JAPAN POST INSURANCE Co., Ltd. (JP:7181)
:7181
7181 Stock Chart & Stats
¥4764.00
¥45.50(1.55%)
At close: 4:00 PM EST
¥4764.00
¥45.50(1.55%)
Day’s Range― - ―
52-Week Range¥2,503.00 - ¥5,315.00
Previous CloseN/A
Volume1.25M
Average Volume (3M)708.54K
Market Cap
¥1.77T
Enterprise Value-¥2.64T
Total Cash (Recent Filing)¥9.36T
Total Debt (Recent Filing)¥4.92T
Price to Earnings (P/E)17.6
Beta0.78
Next Earnings
May 14, 2026EPS Estimate
36.48Next Dividend Ex-DateN/A
Dividend Yield2.44%
Share Statistics
EPS (TTM)22.30
Shares Outstanding371,822,700
10 Day Avg. Volume689,480
30 Day Avg. Volume708,543
Financial Highlights & Ratios
PEG Ratio0.23
Price to Book (P/B)0.36
Price to Sales (P/S)0.33
P/FCF Ratio-0.71
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥5,513.33Price Target Upside15.73% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)145.48
Revenue Forecast (FY)¥5.85T
Bulls Say, Bears Say
Bulls Say
Nationwide Distribution Via Post Office NetworkAccess to Japan Post’s nationwide post office network provides durable distribution and servicing scale, lowering acquisition costs and enabling broad customer reach and cross-sell. This entrenched channel supports steady premium inflows and competitive resilience over the medium term.
Stable Balance Sheet And LiquidityA stable equity position, strong equity ratio, manageable leverage and substantial cash reserves give the company structural financial flexibility to meet long-duration policy liabilities, absorb market shocks, satisfy regulatory capital needs and fund obligations without immediate external financing.
Strong Core Margins And Cost ManagementConsistently strong gross profit and EBIT margins indicate effective underwriting discipline and expense control. Durable margins provide a buffer versus revenue swings, supporting the ability to honor product guarantees and sustain operating investment in distribution and servicing over time.
Bears Say
Weak Operating And Free Cash FlowPersistent negative operating and free cash flow, despite improvement in 2025, indicates structural cash-generation weakness. This constrains the firm's ability to self-fund growth, increases reliance on investment returns or group support, and can pressure liquidity under stress.
Revenue Volatility And Prior DeclinesA significant revenue decline and pronounced volatility complicate reserve modeling, pricing and strategic planning. Unpredictable premium trends increase earnings uncertainty, make long-term product profitability harder to forecast, and heighten sensitivity to policyholder behavior and market cycles.
Heavy Reliance On Investment Income And Spread RiskEarnings materially depend on investment returns and yield spreads to cover guarantees. Low rates, spread compression or adverse market moves can materially reduce investment margins, create asset-liability mismatches and increase earnings and solvency volatility absent conservative ALM and hedging.
JAPAN POST INSURANCE Co., Ltd. News
7181 FAQ
What was JAPAN POST INSURANCE Co., Ltd.’s price range in the past 12 months?
JAPAN POST INSURANCE Co., Ltd. lowest stock price was ¥2503.00 and its highest was ¥5315.00 in the past 12 months.
What is JAPAN POST INSURANCE Co., Ltd.’s market cap?
JAPAN POST INSURANCE Co., Ltd.’s market cap is ¥1.77T.
When is JAPAN POST INSURANCE Co., Ltd.’s upcoming earnings report date?
JAPAN POST INSURANCE Co., Ltd.’s upcoming earnings report date is May 14, 2026 which is in 44 days.
How were JAPAN POST INSURANCE Co., Ltd.’s earnings last quarter?
JAPAN POST INSURANCE Co., Ltd. released its earnings results on Feb 13, 2026. The company reported ¥22.303 earnings per share for the quarter, missing the consensus estimate of ¥31.805 by -¥9.502.
Is JAPAN POST INSURANCE Co., Ltd. overvalued?
According to Wall Street analysts JAPAN POST INSURANCE Co., Ltd.’s price is currently Undervalued.
Does JAPAN POST INSURANCE Co., Ltd. pay dividends?
JAPAN POST INSURANCE Co., Ltd. pays a Semiannually dividend of ¥62 which represents an annual dividend yield of 2.44%. See more information on JAPAN POST INSURANCE Co., Ltd. dividends here
What is JAPAN POST INSURANCE Co., Ltd.’s EPS estimate?
JAPAN POST INSURANCE Co., Ltd.’s EPS estimate is 36.48.
How many shares outstanding does JAPAN POST INSURANCE Co., Ltd. have?
JAPAN POST INSURANCE Co., Ltd. has 371,822,700 shares outstanding.
What happened to JAPAN POST INSURANCE Co., Ltd.’s price movement after its last earnings report?
JAPAN POST INSURANCE Co., Ltd. reported an EPS of ¥22.303 in its last earnings report, missing expectations of ¥31.805. Following the earnings report the stock price went down -0.428%.
Which hedge fund is a major shareholder of JAPAN POST INSURANCE Co., Ltd.?
Currently, no hedge funds are holding shares in JP:7181
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
JAPAN POST INSURANCE Co., Ltd.
Japan Post Insurance Co., Ltd. provides life insurance products and services in Japan. It also offers agency or administrative services for other insurance companies, including foreign insurance companies; and financial services companies, as well as loan guarantees. In addition, the company is involved in trading government bonds and government-guaranteed bonds; accepting subscriptions for government bonds, corporate bonds, and other bonds; and the commissioned management and other businesses, as well as the other life insurance businesses. Further, it is involved in the management of postal life insurance policies. The company offers products through agencies and direct managed sales offices to individual and corporate customers. The company was founded in 2006 and is headquartered in Tokyo, Japan.
7181 Stock 12 Month Forecast
Average Price Target
¥5,513.33
▲(15.73% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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