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Lake Shore Bancorp (LSBK)
NASDAQ:LSBK
Total Valuation
Lake Shore Bancorp has a market cap or net worth of $79.10M. The enterprise value is $86.51M.
Market Cap$79.10M
Enterprise Value$86.51M
Share Statistics
Lake Shore Bancorp has 5.73M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5.73M
Owened by Insiders3.62%
Owened by Instutions6.67%
Financial Efficiency
Lake Shore Bancorp’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 5.23%.
Return on Equity (ROE)5.49%
Return on Assets (ROA)0.72%
Return on Invested Capital (ROIC)5.23%
Return on Capital Employed (ROCE)5.06%
Revenue Per Employee$337,526.882
Profits Per Employee$53,021.505
Employee Count93
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Lake Shore Bancorp is 15.71. Lake Shore Bancorp’s PEG ratio is 2.58.
PE Ratio15.71
PS Ratio2.23
PB Ratio0.86
Price to Fair Value0.86
Price to FCF29.55
Price to Operating Cash Flow30.89
PEG Ratio2.58
Income Statement
In the last 12 months, Lake Shore Bancorp had revenue of $31.39M and earned $4.93M in profits. Earnings per share was $0.86.
Revenue$31.39M
Gross Profit$31.39M
Operating Income$12.28M
Pretax Income$5.87M
Net Income$4.93M
EBITDA1.39M
Earnings Per Share (EPS)0.86
Cash Flow
In the last 12 months, operating cash flow was $2.51M and capital expenditures $0.00, giving a free cash flow of $2.51M billion.
Operating Cash Flow$2.51M
Free Cash Flow$2.51M
Free Cash Flow per Share$0.44
Dividends & Yields
Lake Shore Bancorp pays an annual dividend of $0.72, resulting in a dividend yield of 5.13%
Dividend Per Share$0.72
Dividend Yield5.13%
Payout Ratio83.82%
Free Cash Flow Yield3.38%
Earnings Yield6.36%
Stock Price Statistics
Beta0.50
52-Week Price Change34.37%
50-Day Moving Average15.60
200-Day Moving Average13.56
Relative Strength Index (RSI)50.76
Average Volume (3m)5.79K
Important Dates
Lake Shore Bancorp upcoming earnings date is Apr 23, 2025, After Close.
Last Earnings DateJan 24, 2025
Next Earnings DateApr 23, 2025
Ex-Dividend DateFeb 10, 2025
Financial Position
Lake Shore Bancorp as a current ratio of 0.00, with Debt / Equity ratio of 0.11
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.13
Net Debt to EBITDA0.00
Interest Coverage Ratio2.53
Taxes
In the past 12 months, Lake Shore Bancorp has paid $935.00K in taxes.
Income Tax$935.00K
Effective Tax Rate15.94%
Enterprise Valuation
Lake Shore Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 32.42.
EV to Sales2.44
EV to EBITDA0.00
EV to Free Cash Flow32.42
EV to Operating Cash Flow33.90
Balance Sheet
Lake Shore Bancorp has $89.63M in cash and marketable securities with $10.25M in debt, giving a net cash position of -$79.38M billion.
Cash & Marketable Securities$89.63M
Total Debt$10.25M
Net Cash-$79.38M
Net Cash Per Share-$13.85
Tangible Book Value Per Share$15.94
Margins
Gross margin is 100.00%, with operating margin of 99.73%, and net profit margin of 14.17%.
Gross Margin100.00%
Operating Margin99.73%
Pretax Margin16.85%
Net Profit Margin14.17%
EBITDA Margin0.00%
EBIT Margin-2.12%
Analyst Forecast
The average price target for Lake Shore Bancorp is , which is 11.43% higher than the current price. The consensus rating is
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast4.44%
EPS Growth Forecast3.99%