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Kasikornbank Public Co
(OTC:KPCPY)
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Rating:77Outperform
Price Target:
$34.00
â–²(19.26% Upside)
Action:Upgraded
Date:05/18/26
The score is driven primarily by solid financial performance (good margins and steady ROE, despite uneven revenue and weaker recent FCF growth) and strong valuation (low P/E and high dividend yield). Technicals add support with a positive trend above major moving averages and constructive momentum indicators.
Positive Factors
Profitability & ROE
Sustained net margins near 21% and steady ROE around 8–9% indicate durable operating profitability for a regional bank. This margin profile supports stable earnings generation and dividend capacity, and provides a cushion to absorb credit cycle volatility over the coming months.
Negative Factors
Uneven Revenue Growth
Inconsistent top-line growth—with recent metrics showing negative periodic growth—creates forecasting uncertainty and can limit sustainable lending and fee momentum. Over a 2–6 month horizon, uneven revenue trends may constrain reinvestment and make results sensitive to macro and competitive shifts.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability & ROE
Sustained net margins near 21% and steady ROE around 8–9% indicate durable operating profitability for a regional bank. This margin profile supports stable earnings generation and dividend capacity, and provides a cushion to absorb credit cycle volatility over the coming months.
Read all positive factors
Kasikornbank Public Co (KPCPY) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$17.74B
Dividend Yield4.64%
Average Volume (3M)4.36K
Price to Earnings (P/E)11.5
Beta (1Y)0.26
Revenue Growth-5.99%
EPS Growth11.39%
CountryUS
Employees11,219
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)86.88
Shares Outstanding592,331,900
10 Day Avg. Volume157
30 Day Avg. Volume4,360
Financial Highlights & Ratios
PEG Ratio-65.50
Price to Book (P/B)0.80
Price to Sales (P/S)1.80
P/FCF Ratio3.89
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Kasikornbank Public Co Business Overview & Revenue Model
Company Description
Kasikornbank Public Company Limited, along with its affiliated entities, delivers a full spectrum of commercial banking products and services, catering to clients both in Thailand and internationally. For individual customers, the bank provides a ...
How the Company Makes Money
Kasikornbank primarily earns money through a bank revenue model centered on (1) interest income and (2) non-interest income. Interest-based revenue is generated by collecting interest on loans and credit facilities (e.g., retail and business lendi...
Kasikornbank Public Co Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
74
Positive
Cash Flow
66
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 231.46B | 257.36B | 236.93B | 227.52B | 192.00B | 179.13B |
| Gross Profit | 173.02B | 183.74B | 162.02B | 153.32B | 127.50B | 129.55B |
| EBITDA | 76.73B | 75.23B | 72.41B | 64.61B | 55.17B | 59.30B |
| Net Income | 50.99B | 47.70B | 48.60B | 42.41B | 35.77B | 38.05B |
Balance Sheet | ||||||
| Total Assets | 4.57T | 4.56T | 4.33T | 4.28T | 4.25T | 4.10T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 441.86B | 778.74B | 676.58B | 682.91B | 770.31B |
| Total Debt | 285.76B | 272.09B | 185.59B | 199.69B | 159.32B | 217.08B |
| Total Liabilities | 3.90T | 3.89T | 3.69T | 3.69T | 3.68T | 3.57T |
| Stockholders Equity | 576.28B | 581.42B | 563.35B | 532.28B | 503.27B | 476.71B |
Cash Flow | ||||||
| Free Cash Flow | 66.95B | 119.39B | 68.78B | 643.25M | -9.47B | 236.32B |
| Operating Cash Flow | 68.79B | 120.35B | 77.86B | 9.54B | 503.93M | 241.75B |
| Investing Cash Flow | -199.49B | -154.60B | -60.15B | -8.01B | 25.78B | -251.22B |
| Financing Cash Flow | 21.44B | -54.96B | -20.29B | -9.90B | -29.13B | 7.48B |
Kasikornbank Public Co Technical Analysis
Positive
28.51
Price Trends
26.99
Positive
25.10
Positive
23.93
Positive
Market Momentum
0.91
Negative
70.44
Negative
77.47
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For KPCPY, the sentiment is Positive. The current price of 28.51 is below the 20-day moving average (MA) of 28.86, above the 50-day MA of 26.99, and above the 200-day MA of 23.93, indicating a bullish trend. The MACD of 0.91 indicates Negative momentum. The RSI at 70.44 is Negative, neither overbought nor oversold. The STOCH value of 77.47 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for KPCPY.
Kasikornbank Public Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | $17.74B | 11.47 | 8.67% | 4.89% | -5.99% | 11.39% | |
72 Outperform | $16.86B | 13.96 | 22.63% | 4.43% | -3.09% | 2.72% | |
71 Outperform | $34.45B | 9.37 | 9.29% | 2.62% | 35.45% | 15.25% | |
71 Outperform | $17.17B | 7.82 | 9.28% | 4.34% | 30.88% | 10.24% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | $20.97B | 15.73 | 21.49% | 5.37% | 3.94% | 3.40% | |
62 Neutral | $21.19B | 29.85 | 11.81% | 5.10% | 20.73% | 27.11% |
* Financial Sector Average
KPCPY
Kasikornbank Public Co
30.03
10.35
52.58%
BCH
Banco De Chile
39.90
11.36
39.79%
BSBR
Banco Santander Brasil
5.75
1.01
21.33%
BSAC
Banco Santander Chile
34.01
10.34
43.69%
SHG
Shinhan Financial Group Co
73.66
23.22
46.03%
WF
Woori Finance Holdings Co
70.38
14.91
26.88%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.