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Earnings Data
Report Date
Aug 06, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
2.11Last Year’s EPS
0.76Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call showed strong commercial execution and financial delivery in 2025 with multiple measurable wins: OCG and free cash flow outperformance, a very robust Solvency II ratio, tangible AI/digital progress, and an enhanced, recurring shareholder return program. Key growth segments (Insurance Europe, Japan, Netherlands Non-life and DC inflows) delivered meaningful expansion in volumes and margins. Offsetting factors include a material disability reserve strengthening and repricing actions, some bank margin pressure, non-recurring tailwinds in 2025 that may not repeat, and non-operational IFRS volatility from certain bond and derivative revaluations. On balance, the positive operational and capital developments materially outweigh the challenges, though management flagged areas of transitory risk and one-off items that may temper near-term comparables.Company Guidance
Exceeded 2025 Financial Targets
Operating Capital Generation (OCG) of EUR 2.1 billion, up 9% versus 2024, and Free Cash Flow slightly above the EUR 1.6 billion target, up 7% year-on-year, outperforming stated 2025 objectives.
Very Strong Solvency and Capital Position
Group Solvency II ratio at 220% and Netherlands Life solvency increased from 200% to 233%, with improved quality of capital after removing the unit-linked overhang.
Enhanced Shareholder Returns
Additional capital return of EUR 100 million split equally between a EUR 50 million step-up in the annual share buyback (now EUR 350 million) and a EUR 50 million dividend increase; Dividend per share raised by 13% to EUR 3.88. NN Group has returned over EUR 11 billion to shareholders since IPO.
Commercial Momentum in Growth Segments
Insurance Europe New Business Value (VNB) up 16% vs 2024; Japan VNB up 25% vs 2024 (approx. 30% currency-adjusted) and 34% when comparing from Q2 onwards; Netherlands Non-life gross written premium up 6%, surpassing EUR 4 billion for the first time; Netherlands Life DC inflows of EUR 2.6 billion.
Future Ready / AI Progress and Digital Sales
236 AI use cases implemented, 42% of sales come from digital leads, and 40% of the EUR 200 million annual benefit target (i.e., ~EUR 80 million run rate) realized by end-2025—demonstrating measurable digital productivity gains.
Operational Efficiency Improvements
Third-party car liability claims processing automated end-to-end—processing time reduced from 1–3 days to minutes. AI avatars train >9,000 tied agents (boosting conversion) and AIReply rolled out to improve email response efficiency in Dutch units.
Segmental Operating Trends & Outlook
OCG growth by segment: Netherlands Life +13% (benefiting from positive experience and higher investment returns in 2025), Europe +13% (higher sales and margins), Netherlands Non-life +9% (reported) and Japan +8% (despite limitations on deferring acquisition costs). 2028 targets reiterated: OCG EUR 2.2 billion and Free Cash Flow > EUR 1.8 billion.
Balance Sheet & Liquidity Actions
Holding cash capital increased to EUR 1.8 billion then pro-forma EUR 1.6 billion after RT1 repayment; RT1 notes redeemed Jan 2026. Intend not to refinance EUR 600 million senior debt maturing 2027; residual excess cash potential ~EUR 500 million (2025–2028) after announced returns and deleveraging.
NNGRY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
NNGRY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 12, 2026 | $40.86 | $41.87 | +2.48% |
Aug 08, 2025 | $34.75 | $35.78 | +2.99% |
Feb 20, 2025 | $22.61 | $23.54 | +4.12% |
Aug 15, 2024 | $23.38 | $22.76 | -2.65% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does NN Group (NNGRY) report earnings?
NN Group (NNGRY) is schdueled to report earning on Aug 06, 2026, Before Open (Confirmed).
What is NN Group (NNGRY) earnings time?
NN Group (NNGRY) earnings time is at Aug 06, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
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What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is NNGRY EPS forecast?
NNGRY EPS forecast for the fiscal quarter 2026 (Q2) is 2.11.