NVR (NVR) AI Stock Analysis

• Market Cap: $18.75B
• Dividend Yield: N/A
• Average Volume (3M): 24.17K
• Price to Earnings (P/E): 15.8
• Beta (1Y): 0.39
• Revenue Growth: 3.61%
• EPS Growth: -6.94%
• Country: US
• Employees: 7,000
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Residential Construction
• EPS (TTM): 121.54
• Shares Outstanding: 2,778,119
• 10 Day Avg. Volume: 20,224
• 30 Day Avg. Volume: 24,169
• PEG Ratio: -1.08
• Price to Book (P/B): 5.47
• Price to Sales (P/S): 2.05
• P/FCF Ratio: 19.28
• Enterprise Value/Market Cap: 0.98
• Enterprise Value/Revenue: 1.80
• Enterprise Value/Gross Profit: 7.90
• Enterprise Value/Ebitda: 10.14
• 1Y Price Target: $7,697.67
• Price Target Upside: 13.51% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 6
• EPS Forecast (FY): 395.33
• Revenue Forecast (FY): $9.74B

• Rating: 75 Outperform
• Price Target: $7,594.00 ▲(11.98% Upside)
• Action: Reiterated Date: 02/12/26
• Date: Action: Reiterated 02/12/26

The score is driven primarily by strong underlying financial quality (high profitability/ROE, improving leverage, solid cash conversion) and supportive technical momentum (above key moving averages with a positive MACD). This is tempered by recent margin and free-cash-flow weakening and only mid-range valuation support given a ~18 P/E and no dividend yield.

Positive Factors

High return on equity

Sustained very high ROE shows NVR converts capital into profits efficiently versus peers. This durable profitability supports internal funding for land and operations, enables better shareholder returns over cycles, and reflects structural operating leverage in homebuilding execution.

Negative Factors

Recent margin compression

Falling margins despite revenue growth indicate rising cost pressures or mix shifts that erode the company's historical profitability cushion. If persistent, margin compression weakens ROE resilience, reduces internal funding capacity, and heightens sensitivity to volume swings over the coming quarters.

NVR Business Overview & Revenue Model

Company Description

NVR, Inc. operates as a homebuilder in the United States. The company operates in two segments, Homebuilding and Mortgage Banking. It engages in the construction and sale of single-family detached homes, townhomes, and condominium buildings under ...

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NVR, Inc. operates as a homebuilder in the United States. The company operates in two segments, Homebuilding and Mortgage Banking. It engages in the construction and sale of single-family detached homes, townhomes, and condominium buildings under ...

How the Company Makes Money

NVR primarily makes money by selling newly constructed homes to individual homebuyers. The largest revenue stream is homebuilding revenue, recognized from the sale of completed (or contractually delivered) homes across its operating markets and br...

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NVR primarily makes money by selling newly constructed homes to individual homebuyers. The largest revenue stream is homebuilding revenue, recognized from the sale of completed (or contractually delivered) homes across its operating markets and br...

NVR Financial Statement Overview

Breakdown	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	10.32B	10.54B	9.53B	10.54B	8.96B
Gross Profit	2.37B	2.69B	2.48B	2.88B	2.20B
EBITDA	1.79B	2.16B	1.97B	2.31B	1.66B
Net Income	1.34B	1.68B	1.59B	1.73B	1.24B
Balance Sheet
Total Assets	5.86B	6.38B	6.60B	5.66B	5.83B
Cash, Cash Equivalents and Short-Term Investments	1.96B	2.61B	3.16B	2.52B	2.57B
Total Debt	1.20B	1.02B	1.01B	1.01B	1.59B
Total Liabilities	1.99B	2.17B	2.24B	2.15B	2.83B
Stockholders Equity	3.86B	4.21B	4.36B	3.51B	3.00B
Cash Flow
Free Cash Flow	1.10B	1.35B	1.47B	1.85B	1.22B
Operating Cash Flow	1.12B	1.37B	1.50B	1.87B	1.24B
Investing Cash Flow	-71.21M	-26.55M	-24.10M	-27.43M	-18.18M
Financing Cash Flow	-1.76B	-1.90B	-832.97M	-1.91B	-1.40B

NVR Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 6781.69
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NVR, the sentiment is Neutral. The current price of 6781.69 is above the 20-day moving average (MA) of 6585.34, below the 50-day MA of 7101.41, and below the 200-day MA of 7537.74, indicating a neutral trend. The MACD of -69.49 indicates Negative momentum. The RSI at 50.97 is Neutral, neither overbought nor oversold. The STOCH value of 73.35 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for NVR.

NVR Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TMHC	77 Outperform	$5.72B	8.21	12.83%	―	6.98%	9.74%
PHM	76 Outperform	$23.05B	10.46	17.51%	0.78%	1.76%	-4.24%
NVR	75 Outperform	$18.75B	15.79	34.29%	―	3.61%	-6.94%
DHI	72 Outperform	$41.32B	17.70	13.81%	1.14%	-6.93%	-19.41%
TOL	69 Neutral	$13.27B	16.39	16.86%	0.70%	1.11%	-10.03%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
LEN	56 Neutral	$21.84B	30.47	8.04%	1.91%	-3.78%	-44.21%