JAPAN POST INSURANCE Co., Ltd. (JP:7181)
:7181
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7181 Stock Chart & Stats
¥4764.00
¥45.50(1.55%)
At close: 4:00 PM EST
¥4764.00
¥45.50(1.55%)
Day’s Range― - ―
52-Week Range¥990.33 - ¥1,771.66
Previous CloseN/A
Volume1.25M
Average Volume (3M)708.54K
Market Cap
¥1.82T
Enterprise Value-¥2.84T
Total Cash (Recent Filing)¥9.36T
Total Debt (Recent Filing)¥4.92T
Price to Earnings (P/E)10.3
Beta0.76
Next Earnings
Aug 07, 2026EPS Estimate
41.95Next Dividend Ex-DateN/A
Dividend Yield2.44%
Share Statistics
EPS (TTM)140.50
Shares Outstanding1,115,468,100
10 Day Avg. Volume689,480
30 Day Avg. Volume708,543
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)0.42
Price to Sales (P/S)0.57
P/FCF Ratio-0.92
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥1,759.89Price Target Upside-63.06% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)152.7
Revenue Forecast (FY)¥5.54T
Bulls Say, Bears Say
Bulls Say
Nationwide Distribution Via Japan Post NetworkAccess to Japan Post’s nationwide post office network is a durable competitive advantage for retail life insurance distribution. The broad physical footprint lowers customer acquisition costs, supports cross‑sell to a large existing customer base, and gives stable, long‑term access to mass retail channels that are hard to replicate.
FY2026 Revenue Rebound And Improving MarginsA clear reversal to +15.9% revenue growth in FY2026 with improved EBIT and net income signals operational recovery and better top‑line traction. Sustained growth and margin improvement can enhance underwriting scale, improve product economics over time, and reduce sensitivity to investment return swings if maintained.
Improved Leverage And Larger Equity BufferAn increased equity base and a decline in debt‑to‑equity to ~1.23x improve solvency headroom and resilience to market volatility. The very large asset base plus higher equity provide structural capacity to meet policy obligations and absorb losses, supporting long‑term business stability and regulatory capital requirements.
Bears Say
Persistently Negative Operating And Free Cash FlowChronic negative operating and free cash flow is a structural weakness for an insurer: it limits internal funding for claims, product development and capital returns, and increases reliance on balance sheet financing or asset sales. Over months to years this reduces strategic flexibility and raises funding and reinvestment risk.
Negative Gross Profit Metrics / Weak Spread EconomicsA persistently negative gross profit margin implies underlying underwriting spreads or product economics are weak or distorted by classifications. That undermines earnings quality and makes profitability reliant on volatile investment gains, increasing sensitivity to interest rates and market returns over the medium term.
Modest Returns On Equity And Limited ProfitabilityROE in the low single digits indicates limited capital efficiency and constrained ability to generate attractive shareholder returns from existing capital. Coupled with material leverage and weak cash flows, modest ROE suggests slower capital accumulation and potential limits on strategic investments or dividend growth over the next several quarters.
JAPAN POST INSURANCE Co., Ltd. News
7181 FAQ
What was JAPAN POST INSURANCE Co., Ltd.’s price range in the past 12 months?
JAPAN POST INSURANCE Co., Ltd. lowest stock price was ¥990.33 and its highest was ¥1771.66 in the past 12 months.
What is JAPAN POST INSURANCE Co., Ltd.’s market cap?
JAPAN POST INSURANCE Co., Ltd.’s market cap is ¥1.82T.
When is JAPAN POST INSURANCE Co., Ltd.’s upcoming earnings report date?
JAPAN POST INSURANCE Co., Ltd.’s upcoming earnings report date is Aug 07, 2026 which is in 81 days.
How were JAPAN POST INSURANCE Co., Ltd.’s earnings last quarter?
JAPAN POST INSURANCE Co., Ltd. released its earnings results on May 15, 2026. The company reported ¥46.06 earnings per share for the quarter, beating the consensus estimate of ¥36.475 by ¥9.585.
Is JAPAN POST INSURANCE Co., Ltd. overvalued?
According to Wall Street analysts JAPAN POST INSURANCE Co., Ltd.’s price is currently Overvalued.
Does JAPAN POST INSURANCE Co., Ltd. pay dividends?
JAPAN POST INSURANCE Co., Ltd. pays a Semiannually dividend of ¥62 which represents an annual dividend yield of 2.44%. See more information on JAPAN POST INSURANCE Co., Ltd. dividends here
What is JAPAN POST INSURANCE Co., Ltd.’s EPS estimate?
JAPAN POST INSURANCE Co., Ltd.’s EPS estimate is 41.95.
How many shares outstanding does JAPAN POST INSURANCE Co., Ltd. have?
JAPAN POST INSURANCE Co., Ltd. has 1,115,468,100 shares outstanding.
What happened to JAPAN POST INSURANCE Co., Ltd.’s price movement after its last earnings report?
JAPAN POST INSURANCE Co., Ltd. reported an EPS of ¥46.06 in its last earnings report, beating expectations of ¥36.475. Following the earnings report the stock price went up 3.355%.
Which hedge fund is a major shareholder of JAPAN POST INSURANCE Co., Ltd.?
Currently, no hedge funds are holding shares in JP:7181
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
JAPAN POST INSURANCE Co., Ltd.
Japan Post Insurance Co., Ltd. provides life insurance products and services in Japan. It also offers agency or administrative services for other insurance companies, including foreign insurance companies; and financial services companies, as well as loan guarantees. In addition, the company is involved in trading government bonds and government-guaranteed bonds; accepting subscriptions for government bonds, corporate bonds, and other bonds; and the commissioned management and other businesses, as well as the other life insurance businesses. Further, it is involved in the management of postal life insurance policies. The company offers products through agencies and direct managed sales offices to individual and corporate customers. The company was founded in 2006 and is headquartered in Tokyo, Japan.
7181 Stock 12 Month Forecast
Average Price Target
¥1,759.89
▼(-63.06% Downside)
Technical Analysis
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Options Prices
Currently, No data available
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