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MSWV Stock Chart & Stats
$23.00
$0.30(1.33%)
At close: 4:00 PM EDT
$23.00
$0.30(1.33%)
Day’s Range― - ―
52-Week Range$14.35 - $23.15
Previous CloseN/A
Volume3.75K
Average Volume (3M)2.15K
Market Cap
$179.03M
Enterprise Value$120.20
Total Cash (Recent Filing)$58.90M
Total Debt (Recent Filing)$20.04M
Price to Earnings (P/E)8.8
Beta0.30
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.58%
Share Statistics
EPS (TTM)2.61
Shares Outstanding7,801,011
10 Day Avg. Volume385
30 Day Avg. Volume2,149
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)1.05
Price to Sales (P/S)1.55
P/FCF Ratio7.21
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance-sheet StrengthA large reduction in debt-to-equity and higher equity materially strengthens financial resilience and funding flexibility. Lower leverage reduces refinancing and interest-rate risk, expanding capacity to absorb losses or fund growth, and supports steadier capital allocation over the next several quarters.
Cash Generation QualityFree cash flow tracking closely to reported earnings indicates earnings quality and real cash conversion. Consistent cash generation supports dividends, debt reduction, and reinvestment capacity, improving long-term financial flexibility even if annual FCF is somewhat uneven.
Revenue And Margin ReboundSimultaneous revenue acceleration and margin expansion suggest durable operating leverage and improved business mix. Higher margins increase cash flow potential and ROE, creating a stronger earnings base that can sustain investment and distributions over multiple quarters if trends persist.
Bears Say
Profitability VolatilityMaterial swings in profitability across years highlight earnings instability tied to macro and credit cycles. That volatility complicates forecasting, capital planning, and dividend predictability, raising the risk premium for stakeholders seeking steady bank-like cash flows.
Lumpy Free Cash FlowWhile FCF approximates earnings in strong years, prior declines show cash is not consistently compounding. Lumpy FCF constrains sustained organic investment and makes debt servicing or steady payout policies more vulnerable during down cycles.
Cycle SensitivityEarnings tied to rate and credit-cycle dynamics make margins and loan performance sensitive to macro conditions. This structural exposure means external shocks or tightening credit can quickly reverse recent gains, limiting predictability of returns over a 2–6 month horizon.
MSWV FAQ
What was Main Street Financial Services Corp’s price range in the past 12 months?
Main Street Financial Services Corp lowest stock price was $14.35 and its highest was $23.15 in the past 12 months.
What is Main Street Financial Services Corp’s market cap?
Main Street Financial Services Corp’s market cap is $179.03M.
When is Main Street Financial Services Corp’s upcoming earnings report date?
Main Street Financial Services Corp’s upcoming earnings report date is Oct 22, 2026 which is in 81 days.
How were Main Street Financial Services Corp’s earnings last quarter?
Main Street Financial Services Corp released its earnings results on Jul 23, 2026. The company reported $0.777 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Main Street Financial Services Corp overvalued?
According to Wall Street analysts Main Street Financial Services Corp’s price is currently Overvalued.
Does Main Street Financial Services Corp pay dividends?
Main Street Financial Services Corp pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 2.58%. See more information on Main Street Financial Services Corp dividends here
What is Main Street Financial Services Corp’s EPS estimate?
Main Street Financial Services Corp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Main Street Financial Services Corp have?
Main Street Financial Services Corp has 7,801,011 shares outstanding.
What happened to Main Street Financial Services Corp’s price movement after its last earnings report?
Main Street Financial Services Corp reported an EPS of $0.777 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.102%.
Which hedge fund is a major shareholder of Main Street Financial Services Corp?
Currently, no hedge funds are holding shares in MSWV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Main Street Financial Services Stock Smart Score
Neutral
1
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5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.47%
12-Months-Change
Fundamentals
Return on Equity
2.58%
Trailing 12-Months
Asset Growth
6.32%
Trailing 12-Months
Company Description
Main Street Financial Services Corp
Main Street Financial Services Corp. operates as the parent holding company for Main Street Bank Corp., through which it delivers a comprehensive suite of banking and financial services. Its core offerings encompass fundamental checking and savings accounts, complemented by a diverse portfolio of lending solutions. These include commercial, real estate, installment, consumer, and residential loans, as well as personal lines of credit. Beyond these, the institution also facilitates a range of additional amenities, such as wire transfers, ATM services, business money market accounts, robust internet banking, secure safe deposit boxes, specialized accounts for non-profit organizations, and premium certificate of deposit (CD) services. The company caters to a broad clientele, serving businesses, professionals, and individual customers. Established in 2001, Main Street Financial Services Corp. is headquartered in Wheeling, West Virginia.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
0.49% Other Institutional Investors
99.51% Public Companies and
Individual Investors