Credit Card Revenue And Profitability RiskThe retail business relies on credit card-related income to achieve profitability, and with expected credit card revenue declines in FY25, profitability risks remain.
Revenue Declines In Key CategoriesThe core Apparel, Footwear, and Legacy Home categories are experiencing revenue declines, suggesting market share erosion.
Same-Store Sales DeclineSame-store sales continue to decline, indicating ongoing challenges in maintaining customer traffic and sales growth.