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Anicom Holdings, Inc. (JP:8715)
:8715
Japanese Market
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Anicom Holdings, Inc. (8715) AI Stock Analysis

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JP:8715

Anicom Holdings, Inc.

(8715)

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Neutral 60 (OpenAI - 5.2)
Rating:60Neutral
Price Target:
¥1,196.00
▲(13.04% Upside)
Action:Reiterated
Date:08/17/26
The score is primarily supported by solid multi-year growth and a balance sheet with manageable (and improving) leverage, but it is held back by the 2026 profitability decline and the sharp deterioration in free cash flow. Technical signals are also weak (below key moving averages with negative MACD), while valuation appears moderate with a low dividend yield.
Positive Factors
Sustained Revenue Growth
Revenue increased from 47.9B in 2021 to 65.7B in 2026, with particularly strong growth in 2026. Sustained expansion indicates continued scaling of the pet-insurance platform and a broader premium base, supporting business relevance over coming quarters.
Negative Factors
Margin Compression
The 2026 net-margin decline to approximately 3.4% from 4.8% in 2025 signals weaker profitability quality. Cost increases, underwriting pressure, or one-time items could constrain earnings and reduce the benefit of continued revenue growth.
Read all positive and negative factors
Positive Factors
Negative Factors
Sustained Revenue Growth
Revenue increased from 47.9B in 2021 to 65.7B in 2026, with particularly strong growth in 2026. Sustained expansion indicates continued scaling of the pet-insurance platform and a broader premium base, supporting business relevance over coming quarters.
Read all positive factors

Anicom Holdings, Inc. (8715) vs. iShares MSCI Japan ETF (EWJ)

Anicom Holdings, Inc. Business Overview & Revenue Model

Company Description
Headquartered in Tokyo, Japan, and founded in 2000, Anicom Holdings, Inc. operates through its subsidiaries to deliver a comprehensive array of pet insurance products and services throughout Japan. The company's diverse operations also include man...
How the Company Makes Money
The company primarily makes money through its pet insurance business. Key revenue is generated from insurance premiums paid by policyholders for pet insurance policies. As claims occur, the group pays out insurance benefits to cover eligible veter...

Anicom Holdings, Inc. Financial Statement Overview

Summary
Solid multi-year revenue growth and moderate leverage (improving debt-to-equity in 2026), but quality weakened recently: 2026 margins stepped down and free cash flow turned slightly negative, raising near-term cash-conversion and profitability stability risk.
Income Statement
72
Positive
Balance Sheet
70
Positive
Cash Flow
58
Neutral
BreakdownMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Income Statement
Total Revenue65.72B67.42B60.33B56.41B52.81B
Gross Profit27.92B62.19B55.20B51.34B47.62B
EBITDA4.79B5.88B5.16B4.54B4.06B
Net Income2.20B3.25B2.73B2.28B2.11B
Balance Sheet
Total Assets76.69B72.49B66.36B61.41B58.63B
Cash, Cash Equivalents and Short-Term Investments13.39B26.46B23.88B30.84B29.64B
Total Debt10.11B15.05B5.00B5.00B5.00B
Total Liabilities47.75B44.42B36.21B33.22B31.32B
Stockholders Equity28.94B28.07B29.90B28.18B27.32B
Cash Flow
Free Cash Flow-105.00M5.81B4.83B3.57B3.24B
Operating Cash Flow4.82B6.40B5.67B4.42B4.46B
Investing Cash Flow-16.67B-5.09B-11.13B-4.07B-5.49B
Financing Cash Flow-1.67B271.00M-1.34B-212.00M-112.00M

Anicom Holdings, Inc. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1058.00
Price Trends
50DMA
1212.86
Negative
100DMA
1311.54
Negative
200DMA
1163.29
Negative
Market Momentum
MACD
-26.82
Positive
RSI
40.55
Neutral
STOCH
12.48
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8715, the sentiment is Negative. The current price of 1058 is below the 20-day moving average (MA) of 1183.05, below the 50-day MA of 1212.86, and below the 200-day MA of 1163.29, indicating a bearish trend. The MACD of -26.82 indicates Positive momentum. The RSI at 40.55 is Neutral, neither overbought nor oversold. The STOCH value of 12.48 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8715.

Anicom Holdings, Inc. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
78
Outperform
¥6.22T8.5513.27%2.13%
77
Outperform
¥14.03T17.8018.94%2.69%-0.19%-40.12%
74
Outperform
¥7.33T8.0517.69%3.79%20.69%30.43%
67
Neutral
¥52.47B16.9314.36%2.20%21.02%46.82%
65
Neutral
¥120.72B16.0212.32%19.35%
60
Neutral
¥85.60B20.840.82%11.00%48.24%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:8715
Anicom Holdings, Inc.
1,120.00
260.56
30.32%
JP:8725
MS&AD Insurance Group Holdings
4,860.00
1,413.26
41.00%
JP:8630
Sompo Holdings
6,588.00
1,970.05
42.66%
JP:8766
Tokio Marine Holdings
7,241.00
959.42
15.27%
JP:7326
SBI Insurance Group Co., Ltd.
2,079.00
514.36
32.87%
JP:7157
Lifenet Insurance Company
1,429.00
-1,027.00
-41.82%

Anicom Holdings, Inc. Corporate Events

Anicom Tracks Growth and Prevention-Focused Shift in FY2026 Monthly Metrics
Aug 7, 2026
Anicom Holdings reported key monthly management indicators for its pet insurance and new business initiatives for fiscal 2026, highlighting steady growth in net premiums written and the number of policies in force versus the previous year. The gro...
Anicom Holdings Delivers Sharp Profit Surge and Raises Dividend Outlook
Aug 7, 2026
Anicom Holdings posted a strong earnings rebound for the quarter ended June 30, 2026, with recurring revenue up 20.1% to ¥21.9 billion and recurring profit more than tripling to ¥3.5 billion, driving profit attributable to owners to &#16...
Anicom Holdings Completes ¥1 Billion Share Buyback Program
Jul 28, 2026
Anicom Holdings has completed a share repurchase program authorized by its board in May 2026, acquiring 419,900 common shares in July via market purchases on the Tokyo Stock Exchange at a cost of approximately JPY 512.7 million. This latest transa...
Anicom Introduces Restricted Stock Plan to Align Executive Pay with Shareholder Value
Jul 23, 2026
Anicom Holdings has approved the disposal of 47,205 shares of its common stock as part of a newly introduced restricted stock remuneration plan for directors, executive officers, and directors of its subsidiaries. The shares, priced at 1,202 yen e...
Anicom Holdings to Record ¥3.06 Billion Dividend from Insurance Subsidiary
Jul 23, 2026
Anicom Holdings, Inc. will receive a dividend of 3,056,106,000 yen from its consolidated subsidiary Anicom Insurance, Inc., following a resolution dated July 23, 2026. The dividend is scheduled to be received on August 26, 2026 and has been disclo...
Anicom Advances Share Buyback, Repurchases 397,300 Shares in June
Jul 1, 2026
Anicom Holdings has disclosed the progress of its share repurchase program authorized by the board in May 2026, reporting that it bought back 397,300 common shares on the Tokyo Stock Exchange during June at a total cost of approximately JPY487 mil...
Anicom Posts Stable Pet Insurance Growth and Highlights Progress in Prevention-Focused Businesses
Jun 18, 2026
Anicom Holdings reported monthly management indicators for May 2026, highlighting steady growth in its core pet insurance operations. Net premiums written and the number of policies in force continued to increase year on year, while renewal rates ...
Anicom Holdings Balances Profit Dip With Higher Dividends and Profit-Recovery Outlook
Jun 8, 2026
Anicom Holdings reported fiscal-year 2026 recurring revenue of ¥73.8 billion, up 9.1%, but recurring profit fell 28.3% to ¥3.5 billion and profit attributable to owners dropped 32.1% to ¥2.2 billion, reflecting margin pressure despi...
Anicom Holdings Proposes New Slate of Directors and Auditors for June Shareholders Meeting
May 26, 2026
Anicom Holdings, Inc. announced that its Board of Directors has approved a slate of candidates for director positions to be submitted to the 26th General Meeting of Shareholders on June 24, 2026. The list includes the reappointment of President Ex...
Anicom Revamps Executive Pay to Link Rewards with Profit and Mid-Term Targets
May 26, 2026
Anicom Holdings’ board has approved a major overhaul of its officer remuneration structure, shifting from purely fixed monthly pay to a three-part mix of fixed remuneration, short-term incentives and long-term share-based incentives, subject...
Anicom Releases Key Monthly Metrics as It Expands Prevention-Focused Pet Health Strategy
May 22, 2026
Anicom Holdings has disclosed its monthly management parameters for fiscal 2026, highlighting key performance indicators in its pet insurance and new business segments. The data set covers net premiums written, policies in force, renewal rates, an...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 17, 2026