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Pagaya Technologies Ltd (PGY)
NASDAQ:PGY
Earnings Data
Report Date
Aug 08, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.05Last Year’s EPS
-1.04Same Quarter Last Year
Strong Buy
Based on 8 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:May 07, 2025
|% Change Since: 0.00%
|Next Earnings Date:Aug 08, 2025
Earnings Call Sentiment|Positive
The earnings call reflects a strong positive sentiment with significant achievements in revenue growth, profitability, and strategic partnerships, despite minor challenges in network volume.Company Guidance
During the Pagaya Technologies Q1 2025 earnings call, the management highlighted key performance metrics and provided guidance for the upcoming quarters. The company reported a notable 18% year-over-year increase in revenue, reaching an annualized run rate of nearly $1.2 billion. Fee revenue less production costs (FRLPC) grew by 26%, reaching an annualized run rate of over $460 million. The company's efficient cost structure led to a 100% growth in adjusted EBITDA, amounting to approximately $320 million on an annualized basis. For the first time as a public company, Pagaya achieved positive GAAP net income of $8 million, one quarter ahead of schedule. The guidance for Q2 2025 includes a network volume between $2.3 billion and $2.5 billion, with total revenue anticipated to be between $290 million and $310 million. Adjusted EBITDA is projected to be in the range of $75 million to $90 million, and GAAP net income is expected to be between breakeven and $10 million. For the full year 2025, the company has increased its GAAP net income guidance to a range of $10 million to $45 million, with total revenue projected between $1.175 billion and $1.3 billion.Record Revenue and Growth
Pagaya Technologies achieved an 18% year-over-year revenue growth, reaching an annualized run rate of nearly $1.2 billion. Fee revenue less production costs (FRLPC) grew by 26%.
Positive GAAP Net Income
The company achieved a positive GAAP net income of $8 million, ahead of guidance and for the first time as a public company.
Significant Increase in Adjusted EBITDA
Adjusted EBITDA grew by 100% year-over-year to an annualized equivalent of approximately $320 million.
Expansion in Lending Partnerships
The company doubled the number of lending partners with at least $100 million in volume this quarter compared to a year ago.
Diversified Funding Structure
Pagaya secured a forward flow agreement with Blue Owl Capital to purchase up to $2.4 billion in loans over 24 months, enhancing its liquidity and funding strategy.
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PGY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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PGY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| May 07, 2025 | $11.49 | $11.25 | -2.09% |
| Feb 13, 2025 | $11.78 | $14.64 | +24.28% |
| Nov 12, 2024 | $16.89 | $10.88 | -35.58% |
| Aug 09, 2024 | $15.10 | $14.22 | -5.83% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Pagaya Technologies Ltd (PGY) report earnings?
Pagaya Technologies Ltd (PGY) is schdueled to report earning on Aug 08, 2025, TBA Not Confirmed.
What is Pagaya Technologies Ltd (PGY) earnings time?
Pagaya Technologies Ltd (PGY) earnings time is at Aug 08, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PGY EPS forecast?
PGY EPS forecast for the fiscal quarter 2025 (Q2) is 0.05.
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