Business ModelPagaya Technologies operates a structurally different business model, insulating it from many credit problems that affect its peers.
Financial PerformancePagaya's strong operating momentum and bullish new guidance signal that the company's breakout may be just beginning.
Growth PotentialThe company is expected to drive additional share price gains as it continues to grow across personal, auto, and point-of-sale loan verticals, leveraging AI to credit underwriting at scale.