment is Positive. The current price of 22.92 is below the 20-day moving average (MA) of 31.38, below the 50-day MA of 30.66, and below the 200-day MA of 25.94, indicating a bullish trend. The MACD of 0.38 indicates Positive momentum. The RSI at 59.56 is Neutral, neither overbought nor oversold. The STOCH value of 58.27 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PKBK.

Parke Bancorp Risk Analysis

Parke Bancorp disclosed 27 risk factors in its most recent earnings report. Parke Bancorp reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Parke Bancorp Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
78
Outperform
$332.92M10.8411.67%2.91%6.73%20.50%
76
Outperform
$373.75M8.9113.00%2.84%11.79%45.64%
72
Outperform
$342.06M18.737.33%2.40%-5.59%-20.56%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
66
Neutral
$382.73M8.2611.47%3.06%9.62%1059.18%
64
Neutral
$295.13M14.838.74%2.13%8.94%37.42%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
PKBK
Parke Bancorp
31.86
12.63
65.66%
FRST
Primis Financial
15.45
5.40
53.76%
TSBK
Timberland Bancorp
42.53
12.48
41.54%
CHMG
Chemung Financial
70.97
24.57
52.97%
ISBA
Isabella Bank
40.31
5.79
16.76%

Parke Bancorp Corporate Events

Dividends
Parke Bancorp Declares Quarterly Cash Dividend for Shareholders
Positive
Jun 18, 2026
On June 18, 2026, Parke Bancorp, Inc. announced that its board declared a cash dividend of $0.20 per share, payable on July 17, 2026 to shareholders of record as of the close of business on July 3, 2026. The decision underscores the company’...
Stock Buyback
Parke Bancorp Announces New Common Stock Repurchase Program
Positive
May 22, 2026
On May 22, 2026, Parke Bancorp, Inc. announced that its board of directors approved a stock repurchase program authorizing the company to buy back up to 5% of its common stock over the next twelve months, unless the program is completed sooner or ...
Executive/Board ChangesShareholder Meetings
Parke Bancorp shareholders back board, auditor and pay
Positive
Apr 24, 2026
At its April 21, 2026 annual meeting, Parke Bancorp shareholders elected Vito S. Pantilione, Dr. Edward Infantolino, and Elizabeth A. Milavsky to three-year terms on the board of directors, with no abstentions recorded in the director elections. I...
Business Operations and StrategyDividends
Parke Bancorp Boosts Quarterly Dividend, Signals Confidence
Positive
Apr 21, 2026
On April 21, 2026, Parke Bancorp, Inc. announced that its board of directors had approved a two-cent increase in the cash dividend to be declared for the second fiscal quarter of 2026. This move raises the second-quarter dividend to $0.20 per shar...
Dividends
Parke Bancorp Announces Quarterly Cash Dividend Declaration
Positive
Mar 25, 2026
On March 25, 2026, Parke Bancorp, Inc. announced that its board of directors declared a cash dividend of $0.18 per share, to be paid on April 17, 2026, to shareholders of record as of the close of business on April 3, 2026. The decision underscore...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jun 19, 2026