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Pagaya Technologies Ltd ( (PGY) ) has issued an update.
On July 28, 2025, Pagaya Technologies Ltd. announced the successful closing of a $500 million offering of 8.875% senior unsecured notes due 2030, marking a significant milestone as one of the first fintechs to access the high-yield unsecured debt markets. The transaction, which was five times oversubscribed, reflects strong investor confidence and is expected to lower Pagaya’s cost of debt by nearly 200 basis points, enhance capital efficiency, and generate approximately $40 million in annualized cash flow savings. This move strengthens Pagaya’s financial profile, supports profitability, and broadens its long-term investor base.
The most recent analyst rating on (PGY) stock is a Buy with a $14.50 price target. To see the full list of analyst forecasts on Pagaya Technologies Ltd stock, see the PGY Stock Forecast page.
Spark’s Take on PGY Stock
According to Spark, TipRanks’ AI Analyst, PGY is a Outperform.
Pagaya Technologies Ltd’s overall stock score is driven by strong technical indicators and positive earnings call sentiment, reflecting confidence in future growth. However, financial performance is hampered by high leverage and profitability issues, and the valuation remains challenging due to a negative P/E ratio. The positive corporate events further support growth potential, but caution is advised due to financial risks.
To see Spark’s full report on PGY stock, click here.
More about Pagaya Technologies Ltd
Pagaya Technologies Ltd. is a global technology company that provides AI-driven financial products and services, focusing on consumer credit and residential real estate. The company integrates its proprietary API and capital solutions into a network of partners to enhance user experiences and expand access to the mainstream economy. Pagaya operates from offices in New York and Tel Aviv.
Average Trading Volume: 2,650,343
Technical Sentiment Signal: Buy
Current Market Cap: $2.38B
See more insights into PGY stock on TipRanks’ Stock Analysis page.