Kasikornbank Public Co (KPCPY)
OTHER OTC:KPCPY
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Kasikornbank Public Co
(OTC:KPCPY)
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Rating:68Neutral
Price Target:
$27.00
â–²(9.40% Upside)
Action:DowngradedDate:03/03/26
The score is driven primarily by a solid but not top-tier financial profile: improving revenue and steady profitability are offset by higher 2025 debt and volatile cash-flow consistency. Valuation is a key positive with a low P/E and strong dividend yield. Technicals are moderately supportive, with price above longer-term averages but momentum readings largely neutral.
Positive Factors
Revenue Acceleration
Sustained revenue acceleration in 2025 indicates the bank is regaining top-line momentum across lending and fee businesses. Durable revenue growth supports scalable earning power, allows reinvestment in digital channels and product distribution, and underpins medium-term profit expansion.
Negative Factors
Debt Spike in 2025
A pronounced increase in total debt in 2025 raises leverage and funding risk, reducing financial flexibility. Even with higher equity, sudden debt buildup can elevate interest expense, constrain capital allocation, and heighten sensitivity to higher rates or funding market stress over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Acceleration
Sustained revenue acceleration in 2025 indicates the bank is regaining top-line momentum across lending and fee businesses. Durable revenue growth supports scalable earning power, allows reinvestment in digital channels and product distribution, and underpins medium-term profit expansion.
Read all positive factors
Kasikornbank Public Co (KPCPY) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$14.28B
Dividend Yield5.29%
Average Volume (3M)4.36K
Price to Earnings (P/E)7.5
Beta (1Y)0.22
Revenue Growth-8.00%
EPS Growth11.62%
CountryUS
Employees11,219
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)82.76
Shares Outstanding592,331,900
10 Day Avg. Volume157
30 Day Avg. Volume4,360
Financial Highlights & Ratios
PEG Ratio-65.54
Price to Book (P/B)0.80
Price to Sales (P/S)1.80
P/FCF Ratio3.89
Enterprise Value/Market Cap51.64
Enterprise Value/Revenue3.08
Enterprise Value/Gross Profit4.45
Enterprise Value/Ebitda9.67
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Kasikornbank Public Co Business Overview & Revenue Model
Company Description
Kasikornbank Public Company Limited, together with its subsidiaries, provides commercial banking products and services in Thailand and internationally. The company's personal banking products and services include savings, current, fixed deposit, a...
How the Company Makes Money
Kasikornbank generates revenue primarily through interest income from loans, which constitutes a significant portion of its earnings. The bank provides various types of loans, including personal, home, and business loans, and earns interest on the...
Kasikornbank Public Co Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
63
Positive
Cash Flow
58
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 257.36B | 236.93B | 227.52B | 192.00B | 179.13B |
| Gross Profit | 183.74B | 162.02B | 153.32B | 127.50B | 129.55B |
| EBITDA | 75.23B | 72.41B | 64.61B | 55.17B | 59.30B |
| Net Income | 47.70B | 48.60B | 42.41B | 35.77B | 38.05B |
Balance Sheet | |||||
| Total Assets | 4.56T | 4.33T | 4.28T | 4.25T | 4.10T |
| Cash, Cash Equivalents and Short-Term Investments | 441.86B | 778.74B | 676.58B | 682.91B | 770.31B |
| Total Debt | 272.09B | 185.59B | 199.69B | 159.32B | 217.08B |
| Total Liabilities | 3.89T | 3.69T | 3.69T | 3.68T | 3.57T |
| Stockholders Equity | 581.42B | 563.35B | 532.28B | 503.27B | 476.71B |
Cash Flow | |||||
| Free Cash Flow | 119.39B | 68.78B | 643.25M | -9.47B | 236.32B |
| Operating Cash Flow | 120.35B | 77.86B | 9.54B | 503.93M | 241.75B |
| Investing Cash Flow | -154.60B | -60.15B | -8.01B | 25.78B | -251.22B |
| Financing Cash Flow | -54.96B | -20.29B | -9.90B | -29.13B | 7.48B |
Kasikornbank Public Co Technical Analysis
Negative
24.68
Price Trends
24.18
Negative
24.22
Negative
22.50
Positive
Market Momentum
-0.03
Negative
47.32
Neutral
39.85
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For KPCPY, the sentiment is Negative. The current price of 24.68 is above the 20-day moving average (MA) of 23.50, above the 50-day MA of 24.18, and above the 200-day MA of 22.50, indicating a neutral trend. The MACD of -0.03 indicates Negative momentum. The RSI at 47.32 is Neutral, neither overbought nor oversold. The STOCH value of 39.85 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for KPCPY.
Kasikornbank Public Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $14.28B | 7.55 | 8.67% | 5.29% | -8.00% | 11.62% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | $30.54B | 6.55 | 8.98% | 2.86% | 46.64% | 14.25% | |
65 Neutral | $16.13B | 10.15 | 9.37% | 3.71% | 36.20% | 9.54% | |
58 Neutral | $18.15B | 15.60 | 20.11% | 5.56% | -7.31% | -7.03% | |
58 Neutral | $21.81B | 17.87 | 11.11% | 4.98% | 17.17% | -1.33% | |
56 Neutral | $14.18B | 13.38 | 20.90% | 4.29% | -3.09% | 2.72% |
* Financial Sector Average
KPCPY
Kasikornbank Public Co
24.30
5.79
31.26%
BCH
Banco De Chile
35.47
6.33
21.73%
BSBR
Banco Santander Brasil
5.70
0.76
15.45%
BSAC
Banco Santander Chile
29.79
6.33
27.00%
SHG
Shinhan Financial Group Co
66.65
29.90
81.36%
WF
Woori Finance Holdings Co
66.01
27.99
73.62%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.