Parke Bancorp (PKBK) AI Stock Analysis

• Market Cap: $335.03M
• Dividend Yield: 2.84%
• Average Volume (3M): 32.57K
• Price to Earnings (P/E): 7.8
• Beta (1Y): 0.66
• Revenue Growth: 12.91%
• EPS Growth: 21.72%
• Country: US
• Employees: 99
• Sector: Financial
• Sector Strength: 70
• Industry: Banks - Regional
• EPS (TTM): 0.93
• Shares Outstanding: 11,842,596
• 10 Day Avg. Volume: 52,924
• 30 Day Avg. Volume: 32,566
• PEG Ratio: 0.20
• Price to Book (P/B): 0.90
• Price to Sales (P/S): 2.01
• P/FCF Ratio: 7.54
• Enterprise Value/Market Cap: 0.96
• Enterprise Value/Revenue: 2.20
• Enterprise Value/Gross Profit: 4.13
• Enterprise Value/Ebitda: 6.39
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 74 Outperform
• Price Target: $32.00 ▲(39.62% Upside)
• Action: Reiterated Date: 03/26/26
• Date: Action: Reiterated 03/26/26

The score is driven primarily by solid fundamentals (improving profitability and a reasonably strengthening balance sheet) offset by notable cash-flow weakness/volatility. Technicals are supportive with an uptrend and constructive momentum, while valuation is a key positive given the low P/E and dividend yield. The recent dividend announcement adds modest support but comes with explicit caveats on continuity.

Positive Factors

Revenue growth and margin improvement

Sustained revenue growth with a notable step-up in 2025 and improved operating and net margins indicates expanding core banking activity and better cost or yield management. That trend supports durable earnings power and flexibility to absorb rate or credit cycles over months.

Negative Factors

Weak and volatile cash generation

Material decline in free cash flow in 2025 and persistently low operating cash relative to revenue reduce financial flexibility for loan growth, capital returns, or cushion against shocks. Ongoing cash volatility raises execution and funding risk over months.

Parke Bancorp Business Overview & Revenue Model

Company Description

Parke Bancorp (PKBK) is a bank holding company based in New Jersey, primarily engaged in providing a wide range of financial services through its subsidiary, Parke Bank. The bank operates in the commercial banking sector, offering services includi...

Read more

Parke Bancorp (PKBK) is a bank holding company based in New Jersey, primarily engaged in providing a wide range of financial services through its subsidiary, Parke Bank. The bank operates in the commercial banking sector, offering services includi...

How the Company Makes Money

Parke Bancorp primarily makes money through its banking subsidiary by (1) generating net interest income and (2) earning noninterest income. Net interest income is the spread between interest earned on loans and other interest-earning assets (such...

Read more

Parke Bancorp primarily makes money through its banking subsidiary by (1) generating net interest income and (2) earning noninterest income. Net interest income is the spread between interest earned on loans and other interest-earning assets (such...

Parke Bancorp Financial Statement Overview

Breakdown	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	146.08M	129.41M	119.40M	95.86M	90.87M
Gross Profit	77.93M	62.28M	72.96M	79.91M	77.42M
EBITDA	50.35M	36.87M	38.15M	56.72M	55.60M
Net Income	37.77M	27.51M	28.46M	41.82M	40.76M
Balance Sheet
Total Assets	2.25B	2.14B	2.02B	1.98B	2.14B
Cash, Cash Equivalents and Short-Term Investments	170.39M	221.53M	187.47M	191.52M	609.90M
Total Debt	143.40M	188.30M	168.11M	126.07M	120.88M
Total Liabilities	1.92B	1.84B	1.74B	1.72B	1.90B
Stockholders Equity	324.52M	300.07M	284.32M	266.03M	232.36M
Cash Flow
Free Cash Flow	38.93M	35.04M	23.02M	43.30M	38.58M
Operating Cash Flow	39.52M	35.13M	23.02M	43.45M	38.64M
Investing Cash Flow	-173.07M	-80.07M	-34.89M	-262.94M	79.19M
Financing Cash Flow	68.89M	86.06M	10.10M	-194.91M	20.12M

Parke Bancorp Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 22.92
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PKBK, the sentiment is Positive. The current price of 22.92 is below the 20-day moving average (MA) of 27.59, below the 50-day MA of 27.76, and below the 200-day MA of 23.33, indicating a bullish trend. The MACD of 0.23 indicates Negative momentum. The RSI at 60.57 is Neutral, neither overbought nor oversold. The STOCH value of 56.35 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PKBK.

Parke Bancorp Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TSBK	82 Outperform	$318.13M	8.59	11.73%	2.91%	8.17%	21.95%
PKBK	74 Outperform	$335.03M	7.77	12.02%	2.84%	12.91%	21.72%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
LNKB	64 Neutral	$314.73M	9.19	11.13%	3.61%	15.66%	―
FRST	62 Neutral	$329.98M	5.58	15.78%	3.06%	9.90%	―
CHMG	58 Neutral	$258.13M	17.77	6.27%	2.40%	-6.25%	-38.79%
ISBA	57 Neutral	$336.52M	19.51	8.45%	2.13%	7.29%	33.75%

Parke Bancorp Corporate Events