Business Coach Inc. (9562) AI Stock Analysis

• Market Cap: ¥3.23B
• Dividend Yield: 2%
• Average Volume (3M): 4.83K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.84
• Revenue Growth: 25.16%
• EPS Growth: 127.57%
• Country: JP
• Employees: 58
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Education & Training Services
• EPS (TTM): -13.48
• Shares Outstanding: 1,413,900
• 10 Day Avg. Volume: 2,710
• 30 Day Avg. Volume: 4,830
• PEG Ratio: 0.16
• Price to Book (P/B): 3.27
• Price to Sales (P/S): 1.26
• P/FCF Ratio: 27.84
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 61 Neutral
• Price Target: ¥2,342.00 ▼(-8.37% Downside)
• Action: Downgraded Date: 03/05/26
• Date: Action: Downgraded 03/05/26

The score is anchored by strong underlying financial performance (profitability, revenue growth, and a very low-leverage balance sheet), but it is materially reduced by weak technical trend signals (price below key moving averages and negative MACD) and valuation uncertainty due to a negative P/E, only partly offset by a moderate dividend yield.

Positive Factors

Revenue Growth

A near 10% year-over-year revenue rise indicates persistent demand for the company's education and training offerings. Durable top-line growth supports reinvestment in content, incremental hiring, and scaling programs, which can sustainably drive operating leverage and margin expansion over the medium term.

Healthy Margins

Very high gross margins imply a scalable, low-variable-cost delivery model (digital content or high-value services). Strong operating and EBITDA margins suggest operational efficiency and pricing power, supporting durable cash generation and resilience to cost pressures across a 2-6 month horizon and beyond.

Minimal Leverage & Strong ROE

Extremely low leverage and a high equity ratio materially reduce financial risk and interest burden. Combined with a near-16% ROE, this shows effective capital use and flexible capacity to fund growth, dividends, or buybacks without stressing the balance sheet over the medium term.

Negative Factors

Inconsistent Free Cash Flow Growth

While free cash flow relative to net income appears strong at times, inconsistent FCF growth weakens predictability of internally funded investments and shareholder returns. Volatile cash generation complicates multi-quarter planning and raises execution risk for strategic initiatives.

Declining Assets and Equity

A shrinking asset and equity base can signal divestments, lower reinvestment, or erosion of scale, which may limit future revenue capacity and strategic flexibility. Over several quarters, this trend could constrain growth investments and weaken the firm's competitive runway.

Negative EPS Growth

A sharp drop in EPS growth (~-45%) despite revenue gains indicates earnings volatility or one-off pressures that reduce retained earnings. Persistent earnings contraction undermines reinvestment, dividend sustainability, and confidence in profit resilience across upcoming reporting periods.

Business Coach Inc. Business Overview & Revenue Model

Company Description

Business Coach Inc. engages in the human resource development business in Japan. It offers one-on-one coaching services for executive, business leader, and business person; one-on-one retention support programs; professional management, engagement improvement, internal coach development, leadership development, innovation leader, and female leader development programs; career development support programs for superiors and subordinates; and followership development and mentor training programs. The company also offers HR consulting services comprising personnel system reforms, personnel evaluation training, and succession planning support. In addition, it provides wevox, a survey for measuring organizational engagement; CheckPoint360, a leadership competency survey; ProfileXT, a strategic talent assessment solution; and DiSC, a behavioral analysis tool. Further, the company offers qualification courses, such as executive coach programs and business coach training qualification courses; video materials for bosses, subordinates, human resource development, coaching skills, job crafting, harassment, and personnel evaluation management skills; and cloud coaching services. The company was incorporated in 2005 and is based in Tokyo, Japan.

How the Company Makes Money

Business Coach Inc. generates revenue through multiple streams, primarily by charging clients for coaching sessions, which can be purchased individually or as part of package deals. The company also offers subscription-based access to online courses and resources, providing ongoing education for business owners and their teams. Group workshops and seminars contribute additional income, often held at corporate events or industry conferences. Furthermore, Business Coach Inc. has established partnerships with various industry organizations that provide referrals and collaborative opportunities, enhancing its visibility and client base. The combination of these revenue streams allows the company to maintain a stable financial foundation while expanding its reach in the market.

Business Coach Inc. Financial Statement Overview

Summary

Financial statements are solid overall: strong income statement strength (good revenue growth and healthy margins) and a very conservative balance sheet with minimal leverage. The main offset is weaker/volatile cash-flow consistency, which lowers confidence in the durability of cash generation.

Income Statement

Business Coach Inc. has demonstrated strong revenue growth with a 9.67% increase in the latest year, supported by a solid gross profit margin of 62.31%. The net profit margin has improved to 6.15%, indicating enhanced profitability. The EBIT and EBITDA margins are healthy at 10.52% and 14.26%, respectively, showing efficient operational management. Overall, the income statement reflects a positive growth trajectory and profitability.

Balance Sheet

The company's balance sheet is robust, with a very low debt-to-equity ratio of 0.0076, indicating minimal leverage and financial risk. The return on equity is strong at 15.99%, showcasing effective use of equity to generate profits. The equity ratio stands at 76.89%, reflecting a solid capital structure. However, the decrease in total assets and equity over the years suggests a need for cautious asset management.

Cash Flow

Cash flow analysis shows a stable operating cash flow to net income ratio of 0.39, indicating good cash generation relative to net income. The free cash flow to net income ratio is high at 0.99, suggesting efficient cash flow management. However, the free cash flow growth rate has been inconsistent, highlighting potential volatility in cash generation.

Breakdown	Sep 2025	Sep 2024	Sep 2023	Sep 2022	Sep 2021
Income Statement
Total Revenue	2.00B	1.60B	1.16B	1.15B	1.00B
Gross Profit	1.25B	973.04M	772.64M	802.76M	712.75M
EBITDA	285.73M	162.82M	98.47M	259.87M	244.16M
Net Income	123.29M	54.16M	53.39M	172.26M	156.42M
Balance Sheet
Total Assets	1.00B	1.38B	932.76M	750.06M	730.27M
Cash, Cash Equivalents and Short-Term Investments	483.88M	441.86M	561.11M	388.76M	498.90M
Total Debt	5.84M	35.52M	88.18M	106.67M	153.30M
Total Liabilities	231.62M	540.12M	244.19M	326.02M	430.10M
Stockholders Equity	771.13M	687.49M	688.57M	424.04M	300.18M
Cash Flow
Free Cash Flow	90.58M	127.04M	-25.46M	-15.21M	284.37M
Operating Cash Flow	91.19M	136.93M	43.59M	51.00M	295.80M
Investing Cash Flow	20.05M	-132.94M	-68.89M	-66.22M	-11.43M
Financing Cash Flow	-69.22M	-123.24M	192.65M	-94.93M	-49.10M

Business Coach Inc. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 2556.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:9562, the sentiment is Neutral. The current price of 2556 is above the 20-day moving average (MA) of 2300.05, above the 50-day MA of 2436.24, and above the 200-day MA of 2276.76, indicating a neutral trend. The MACD of -72.54 indicates Negative momentum. The RSI at 46.50 is Neutral, neither overbought nor oversold. The STOCH value of 60.86 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:9562.

Business Coach Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
9560	74 Outperform	¥8.89B	9.46	―	2.06%	29.06%	41.54%
7353	64 Neutral	¥3.91B	15.95	―	―	13.50%	-19.59%
9345	63 Neutral	¥2.11B	12.00	―	1.92%	4.25%	-6.45%
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
9562	61 Neutral	¥3.23B	-47.40	―	2.00%	25.16%	127.57%
9339	60 Neutral	¥2.86B	31.62	―	1.33%	-7.47%	378.86%
6096	55 Neutral	¥2.91B	6.04	―	1.68%	-4.16%	―