MS&AD Insurance Group Holdings Inc (JP:8725)

:8725

8725

MS&AD Insurance Group Holdings

RESEARCH TOOLSreports

Want to see JP:8725 full AI Analyst Report?

MS&AD Insurance Group Holdings (8725) Price & Analysis

3 Followers

8725 Stock Chart & Stats

¥3851.00

-¥107.00(-3.14%)

At close: Jan 08 4:00 PM EST

¥3851.00

-¥107.00(-3.14%)

Day’s Range― - ―

52-Week Range¥3,069.00 - ¥4,536.00

Previous CloseN/A

Volume10.34M

Average Volume (3M)3.86M

Market Cap

¥6.30T

Enterprise Value¥2.31T

Total Cash (Recent Filing)¥0.00

Total Debt (Recent Filing)¥590.32B

Price to Earnings (P/E)7.9

Beta1.33

Next Earnings

Aug 07, 2026

EPS Estimate

103.4

Next Dividend Ex-DateN/A

Dividend Yield2.59%

Share Statistics

EPS (TTM)461.21

Shares Outstanding1,492,551,800

10 Day Avg. Volume3,912,120

30 Day Avg. Volume3,855,210

Financial Highlights & Ratios

PEG Ratio0.41

Price to Book (P/B)1.26

Price to Sales (P/S)0.83

P/FCF Ratio8.22

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

¥4,863.33

Price Target Upside26.29% Upside

Rating ConsensusModerate Buy

Number of Analyst Covering6

EPS Forecast (FY)448.05

Revenue Forecast (FY)¥6.89T

Bulls Say, Bears Say

Bulls Say

Accelerating Revenue GrowthSustained revenue acceleration indicates improving market penetration and product uptake across P&C and life lines. Over 2-6 months this underpins premium base stability, supports scale economics, and provides durable top-line momentum to fund underwriting and investment needs.

Improved Profitability And ROEA meaningful step-up in ROE and net margin shows the group is capturing better underwriting and investment spreads. Higher, sustainable returns strengthen capital generation, support solvency buffers and dividend capacity, and reduce reliance on external financing over the medium term.

Solid Recent Cash GenerationConsistent positive OCF and FCF closely tracking net income indicate earnings quality and real cash conversion. Durable cash generation enhances ability to meet policy liabilities, invest reserves, and return capital, reducing structural liquidity risk for insurers.

Bears Say

Historical Earnings And Margin VolatilityPronounced year-to-year swings in margins and earnings highlight sensitivity to underwriting results, claims cost and investment returns. That variability tempers confidence in forward earnings predictability and requires larger capital buffers to absorb shocks over coming quarters.

Choppy Cash Conversion And Past OCF DeficitA prior sharp negative OCF and historically weak operating-cash-flow-to-net-income ratios show cash conversion can deteriorate. Underwriting cycles or investment mark losses could quickly stress liquidity and capital deployment plans if conditions worsen.

Rising Debt And High Asset IntensityWhile leverage remains moderate, a recent increase in debt and the inherent asset-heavy insurance balance sheet raise sensitivity to interest rates and investment losses. Sustained profitability is required to maintain solvency and avoid pressure on capital ratios over the medium term.

MS&AD Insurance Group Holdings News

MS&AD Sets 2030 Vision and 2026 Plan as Core Non-Life Units Prepare Merger

MS&AD Insurance Group Holdings ( ($JP:8725) ) just unveiled an announcement. MS&AD Insurance Group has unveiled its Group...

12d ago

MS&AD to Rebrand as Mitsui Sumitomo Insurance Group and Relocate Headquarters

MS&AD Insurance Group Holdings ( ($JP:8725) ) just unveiled an update. MS&AD Insurance Group Holdings plans to amend...

12d ago

MS&AD Sets ¥190 Billion Share Buyback Within Wider FY2026 Capital Return Plan

An update from MS&AD Insurance Group Holdings ( ($JP:8725) ) is now available. MS&AD Insurance Group Holdings has...

12d ago

MS&AD Raises Year-End Dividend, Lifting Full-Year Payout to 160 Yen

The latest announcement is out from MS&AD Insurance Group Holdings ( ($JP:8725) ). MS&AD Insurance Group Holdings has...

12d ago

MS&AD boosts revenue on strong overseas premiums for FY2026

MS&AD Insurance Group Holdings ( ($JP:8725) ) has shared an announcement. MS&AD Insurance Group Holdings reported a sharp...

12d ago

MS&AD details FY2025 results and forecasts across core insurance units

MS&AD Insurance Group Holdings ( ($JP:8725) ) just unveiled an announcement. MS&AD Insurance Group Holdings released explanatory materials...

12d ago

MS&AD boosts profit, dividends and shifts to IFRS reporting

The latest announcement is out from MS&AD Insurance Group Holdings ( ($JP:8725) ). MS&AD Insurance Group Holdings reported...

12d ago

MS&AD Insurance Group Holdings (MSADF) Q4 Earnings Cheat Sheet

MS&AD Insurance Group Holdings (MSADF) is scheduled to report 4th quarter earnings on 05/20/2026, before the market opens....

14d ago

MS&AD Lifts FY2025 Earnings Outlook on Lower Disaster Losses and Overseas Growth

MS&AD Insurance Group Holdings ( ($JP:8725) ) has shared an update. MS&AD Insurance Group Holdings has sharply raised...

21d ago

MS&AD to Shift Consolidated Reporting to IFRS from FY 2025

An update from MS&AD Insurance Group Holdings ( ($JP:8725) ) is now available. MS&AD Insurance Group Holdings has...

2M ago

8725 FAQ

What was MS&AD Insurance Group Holdings Inc’s price range in the past 12 months?

MS&AD Insurance Group Holdings Inc lowest stock price was ¥3069.00 and its highest was ¥4536.00 in the past 12 months.

What is MS&AD Insurance Group Holdings Inc’s market cap?

MS&AD Insurance Group Holdings Inc’s market cap is ¥6.30T.

When is MS&AD Insurance Group Holdings Inc’s upcoming earnings report date?

MS&AD Insurance Group Holdings Inc’s upcoming earnings report date is Aug 07, 2026 which is in 67 days.

How were MS&AD Insurance Group Holdings Inc’s earnings last quarter?

MS&AD Insurance Group Holdings Inc released its earnings results on May 20, 2026. The company reported ¥89.9 earnings per share for the quarter, missing the consensus estimate of ¥102.494 by -¥12.594.

Is MS&AD Insurance Group Holdings Inc overvalued?

According to Wall Street analysts MS&AD Insurance Group Holdings Inc’s price is currently Undervalued. Get more investment ideas with TipRanks Premium

Does MS&AD Insurance Group Holdings Inc pay dividends?

MS&AD Insurance Group Holdings Inc pays a Notavailable dividend of ¥77.5 which represents an annual dividend yield of 2.59%. See more information on MS&AD Insurance Group Holdings Inc dividends here

What is MS&AD Insurance Group Holdings Inc’s EPS estimate?

MS&AD Insurance Group Holdings Inc’s EPS estimate is 103.4.

How many shares outstanding does MS&AD Insurance Group Holdings Inc have?

MS&AD Insurance Group Holdings Inc has 1,492,551,800 shares outstanding.

What happened to MS&AD Insurance Group Holdings Inc’s price movement after its last earnings report?

MS&AD Insurance Group Holdings Inc reported an EPS of ¥89.9 in its last earnings report, missing expectations of ¥102.494. Following the earnings report the stock price went down -1.843%.

Which hedge fund is a major shareholder of MS&AD Insurance Group Holdings Inc?

Currently, no hedge funds are holding shares in JP:8725

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

MS&AD Insurance Group Holdings Inc

MS&AD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. The company offers fire and allied, marine, personal accident, voluntary automobile, compulsory automobile liability, and others non-life insurance products; life insurance products; and reinsurance services. It also provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.

MS&AD Insurance Group Holdings (8725) Earnings & Revenues

Historic Earnings Reports

8725 Stock 12 Month Forecast

Average Price Target

¥4,863.33

▲(26.29% Upside)

{"navigator":{"disabled":true},"exporting":{"enabled":false},"title":{"text":null},"chart":{"height":200,"style":{"fontFamily":"Roboto Flex, -apple-system, BlinkMacSystemFont, Segoe UI, Roboto, Helvetica, Arial, sans-serif, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol","fontWeight":"400","color":"#5d5d5e"},"spacingTop":30,"spacingRight":60,"events":null},"yAxis":{"labels":{"style":{"color":"inherit"},"distance":6,"x":-6,"y":-6,"zIndex":1,"map_label_formatter":{"3060":"¥3,060","6001":"¥6,001","3795.25":"¥3,795.3","4530.5":"¥4,530.5","5265.75":"¥5,265.8"}},"plotLines":[{"color":"rgba(0,0,0,0)","value":6000,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":-10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-bottom flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#199ca5\">High </span>\n\n  <span style=\"color:#199ca5\">¥6.00K</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":4863.333333333333,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":0,"text":"<div  class=\"positionrelative hoverZ3 triangleleft flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#828080\">Average </span>\n\n  <span style=\"color:#828080\">¥4.86K</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":3980,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-top flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#912767\">Low </span>\n\n  <span style=\"color:#912767\">¥3.98K</span>\n  </div></div>","useHTML":true}}],"tickPositions":[3060,3795.25,4530.5,5265.75,6001],"lineColor":"#dddddd","gridLineWidth":1,"gridLineColor":"#dddddd","lineWidth":1,"title":{"text":""}},"plotOptions":{"series":{"states":{"inactive":{"opacity":1}}},"line":{"animation":{"duration":0},"dataLabels":{"allowOverlap":true},"borderWidth":1,"marker":{"enabled":true,"fillColor":"#FFFFFF","radius":3,"lineWidth":2,"symbol":"circle","lineColor":"#828080"}}},"xAxis":{"labels":{"style":{"color":"inherit"},"rotation":0,"map_label_formatter":{"3":"Sep<br/>2025","6":"Dec<br/>2025","9":"Mar<br/>2026","12":"Jun<br/>2026","25":"Jun<br/>2027"}},"tickPositions":[3,6,9,12,25],"plotLines":[{"color":"#dddddd","width":1,"value":12},{"color":"#dddddd","width":1,"value":12}],"lineWidth":0,"gridLineWidth":1,"gridLineColor":"#dddddd","tickLength":0},"legend":{"symbolRadius":0,"symbolPadding":4,"symbolHeight":14,"borderWidth":0,"symbolWidth":14,"align":"left","verticalAlign":"bottom","enabled":false},"tooltip":{"backgroundColor":"rgba(0,0,0,0)","useHTML":true,"borderWidth":0,"borderColor":"rgba(0,0,0,0)","padding":0,"shadow":null,"headerFormat":"","footerFormat":"","pointFormat":"<div class=\"flexccc lineHeight2 bgwhite shadow2 px3 py3 radiismall fonth10_semibold\">\n                <span class=\"colorgray-3 mb4\">{point.date:%b %d ,%Y}</span>\n                <span>Analyst Consensus</span>\n                {point.info}\n          </div>\n           </div>"},"credits":{"enabled":false},"accessibility":{"description":""},"responsive":{"rules":[{"chartOptions":{"chart":{"spacing":[0,0,0,0],"margin":[30,60,40,5]},"xAxis":{"tickPositions":[3,12,25.25]},"yAxis":{"labels":{"enabled":false}},"title":{"text":null},"subtitle":{"text":null}},"condition":{"maxWidth":500}}]},"series":[{"lineWidth":2,"dashStyle":"ShortDash","name":"High","type":"line","color":"#199ca5","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,4287,4418.7692307692305,4550.538461538462,4682.307692307692,4814.076923076923,4945.846153846154,5077.615384615385,5209.384615384615,5341.153846153846,5472.923076923077,5604.692307692308,5736.461538461539,5868.2307692307695,{"y":6000,"marker":{"fillColor":"#199ca5","lineColor":"#199ca5","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Average","type":"line","color":"#828080","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,4287,4331.333333333333,4375.666666666667,4420,4464.333333333333,4508.666666666667,4553,4597.333333333333,4641.666666666666,4686,4730.333333333333,4774.666666666666,4819,{"y":4863.333333333333,"marker":{"fillColor":"#828080","lineColor":"#828080","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Low","type":"line","color":"#912767","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,4287,4263.384615384615,4239.7692307692305,4216.153846153846,4192.538461538462,4168.923076923077,4145.307692307692,4121.692307692308,4098.076923076923,4074.4615384615386,4050.846153846154,4027.230769230769,4003.6153846153848,{"y":3980,"marker":{"fillColor":"#912767","lineColor":"#912767","enabled":true,"symbol":"circle"}}]},{"type":"line","data":[{"y":3331.627,"date":1748736000000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Strong Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 0,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":3061.106,"date":1751328000000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Strong Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 0,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":3135.93,"date":1754006400000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Strong Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 0,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":3320.115,"date":1756684800000,"info":" <span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 0,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#828080","enabled":true,"symbol":"circle"}},{"y":3250.02,"date":1759276800000,"info":" <span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 0,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#828080","enabled":true,"symbol":"circle"}},{"y":3127.322,"date":1761955200000,"info":" <span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 0,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#828080","enabled":true,"symbol":"circle"}},{"y":3415.907,"date":1764547200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 2,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 2, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":3615.169,"date":1767225600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 3,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 3, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":3839.951,"date":1769904000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 4,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 3, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":4239.455,"date":1772323200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 4,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 3, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":4203,"date":1775001600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 4,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 2, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":3996,"date":1777593600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 3,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 2, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":4287,"date":1780272000000,"info":" <span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"fillColor":"black","lineColor":"black","enabled":true,"symbol":"circle"}},null,null,null,null,null,null,null,null,null,null,null,null],"color":"#0666a7"}]}

Detailed Analyst Forecast >