Pagaya Technologies Ltd. (PGY)
NASDAQ:PGY
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Total Valuation
Pagaya Technologies Ltd has a market cap or net worth of $1.06B. The enterprise value is $1.64B.
Market Cap$1.06B
Enterprise Value$1.64B
Share Statistics
Pagaya Technologies Ltd has 71,582,270 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding71,582,270
Owned by Insiders9.15%
Owned by Institutions10.46%
Financial Efficiency
Pagaya Technologies Ltd’s return on equity (ROE) is 0.17 and return on invested capital (ROIC) is 15.25%.
Return on Equity (ROE)0.17
Return on Assets (ROA)0.05
Return on Invested Capital (ROIC)15.25%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee2.39M
Profits Per Employee154.44K
Employee Count527
Asset Turnover0.82
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Pagaya Technologies Ltd is 10.4. Pagaya Technologies Ltd’s PEG ratio is -0.17.
PE Ratio10.4
PS Ratio1.30
PB Ratio3.41
Price to Fair Value3.41
Price to FCF7.29
Price to Operating Cash Flow4.55
PEG Ratio-0.17
Income Statement
In the last 12 months, Pagaya Technologies Ltd had revenue of 1.26B and earned 81.39M in profits. Earnings per share was 1.04.
Revenue1.26B
Gross Profit512.17M
Operating Income223.81M
Pretax Income51.63M
Net Income81.39M
EBITDA81.70M
Earnings Per Share (EPS)1.04
Cash Flow
In the last 12 months, operating cash flow was 247.38M and capital expenditures -13.30M, giving a free cash flow of 234.07M billion.
Operating Cash Flow247.38M
Free Cash Flow234.07M
Free Cash Flow per Share3.27
Dividends & Yields
Pagaya Technologies Ltd pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.18
52-Week Price Change-24.59%
50-Day Moving Average12.90
200-Day Moving Average22.22
Relative Strength Index (RSI)43.66
Average Volume (3m)3.75M
Important Dates
Pagaya Technologies Ltd upcoming earnings date is Aug 6, 2026, Before Open (Confirmed).
Last Earnings DateMay 7, 2026
Next Earnings DateAug 6, 2026
Ex-Dividend Date―
Financial Position
Pagaya Technologies Ltd as a current ratio of 5.62, with Debt / Equity ratio of 181.01%
Current Ratio5.62
Quick Ratio5.62
Debt to Market Cap0.54
Net Debt to EBITDA7.77
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Pagaya Technologies Ltd has paid -19.75M in taxes.
Income Tax-19.75M
Effective Tax Rate-0.38
Enterprise Valuation
Pagaya Technologies Ltd EV to EBITDA ratio is 27.80, with an EV/FCF ratio of 10.11.
EV to Sales1.80
EV to EBITDA27.80
EV to Free Cash Flow10.11
EV to Operating Cash Flow9.52
Balance Sheet
Pagaya Technologies Ltd has $380.03M in cash and marketable securities with $958.10M in debt, giving a net cash position of -$578.07M billion.
Cash & Marketable Securities$380.03M
Total Debt$958.10M
Net Cash-$578.07M
Net Cash Per Share-$8.08
Tangible Book Value Per Share$6.70
Margins
Gross margin is 41.41%, with operating margin of 17.74%, and net profit margin of 6.45%.
Gross Margin41.41%
Operating Margin17.74%
Pretax Margin4.09%
Net Profit Margin6.45%
EBITDA Margin6.48%
EBIT Margin4.09%
Analyst Forecast
The average price target for Pagaya Technologies Ltd is $32.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$32.00
Price Target Upside113.48% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast21.65%
EPS Growth Forecast―