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MCB Stock Chart & Stats
$89.02
-$0.65(-1.12%)
At close: 4:00 PM EST
$89.02
-$0.65(-1.12%)
Day’s Range― - ―
52-Week Range$64.66 - $102.04
Previous CloseN/A
Volume20.46K
Average Volume (3M)85.05K
Market Cap
$1.20B
Enterprise Value$998.98M
Total Cash (Recent Filing)$12.03M
Total Debt (Recent Filing)$36.59M
Price to Earnings (P/E)12.0
Beta0.96
Next Earnings
Jul 21, 2026EPS Estimate
2.3Next Dividend Ex-DateN/A
Dividend Yield0.38%
Share Statistics
EPS (TTM)8.23
Shares Outstanding12,394,797
10 Day Avg. Volume92,841
30 Day Avg. Volume85,050
Financial Highlights & Ratios
PEG Ratio0.90
Price to Book (P/B)1.09
Price to Sales (P/S)1.53
P/FCF Ratio9.82
Enterprise Value/Market Cap0.83
Enterprise Value/Revenue1.84
Enterprise Value/Gross Profit3.31
Enterprise Value/Ebitda8.91
Forecast
1Y Price Target
$109.00Price Target Upside22.44% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)10.4
Revenue Forecast (FY)$380.93M
Bulls Say, Bears Say
Bulls Say
High Profitability (ROATCE)A ROATCE of 15.6% signals durable earnings generation and efficient capital deployment relative to peers. Sustained high returns allow the bank to reinvest in loan growth, support dividends/share repurchases, and absorb cyclical losses while preserving shareholder value over the medium term.
Conservative Leverage And Strong Equity BaseExtremely low leverage and a sizable equity base enhance financial resilience and regulatory headroom. This conservative structure supports funding flexibility to pursue organic loan growth, execute buybacks or dividends, and absorb credit stress without immediate need for dilutive capital.
Progress On Strategic Growth Initiatives (iGaming, HUD)Moving payments and HUD offerings into integration/testing is a structural diversification of revenue and deposit channels. If successfully scaled, these initiatives can generate recurring fee income, broaden deposit sources, and lower long‑term funding costs versus relying solely on existing verticals.
Bears Say
Margin Compression TrendA multi-year decline in margins materially reduces earnings power per dollar of revenue. Persistent margin compression can stem from competitive pressure, deposit-cost mix shifts, or structural funding changes, making it harder to convert revenue growth into sustainable EPS and return targets.
Elevated Cash Balances Weighing On NIMHolding material excess liquidity depresses yield on assets and compresses NIM until redeployed into higher‑yield loans or investments. This prolonged cash drag can delay expected net interest income gains and pressure medium‑term profitability metrics if loan deployment lags.
Recent Charge‑offs And Allowance ReductionMaterial quarterly charge‑offs and a shrinking allowance increase earnings volatility and signal pockets of credit stress. Recurrent or larger-than-expected writeoffs would elevate provisions, constrain capital deployment, and potentially force more conservative underwriting, curbing loan growth prospects.
Metropolitan Bank Holding News
MCB FAQ
What was Metropolitan Bank Holding’s price range in the past 12 months?
Metropolitan Bank Holding lowest stock price was $64.66 and its highest was $102.04 in the past 12 months.
What is Metropolitan Bank Holding’s market cap?
Metropolitan Bank Holding’s market cap is $1.20B.
When is Metropolitan Bank Holding’s upcoming earnings report date?
Metropolitan Bank Holding’s upcoming earnings report date is Jul 21, 2026 which is in 5 days.
How were Metropolitan Bank Holding’s earnings last quarter?
Metropolitan Bank Holding released its earnings results on Apr 21, 2026. The company reported $2.92 earnings per share for the quarter, beating the consensus estimate of $2.307 by $0.613.
Is Metropolitan Bank Holding overvalued?
According to Wall Street analysts Metropolitan Bank Holding’s price is currently Undervalued.
Does Metropolitan Bank Holding pay dividends?
Metropolitan Bank Holding pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 0.38%. See more information on Metropolitan Bank Holding dividends here
What is Metropolitan Bank Holding’s EPS estimate?
Metropolitan Bank Holding’s EPS estimate is 2.3.
How many shares outstanding does Metropolitan Bank Holding have?
Metropolitan Bank Holding has 12,394,797 shares outstanding.
What happened to Metropolitan Bank Holding’s price movement after its last earnings report?
Metropolitan Bank Holding reported an EPS of $2.92 in its last earnings report, beating expectations of $2.307. Following the earnings report the stock price went down -1.372%.
Which hedge fund is a major shareholder of Metropolitan Bank Holding?
Currently, no hedge funds are holding shares in MCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Metropolitan Bank Holding Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$109.00 (22.44% Upside)
$109.00 (22.44% Upside)
Blogger Sentiment
Bullish
MCB Sentiment 100%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 89.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.66%
12-Months-Change
Fundamentals
Return on Equity
10.95%
Trailing 12-Months
Asset Growth
16.12%
Trailing 12-Months
Company Description
Metropolitan Bank Holding
Metropolitan Bank Holding Corp. acts as the parent organization for Metropolitan Commercial Bank, which provides a wide array of business, commercial, and personal banking offerings. This institution serves a diverse clientele, including small and mid-sized enterprises, public sector bodies, and individual clients across the greater New York metropolitan region. The bank’s deposit products feature standard checking, savings, term deposit, and money market accounts, along with certificates of deposit. It also extends an extensive portfolio of credit facilities, encompassing financing for commercial properties, construction ventures, multi-family dwellings, and one-to-four-family residential units. Additional lending options include commercial and industrial loans, consumer credit, funds for property acquisition and renovation, and solutions for refinancing or extracting borrower equity. The institution further supports clients with loans on owner-occupied real estate, working capital lines of credit, trade finance, letters of credit, and conventional term loans. Beyond these core services, the company delivers cash management solutions. It offers modern digital banking options, such as online and mobile platforms, alongside automated clearing house (ACH) transactions, remote check deposit services, and debit card provisions. Metropolitan Commercial Bank maintains a physical presence through six branches located in Manhattan, Brooklyn, Great Neck, and Long Island. Metropolitan Bank Holding Corp., established in 1999, has its corporate headquarters in New York City.
MCB Stock 12 Month Forecast
Average Price Target
$109.00
▲(22.44% Upside)
Technical Analysis
Central Pacific Financial
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Equity Bancshares
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HBT Financial
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Ownership Overview
5.34% Insiders
14.90% Mutual Funds
24.16% Other Institutional Investors
37.79% Public Companies and
Individual Investors








