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Parke Bancorp
(NASDAQ:PKBK)
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Rating:71Outperform
Price Target:
$38.00
â–²(14.35% Upside)
Action:Reiterated
Date:08/06/26
The score reflects solid financial quality (strong profitability and cash generation with reasonable leverage) offset by the sharp TTM revenue decline that creates uncertainty about earnings durability. Technicals add support with a clear uptrend and positive momentum, while valuation is favorable due to the low P/E and dividend. Recent dividend and buyback announcements further support shareholder return potential.
Positive Factors
High profitability and healthy ROE
A very high trailing net margin (~39%) and improving returns support durable internal capital generation. Sustained profitability and healthy ROE (~13.9%) increase flexibility to fund lending, absorb losses and sustain dividends or reinvestment across economic cycles.
Negative Factors
Sharp TTM revenue decline
A ~21% TTM revenue decline represents a material weakening of the top line that can erode earnings durability. If revenue contraction persists, it may force margin compression, slower loan growth and constrain sustainable dividend or buyback capacity over coming quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
High profitability and healthy ROE
A very high trailing net margin (~39%) and improving returns support durable internal capital generation. Sustained profitability and healthy ROE (~13.9%) increase flexibility to fund lending, absorb losses and sustain dividends or reinvestment across economic cycles.
Read all positive factors
Parke Bancorp (PKBK) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$401.65M
Dividend Yield2.17%
Average Volume (3M)32.57K
Price to Earnings (P/E)8.8
Beta (1Y)0.68
Revenue Growth10.63%
EPS Growth49.94%
CountryUS
Employees103
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)3.89
Shares Outstanding11,761,470
10 Day Avg. Volume52,924
30 Day Avg. Volume32,566
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.90
Price to Sales (P/S)2.01
P/FCF Ratio7.54
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Parke Bancorp Business Overview & Revenue Model
Company Description
Parke Bancorp, Inc., the parent company of Parke Bank, delivers a comprehensive suite of financial services to individuals and small to medium-sized enterprises. Clients can access a variety of deposit options, such as checking, savings, and money...
How the Company Makes Money
Parke Bancorp primarily makes money through its banking subsidiary by earning net interest income and generating noninterest income. Net interest income is the spread between (1) interest and fees earned on interest-earning assets—primarily loans ...
Parke Bancorp Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
66
Positive
Cash Flow
74
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 117.19M | 146.08M | 129.41M | 119.40M | 95.86M | 90.87M |
| Gross Profit | 54.98M | 77.93M | 62.28M | 72.96M | 79.91M | 77.42M |
| EBITDA | 28.75M | 50.35M | 36.87M | 38.15M | 56.72M | 55.60M |
| Net Income | 45.80M | 37.77M | 27.51M | 28.46M | 41.82M | 40.76M |
Balance Sheet | ||||||
| Total Assets | 2.30B | 2.25B | 2.14B | 2.02B | 1.98B | 2.14B |
| Cash, Cash Equivalents and Short-Term Investments | 219.02M | 156.87M | 221.53M | 187.47M | 191.52M | 609.90M |
| Total Debt | 177.40M | 143.40M | 188.30M | 168.11M | 126.07M | 120.88M |
| Total Liabilities | 1.96B | 1.92B | 1.84B | 1.74B | 1.72B | 1.90B |
| Stockholders Equity | 346.07M | 324.52M | 300.07M | 284.32M | 266.03M | 232.36M |
Cash Flow | ||||||
| Free Cash Flow | 44.46M | 38.93M | 35.04M | 23.02M | 43.30M | 38.58M |
| Operating Cash Flow | 44.87M | 39.52M | 35.13M | 23.02M | 43.45M | 38.64M |
| Investing Cash Flow | -112.54M | -173.07M | -80.07M | -34.89M | -262.94M | 79.19M |
| Financing Cash Flow | 88.14M | 68.86M | 86.06M | 10.10M | -194.91M | 20.12M |
Parke Bancorp Technical Analysis
Neutral
33.23
Price Trends
33.28
Positive
31.68
Positive
28.52
Positive
Market Momentum
0.37
Positive
52.05
Neutral
20.71
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PKBK, the sentiment is Neutral. The current price of 33.23 is below the 20-day moving average (MA) of 34.33, below the 50-day MA of 33.28, and above the 200-day MA of 28.52, indicating a neutral trend. The MACD of 0.37 indicates Positive momentum. The RSI at 52.05 is Neutral, neither overbought nor oversold. The STOCH value of 20.71 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for PKBK.
Parke Bancorp Risk Analysis
Parke Bancorp disclosed 27 risk factors in its most recent earnings report. Parke Bancorp reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Parke Bancorp Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | $361.96M | 11.61 | 11.72% | 2.55% | 6.41% | 17.50% | |
76 Outperform | $398.64M | 11.91 | 12.98% | 1.68% | 18.42% | 190.13% | |
71 Outperform | $401.65M | 8.78 | 13.87% | 2.23% | 10.63% | 49.94% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | $400.51M | 7.48 | 12.75% | 3.06% | 13.18% | 1682.10% | |
67 Neutral | $304.62M | 14.68 | 8.48% | 2.86% | 11.11% | 24.17% |
* Financial Sector Average
PKBK
Parke Bancorp
34.15
12.81
60.01%
FRST
Primis Financial
16.15
5.41
50.40%
TSBK
Timberland Bancorp
46.55
14.51
45.28%
CHMG
Chemung Financial
82.68
30.97
59.89%
ISBA
Isabella Bank
39.93
8.30
26.25%
Parke Bancorp Corporate Events
Dividends
Parke Bancorp Declares Quarterly Cash Dividend for Shareholders
Positive
Jun 18, 2026
On June 18, 2026, Parke Bancorp, Inc. announced that its board declared a cash dividend of $0.20 per share, payable on July 17, 2026 to shareholders of record as of the close of business on July 3, 2026. The decision underscores the company’...
Stock Buyback
Parke Bancorp Announces New Common Stock Repurchase Program
Positive
May 22, 2026
On May 22, 2026, Parke Bancorp, Inc. announced that its board of directors approved a stock repurchase program authorizing the company to buy back up to 5% of its common stock over the next twelve months, unless the program is completed sooner or ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.