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Dai-ichi Life Holdings
(8750)
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Rating:68Neutral
Price Target:
¥2,043.00
▲(6.13% Upside)
Action:Downgraded
Date:08/17/26
The score is primarily supported by improving financial momentum (notably FY2026 revenue growth and better recent cash generation) and a reasonably levered balance sheet, offset by historical earnings/cash-flow volatility. Technicals are mixed with near-term softness (below the 20-day average) despite a constructive longer-term trend, while valuation is a supportive positive with a moderate P/E and ~2.9% dividend yield.
Positive Factors
Revenue Growth Momentum
A re-acceleration to +14.5% YoY revenue in FY2026 indicates improving sales and product uptake across the business. For a life insurer this suggests stronger new business or premium renewal trends and supports medium-term premium income and fee generation stability over the next 2–6 months.
Negative Factors
Earnings and Cash Flow Volatility
Meaningful multi-year volatility in earnings and cash flow complicates forecasting and capital planning. For life insurers, investment mark-to-market, reserve adjustments, and lapse variability produce recurring swings that can persist and hinder stable dividend and capital return policies over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth Momentum
A re-acceleration to +14.5% YoY revenue in FY2026 indicates improving sales and product uptake across the business. For a life insurer this suggests stronger new business or premium renewal trends and supports medium-term premium income and fee generation stability over the next 2–6 months.
Read all positive factors
Dai-ichi Life Holdings (8750) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥6.44T
Dividend Yield3.05%
Average Volume (3M)8.51M
Price to Earnings (P/E)11.7
Beta (1Y)1.21
Revenue Growth16.92%
EPS Growth66.45%
CountryJP
Employees60,138
SectorFinancial
Sector Strength70
IndustryInsurance - Life
Share Statistics
EPS (TTM)152.62
Shares Outstanding3,622,638,000
10 Day Avg. Volume9,863,640
30 Day Avg. Volume8,511,503
Financial Highlights & Ratios
PEG Ratio3.54
Price to Book (P/B)1.22
Price to Sales (P/S)0.53
P/FCF Ratio7.24
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)147.6
Revenue Forecast (FY)¥11.03T
Dai-ichi Life Holdings Business Overview & Revenue Model
Company Description
Dai-ichi Life Holdings, Inc., along with its subsidiaries, delivers life insurance solutions across Japan, the United States, and other international regions. The company's operations are divided into Domestic Life Insurance, Overseas Insurance, a...
How the Company Makes Money
Dai-ichi Life Holdings makes money mainly through its life insurance operations and the investment management of premiums (policyholder funds). Key revenue and earnings drivers typically include: (1) Insurance premium income: The group sells life ...
Dai-ichi Life Holdings Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
71
Positive
Cash Flow
62
Positive
| Breakdown | TTM | Mar 2026 | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 10.01T | 9.71T | 8.80T | 9.56T | 7.71T | 7.10T |
| Gross Profit | 6.33T | 6.08T | 5.01T | 5.96T | 4.31T | 4.22T |
| EBITDA | 846.61B | 833.98B | 743.39B | 565.73B | 395.01B | 591.04B |
| Net Income | 553.49B | 436.60B | 429.61B | 320.76B | 173.74B | 409.35B |
Balance Sheet | ||||||
| Total Assets | 76.32T | 74.16T | 69.59T | 67.54T | 61.58T | 65.88T |
| Cash, Cash Equivalents and Short-Term Investments | 3.82T | 3.95T | 1.89T | 2.06T | 1.62T | 2.18T |
| Total Debt | 4.16T | 1.35T | 1.19T | 2.41T | 2.04T | 4.74T |
| Total Liabilities | 71.75T | 69.90T | 66.12T | 63.66T | 58.71T | 61.47T |
| Stockholders Equity | 4.57T | 4.25T | 3.47T | 3.88T | 2.66T | 4.41T |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 714.99B | 532.46B | 946.24B | -250.35B | -561.54B |
| Operating Cash Flow | 0.00 | 792.16B | 592.58B | 997.38B | -132.49B | -462.08B |
| Investing Cash Flow | 0.00 | -519.82B | -968.03B | -644.92B | 117.10B | 940.87B |
| Financing Cash Flow | 0.00 | -127.23B | -73.57B | -145.76B | -325.45B | -180.71B |
Dai-ichi Life Holdings Technical Analysis
Neutral
1925.00
Price Trends
1841.02
Negative
1687.47
Positive
1497.63
Positive
Market Momentum
-12.29
Positive
41.39
Neutral
13.04
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8750, the sentiment is Neutral. The current price of 1925 is above the 20-day moving average (MA) of 1878.52, above the 50-day MA of 1841.02, and above the 200-day MA of 1497.63, indicating a neutral trend. The MACD of -12.29 indicates Positive momentum. The RSI at 41.39 is Neutral, neither overbought nor oversold. The STOCH value of 13.04 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8750.
Dai-ichi Life Holdings Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
81 Outperform | ¥6.23T | 8.70 | 13.27% | 2.13% | ― | ― | |
74 Outperform | ¥7.27T | 8.21 | 17.69% | 3.79% | 20.69% | 30.43% | |
73 Outperform | ¥2.13T | 4.26 | 26.86% | 2.63% | 23.11% | 103.05% | |
68 Neutral | ¥6.44T | 11.72 | 11.07% | 2.83% | 16.92% | 66.45% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥2.30T | 16.20 | 9.01% | 2.55% | 6.25% | 17.99% | |
50 Neutral | ¥1.77T | 10.75 | ― | 2.44% | -5.90% | 27.69% |
* Financial Sector Average
JP:8750
Dai-ichi Life Holdings
1,788.50
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46.55%
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Dai-ichi Life Holdings Corporate Events
Daiichi Neo Life Reports Unaudited Results for First Quarter of Fiscal 2026
Aug 7, 2026
Daiichi Neo Life Insurance Co., Ltd., a subsidiary of Daiichi Life Group, has released its unaudited financial results for the three months ended June 30, 2026. The disclosure covers key business highlights, general account investment performance,...
Daiichi Frontier Life Reports First-Quarter FY2026 Results in Supplementary Disclosure
Aug 7, 2026
Daiichi Frontier Life Insurance Co., Ltd., a core subsidiary of Dai-ichi Life Group, operates in Japan’s life insurance sector, offering savings, protection, and investment-linked products to retail and institutional clients. Its performance...
Dai-ichi Life Releases Unaudited Results for Quarter Ended June 30, 2026
Aug 7, 2026
Dai-ichi Life Insurance Co., Ltd., part of Dai-ichi Life Group, has released its unaudited financial results for the three months ended June 30, 2026. The disclosure, originally published in Japanese and provided here as an unofficial translation,...
Dai-ichi Life Group Delivers Strong Profit Surge in First Quarter of FY2026
Aug 7, 2026
Dai-ichi Life Group reported solid growth for the three months ended June 30, 2026, with annualized net premiums of new policies across the group rising 6.7% year-on-year, driven by strong contributions from overseas units such as TAL in Australia...
Dai-ichi Life Group Publishes Outline of FY2026 First-Quarter Results
Aug 7, 2026
Dai-ichi Life Group has released outline materials detailing its financial results for the first quarter of fiscal 2026, covering the three months ended June 30, 2026. The disclosure signals the start of the company’s reporting cycle for the...
Dai-ichi Life Group Posts Strong Q1 FY2026 Rebound and Confirms Higher Dividend Outlook
Aug 7, 2026
Dai-ichi Life Group reported a sharp rebound in profitability for the three months ended June 30, 2026, with ordinary revenues rising 25.3% year on year to ¥2.89 trillion and ordinary profit surging 195.6% to ¥251.1 billion. Net income a...
Dai-ichi Life Group Completes Stock-Based Compensation Share Issuance
Jul 13, 2026
Dai-ichi Life Group has completed payments for the issuance of new common shares under its restricted stock (RS) and performance-linked stock (PSU) compensation schemes approved in June 2026. The RS program comprised 269,800 shares worth about ...
Dai-ichi Life Group Issues New Shares for Stock-Based Executive Compensation
Jun 22, 2026
Dai-ichi Life Group has approved the issuance of new common shares under its stock-based compensation schemes, including restricted stock (RS) and performance-linked stock units (PSU) for directors and executive officers across the parent company ...
Dai-ichi Life Corrects Unit and Label Errors in FY2025 Disclosure Materials
May 18, 2026
Dai-ichi Life Group has issued a correction to its previously disclosed outline materials for the fiscal year ended March 31, 2026, acknowledging errors in numerical units and language labeling. The company clarified that figures previously shown ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.