Macquarie Group (MQBKY) AI Stock Analysis

• Market Cap: $50.57B
• Dividend Yield: 3.06%
• Average Volume (3M): 11.71K
• Price to Earnings (P/E): 21.6
• Beta (1Y): 1.13
• Revenue Growth: 1.24%
• EPS Growth: -0.75%
• Country: US
• Employees: 21,270
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): N/A
• Shares Outstanding: 381,138,430
• 10 Day Avg. Volume: 12,400
• 30 Day Avg. Volume: 11,706
• PEG Ratio: 1.65
• Price to Book (P/B): 2.04
• Price to Sales (P/S): 10.60
• P/FCF Ratio: 13.66
• Enterprise Value/Market Cap: 3.30
• Enterprise Value/Revenue: 8.50
• Enterprise Value/Gross Profit: 18.35
• Enterprise Value/Ebitda: 99.52
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 63 Neutral
• Price Target: $143.00 ▲(2.30% Upside)

Macquarie Group's overall stock score reflects a mix of strengths and challenges. Strong financial performance and promising earnings call insights are offset by bearish technical indicators and moderate valuation. The company's resilience and strategic growth in key segments are positive, but operational and market challenges require attention.

Positive Factors

Asset Management Growth

The significant growth in asset management underscores Macquarie's strong position in this sector, driven by performance fees and private markets, which can provide stable, long-term revenue streams.

Banking and Financial Services Expansion

The growth in loan and deposit volumes highlights Macquarie's robust expansion in banking services, enhancing its market position and providing a steady income source.

Strong Capital Position

A strong capital position ensures financial stability and flexibility, allowing Macquarie to invest in growth opportunities and withstand economic fluctuations.

Negative Factors

Commodities and Global Markets Challenges

Challenges in the Commodities and Global Markets segment could impact overall profitability and require strategic adjustments to improve performance.

Impairments on Green Assets

Impairments in green assets may hinder Macquarie's sustainability goals and financial returns, necessitating a reassessment of investment strategies in this area.

Rising Operating Expenses

Rising operating expenses can pressure margins and profitability, requiring efficiency improvements to maintain financial health.

Macquarie Group Business Overview & Revenue Model

Company Description

Macquarie Group Limited provides diversified financial services in Australia, the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates through four segments: Macquarie Asset Management (MAM), Banking and Financial Services (BFS), Commodities and Global Markets (CGM), and Macquarie Capital. The MAM segment provides investment solutions to clients across various capabilities in private markets and public investments, including infrastructure, green investments, agriculture and natural assets, real estate, private credit, asset finance, equities, fixed income, and multi-asset solutions. The BFS segment offers personal banking products comprising home loans, car loans, transaction and savings accounts, and credit cards; and wrap platform and cash management, financial advisory, private banking, and stockbroking services, as well as investment and superannuation products. It also provides deposit, lending, and payment solutions and services to business clients, such as sole practitioners to corporate professional firms. The CGM segment provides risk management, lending and financing, capital solutions, market access, and physical execution and logistics to corporate and institutional clients; and specialist finance and asset management solutions. The Macquarie Capital segment provides advisory and capital raising services. It is also involved in facilitation, and development and investment in infrastructure and energy projects and companies; and trading of fixed income, equities, foreign exchange, and commodities, as well as provides broking services, corporate and structured finance, and leasing and underwriting services. Further, the company engages in the distribution and management of funds and wealth management products. Macquarie Group Limited was founded in 1969 and is headquartered in Sydney, Australia.

How the Company Makes Money

Macquarie Group generates revenue through multiple key streams, including asset management fees, investment banking advisory fees, and trading revenues from commodities and financial markets. The company earns management and performance fees from its asset management division, which oversees a wide range of investment funds. In its investment banking arm, Macquarie Capital, revenue comes from underwriting and advisory services related to mergers and acquisitions, capital raising, and project finance. Additionally, trading activities in commodities and financial markets contribute significantly to earnings, with the company leveraging its market knowledge and risk management capabilities. Strategic partnerships with institutional clients, as well as a focus on infrastructure and renewable energy investments, further enhance its revenue potential.

Macquarie Group Financial Statement Overview

Summary

Macquarie Group shows resilience with a solid revenue base and profitability, though operational efficiency and leverage management present challenges. The balance sheet is strong, but high debt levels pose a risk. Cash flow improvements in 2025 are promising, but historical volatility warrants caution.

Income Statement

Macquarie Group's revenue growth is inconsistent, with a decline from 2023 to 2024 but a recovery in 2025. The gross profit margin is strong at 100%, reflecting efficient cost management. However, negative EBIT margins in recent years suggest operational challenges. The net profit margin shows moderate profitability, indicating room for improvement in cost control or revenue enhancement.

Balance Sheet

The balance sheet shows significant leverage with a debt-to-equity ratio rising from 2024 to 2025, indicating potential financial risk. However, the equity ratio has improved slightly, showing a more stable equity position relative to total assets. The return on equity is healthy but shows potential for enhancement through more efficient asset utilization.

Cash Flow

The cash flow statement reveals volatility in free cash flow and operating cash flow, with a notable improvement in 2025. The operating cash flow to net income ratio indicates effective conversion of earnings into cash flow, but the historical inconsistency in cash flow generation poses a risk.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	19.61B	6.79B	6.25B	19.14B	16.39B	13.90B
Gross Profit	9.08B	6.79B	6.25B	6.56B	6.89B	5.18B
EBITDA	1.67B	20.52B	18.58B	14.76B	8.58B	6.49B
Net Income	3.14B	3.71B	3.52B	5.18B	4.71B	3.02B
Balance Sheet
Total Assets	320.91B	445.22B	403.40B	389.41B	399.18B	245.65B
Cash, Cash Equivalents and Short-Term Investments	0.00	88.04B	83.90B	87.79B	103.57B	40.17B
Total Debt	113.15B	330.19B	269.21B	141.79B	140.47B	85.47B
Total Liabilities	297.59B	409.43B	369.41B	355.31B	370.37B	223.30B
Stockholders Equity	22.91B	35.36B	33.48B	33.16B	28.56B	22.05B
Cash Flow
Free Cash Flow	-3.31B	5.27B	-6.05B	-12.20B	9.57B	-2.40B
Operating Cash Flow	-2.73B	6.33B	-4.09B	-11.38B	10.55B	-1.64B
Investing Cash Flow	-25.58B	-2.34B	-3.88B	-1.23B	-31.13B	-11.13B
Financing Cash Flow	30.55B	-1.94B	-2.99B	450.00M	72.19B	20.41B

Macquarie Group Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 139.79
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MQBKY, the sentiment is Positive. The current price of 139.79 is above the 20-day moving average (MA) of 135.86, above the 50-day MA of 132.90, and above the 200-day MA of 134.90, indicating a bullish trend. The MACD of 1.69 indicates Negative momentum. The RSI at 58.98 is Neutral, neither overbought nor oversold. The STOCH value of 70.04 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for MQBKY.

Macquarie Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
GS	77 Outperform	$281.63B	19.07	13.57%	1.55%	2.31%	44.49%
MS	76 Outperform	$296.12B	19.12	15.15%	2.14%	7.22%	48.18%
RJF	76 Outperform	$33.12B	16.29	17.64%	1.26%	6.45%	5.85%
IBKR	75 Outperform	$31.38B	33.95	19.82%	0.46%	11.88%	28.96%
SCHW	74 Outperform	$178.00B	23.50	17.05%	1.07%	5.90%	66.60%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
MQBKY	63 Neutral	$50.57B	21.56	10.30%	3.06%	1.24%	-0.75%