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Metropolitan Bank Holding (MCB)
NYSE:MCB
US Market
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Metropolitan Bank Holding (MCB) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Oct 16, 2025
Before Open (Confirmed)
Period Ending
2025 (Q3)
Consensus EPS Forecast
2.05
Last Year’s EPS
1.86
Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings

Earnings Call Summary

Q2 2025
Earnings Call Date:Jul 17, 2025|
% Change Since: 0.00%|
Earnings Call Sentiment|Positive
The earnings call revealed strong financial performance, with significant growth in loans, deposits, and net interest margin. The company also demonstrated robust earnings per share and book value growth, alongside successful share repurchase and dividend announcements. However, increased provision expenses and IT project costs were noted as challenges. Overall, the highlights significantly outweigh the lowlights, indicating a positive outlook.
Company Guidance -
Q3 2025
During Metropolitan Bank Holding Corp.'s second quarter 2025 earnings call, the company provided robust guidance indicating continued growth and stability. Key metrics highlighted include a 4.3% increase in outstanding loans, amounting to $271 million, and a 5.3% rise in core deposits, totaling $342 million. The net interest margin (NIM) expanded by 15 basis points to 3.83%, marking the seventh consecutive quarter of margin growth. The bank reported a second-quarter earnings per share of $1.76, a 21% increase from the previous quarter, and a 4% rise in tangible book value per share to $68.44. Net income for the quarter was $18.8 million, and total revenue grew by 8% to $76.2 million. The call also mentioned the completion of a $50 million share repurchase program and the announcement of a second $50 million buyback. Additionally, the bank declared its first-ever dividend on common stock. Despite economic uncertainties, the company remains optimistic about further balance sheet growth, supported by strong credit metrics and a diversified deposit funding model. The bank expects loan growth of over 12% for the year and anticipates further NIM expansion, projecting an annual NIM of approximately 3.80%.
Loan and Deposit Growth
Outstanding loans increased by $271 million or 4.3%, and core deposits were up $342 million or 5.3%.
Net Interest Margin Expansion
Net interest margin (NIM) expanded by 15 basis points to 3.83%, marking the seventh consecutive quarter of margin expansion.
Earnings Per Share Increase
Reported earnings per share for the second quarter was $1.76, a 21% increase from the first quarter.
Book Value Growth
Tangible book value per share increased by more than 4% to $68.44, marking the tenth consecutive quarter of book value accretion.
Successful Share Repurchase Program
Completed a $50 million share repurchase program and announced a second $50 million program.
Dividend Announcement
Announced a dividend on common stock, the first in the company's history as a publicly traded company.
Strong Asset Quality
Excellent asset quality with no broad-based negative trends identified in any loan segment.
Revenue and Net Income Growth
Total revenue grew by 8% from $70.5 million to $76.2 million. Net income for the second quarter was $18.8 million, up more than 15% versus the prior period.

Metropolitan Bank Holding (MCB) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

MCB Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 16, 2025
2025 (Q3)
2.05 / -
1.86
Jul 17, 2025
2025 (Q2)
1.73 / 1.76
1.517.33% (+0.26)
Apr 21, 2025
2025 (Q1)
1.53 / 1.45
1.46-0.68% (-0.01)
Jan 23, 2025
2024 (Q4)
1.49 / 1.88
1.2846.87% (+0.60)
Oct 17, 2024
2024 (Q3)
1.55 / 1.86
1.718.77% (+0.15)
Jul 18, 2024
2024 (Q2)
1.57 / 1.50
1.379.49% (+0.13)
Apr 18, 2024
2024 (Q1)
1.34 / 1.46
2.25-35.11% (-0.79)
Jan 18, 2024
2023 (Q4)
1.49 / 1.28
2.43-47.33% (-1.15)
Oct 19, 2023
2023 (Q3)
1.63 / 1.71
2.23-23.32% (-0.52)
Jul 20, 2023
2023 (Q2)
1.73 / 1.37
2.07-33.82% (-0.70)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

MCB Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 17, 2025
$76.32
Apr 21, 2025
$55.52$57.52+3.60%
Jan 23, 2025
$60.98$65.79+7.89%
Oct 17, 2024
$62.53$58.31-6.75%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Metropolitan Bank Holding (MCB) report earnings?
Metropolitan Bank Holding (MCB) is schdueled to report earning on Oct 16, 2025, Before Open (Confirmed).
    What is Metropolitan Bank Holding (MCB) earnings time?
    Metropolitan Bank Holding (MCB) earnings time is at Oct 16, 2025, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is MCB EPS forecast?
          MCB EPS forecast for the fiscal quarter 2025 (Q3) is 2.05.
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