Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 37.88M | 38.11M | 36.39M | 29.46M | 27.85M | 27.33M |
Gross Profit | 25.79M | 25.85M | 28.04M | 26.32M | 24.53M | 21.30M |
EBITDA | 6.63M | 6.61M | 7.03M | 7.73M | 8.34M | 6.22M |
Net Income | 4.97M | 4.93M | 4.82M | 5.71M | 6.19M | 4.56M |
Balance Sheet | ||||||
Total Assets | 689.00M | 685.50M | 725.12M | 699.91M | 714.09M | 686.20M |
Cash, Cash Equivalents and Short-Term Investments | 82.31M | 89.63M | 114.17M | 82.68M | 156.76M | 122.26M |
Total Debt | 4.00M | 10.25M | 35.25M | 37.55M | 21.95M | 29.75M |
Total Liabilities | 598.33M | 595.64M | 638.85M | 618.73M | 625.76M | 600.28M |
Stockholders Equity | 90.66M | 89.87M | 86.27M | 81.18M | 87.98M | 85.92M |
Cash Flow | ||||||
Free Cash Flow | 3.11M | 2.51M | 5.81M | 7.80M | 7.92M | 5.20M |
Operating Cash Flow | 3.26M | 2.51M | 6.21M | 8.21M | 8.55M | 5.60M |
Investing Cash Flow | 7.10M | 21.12M | 19.52M | -57.20M | -5.74M | -62.14M |
Financing Cash Flow | -34.89M | -44.22M | 18.37M | -8.95M | 21.80M | 69.22M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
73 Outperform | $101.66M | 17.53 | 6.43% | 2.70% | 1.49% | 33.52% | |
73 Outperform | $84.59M | 11.52 | 11.79% | 6.15% | 5.73% | -13.97% | |
70 Outperform | $69.17M | 12.40 | 5.99% | 2.19% | 2.84% | -31.20% | |
69 Neutral | $85.16M | 18.60 | 5.53% | 1.57% | 6.59% | 139.05% | |
69 Neutral | $111.60M | 11.15 | 8.68% | 1.68% | 18.82% | 35.00% | |
68 Neutral | $17.80B | 11.87 | 10.23% | 3.74% | 9.69% | 1.18% | |
55 Neutral | $122.34M | ― | -0.25% | ― | -12.23% | 83.58% |
On July 18, 2025, Lake Shore Bancorp, Inc. completed the conversion of Lake Shore, MHC from mutual to stock form and transitioned Lake Shore Savings Bank from a federal savings bank to a New York chartered commercial bank. The company raised $49.5 million through a stock offering, selling 4,950,460 shares at $10.00 each. This strategic move is expected to enhance the company’s market positioning and operational flexibility, with its common stock set to begin trading on the Nasdaq Global Market on July 21, 2025.
On July 8, 2025, Lake Shore Bancorp, Inc. announced the expected closing of its conversion from mutual to stock form and related stock offering on July 18, 2025, after receiving all regulatory approvals. The company’s common stock is anticipated to start trading on the Nasdaq Global Market on July 21, 2025. The stock offering is expected to raise $49.5 million through the sale of 4,950,460 shares at $10.00 per share. The conversion will result in Lake Shore Federal Bancorp’s public stockholders receiving shares in the new holding company, Lake Shore Bancorp, maintaining their ownership percentage. The transaction is significant for the company’s strategic positioning, allowing it to transition to a New York chartered commercial bank, potentially impacting its operations and market presence.
On July 1, 2025, Lake Shore Bancorp, Inc. held a Special Meeting of Stockholders where the Amended and Restated Plan of Conversion and Reorganization was approved. This plan involves converting from a mutual holding company structure to a fully public stock holding company and transitioning the Bank from a federal savings bank to a New York chartered commercial bank. The conversion and stock offering are still subject to final regulatory approvals and customary closing conditions.