Main Street Financial Services Corp (MSWV)

OTHER OTC:MSWV

MSWV

Main Street Financial Services

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Main Street Financial Services (MSWV) Price & Analysis

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MSWV Stock Chart & Stats

$17.30

-$0.08(-0.56%)

At close: Jan 07 4:00 PM EST

$17.30

-$0.08(-0.56%)

Day’s Range― - ―

52-Week Range$12.75 - $20.00

Previous CloseN/A

Volume4.13K

Average Volume (3M)2.15K

Market Cap

$145.10M

Enterprise Value$106.43M

Total Cash (Recent Filing)$52.38M

Total Debt (Recent Filing)$82.24M

Price to Earnings (P/E)6.9

Beta0.22

Next Earnings

Apr 23, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.2%

Share Statistics

EPS (TTM)0.62

Shares Outstanding7,801,011

10 Day Avg. Volume385

30 Day Avg. Volume2,149

Financial Highlights & Ratios

PEG Ratio0.04

Price to Book (P/B)1.05

Price to Sales (P/S)1.55

P/FCF Ratio7.21

Enterprise Value/Market Cap0.73

Enterprise Value/Revenue1.29

Enterprise Value/Gross Profit2.14

Enterprise Value/Ebitda6.16

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Balance-sheet Leverage ImprovementA material reduction in debt-to-equity enhances funding resilience and lowers credit risk, giving the bank more capacity to absorb shocks and support lending or capital returns. This durable improvement strengthens financial flexibility and reduces refinancing pressure over the coming months.

Strong Cash Generation Vs. EarningsFree cash flow tracking nearly one-to-one with reported earnings signals high earnings quality and real cash conversion. Over a 2-6 month horizon this supports sustainable dividend funding, internal reinvestment, and reduces near-term reliance on external financing.

Revenue Growth And Margin ReboundSimultaneous top-line acceleration and materially wider operating and net margins point to durable operating leverage and improved profitability. This structural improvement enhances ROE and cash flow generation potential, supporting capital formation and strategic initiatives.

Bears Say

Earnings And Leverage VolatilitySignificant year-over-year swings in profitability and leverage reflect sensitivity to the credit and rate cycle typical for regional banks. That volatility raises forecasting risk, may pressure capital planning and dividend reliability, and can amplify downside in stressed scenarios.

Lumpy Free-cash-flow GrowthAlthough FCF tracked earnings recently, historical unevenness means cash generation is not consistently compounding. This can constrain steady reinvestment or payouts, reduce ability to smooth through credit losses, and complicate multi-quarter financial planning.

Changing Funding Mix SensitivityA rapid shift in funding composition and leverage raises exposure to funding-cost volatility and interest-rate moves. Structural changes to the funding mix can increase cost of capital and magnify earnings swings, making medium-term margin stability harder to predict.

MSWV FAQ

What was Main Street Financial Services Corp’s price range in the past 12 months?

Main Street Financial Services Corp lowest stock price was $12.75 and its highest was $20.00 in the past 12 months.

What is Main Street Financial Services Corp’s market cap?

Main Street Financial Services Corp’s market cap is $145.10M.

When is Main Street Financial Services Corp’s upcoming earnings report date?

Main Street Financial Services Corp’s upcoming earnings report date is Apr 23, 2026 which is in 14 days.

How were Main Street Financial Services Corp’s earnings last quarter?

Main Street Financial Services Corp released its earnings results on Feb 04, 2026. The company reported $0.62 earnings per share for the quarter, beating the consensus estimate of N/A by $0.62.

Is Main Street Financial Services Corp overvalued?

According to Wall Street analysts Main Street Financial Services Corp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Main Street Financial Services Corp pay dividends?

Main Street Financial Services Corp pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 3.2%. See more information on Main Street Financial Services Corp dividends here

What is Main Street Financial Services Corp’s EPS estimate?

Main Street Financial Services Corp’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Main Street Financial Services Corp have?

Main Street Financial Services Corp has 7,801,011 shares outstanding.

What happened to Main Street Financial Services Corp’s price movement after its last earnings report?

Main Street Financial Services Corp reported an EPS of $0.62 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.351%.

Which hedge fund is a major shareholder of Main Street Financial Services Corp?

Currently, no hedge funds are holding shares in MSWV

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Main Street Financial Services Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

12.53%

Trailing 12-Months

Asset Growth

6.32%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Main Street Financial Services Corp

Main Street Financial Services Corp. operates as the financial services holding company for Main Street Bank Corp. that provides various banking products and services. It offers checking and savings accounts; and various loans, such as commercial, real estate, installment, consumer, and residential loans, as well as personal lines of credit. The company also provides other services, including wire transfers, ATM, business money market, Internet banking, safe deposit boxes, non-profit accounts, and renaissance services of CDs. It serves to business communities, professionals, and individuals. Main Street Financial Services Corp. was founded in 2001 and is based in Wheeling, West Virginia.