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Parke Bancorp Inc (PKBK)
NASDAQ:PKBK
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Parke Bancorp (PKBK) AI Stock Analysis

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PKBK

Parke Bancorp

(NASDAQ:PKBK)

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Outperform 76 (OpenAI - 5.2)
Rating:76Outperform
Price Target:
$34.00
â–²(48.34% Upside)
Action:ReiteratedDate:04/25/26
PKBK scores well on valuation and technical strength (low P/E and a clear uptrend with positive momentum). Financial performance is solid but held back by meaningful cash-flow weakening in 2025, while corporate events are modestly positive due to dividend actions and governance continuity.
Positive Factors
Steady Revenue Growth
Sustained top-line expansion, including a pronounced step-up in 2025, indicates durable market demand and successful loan origination in core commercial and consumer segments. Over a 2–6 month horizon this supports earnings resilience, underwriting capacity, and the bank’s ability to fund growth without relying on volatile one-time gains.
Negative Factors
Weakened Cash Generation
A notable drop in free cash flow and persistently low operating cash flow relative to revenue reduces financial flexibility. Over several months this constrains discretionary actions (buybacks, higher dividends) and increases sensitivity to credit or funding stress, since earnings convert unevenly into usable cash.
Read all positive and negative factors
Positive Factors
Negative Factors
Steady Revenue Growth
Sustained top-line expansion, including a pronounced step-up in 2025, indicates durable market demand and successful loan origination in core commercial and consumer segments. Over a 2–6 month horizon this supports earnings resilience, underwriting capacity, and the bank’s ability to fund growth without relying on volatile one-time gains.
Read all positive factors

Parke Bancorp (PKBK) vs. SPDR S&P 500 ETF (SPY)

Parke Bancorp Business Overview & Revenue Model

Company Description
Parke Bancorp (PKBK) is a bank holding company based in New Jersey, primarily engaged in providing a wide range of financial services through its subsidiary, Parke Bank. The bank operates in the commercial banking sector, offering services includi...
How the Company Makes Money
Parke Bancorp primarily makes money through its banking subsidiary by (1) generating net interest income and (2) earning noninterest income. Net interest income is the spread between interest earned on loans and other interest-earning assets (such...

Parke Bancorp Financial Statement Overview

Summary
Income statement and balance sheet are solid (improving 2025 profitability and declining leverage), but the cash flow profile is a notable drag due to a sharp 2025 free-cash-flow decline and persistently low operating cash flow vs. revenue.
Income Statement
78
Positive
Balance Sheet
74
Positive
Cash Flow
52
Neutral
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue146.08M129.41M119.40M95.86M90.87M
Gross Profit77.93M62.28M72.96M79.91M77.42M
EBITDA50.35M36.87M38.15M56.72M55.60M
Net Income37.77M27.51M28.46M41.82M40.76M
Balance Sheet
Total Assets2.25B2.14B2.02B1.98B2.14B
Cash, Cash Equivalents and Short-Term Investments156.87M221.53M187.47M191.52M609.90M
Total Debt143.40M188.30M168.11M126.07M120.88M
Total Liabilities1.92B1.84B1.74B1.72B1.90B
Stockholders Equity324.52M300.07M284.32M266.03M232.36M
Cash Flow
Free Cash Flow38.93M35.04M23.02M43.30M38.58M
Operating Cash Flow39.52M35.13M23.02M43.45M38.64M
Investing Cash Flow-173.07M-80.07M-34.89M-262.94M79.19M
Financing Cash Flow68.86M86.06M10.10M-194.91M20.12M

Parke Bancorp Technical Analysis

Technical Analysis Sentiment
Positive
Last Price22.92
Price Trends
50DMA
28.18
Positive
100DMA
26.53
Positive
200DMA
23.83
Positive
Market Momentum
MACD
0.60
Negative
RSI
75.45
Negative
STOCH
68.69
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PKBK, the sentiment is Positive. The current price of 22.92 is below the 20-day moving average (MA) of 28.74, below the 50-day MA of 28.18, and below the 200-day MA of 23.83, indicating a bullish trend. The MACD of 0.60 indicates Negative momentum. The RSI at 75.45 is Negative, neither overbought nor oversold. The STOCH value of 68.69 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PKBK.

Parke Bancorp Risk Analysis

Parke Bancorp disclosed 27 risk factors in its most recent earnings report. Parke Bancorp reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Parke Bancorp Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
$314.43M8.5911.73%2.91%6.74%20.50%
76
Outperform
$353.22M7.0213.00%2.84%11.79%45.64%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
67
Neutral
$363.16M11.2011.47%3.06%9.62%1059.18%
64
Neutral
$325.59M9.1911.13%3.61%4.67%27.33%
58
Neutral
$319.99M7.067.33%2.40%-5.59%-20.05%
57
Neutral
$291.92M16.798.45%2.13%8.94%37.35%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
PKBK
Parke Bancorp
30.11
11.31
60.12%
FRST
Primis Financial
14.66
5.98
68.91%
TSBK
Timberland Bancorp
39.88
9.69
32.08%
CHMG
Chemung Financial
66.41
22.85
52.45%
ISBA
Isabella Bank
39.81
14.52
57.38%
LNKB
LINKBANCORP
8.69
2.10
31.79%

Parke Bancorp Corporate Events

Executive/Board ChangesShareholder Meetings
Parke Bancorp shareholders back board, auditor and pay
Positive
Apr 24, 2026
At its April 21, 2026 annual meeting, Parke Bancorp shareholders elected Vito S. Pantilione, Dr. Edward Infantolino, and Elizabeth A. Milavsky to three-year terms on the board of directors, with no abstentions recorded in the director elections. I...
Business Operations and StrategyDividends
Parke Bancorp Boosts Quarterly Dividend, Signals Confidence
Positive
Apr 21, 2026
On April 21, 2026, Parke Bancorp, Inc. announced that its board of directors had approved a two-cent increase in the cash dividend to be declared for the second fiscal quarter of 2026. This move raises the second-quarter dividend to $0.20 per shar...
Dividends
Parke Bancorp Announces Quarterly Cash Dividend Declaration
Positive
Mar 25, 2026
On March 25, 2026, Parke Bancorp, Inc. announced that its board of directors declared a cash dividend of $0.18 per share, to be paid on April 17, 2026, to shareholders of record as of the close of business on April 3, 2026. The decision underscore...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Apr 25, 2026