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PGY Stock Chart & Stats
$14.99
-$0.66(-6.76%)
At close: 4:00 PM EST
$14.99
-$0.66(-6.76%)
Day’s Range― - ―
52-Week Range$10.40 - $44.99
Previous CloseN/A
Volume1.03M
Average Volume (3M)4.17M
Market Cap
$1.42B
Enterprise Value$1.82B
Total Cash (Recent Filing)$1.26B
Total Debt (Recent Filing)$928.00M
Price to Earnings (P/E)15.2
Beta2.22
Next Earnings
Aug 06, 2026EPS Estimate
0.33Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.17
Shares Outstanding71,635,860
10 Day Avg. Volume4,674,850
30 Day Avg. Volume4,174,470
Financial Highlights & Ratios
PEG Ratio-0.17
Price to Book (P/B)3.41
Price to Sales (P/S)1.30
P/FCF Ratio7.29
Enterprise Value/Market Cap1.28
Enterprise Value/Revenue1.41
Enterprise Value/Gross Profit3.40
Enterprise Value/Ebitda14.16
Forecast
1Y Price Target
$30.33Price Target Upside102.36% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)1.38
Revenue Forecast (FY)$1.47B
Bulls Say, Bears Say
Bulls Say
Institutional Funding And Client GrowthNew client additions and continued institutional funding are bolstering revenue opportunities and helping drive net income and per share results above expectations.
Underwriting DisciplinePrudent tightening of underwriting standards alongside steady credit metrics and no additional write downs signals disciplined risk management that can protect earnings during stress.
Valuation OpportunityAnalyst recommends a buy rating, viewing the stock as undervalued relative to steady business execution and suggesting upside as the market reassesses fundamentals.
Bears Say
Loan Origination SlowdownTighter underwriting standards have reduced loan sourcing and prompted management to lower guidance for key performance metrics, signaling growth headwinds.
Macro And Funding RiskHeightened macroeconomic uncertainty has reduced investor appetite for consumer credit and pressured funding sizes, which can constrain growth and weigh on the stock.
Revenue And Lending ShortfallRevenue growth and lending volumes missing forecasts highlights weakening top line momentum and raises concerns about the company's ability to resume prior growth levels.
Pagaya Technologies Ltd News
PGY FAQ
What was Pagaya Technologies Ltd.’s price range in the past 12 months?
Pagaya Technologies Ltd. lowest stock price was $10.40 and its highest was $44.99 in the past 12 months.
What is Pagaya Technologies Ltd.’s market cap?
Pagaya Technologies Ltd.’s market cap is $1.42B.
When is Pagaya Technologies Ltd.’s upcoming earnings report date?
Pagaya Technologies Ltd.’s upcoming earnings report date is Aug 06, 2026 which is in 27 days.
How were Pagaya Technologies Ltd.’s earnings last quarter?
Pagaya Technologies Ltd. released its earnings results on May 07, 2026. The company reported $0.28 earnings per share for the quarter, beating the consensus estimate of $0.2 by $0.08.
Is Pagaya Technologies Ltd. overvalued?
According to Wall Street analysts Pagaya Technologies Ltd.’s price is currently Undervalued.
Does Pagaya Technologies Ltd. pay dividends?
Pagaya Technologies Ltd. does not currently pay dividends.
What is Pagaya Technologies Ltd.’s EPS estimate?
Pagaya Technologies Ltd.’s EPS estimate is 0.33.
How many shares outstanding does Pagaya Technologies Ltd. have?
Pagaya Technologies Ltd. has 71,635,860 shares outstanding.
What happened to Pagaya Technologies Ltd.’s price movement after its last earnings report?
Pagaya Technologies Ltd. reported an EPS of $0.28 in its last earnings report, beating expectations of $0.2. Following the earnings report the stock price went up 4.518%.
Which hedge fund is a major shareholder of Pagaya Technologies Ltd.?
Currently, no hedge funds are holding shares in PGY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pagaya Technologies Ltd Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
$30.33 (102.36% Upside)
$30.33 (102.36% Upside)
Blogger Sentiment
Bullish
PGY Sentiment 96%
Sector Average 65%
Sector Average 65%
Hedge Fund Trend
Decreased
By 27.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $349.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▲ 1.2%
Last 30 Days ▼ 0.5%
Last 30 Days ▼ 0.5%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-22.04%
12-Months-Change
Fundamentals
Return on Equity
21.65%
Trailing 12-Months
Asset Growth
28.96%
Trailing 12-Months
Company Description
Pagaya Technologies Ltd.
Pagaya Technologies Ltd. is a financial technology enterprise operating across Israel, the United States, and the Cayman Islands. The company specializes in developing and implementing its proprietary artificial intelligence systems and associated software platforms. These advanced solutions are designed to assist its diverse range of partners – including rapidly growing fintech companies, traditional financial institutions, auto finance providers, and brokers – in originating various loans and other financial assets. Founded in 2016, Pagaya Technologies Ltd. is headquartered in Tel Aviv, Israel.
PGY Company Deck
PGY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a largely positive operational and financial momentum: sustained GAAP profitability (fifth consecutive quarter), double-digit revenue growth, improved margins and strong adjusted EBITDA, record auto performance, successful capital raises and important capital‑market milestones (Fitch AAA, first auto securitization, resecuritizations providing recycleable capital), and an active partner onboarding pipeline. The company is managing market volatility prudently by diversifying funding across ABS and other channels and maintaining disciplined underwriting. Notable negatives include a $38M investment loss, downward fair‑value adjustments, FRLPC margin compression driven by higher cost of capital, ongoing private credit market repricing risk, and intentionally tighter underwriting that keeps application-to-volume conversion below 1%. Overall, the positive operational and capital‑markets achievements and upgraded guidance outweigh the financial and market headwinds discussed.View all PGY earnings summariesPGY Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$30.33
▲(102.36% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Ownership Overview
9.24% Insiders
10.25% Mutual Funds
0.47% Other Institutional Investors
72.56% Public Companies and Individual Investors













