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MS&AD Insurance Group Holdings
(OTC:8725)
MS&AD Insurance Group Holdings (8725) vs. S&P 500 (SPY)
MS&AD Insurance Group Holdings Business Overview & Revenue Model
MS&AD Insurance Group Holdings Financial Statement Overview
| Breakdown | ||||
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|
| Income Statement | Total Revenue | |||
| 6.34T | 5.05T | 5.01T | 4.81T | 4.66T | Gross Profit |
| 6.34T | 5.05T | 5.01T | 4.81T | 4.66T | EBIT |
| 462.27B | 114.59B | 254.28B | 99.80B | 184.38B | EBITDA |
| 593.74B | 413.99B | 482.63B | 300.40B | 104.22B | Net Income Common Stockholders |
| 369.27B | 161.53B | 262.80B | 144.40B | 143.03B |
| Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | |||
| 2.91T | 2.77T | 2.36T | 2.06T | 1.85T | Total Assets |
| 26.96T | 25.00T | 25.03T | 24.14T | 23.20T | Total Debt |
| 715.04B | 714.74B | 782.90B | 809.09B | 809.09B | Net Debt |
| -2.20T | -2.06T | -1.57T | -1.25T | -1.04T | Total Liabilities |
| 22.45T | 714.74B | 21.73T | 21.02T | 20.70T | Stockholders Equity |
| 4.47T | 3.01T | 3.26T | 3.09T | 2.45T |
| Cash Flow | Free Cash Flow | |||
| 464.53B | 112.52B | 155.56B | -415.01B | 557.36B | Operating Cash Flow |
| 549.47B | 194.15B | 236.71B | -323.91B | 667.90B | Investing Cash Flow |
| -276.82B | 480.95B | -71.98B | 43.92B | -330.36B | Financing Cash Flow |
| -231.55B | -314.50B | 58.55B | 79.28B | 65.32B |
MS&AD Insurance Group Holdings Technical Analysis
MS&AD Insurance Group Holdings Peers Comparison
MS&AD Insurance Group Holdings Corporate Events
MS&AD Insurance Group Holdings, through its subsidiary Mitsui Sumitomo Insurance Co., Ltd., has entered into an Investment and Voting Agreement with the founding family of W. R. Berkley Corporation. This agreement involves MSI purchasing 15% of WRB’s outstanding common stock, aiming to leverage WRB’s strengths in the U.S. specialty insurance market. The investment is expected to diversify MSI’s portfolio, enhance earnings, and improve capital efficiency. The collaboration is designed to create mutually beneficial opportunities without affecting the day-to-day operations of WRB or MSI’s existing U.S. operations.
MS&AD Insurance Group Holdings announced plans to merge its core non-life insurance companies, Mitsui Sumitomo Insurance and Aioi Nissay Dowa Insurance, by April 2027. This merger aims to establish a leading non-life insurance company in Japan, enhance customer value, and strengthen compliance and governance structures, while investing in growth areas such as international business and digital services.
MS&AD Insurance Group Holdings’ subsidiaries, Mitsui Sumitomo Insurance and Aioi Nissay Dowa Insurance, have been issued a Business Improvement Order by Japan’s Financial Services Agency due to incidents of customer information leakage. The company is taking steps to address these issues by enhancing its compliance and customer information management systems, and plans to submit an improvement plan to the FSA. This move aims to restore trust and improve operational management, potentially impacting the company’s reputation and stakeholder confidence.
MS&AD Insurance Group Holdings’ subsidiaries, MSI and ADI, have submitted their fourth progress report on their Business Improvement Plan to Japan’s Financial Services Agency. This submission follows a Business Improvement Order from the FSA, and the company is committed to enhancing its business management systems to regain trust and prevent future issues.
MS&AD Insurance Group Holdings has announced significant changes in its leadership, including the appointment of Shigeo Kudo as a new Representative Director, effective after the General Shareholders’ Meeting in June 2025. These changes are part of a broader restructuring of the company’s executive team, which is expected to impact its strategic direction and governance, potentially influencing its market positioning and stakeholder relations.
MS&AD Insurance Group Holdings has announced significant changes in its leadership structure, including the appointment of Shigeo Kudo as the new Representative Director, subject to shareholder approval in June 2025. These changes, which also involve the appointment and resignation of several directors and executive officers, are expected to impact the company’s strategic direction and governance, potentially influencing its market positioning and stakeholder relations.
MS&AD Insurance Group Holdings announced its decision to transition to a ‘Company with Audit and Supervisory Committee’ to strengthen its governance by enhancing the supervisory function of its Board of Directors and expediting decision-making processes. This transition, pending shareholder approval in June 2025, aims to improve management objectivity and streamline business execution, thereby potentially impacting the company’s operational efficiency and governance structure.
MS&AD Insurance Group Holdings has completed the purchase of its own shares, acquiring 4,964,100 shares for approximately JPY 15.9 billion between February 1-18, 2025. This move is part of a broader strategy approved by the Board of Directors to buy back up to 30 million shares, reflecting the company’s commitment to optimizing its capital structure and potentially enhancing shareholder value.
MS&AD Insurance Group Holdings reported its consolidated financial performance for the nine months ending December 31, 2024, showing significant growth in ordinary profit and net income attributable to owners. The company underwent a stock split and revised dividends per share forecast, indicating strong financial health and a positive outlook. Additionally, changes in accounting policies and the inclusion of a new subsidiary, MS Plus One Small Amounts & Short Term Insurance Co., Ltd., reflect strategic adjustments to enhance market positioning.