Strong Operating Capital Generation
Operating capital generation for 2024 reached €1.9 billion, aligning with the 2025 target and reflecting strong business performance.
Increased Free Cash Flow
Free cash flow increased by 8% year-over-year to €1.5 billion, on track to meet the €1.6 billion target for 2025.
Robust Solvency Ratio
The group solvency ratio stands at 194%, at the upper end of the comfort range of 150% to 200%.
High Value of New Business
The value of new business rose by 20% year-over-year, driven by strong sales and margin improvements in Europe and the Netherlands Life segment.
Sustainable Dividend Growth
Full year dividend announced at €3.44, an 8% increase from the previous year, with a recurring share buyback of €300 million.
Positive Customer Engagement
Improvement in customer satisfaction and relational net promoter score in international markets, with successful AI implementation to enhance customer experience.
Progress in Sustainability
31% reduction in emissions of the corporate investment portfolio since 2021, and increased investments in Climate Solutions to €12.8 billion by 2024.