Macquarie Group (MQBKY) AI Stock Analysis

• Market Cap: $53.51B
• Dividend Yield: 2.8%
• Average Volume (3M): 947.00
• Price to Earnings (P/E): 22.9
• Beta (1Y): 1.10
• Revenue Growth: 6.28%
• EPS Growth: 5.37%
• Country: US
• Employees: 21,270
• Sector: Financial
• Sector Strength: 73
• Industry: Financial - Capital Markets
• EPS (TTM): 3.56
• Shares Outstanding: 381,138,430
• 10 Day Avg. Volume: 0
• 30 Day Avg. Volume: 947
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 1.62
• Enterprise Value/Revenue: 3.74
• Enterprise Value/Gross Profit: 2.90
• Enterprise Value/Ebitda: -486.29
• 1Y Price Target: $152.00
• Price Target Upside: 2.10% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 66 Neutral
• Price Target: $152.00 ▲(2.10% Upside)

Macquarie Group's overall score reflects its solid financial performance, despite challenges in operational efficiency and leverage management. Technical analysis indicates mixed signals, with potential short-term weakness. The valuation is reasonable, supported by a moderate P/E ratio and a decent dividend yield. The absence of earnings call and corporate events data limits additional insights.

Positive Factors

Business Model Diversification

Macquarie's diversified revenue streams across asset management, banking, and commodities provide resilience against sector-specific downturns, ensuring stable long-term growth and risk mitigation.

Cash Flow Improvement

Improved cash flow in 2025 enhances Macquarie's ability to fund operations and investments, supporting sustainable growth and financial stability over the long term.

Strong Gross Profit Margin

A strong gross profit margin indicates effective cost management, which supports profitability and competitive pricing strategies, contributing to long-term financial health.

Negative Factors

Rising Debt Levels

Increasing debt levels can strain Macquarie's financial flexibility, potentially impacting its ability to invest in growth opportunities and manage economic downturns effectively.

Operational Efficiency Challenges

Operational inefficiencies, as indicated by negative EBIT margins, may hinder profitability and require strategic adjustments to improve cost control and operational processes.

Historical Cash Flow Volatility

Volatile cash flow history can affect Macquarie's ability to consistently fund operations and investments, potentially impacting long-term financial planning and stability.

Macquarie Group Business Overview & Revenue Model

Company Description

Macquarie Group Limited provides diversified financial services in Australia, the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates through four segments: Macquarie Asset Management (MAM), Banking and Financial Services (BFS), Commodities and Global Markets (CGM), and Macquarie Capital. The MAM segment provides investment solutions to clients across various capabilities in private markets and public investments, including infrastructure, green investments, agriculture and natural assets, real estate, private credit, asset finance, equities, fixed income, and multi-asset solutions. The BFS segment offers personal banking products comprising home loans, car loans, transaction and savings accounts, and credit cards; and wrap platform and cash management, financial advisory, private banking, and stockbroking services, as well as investment and superannuation products. It also provides deposit, lending, and payment solutions and services to business clients, such as sole practitioners to corporate professional firms. The CGM segment provides risk management, lending and financing, capital solutions, market access, and physical execution and logistics to corporate and institutional clients; and specialist finance and asset management solutions. The Macquarie Capital segment provides advisory and capital raising services. It is also involved in facilitation, and development and investment in infrastructure and energy projects and companies; and trading of fixed income, equities, foreign exchange, and commodities, as well as provides broking services, corporate and structured finance, and leasing and underwriting services. Further, the company engages in the distribution and management of funds and wealth management products. Macquarie Group Limited was founded in 1969 and is headquartered in Sydney, Australia.

How the Company Makes Money

Macquarie Group generates revenue through multiple key streams. Primarily, the company earns from its Asset Management division, which manages investments across infrastructure, real estate, and equities, charging management and performance fees. Additionally, the Banking and Financial Services segment contributes significantly to revenue through interest income from loans and fees from financial products and services offered to retail and business clients. The Commodities and Global Markets segment also plays a crucial role, generating revenue through trading activities, market making, and advisory services in commodities and financial products. Partnerships with institutional investors and strategic alliances in various sectors further enhance its revenue capabilities. Macquarie's diversified business model and global reach allow it to capitalize on various market opportunities and mitigate risks effectively.

Macquarie Group Financial Statement Overview

Summary

Macquarie Group shows resilience with a solid revenue base and profitability, though operational efficiency and leverage management present challenges. The balance sheet indicates financial risk due to rising debt levels, despite a stable equity position. Cash flow improvements in 2025 are promising, but historical volatility warrants caution.

Income Statement

Macquarie Group's revenue growth is inconsistent, with a decline from 2023 to 2024 but a recovery in 2025. The gross profit margin is strong at 100%, reflecting efficient cost management. However, negative EBIT margins in recent years suggest operational challenges. The net profit margin shows moderate profitability, indicating room for improvement in cost control or revenue enhancement.

Balance Sheet

The balance sheet shows significant leverage with a debt-to-equity ratio rising from 2024 to 2025, indicating potential financial risk. However, the equity ratio has improved slightly, showing a more stable equity position relative to total assets. The return on equity is healthy but shows potential for enhancement through more efficient asset utilization.

Cash Flow

The cash flow statement reveals volatility in free cash flow and operating cash flow, with a notable improvement in 2025. The operating cash flow to net income ratio indicates effective conversion of earnings into cash flow, but the historical inconsistency in cash flow generation poses a risk.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	23.18B	6.79B	6.25B	19.14B	16.39B	13.90B
Gross Profit	29.87B	6.79B	6.25B	6.56B	6.89B	5.18B
EBITDA	-178.00M	20.52B	18.58B	14.76B	8.58B	6.49B
Net Income	3.47B	3.71B	3.52B	5.18B	4.71B	3.02B
Balance Sheet
Total Assets	403.40B	445.22B	403.40B	389.41B	399.18B	245.65B
Cash, Cash Equivalents and Short-Term Investments	83.90B	88.04B	83.90B	87.79B	103.57B	40.17B
Total Debt	269.21B	330.19B	269.21B	141.79B	140.47B	85.47B
Total Liabilities	369.41B	409.43B	369.41B	355.31B	370.37B	223.30B
Stockholders Equity	33.48B	35.36B	33.48B	33.16B	28.56B	22.05B
Cash Flow
Free Cash Flow	-18.09B	5.27B	-6.05B	-12.20B	9.57B	-2.40B
Operating Cash Flow	-16.13B	6.33B	-4.09B	-11.38B	10.55B	-1.64B
Investing Cash Flow	-11.99B	-2.34B	-3.88B	-1.23B	-31.13B	-11.13B
Financing Cash Flow	17.16B	-1.94B	-2.99B	450.00M	72.19B	20.41B

Macquarie Group Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 148.87
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MQBKY, the sentiment is Positive. The current price of 148.87 is above the 20-day moving average (MA) of 143.98, above the 50-day MA of 143.84, and above the 200-day MA of 136.88, indicating a bullish trend. The MACD of 0.93 indicates Negative momentum. The RSI at 57.57 is Neutral, neither overbought nor oversold. The STOCH value of 64.40 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for MQBKY.

Macquarie Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IBKR	78 Outperform	$27.83B	32.78	19.15%	0.78%	12.30%	20.76%
GS	77 Outperform	$237.55B	16.96	12.78%	1.67%	3.53%	45.85%
MS	76 Outperform	$246.03B	17.46	14.13%	2.41%	6.36%	45.50%
RJF	75 Outperform	$34.11B	16.36	18.16%	1.14%	9.42%	14.86%
SCHW	68 Neutral	$170.52B	24.83	15.59%	1.13%	4.64%	54.26%
Sector *	68 Neutral	$18.10B	11.66	9.93%	3.76%	9.70%	1.14%
MQBKY	66 Neutral	$53.51B	22.92	10.63%	2.80%	6.28%	5.37%