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7181 Stock Chart & Stats
¥4764.00
¥45.50(1.55%)
At close: 4:00 PM EST
¥4764.00
¥45.50(1.55%)
Day’s Range― - ―
52-Week Range¥1,274.66 - ¥1,797.50
Previous CloseN/A
Volume1.25M
Average Volume (3M)708.54K
Market Cap
¥1.89T
Enterprise Value¥6.81M
Total Cash (Recent Filing)¥9.82T
Total Debt (Recent Filing)¥5.10T
Price to Earnings (P/E)11.6
Beta0.70
Next Earnings
Aug 07, 2026EPS Estimate
35.58Next Dividend Ex-DateN/A
Dividend Yield2.33%
Share Statistics
EPS (TTM)152.99
Shares Outstanding1,084,817,700
10 Day Avg. Volume689,480
30 Day Avg. Volume708,543
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)0.42
Price to Sales (P/S)0.57
P/FCF Ratio-0.92
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥1,721.43Price Target Upside-63.87% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)149.52
Revenue Forecast (FY)¥5.33T
Bulls Say, Bears Say
Bulls Say
Nationwide Distribution Via Japan Post NetworkExclusive access to Japan Post’s nationwide post office network provides a durable, low-cost retail distribution moat for individual life products. This entrenched channel supports customer acquisition scale, high household reach, and long-term premium flows independent of short-term sales cycles.
Very Large Asset Base And Rising EquityA very large investment balance sheet and a material equity increase improve solvency buffers and underwriting resilience. Higher equity and asset scale help absorb market volatility, support long-duration liabilities, and give flexibility for asset-liability management over multiple years.
FY2026 Revenue Rebound And Improving MarginsA pronounced revenue recovery and improving net margins in FY2026 indicate better product pricing, sales mix, or investment returns. If sustained, this trend can restore operating leverage and enhance future underwriting profitability beyond transitory year-over-year swings.
Bears Say
Persistently Negative Operating And Free Cash FlowChronic negative operating and free cash flows (roughly -¥1.6T to -¥3.1T historically; ~-¥1.9T in FY2026) erode financial flexibility and increase reliance on balance sheet funding or capital injections. This constrains investment, dividend sustainability, and strategic initiatives over the medium term.
Negative Gross Profit Metrics In Recent YearsReported negative gross profit in FY2025–FY2026 signals weak underwriting spreads or accounting/classification effects that reduce core earnings quality. Persisting weak spread economics undermine sustainable profitability and magnify sensitivity to adverse claims or investment shocks.
Modest Returns And Material LeverageModest historical ROE and still-elevated leverage limit capital efficiency and the ability to generate strong shareholder returns. Material debt relative to equity keeps financial risk elevated and may require conservative capital management, limiting growth investments and strategic flexibility.
JAPAN POST INSURANCE Co., Ltd. News
7181 FAQ
What was JAPAN POST INSURANCE Co., Ltd.’s price range in the past 12 months?
JAPAN POST INSURANCE Co., Ltd. lowest stock price was ¥1274.66 and its highest was ¥1797.50 in the past 12 months.
What is JAPAN POST INSURANCE Co., Ltd.’s market cap?
JAPAN POST INSURANCE Co., Ltd.’s market cap is ¥1.89T.
When is JAPAN POST INSURANCE Co., Ltd.’s upcoming earnings report date?
JAPAN POST INSURANCE Co., Ltd.’s upcoming earnings report date is Aug 07, 2026 which is in 6 days.
How were JAPAN POST INSURANCE Co., Ltd.’s earnings last quarter?
JAPAN POST INSURANCE Co., Ltd. released its earnings results on May 15, 2026. The company reported ¥46.06 earnings per share for the quarter, beating the consensus estimate of ¥36.475 by ¥9.585.
Is JAPAN POST INSURANCE Co., Ltd. overvalued?
According to Wall Street analysts JAPAN POST INSURANCE Co., Ltd.’s price is currently Overvalued.
Does JAPAN POST INSURANCE Co., Ltd. pay dividends?
JAPAN POST INSURANCE Co., Ltd. pays a Semiannually dividend of ¥25 which represents an annual dividend yield of 2.33%. See more information on JAPAN POST INSURANCE Co., Ltd. dividends here
What is JAPAN POST INSURANCE Co., Ltd.’s EPS estimate?
JAPAN POST INSURANCE Co., Ltd.’s EPS estimate is 35.58.
How many shares outstanding does JAPAN POST INSURANCE Co., Ltd. have?
JAPAN POST INSURANCE Co., Ltd. has 1,084,817,700 shares outstanding.
What happened to JAPAN POST INSURANCE Co., Ltd.’s price movement after its last earnings report?
JAPAN POST INSURANCE Co., Ltd. reported an EPS of ¥46.06 in its last earnings report, beating expectations of ¥36.475. Following the earnings report the stock price went up 3.355%.
Which hedge fund is a major shareholder of JAPAN POST INSURANCE Co., Ltd.?
Currently, no hedge funds are holding shares in JP:7181
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
JAPAN POST INSURANCE Co., Ltd.
JAPAN POST INSURANCE Co., Ltd. (7181) is a Japan-based life insurance company in the Japan Post Group. It operates in the life insurance sector, primarily offering individual insurance products to retail customers and distributing them mainly through Japan Post’s nationwide post office network, along with other channels.
7181 Stock 12 Month Forecast
Average Price Target
¥1,721.43
▼(-63.87% Downside)
Technical Analysis
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