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Pagaya Technologies Ltd (PGY)
NASDAQ:PGY
Earnings Data
Report Date
Feb 12, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.35Last Year’s EPS
-3.2Same Quarter Last Year
Strong Buy
Based on 6 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
Pagaya Technologies Ltd.'s earnings call reflected strong growth in network volume and profitability, with significant advancements in partner onboarding and funding diversification. Despite incurring some non-recurring costs and credit-related losses, the company's overall performance and strategic initiatives suggest a positive outlook.Company Guidance
Record-Breaking Network Volume
Pagaya Technologies Ltd. reported a record quarterly network volume of $2.8 billion, marking a 19% year-over-year growth, with a significant 31% growth in personal loans.
Increased Profitability
Adjusted EBITDA increased by 91% to $107 million with margins expanding nine points to 30.6%. Operating income climbed 257% to $80 million, and operating cash flow hit a record $67 million.
Expansion of Partner Network
Pagaya Technologies Ltd. has the highest number of partners in its onboarding queue in its history, with plans to onboard up to eight partners across various asset classes.
Diversified Funding Sources
The company issued $1.8 billion in ABS programs across four transactions and raised $500 million in corporate debt, also expanding its corporate revolver with four major banks at a significantly lower cost.
PGY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PGY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 10, 2025 | $24.45 | $27.58 | +12.80% |
Aug 07, 2025 | $31.36 | $30.62 | -2.36% |
May 07, 2025 | $11.49 | $11.25 | -2.09% |
Feb 13, 2025 | $11.78 | $14.64 | +24.28% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Pagaya Technologies Ltd (PGY) report earnings?
Pagaya Technologies Ltd (PGY) is schdueled to report earning on Feb 12, 2026, Before Open (Confirmed).
What is Pagaya Technologies Ltd (PGY) earnings time?
Pagaya Technologies Ltd (PGY) earnings time is at Feb 12, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PGY EPS forecast?
PGY EPS forecast for the fiscal quarter 2025 (Q4) is 0.35.
