Lake Shore Bancorp (LSBK)
NASDAQ:LSBK
Total Valuation
Lake Shore Bancorp has a market cap or net worth of $118.85M. The enterprise value is $59.37M.
Market Cap$118.85M
Enterprise Value$59.37M
Share Statistics
Lake Shore Bancorp has 7,836,100 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,836,100
Owned by Insiders7.35%
Owned by Institutions18.94%
Financial Efficiency
Lake Shore Bancorp’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 1.00%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.00%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee425.31K
Profits Per Employee78.16K
Employee Count93
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Lake Shore Bancorp is 15.0. Lake Shore Bancorp’s PEG ratio is 0.31.
PE Ratio15.0
PS Ratio2.76
PB Ratio0.77
Price to Fair Value0.77
Price to FCF14.66
Price to Operating Cash Flow14.32
PEG Ratio0.31
Income Statement
In the last 12 months, Lake Shore Bancorp had revenue of 39.55M and earned 7.27M in profits. Earnings per share was 0.96.
Revenue39.55M
Gross Profit28.06M
Operating Income8.75M
Pretax Income8.75M
Net Income7.27M
EBITDA9.21M
Earnings Per Share (EPS)0.96
Cash Flow
In the last 12 months, operating cash flow was 8.00M and capital expenditures -560.00K, giving a free cash flow of 7.44M billion.
Operating Cash Flow8.00M
Free Cash Flow7.44M
Free Cash Flow per Share0.95
Dividends & Yields
Lake Shore Bancorp pays an annual dividend of $0.09, resulting in a dividend yield of 2.12%
Dividend Per Share$0.09
Dividend Yield2.12%
Payout Ratio34.92%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.40
52-Week Price Change50.42%
50-Day Moving Average15.32
200-Day Moving Average13.77
Relative Strength Index (RSI)56.34
Average Volume (3m)13.30K
Important Dates
Lake Shore Bancorp upcoming earnings date is Apr 29, 2026, During Market Hours (Confirmed).
Last Earnings DateJan 21, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date―
Financial Position
Lake Shore Bancorp as a current ratio of 200.88, with Debt / Equity ratio of 0.94%
Current Ratio200.88
Quick Ratio200.88
Debt to Market Cap<0.01
Net Debt to EBITDA-6.83
Interest Coverage Ratio0.75
Taxes
In the past 12 months, Lake Shore Bancorp has paid 1.48M in taxes.
Income Tax1.48M
Effective Tax Rate0.17
Enterprise Valuation
Lake Shore Bancorp EV to EBITDA ratio is 5.00, with an EV/FCF ratio of 6.20.
EV to Sales1.17
EV to EBITDA5.00
EV to Free Cash Flow6.20
EV to Operating Cash Flow5.76
Balance Sheet
Lake Shore Bancorp has $116.82M in cash and marketable securities with $1.33M in debt, giving a net cash position of $115.49M billion.
Cash & Marketable Securities$116.82M
Total Debt$1.33M
Net Cash$115.49M
Net Cash Per Share$14.74
Tangible Book Value Per Share$19.04
Margins
Gross margin is 70.93%, with operating margin of 22.12%, and net profit margin of 18.38%.
Gross Margin70.93%
Operating Margin22.12%
Pretax Margin22.12%
Net Profit Margin18.38%
EBITDA Margin23.29%
EBIT Margin22.12%
Analyst Forecast
The average price target for Lake Shore Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast2.27%
EPS Growth Forecast66.15%