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NN Group (NNGRY)
OTHER OTC:NNGRY
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NN Group (NNGRY) Price & Analysis

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NNGRY Stock Chart & Stats

$38.54
-$0.58(-2.63%)
At close: 4:00 PM EST
$38.54
-$0.58(-2.63%)

Bulls Say, Bears Say

Bulls Say
Very Strong Solvency / Capital PositionA Group Solvency II ratio around 220% (Netherlands Life ~233%) provides a substantial regulatory buffer, enabling sustained capital returns, buybacks and reserve strengthening without immediate external financing. That structural capital strength supports multi-year strategic optionality and resilience.
Diversified Commercial Momentum Across SegmentsConsistent new-business growth and rising DC/annuity inflows across Europe, Japan and Netherlands non-life show durable, diversified revenue engines. Strong VNB and inflows underpin future fee margins and premium streams, reducing reliance on any single market or product over the medium term.
Structural Productivity From AI And Digital AdoptionLarge-scale AI/digital deployment and rising digital-originated sales create persistent efficiency gains: faster claims/processing, lower distribution costs and scalable agent training. These structural productivity improvements support sustainable margin expansion and lower unit economics over multiple years.
Bears Say
Weak And Inconsistent Cash GenerationRepeated negative operating and free cash flow across the cycle undermines the company's ability to self-fund dividends, buybacks and investment without tapping capital markets or balance-sheet capacity. Persistent cash volatility raises refinancing and liquidity risk in stressed scenarios.
High Revenue And Earnings VolatilityExtreme year-to-year revenue swings, including a ~79% decline in 2025, signal unpredictable top-line drivers from investment revaluations, one-offs and segment variability. This undermines forecasting reliability, capital planning and confidence in repeatable earnings power across planning horizons.
Upward Drift In Leverage Reduces FlexibilityLeverage increased materially versus the prior year, narrowing balance-sheet flexibility. Higher debt levels limit capacity to absorb underwriting losses or fund opportunistic investments without raising capital, increasing sensitivity to cashflow softness or adverse market moves over the medium term.

NN Group News

NNGRY FAQ

What was NN Group’s price range in the past 12 months?
NN Group lowest stock price was $31.86 and its highest was $44.88 in the past 12 months.
    What is NN Group’s market cap?
    NN Group’s market cap is $21.41B.
      When is NN Group’s upcoming earnings report date?
      NN Group’s upcoming earnings report date is Aug 06, 2026 which is in 51 days.
        How were NN Group’s earnings last quarter?
        NN Group released its earnings results on Feb 12, 2026. The company reported $1.705 earnings per share for the quarter, missing the consensus estimate of $1.979 by -$0.274.
          Is NN Group overvalued?
          According to Wall Street analysts NN Group’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does NN Group pay dividends?
            NN Group pays a Quarterly dividend of $1.454 which represents an annual dividend yield of 5.25%. See more information on NN Group dividends here
              What is NN Group’s EPS estimate?
              NN Group’s EPS estimate is 1.86.
                How many shares outstanding does NN Group have?
                NN Group has 526,000,000 shares outstanding.
                  What happened to NN Group’s price movement after its last earnings report?
                  NN Group reported an EPS of $1.705 in its last earnings report, missing expectations of $1.979. Following the earnings report the stock price went up 2.484%.
                    Which hedge fund is a major shareholder of NN Group?
                    Currently, no hedge funds are holding shares in NNGRY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      NN Group Stock Smart Score

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                      Company Description

                      NN Group

                      NN Group N.V. is a financial services entity primarily focused on providing life insurance products within the Netherlands and globally. Its operations are structured into several distinct segments: Netherlands Life, Netherlands Non-life, Insurance Europe, Japan Life, Banking, and Other. The company's comprehensive insurance portfolio includes both group and individual life coverage, alongside various pension products. It also offers a broad array of non-life insurance solutions, such as motor, fire, liability, transport, travel, and disability and accident policies. Furthermore, NN Group provides employee benefits, health insurance, corporate-owned life insurance, and single premium variable annuity individual life insurance. Expanding beyond insurance, the firm delivers banking services like mortgage loans, online savings accounts, bank annuities, consumer lending, and retail investment products. Additional offerings encompass administration and management services, reinsurance, and retirement solutions. NN Group caters to a diverse clientele, including individuals, small and medium-sized enterprises (SMEs), retail customers, and institutional clients, distributing its products directly, through tied agents, bancassurance partners, and brokers. Established in 1845 and headquartered in The Hague, Netherlands, the company transitioned to its current name, NN Group N.V., in March 2014, having previously operated as ING Insurance Topholding N.V.

                      NN Group (NNGRY) Earnings & Revenues

                      NNGRY Company Deck

                      NNGRY Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call showed strong commercial execution and financial delivery in 2025 with multiple measurable wins: OCG and free cash flow outperformance, a very robust Solvency II ratio, tangible AI/digital progress, and an enhanced, recurring shareholder return program. Key growth segments (Insurance Europe, Japan, Netherlands Non-life and DC inflows) delivered meaningful expansion in volumes and margins. Offsetting factors include a material disability reserve strengthening and repricing actions, some bank margin pressure, non-recurring tailwinds in 2025 that may not repeat, and non-operational IFRS volatility from certain bond and derivative revaluations. On balance, the positive operational and capital developments materially outweigh the challenges, though management flagged areas of transitory risk and one-off items that may temper near-term comparables.View all NNGRY earnings summaries
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                      Ownership Overview

                      <0.01%0.01%99.98%
                      Insiders
                      0.01% Other Institutional Investors
                      99.98% Public Companies and
                      Individual Investors

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