Maison Solutions Inc. Class A (MSS) AI Stock Analysis

• Market Cap: $12.93M
• Dividend Yield: N/A
• Average Volume (3M): 197.45K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.57
• Revenue Growth: 64.64%
• EPS Growth: 78.43%
• Country: US
• Employees: 376
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Grocery Stores
• EPS (TTM): N/A
• Shares Outstanding: 22,229,652
• 10 Day Avg. Volume: 167,501
• 30 Day Avg. Volume: 197,447
• PEG Ratio: 0.02
• Price to Book (P/B): 1.83
• Price to Sales (P/S): 0.33
• P/FCF Ratio: -2.80
• Enterprise Value/Market Cap: 0.00
• Enterprise Value/Revenue: 0.00
• Enterprise Value/Gross Profit: 0.00
• Enterprise Value/Ebitda: 0.00
• 1Y Price Target: $4.25
• Price Target Upside: 515.94% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 49 Neutral
• Price Target: $0.53 ▼(-23.91% Downside)

Maison Solutions Inc. has a low overall stock score due to significant financial challenges, including negative profitability and high leverage. Technical analysis indicates bearish trends, and valuation metrics are unattractive with a negative P/E ratio. However, recent corporate events involving strategic investments in digital assets provide a positive outlook, potentially improving financial stability and market positioning.

Positive Factors

Revenue Growth

Despite recent declines, the company's ability to achieve past revenue growth of 64.64% shows potential for recovery and expansion.

Cash Generation

A positive free cash flow to net income ratio indicates the company can generate cash effectively, supporting operations and growth.

Product Offering

A diverse product suite enhances MSS's market position by addressing multiple needs in the real estate sector, driving long-term demand.

Negative Factors

High Leverage

High leverage indicates significant reliance on debt, which can strain financial flexibility and increase risk during downturns.

Profitability Challenges

Negative profitability margins suggest operational inefficiencies, which could hinder long-term financial health and shareholder returns.

Declining Cash Flow

A significant decline in cash flow growth indicates challenges in sustaining operations and funding strategic initiatives.

Maison Solutions Inc. Class A Business Overview & Revenue Model

Company Description

Maison Solutions Inc., together with its subsidiaries, operates as the specialty grocery retailer in California. The company offers perishable products, such as meat, seafood, vegetables, and fruit; non-perishable products, including grocery products comprising cooking utensils, canned foods, Chinese and Asian seasonings and spices, and snacks, as well as liquor, cigarette, lottery, newspaper, reusable bag, non-food, and health products, and general merchandise, beauty care, pharmacy, fuel, and other items and services in its stores. It also offers its products online. The company was formerly known as Maison International, Inc. and changed its name to Maison Solutions Inc. in September 2021. Maison Solutions Inc. was incorporated in 2019 and is based in Monterey Park, California.

How the Company Makes Money

Maison Solutions Inc. generates revenue through multiple streams, primarily by selling software licenses and subscription-based services for its property management solutions. The company also earns money through consulting services, where it partners with real estate firms to implement tailored software solutions and optimize their operational strategies. Additionally, MSS has strategic partnerships with key industry players that enhance its service offerings, allowing for cross-promotion and joint ventures that further contribute to its revenue. The company may also explore additional income through value-added services such as training, maintenance, and support for its software products.

Maison Solutions Inc. Class A Financial Statement Overview

Summary

Maison Solutions Inc. faces financial challenges with negative profitability margins and declining revenues. High leverage and negative returns on equity indicate financial instability, while cash flow analysis shows reduced cash generation capability.

Income Statement

Maison Solutions Inc. shows a mixed performance in its income statement. The company has a gross profit margin of approximately 20.24% in the TTM period, which is relatively stable. However, the net profit margin is negative at -0.88%, indicating challenges in achieving profitability. Revenue growth has been negative recently, with a -2.0% decline in the TTM period, suggesting potential issues in maintaining sales momentum. The EBIT and EBITDA margins are also negative, reflecting operational inefficiencies.

Balance Sheet

The balance sheet reveals high leverage with a debt-to-equity ratio of 4.51 in the TTM period, indicating significant reliance on debt financing. The return on equity is negative at -9.61%, highlighting challenges in generating returns for shareholders. The equity ratio is low, suggesting limited equity buffer against liabilities. These factors point to financial instability and potential risks in the company's capital structure.

Cash Flow

Cash flow analysis shows a decline in free cash flow growth by -50.83% in the TTM period, indicating reduced cash generation capability. However, the free cash flow to net income ratio is positive at 1.03, suggesting that the company is generating sufficient cash relative to its net income. The operating cash flow to net income ratio is low, reflecting potential challenges in converting earnings into cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	121.73M	124.22M	58.04M	55.40M	41.98M	41.20M
Gross Profit	24.64M	26.34M	11.62M	12.45M	8.29M	8.31M
EBITDA	-1.75M	-229.52K	-2.24M	454.18K	-389.18K	1.13M
Net Income	-1.07M	1.17M	-3.34M	1.25M	-562.74K	904.08K
Balance Sheet
Total Assets	73.34M	77.36M	82.41M	34.58M	26.10M	23.26M
Cash, Cash Equivalents and Short-Term Investments	1.07M	775.36K	1.10K	2.57M	898.06K	714.28K
Total Debt	45.67M	51.24M	60.89M	27.56M	20.91M	19.97M
Total Liabilities	63.36M	65.72M	71.69M	33.79M	26.95M	23.45M
Stockholders Equity	10.13M	11.67M	10.50M	524.31K	-727.49K	-164.75K
Cash Flow
Free Cash Flow	2.32M	4.58M	-6.84M	434.80K	1.42M	1.07M
Operating Cash Flow	2.26M	4.76M	-3.50M	484.19K	1.49M	1.11M
Investing Cash Flow	-135.72K	-237.35K	-12.21M	1.86M	-3.28M	-1.23M
Financing Cash Flow	-3.71M	-5.82M	13.14M	-746.64K	1.98M	-650.99K

Maison Solutions Inc. Class A Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.69
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MSS, the sentiment is Positive. The current price of 0.69 is above the 20-day moving average (MA) of 0.46, above the 50-day MA of 0.67, and below the 200-day MA of 0.90, indicating a neutral trend. The MACD of -0.05 indicates Negative momentum. The RSI at 49.85 is Neutral, neither overbought nor oversold. The STOCH value of 77.66 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for MSS.

Maison Solutions Inc. Class A Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IMKTA	72 Outperform	$1.38B	16.87	5.29%	0.91%	-5.42%	-20.80%
VLGEA	71 Outperform	$459.66M	9.01	11.22%	2.90%	3.88%	7.71%
NGVC	70 Neutral	$575.69M	12.54	24.02%	2.03%	7.19%	35.90%
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
DDL	61 Neutral	$468.22M	12.59	32.67%	―	5.38%	34.53%
GO	51 Neutral	$1.11B	―	-0.37%	―	7.22%	-108.99%
MSS	49 Neutral	$12.93M	―	-2.32%	―	64.64%	78.43%

Maison Solutions Inc. Class A Corporate Events

Maison Solutions Inc. Issues $3M Convertible Note

On October 22, 2025, Maison Solutions Inc. issued an additional senior unsecured convertible promissory note valued at $3,000,000. This issuance is part of a previous agreement allowing for up to $6,500,000 in notes. The funds will be used for working capital, and the note features a 5.25% annual interest rate, with potential adjustments based on market conditions and company performance. The note’s conversion and redemption terms provide flexibility for both the company and the investor, with implications for stock ownership and market dynamics.

Maison Solutions Inc. Secures $3M Convertible Note

On October 1, 2025, Maison Solutions Inc. completed the initial closing under a Securities Purchase Agreement with an institutional investor, issuing a $3 million Senior Secured Convertible Promissory Note. The company plans to use approximately 90% of the net proceeds to acquire World Coin as a treasury asset. The note, which matures in 2027, has a conversion price of $1.0289 and an 8% annual interest rate. This strategic move could impact Maison Solutions’ financial positioning by strengthening its balance sheet with cryptocurrency assets.

Maison Solutions Inc. Secures $70M for Digital Asset Treasury

On September 28, 2025, Maison Solutions Inc. entered into a Securities Purchase Agreement with an institutional investor for a private placement of up to $70 million in convertible notes. The funds will be used to launch a digital asset treasury featuring Worldcoin (WLD), a token aimed at integrating digital identity and financial infrastructure. This initiative is part of Maison Solutions’ strategy to leverage blockchain technology for global payments, financial inclusion, and enhanced customer engagement, potentially impacting their operations and market positioning.

Maison Solutions Inc. Secures $5.25 Million Loan

On September 8, 2025, Maison Solutions Inc.’s subsidiaries, Lee Lee Oriental Supermart, LLC and AZLL LLC, secured a $5.25 million loan from Royal Business Bank to refinance existing debt. The loan, bearing a 7.5% interest rate, is secured by Lee Lee’s assets and personally guaranteed by CEO John Xu and his spouse. This financial move is aimed at strengthening the company’s financial position by retiring the remaining secured debt from a previous acquisition of Lee Lee, which was completed in April 2024 for approximately $22.2 million.