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Lake Shore Bancorp (LSBK)
NASDAQ:LSBK
Total Valuation
Lake Shore Bancorp has a market cap or net worth of $90.35M. The enterprise value is $62.34M.
Market Cap$90.35M
Enterprise Value$62.34M
Share Statistics
Lake Shore Bancorp has 5,759,172 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,759,172
Owned by Insiders3.61%
Owned by Institutions6.75%
Financial Efficiency
Lake Shore Bancorp’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 4.38%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.38%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee409.76K
Profits Per Employee53.02K
Employee Count93
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Lake Shore Bancorp is 15.71. Lake Shore Bancorp’s PEG ratio is 7.64.
PE Ratio15.71
PS Ratio0.00
PB Ratio0.97
Price to Fair Value0.86
Price to FCF28.51
Price to Operating Cash Flow27.12
PEG Ratio7.64
Income Statement
In the last 12 months, Lake Shore Bancorp had revenue of 38.11M and earned 4.93M in profits. Earnings per share was 0.88.
Revenue38.11M
Gross Profit25.85M
Operating Income5.87M
Pretax Income5.87M
Net Income4.93M
EBITDA6.61M
Earnings Per Share (EPS)0.88
Cash Flow
In the last 12 months, operating cash flow was 3.26M and capital expenditures -151.00K, giving a free cash flow of 3.11M billion.
Operating Cash Flow3.26M
Free Cash Flow3.11M
Free Cash Flow per Share0.54
Dividends & Yields
Lake Shore Bancorp pays an annual dividend of $0.18, resulting in a dividend yield of 4.52%
Dividend Per Share$0.18
Dividend Yield4.52%
Payout Ratio62.14%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.46
52-Week Price Change42.36%
50-Day Moving Average15.41
200-Day Moving Average14.46
Relative Strength Index (RSI)60.08
Average Volume (3m)2.83K
Important Dates
Lake Shore Bancorp upcoming earnings date is Jul 23, 2025, During Market Hours (Confirmed).
Last Earnings DateApr 29, 2025
Next Earnings DateJul 23, 2025
Ex-Dividend DateFeb 10, 2025
Financial Position
Lake Shore Bancorp as a current ratio of 0.16, with Debt / Equity ratio of 4.41%
Current Ratio0.16
Quick Ratio0.16
Debt to Market Cap0.13
Net Debt to EBITDA-3.46
Interest Coverage Ratio0.43
Taxes
In the past 12 months, Lake Shore Bancorp has paid 935.00K in taxes.
Income Tax935.00K
Effective Tax Rate0.16
Enterprise Valuation
Lake Shore Bancorp EV to EBITDA ratio is 8.27, with an EV/FCF ratio of 21.77.
EV to Sales1.43
EV to EBITDA8.27
EV to Free Cash Flow21.77
EV to Operating Cash Flow21.77
Balance Sheet
Lake Shore Bancorp has $82.31M in cash and marketable securities with $4.00M in debt, giving a net cash position of -$78.31M billion.
Cash & Marketable Securities$82.31M
Total Debt$4.00M
Net Cash-$78.31M
Net Cash Per Share-$13.60
Tangible Book Value Per Share$15.94
Margins
Gross margin is 68.09%, with operating margin of 15.39%, and net profit margin of 12.94%.
Gross Margin68.09%
Operating Margin15.39%
Pretax Margin15.39%
Net Profit Margin12.94%
EBITDA Margin17.33%
EBIT Margin15.39%
Analyst Forecast
The average price target for Lake Shore Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast1.62%
EPS Growth Forecast21.82%