Anicom Holdings, Inc. (JP:8715)
:8715
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Anicom Holdings, Inc.
(8715)
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Rating:55Neutral
Price Target:
¥1,341.00
▲(26.75% Upside)
Action:Downgraded
Date:05/14/26
The score is primarily driven by decent but recently weakening financial performance (margin and free-cash-flow deterioration in 2026). Technicals are notably bearish with negative momentum and the stock trading below key moving averages, and valuation looks stretched with a high P/E and low dividend yield.
Positive Factors
Revenue Growth
Consistent multi-year top-line growth indicates durable demand for pet insurance and expanding in-force policies. A rising revenue base supports economies of scale in claims handling and admin, enabling continued investment in distribution and product features that reinforce long-term market position.
Negative Factors
Margin Compression
A material decline in operating and net margins reduces the firm's ability to self-fund reserves and growth. Persistent margin pressure implies weaker underwriting outcomes or rising costs, which can erode competitive advantage and make profitability more sensitive to claim frequency or pricing cycles over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Consistent multi-year top-line growth indicates durable demand for pet insurance and expanding in-force policies. A rising revenue base supports economies of scale in claims handling and admin, enabling continued investment in distribution and product features that reinforce long-term market position.
Read all positive factors
Anicom Holdings, Inc. (8715) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥90.17B
Dividend Yield0.82%
Average Volume (3M)408.94K
Price to Earnings (P/E)40.2
Beta (1Y)0.65
Revenue Growth8.75%
EPS Growth-28.88%
CountryJP
Employees933
SectorFinancial
Sector Strength70
IndustryInsurance - Property & Casualty
Share Statistics
EPS (TTM)36.46
Shares Outstanding74,939,160
10 Day Avg. Volume354,520
30 Day Avg. Volume408,940
Financial Highlights & Ratios
PEG Ratio-1.59
Price to Book (P/B)3.52
Price to Sales (P/S)1.55
P/FCF Ratio-970.26
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)47.1
Revenue Forecast (FY)¥81.04B
Anicom Holdings, Inc. Business Overview & Revenue Model
Company Description
Anicom Holdings, Inc., through its subsidiaries, provides pet insurance products and services in Japan. It offers animal hospital management, insurance agency, and paid employment placement services; and clinical research services in animal medici...
How the Company Makes Money
Anicom Holdings makes money primarily through its pet insurance operations. The core revenue stream is insurance-related income generated from policyholders (e.g., premiums paid for pet insurance coverage). The group also earns revenue associated ...
Anicom Holdings, Inc. Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
70
Positive
Cash Flow
58
Neutral
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 65.45B | 65.72B | 67.42B | 60.33B | 56.41B | 52.81B |
| Gross Profit | 67.30B | 27.92B | 62.19B | 55.20B | 51.34B | 47.62B |
| EBITDA | 4.15B | 4.79B | 5.88B | 5.16B | 4.54B | 4.06B |
| Net Income | 2.78B | 2.20B | 3.25B | 2.73B | 2.28B | 2.11B |
Balance Sheet | ||||||
| Total Assets | 72.19B | 76.69B | 72.49B | 66.36B | 61.41B | 58.63B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 13.39B | 26.46B | 23.88B | 30.84B | 29.64B |
| Total Debt | 10.00B | 10.11B | 15.05B | 5.00B | 5.00B | 5.00B |
| Total Liabilities | 44.31B | 47.75B | 44.42B | 36.21B | 33.22B | 31.32B |
| Stockholders Equity | 27.88B | 28.94B | 28.07B | 29.90B | 28.18B | 27.32B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -105.00M | 5.81B | 4.83B | 3.57B | 3.24B |
| Operating Cash Flow | 0.00 | 4.82B | 6.40B | 5.67B | 4.42B | 4.46B |
| Investing Cash Flow | 0.00 | -16.67B | -5.09B | -11.13B | -4.07B | -5.49B |
| Financing Cash Flow | 0.00 | -1.67B | 271.00M | -1.34B | -212.00M | -112.00M |
Anicom Holdings, Inc. Technical Analysis
Negative
1058.00
Price Trends
1424.11
Negative
1266.82
Negative
1056.96
Positive
Market Momentum
-47.66
Positive
31.50
Neutral
15.83
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8715, the sentiment is Negative. The current price of 1058 is below the 20-day moving average (MA) of 1366.45, below the 50-day MA of 1424.11, and above the 200-day MA of 1056.96, indicating a neutral trend. The MACD of -47.66 indicates Positive momentum. The RSI at 31.50 is Neutral, neither overbought nor oversold. The STOCH value of 15.83 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8715.
Anicom Holdings, Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | ¥6.30T | 7.89 | 16.97% | 2.59% | 21.58% | 19.34% | |
77 Outperform | ¥13.53T | 13.62 | 20.81% | 3.33% | -1.60% | -4.78% | |
74 Outperform | ¥5.49T | 8.29 | ― | 2.82% | ― | ― | |
74 Outperform | ¥56.76B | 8.62 | 6.16% | 1.10% | 4.70% | 44.87% | |
71 Outperform | ¥137.38B | 17.07 | ― | ― | 14.78% | 34.13% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
55 Neutral | ¥90.17B | 40.23 | ― | 0.82% | 8.75% | -28.88% |
* Financial Sector Average
JP:8715
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Anicom Holdings, Inc. Corporate Events
Anicom Taps Hikari Tsushin and Finance Veteran Executives as New Outside Directors
May 12, 2026
Anicom Holdings has nominated two new candidates for outside director, Seiya Owada of Hikari Tsushin and financial industry veteran Toshihiko Katsuya, with the appointments to be put to a vote at the June 2026 shareholders’ meeting. The move...
Anicom Holdings Launches ¥1 Billion Share Buyback to Strengthen Shareholder Returns
May 12, 2026
Anicom Holdings has approved a share repurchase program as part of its broader shareholder return policy, which prioritizes ongoing dividends while preserving financial stability. The move aligns with its mid-term management plan for fiscal years ...
Anicom Holdings Raises Year-End Dividend as Part of Mid-Term Plan
May 12, 2026
Anicom Holdings’ board has approved a year-end dividend of ¥9.00 per share for the fiscal year ended March 31, 2026, matching its prior forecast and exceeding the previous year’s ¥8.50. The total payout will be ¥662 mill...
Anicom Reports Growth in Pet Insurance Metrics and Advances Prevention-Focused Strategy
May 12, 2026
Anicom Holdings reported monthly management parameters for its pet insurance operations and new business initiatives for the fiscal year ended March 31, 2026, showing steady growth in net premiums written and policies in force compared with the pr...
Anicom Holdings Sees Profit Decline but Lifts Dividend and Projects Earnings Rebound
May 12, 2026
Anicom Holdings reported recurring revenue of ¥73.8 billion for the fiscal year ended March 31, 2026, up 9.1% year on year, but recurring profit fell 28.3% to ¥3.5 billion and profit attributable to owners of parent declined 32.1% to ...
Anicom Taps Major Shareholder Dalton Executive as Outside Director Candidate
Apr 22, 2026
Anicom Holdings has nominated Shiro Hayashi, an executive at major shareholder Dalton Investments, as a new outside director candidate, with the appointment to be put to a vote at the company’s 26th annual shareholders’ meeting in June...
Anicom Shows Steady Pet Insurance Growth and Expands BioInsurTech Footprint in FY2025
Mar 19, 2026
Anicom Holdings reported monthly management indicators for its pet insurance and new business operations for fiscal 2025, highlighting steady growth in net premiums written and the number of policies in force compared with the previous year. Renew...
Anicom’s Pet Insurance and Prevention Business Shows Steady Growth in January 2026
Feb 20, 2026
Anicom Holdings reported its monthly management parameters for January 2026, highlighting steady growth in its core pet insurance business, with net premiums written and policies in force increasing versus the previous year. Renewal rates remained...
Anicom Holdings Posts Higher Revenue but Sharply Lower Profit for Nine-Month Period
Feb 19, 2026
Anicom Holdings reported recurring revenue of ¥54.99 billion for the nine months ended December 31, 2025, up 10.6% year on year, but recurring profit fell 41.2% to ¥2.23 billion and profit attributable to owners declined 44.6% to ¥1...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.