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Pagaya Technologies Ltd (PGY)
NASDAQ:PGY
RESEARCH TOOLSreports
PGY Stock Chart & Stats
Day’s Range― - ―
52-Week Range$8.20 - $20.00
Previous CloseN/A
Volume1.03M
Average Volume (3M)3.02M
Market Cap
$1.25B
Enterprise Value$1.43B
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)N/A
Price to Earnings (P/E)―
Beta3.20
Next Earnings
May 20, 2025EPS Estimate
-0.17Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-5.50
Shares Outstanding61,003,320
10 Day Avg. Volume6,152,372
30 Day Avg. Volume3,019,271
Standard Deviation0.95
R-Squared0.16
Alpha-0.02
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)1.66
Price to Cash Flow (P/CF)-207.50
P/FCF Ratio0.00
Enterprise Value/Market Cap1.15
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit5.44
Enterprise Value/Ebitda25.35
Forecast
1Y Price Target
$19.78Price Target Upside23.16% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
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Bulls Say, Bears Say
Bulls Say
Credit RatingPagaya was designated as an AAA-rated ABS issuer by the rating agencies, which will reduce capital intensity on the risk retention obligations.
PartnershipsPagaya Technologies announced a new forward flow agreement with Blue Owl Capital to purchase up to $2.4bn in consumer loans through the company’s network.
Revenue And GrowthRevenue increased 28% while fee revenue less production costs grew 115% as the company exploits emerging operating leverage and solid pricing power.
Bears Say
Financial AdjustmentsThe company’s 4Q24 report included a credit-related fair value adjustment of $156m stemming from the 2021-2023 loans – a figure more than twice as large as the $70m adjustment reported in the prior quarter.
Loan ImpactManagement reiterated that they did not expect its 2021-2023 vintage loans would have a material impact on its operating performance going forward, and that they expected the company to achieve GAAP net income profitability.
Stock PerformanceThe stock has been held back owing to recent markdowns on its 2023 vintage.
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Ownership Overview
2.32% Insiders
11.04% Mutual Funds
12.12% Other Institutional Investors
70.36% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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PGY FAQ
What was Pagaya Technologies Ltd’s price range in the past 12 months?
Pagaya Technologies Ltd lowest stock price was $8.20 and its highest was $20.00 in the past 12 months.
What is Pagaya Technologies Ltd’s market cap?
Pagaya Technologies Ltd’s market cap is $1.25B.
When is Pagaya Technologies Ltd’s upcoming earnings report date?
Pagaya Technologies Ltd’s upcoming earnings report date is May 20, 2025 which is in 88 days.
How were Pagaya Technologies Ltd’s earnings last quarter?
Pagaya Technologies Ltd released its earnings results on Feb 13, 2025. The company reported -$3.2 earnings per share for the quarter, missing the consensus estimate of -$0.517 by -$2.683.
Is Pagaya Technologies Ltd overvalued?
According to Wall Street analysts Pagaya Technologies Ltd’s price is currently Undervalued.
Does Pagaya Technologies Ltd pay dividends?
Pagaya Technologies Ltd does not currently pay dividends.
What is Pagaya Technologies Ltd’s EPS estimate?
Pagaya Technologies Ltd’s EPS estimate is -0.17.
How many shares outstanding does Pagaya Technologies Ltd have?
Pagaya Technologies Ltd has 61,003,320 shares outstanding.
What happened to Pagaya Technologies Ltd’s price movement after its last earnings report?
Pagaya Technologies Ltd reported an EPS of -$3.2 in its last earnings report, missing expectations of -$0.517. Following the earnings report the stock price went up 24.278%.
Which hedge fund is a major shareholder of Pagaya Technologies Ltd?
Currently, no hedge funds are holding shares in PGY
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Pagaya Technologies Ltd Stock Smart Score
Neutral
1
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5
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9
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Analyst Consensus
Strong Buy
Average Price Target:
$19.78 (23.16% Upside)
$19.78 (23.16% Upside)
Blogger Sentiment
Bullish
PGY Sentiment 92%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 139.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $608.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 7.8%
Last 30 Days ▲ 10.3%
Last 30 Days ▲ 10.3%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
5.77%
12-Months-Change
Fundamentals
Return on Equity
-90.59%
Trailing 12-Months
Asset Growth
5.93%
Trailing 12-Months
Company Description
Pagaya Technologies Ltd
Pagaya is a technology company offering financial products and services. Its sophisticated AI-driven credit and analysis technology enables real-time and comprehensive consumer credit and residential real estate solutions.
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PGY Company Deck
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PGY Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a positive outlook with strong financial performance in 2024, record FRLPC, and adjusted EBITDA growth. The company is expanding its partnerships and improving funding mechanisms. However, significant fair value adjustments and high risk retention from past vintages impacted results. Despite these challenges, the guidance for GAAP profitability in 2025 suggests a positive trajectory.Read More>---
PGY Stock 12 Month Forecast
Average Price Target
$19.78
▲(23.16% Upside)
Technical Analysis
LendingClub
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Oportun Financial
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Upstart Holdings
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SoFi Technologies
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Affirm Holdings
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Best Analysts Covering PGY
1 Year
1 Year Success Rate
4/7 ratings generated profit
1 Year Average Return
+0.87%
reiterated a buy rating last month
Copying John Hecht's trades and holding each position for 1 Year would result in 57.14% of your transactions generating a profit, with an average return of +0.87% per trade.
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