OFS Credit Company Inc (OCCI)
NASDAQ:OCCI
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OFS Credit Company
(NASDAQ:OCCI)
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Rating:48Neutral
Price Target:
$2.50
▼(-48.35% Downside)
Action:Reiterated
Date:02/25/26
The score is primarily weighed down by weak financial performance (declining revenue, negative profitability, and pressured cash metrics) and bearish technicals (price below all key moving averages with negative momentum). A very high dividend yield helps valuation somewhat, but losses (negative P/E) limit the benefit.
Positive Factors
Business model strength
OCCI’s BDC model focuses on senior secured and subordinated private credit for middle-market firms, creating durable contractual interest income and fee opportunities. This structure yields recurring interest receipts and origination fees that support long-term cash generation and alignment with credit cycle lending demand.
Negative Factors
Sharp revenue decline
A >50% drop in revenue with negative net income signals pronounced portfolio performance deterioration or reduced origination activity. Persistent revenue weakness undermines sustainable distribution capacity and limits reinvestment, increasing reliance on portfolio dispositions or external capital to preserve business scale.
Read all positive and negative factors
Positive Factors
Negative Factors
Business model strength
OCCI’s BDC model focuses on senior secured and subordinated private credit for middle-market firms, creating durable contractual interest income and fee opportunities. This structure yields recurring interest receipts and origination fees that support long-term cash generation and alignment with credit cycle lending demand.
Read all positive factors
OFS Credit Company (OCCI) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$73.29M
Dividend Yield28.99%
Average Volume (3M)256.69K
Price to Earnings (P/E)―
Beta (1Y)0.72
Revenue Growth32.52%
EPS Growth-816.39%
CountryUS
EmployeesN/A
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)-0.37
Shares Outstanding29,314,350
10 Day Avg. Volume297,129
30 Day Avg. Volume256,691
Financial Highlights & Ratios
PEG Ratio0.09
Price to Book (P/B)0.80
Price to Sales (P/S)3.04
P/FCF Ratio3.57
Enterprise Value/Market Cap2.50
Enterprise Value/Revenue4.22
Enterprise Value/Gross Profit6.38
Enterprise Value/Ebitda12.20
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.25
Revenue Forecast (FY)$45.47M
OFS Credit Company Business Overview & Revenue Model
Company Description
OFS Credit Company, Inc. functions as an investment fund, with its activities administered by OFS Advisor....
How the Company Makes Money
OCCI makes money primarily from investment income generated by its portfolio of privately negotiated debt investments. The core revenue stream is interest income earned on loans it holds (typically floating-rate senior secured loans), which is rec...
OFS Credit Company Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
60
Neutral
Cash Flow
50
Neutral
| Breakdown | Oct 2025 | Oct 2024 | Oct 2023 | Oct 2022 | Oct 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 40.54M | 18.69M | 30.70M | 26.22M | 22.97M |
| Gross Profit | 28.70M | 18.69M | 30.70M | 18.88M | 18.10M |
| EBITDA | -2.22M | 33.67M | -152.47K | -9.15M | 23.03M |
| Net Income | -9.91M | 15.02M | -1.89M | -13.59M | 20.31M |
Balance Sheet | |||||
| Total Assets | 270.82M | 240.77M | 185.93M | 159.03M | 165.21M |
| Cash, Cash Equivalents and Short-Term Investments | 13.51M | 24.70M | 16.78M | 12.54M | 15.00M |
| Total Debt | 113.91M | 0.00 | 62.77M | 0.00 | 49.03M |
| Total Liabilities | 117.80M | 92.17M | 65.74M | 64.82M | 57.11M |
| Stockholders Equity | 153.02M | 148.61M | 120.19M | 94.21M | 108.10M |
Cash Flow | |||||
| Free Cash Flow | 34.53M | -30.55M | -23.68M | -14.60M | -65.72M |
| Operating Cash Flow | 34.53M | -30.55M | -23.68M | -14.60M | -65.72M |
| Investing Cash Flow | -84.86M | 0.00 | -49.78M | -31.47M | -86.58M |
| Financing Cash Flow | 39.13M | 38.47M | 27.92M | 12.14M | 74.27M |
OFS Credit Company Technical Analysis
Negative
4.84
Price Trends
3.10
Negative
3.12
Negative
3.74
Negative
Market Momentum
-0.14
Positive
21.06
Positive
3.57
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For OCCI, the sentiment is Negative. The current price of 4.84 is above the 20-day moving average (MA) of 3.08, above the 50-day MA of 3.10, and above the 200-day MA of 3.74, indicating a bearish trend. The MACD of -0.14 indicates Positive momentum. The RSI at 21.06 is Positive, neither overbought nor oversold. The STOCH value of 3.57 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for OCCI.
OFS Credit Company Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $422.26M | 9.61 | 8.94% | 9.31% | -46.94% | -51.89% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
54 Neutral | $286.11M | ― | -19.08% | 21.13% | -153.69% | -168.78% | |
50 Neutral | $223.97M | 15.93 | 0.01% | 16.61% | 122.81% | 43.00% | |
48 Neutral | $73.29M | -1.99 | -23.21% | 28.99% | 32.52% | -816.39% | |
48 Neutral | $48.77M | -1.30 | -29.04% | 25.87% | -21.68% | -223.80% |
* Financial Sector Average
OCCI
OFS Credit Company
2.50
-2.15
-46.25%
GLAD
Gladstone Capital
18.69
-5.53
-22.85%
PNNT
Pennantpark Investment
3.43
-2.16
-38.62%
OFS
OFS Capital
3.64
-3.37
-48.11%
TCPC
BlackRock TCP Capital
3.41
-2.81
-45.21%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.