Pagaya Technologies Ltd (PGY)
NASDAQ:PGY
PGY Stock Chart & Stats
$11.17
-$0.66(-6.76%)
At close: 4:00 PM EST
$11.17
-$0.66(-6.76%)
Day’s Range― - ―
52-Week Range$8.50 - $44.99
Previous CloseN/A
Volume1.03M
Average Volume (3M)3.10M
Market Cap
$921.82M
Enterprise Value$1.56B
Total Cash (Recent Filing)$288.35M
Total Debt (Recent Filing)$922.80M
Price to Earnings (P/E)12.5
Beta2.15
Next Earnings
May 07, 2026EPS Estimate
0.2Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.36
Shares Outstanding71,237,860
10 Day Avg. Volume2,974,778
30 Day Avg. Volume3,099,187
Financial Highlights & Ratios
PEG Ratio-0.17
Price to Book (P/B)3.41
Price to Sales (P/S)1.30
P/FCF Ratio7.29
Enterprise Value/Market Cap1.69
Enterprise Value/Revenue1.23
Enterprise Value/Gross Profit3.04
Enterprise Value/Ebitda10.49
Forecast
1Y Price Target
$28.22Price Target Upside152.64% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)1.24
Revenue Forecast (FY)$1.48B
Bulls Say, Bears Say
Bulls Say
Analyst Rating And ValuationAnalyst recommends a buy rating and views the market reaction as overly punitive, highlighting that the stock may offer value relative to fundamentals.
Credit Quality StabilityCredit metrics are steady to improving with no additional write-downs, suggesting underwriting adjustments are precautionary rather than indicative of worsening credit.
Earnings OutperformanceNet income and per-share results exceeded expectations, highlighting continued operational profitability that can support investor confidence.
Bears Say
Loan Origination And Guidance RiskTighter underwriting standards have reduced loan sourcing and led to lower guidance for key performance metrics, signaling constrained future growth.
Macro Funding PressureHeightened macro risk reduces investor appetite for consumer credit and pressures funding sizes, creating headwinds for the stock.
Revenue And Lending ShortfallRevenue growth and lending volumes fell below forecasts, reflecting near-term headwinds to top-line expansion.
Pagaya Technologies Ltd News
PGY FAQ
What was Pagaya Technologies Ltd’s price range in the past 12 months?
Pagaya Technologies Ltd lowest stock price was $8.50 and its highest was $44.99 in the past 12 months.
What is Pagaya Technologies Ltd’s market cap?
Pagaya Technologies Ltd’s market cap is $921.82M.
When is Pagaya Technologies Ltd’s upcoming earnings report date?
Pagaya Technologies Ltd’s upcoming earnings report date is May 07, 2026 which is in 37 days.
How were Pagaya Technologies Ltd’s earnings last quarter?
Pagaya Technologies Ltd released its earnings results on Feb 09, 2026. The company reported $0.36 earnings per share for the quarter, beating the consensus estimate of $0.342 by $0.018.
Is Pagaya Technologies Ltd overvalued?
According to Wall Street analysts Pagaya Technologies Ltd’s price is currently Undervalued.
Does Pagaya Technologies Ltd pay dividends?
Pagaya Technologies Ltd does not currently pay dividends.
What is Pagaya Technologies Ltd’s EPS estimate?
Pagaya Technologies Ltd’s EPS estimate is 0.2.
How many shares outstanding does Pagaya Technologies Ltd have?
Pagaya Technologies Ltd has 71,237,860 shares outstanding.
What happened to Pagaya Technologies Ltd’s price movement after its last earnings report?
Pagaya Technologies Ltd reported an EPS of $0.36 in its last earnings report, beating expectations of $0.342. Following the earnings report the stock price went down -23.873%.
Which hedge fund is a major shareholder of Pagaya Technologies Ltd?
Currently, no hedge funds are holding shares in PGY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pagaya Technologies Ltd Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$28.22 (152.64% Upside)
$28.22 (152.64% Upside)
Blogger Sentiment
Bullish
PGY Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 565.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.4%
Last 30 Days ▼ 3.7%
Last 30 Days ▼ 3.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-3.37%
12-Months-Change
Fundamentals
Return on Equity
20.09%
Trailing 12-Months
Asset Growth
19.71%
Trailing 12-Months
Company Description
Pagaya Technologies Ltd
Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands. It develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent financial institutions, auto finance providers, and brokers. The company was founded in 2016 and is headquartered in Tel Aviv, Israel.
PGY Company Deck
PGY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong financial progress (revenue growth, materially higher adjusted EBITDA, multi-quarter GAAP profitability, improved monetization, funding diversification, and partner/product expansion) while also communicating a deliberate, risk-first posture: a late‑Q4 pullback in higher‑volatility production, continued guidance for rolling credit impairments, and some near‑term fee and mark‑to‑market headwinds. Management presented a controlled plan to trade near‑term volume for portfolio stability and durable profitability, with concrete 2026 guidance that assumes the conservative posture persists.View all PGY earnings summariesPGY Stock 12 Month Forecast
Average Price Target
$28.22
▲(152.64% Upside)
Technical Analysis
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Ownership Overview
8.41% Insiders
11.69% Mutual Funds
9.47% Other Institutional Investors
61.42% Public Companies and Individual Investors