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Dai-ichi Life Holdings
(8750)
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Rating:74Outperform
Price Target:
¥2,149.00
▲(11.64% Upside)
Action:Upgraded
Date:05/17/26
The score is driven primarily by improving financial performance (strong FY2026 revenue growth and better operating trends, with manageable leverage) and attractive valuation (low P/E and solid dividend yield). Technicals add support via a clear uptrend, but overextended momentum signals increase near-term pullback risk.
Positive Factors
Revenue Growth Momentum
Re-accelerated top-line growth in FY2026 signals improving sales and product demand across the insurance franchise. Durable revenue momentum supports higher future premium inflows and a larger investable float, strengthening long-term earnings potential and capital generation if retention and underwriting remain stable.
Negative Factors
Earnings & Cash Flow Volatility
Meaningful historic volatility in earnings and cash flow reduces predictability of capital allocation and dividend policy. Volatility—driven by investment mark-to-market, interest-rate moves and underwriting cycles—can force reactive balance sheet or product decisions and complicate multi-year planning.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth Momentum
Re-accelerated top-line growth in FY2026 signals improving sales and product demand across the insurance franchise. Durable revenue momentum supports higher future premium inflows and a larger investable float, strengthening long-term earnings potential and capital generation if retention and underwriting remain stable.
Read all positive factors
Dai-ichi Life Holdings (8750) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥6.91T
Dividend Yield2.84%
Average Volume (3M)8.51M
Price to Earnings (P/E)16.0
Beta (1Y)1.24
Revenue Growth9.22%
EPS Growth3.49%
CountryJP
Employees59,495
SectorFinancial
Sector Strength70
IndustryInsurance - Life
Share Statistics
EPS (TTM)119.93
Shares Outstanding3,622,638,000
10 Day Avg. Volume9,863,640
30 Day Avg. Volume8,511,503
Financial Highlights & Ratios
PEG Ratio3.54
Price to Book (P/B)1.22
Price to Sales (P/S)0.53
P/FCF Ratio7.24
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)143.19
Revenue Forecast (FY)¥10.88T
Dai-ichi Life Holdings Business Overview & Revenue Model
Company Description
Dai-ichi Life Holdings, Inc., along with its subsidiaries, delivers life insurance solutions across Japan, the United States, and other international regions. The company's operations are divided into Domestic Life Insurance, Overseas Insurance, a...
How the Company Makes Money
Dai-ichi Life Holdings makes money mainly through its life insurance operations and the investment management of premiums (policyholder funds). Key revenue and earnings drivers typically include: (1) Insurance premium income: The group sells life ...
Dai-ichi Life Holdings Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
71
Positive
Cash Flow
62
Positive
| Breakdown | Mar 2026 | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 9.71T | 8.80T | 9.56T | 7.71T | 7.10T |
| Gross Profit | 6.08T | 5.01T | 5.96T | 4.31T | 4.22T |
| EBITDA | 833.98B | 743.39B | 565.73B | 395.01B | 591.04B |
| Net Income | 436.60B | 429.61B | 320.76B | 173.74B | 409.35B |
Balance Sheet | |||||
| Total Assets | 74.16T | 69.59T | 67.54T | 61.58T | 65.88T |
| Cash, Cash Equivalents and Short-Term Investments | 3.95T | 1.89T | 2.06T | 1.62T | 2.18T |
| Total Debt | 1.35T | 1.19T | 2.41T | 2.04T | 4.74T |
| Total Liabilities | 69.90T | 66.12T | 63.66T | 58.71T | 61.47T |
| Stockholders Equity | 4.25T | 3.47T | 3.88T | 2.66T | 4.41T |
Cash Flow | |||||
| Free Cash Flow | 714.99B | 532.46B | 946.24B | -250.35B | -561.54B |
| Operating Cash Flow | 792.16B | 592.58B | 997.38B | -132.49B | -462.08B |
| Investing Cash Flow | -519.82B | -968.03B | -644.92B | 117.10B | 940.87B |
| Financing Cash Flow | -127.23B | -73.57B | -145.76B | -325.45B | -180.71B |
Dai-ichi Life Holdings Technical Analysis
Positive
1925.00
Price Trends
1785.13
Positive
1624.86
Positive
1444.03
Positive
Market Momentum
42.43
Negative
64.93
Neutral
92.58
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8750, the sentiment is Positive. The current price of 1925 is above the 20-day moving average (MA) of 1880.13, above the 50-day MA of 1785.13, and above the 200-day MA of 1444.03, indicating a bullish trend. The MACD of 42.43 indicates Negative momentum. The RSI at 64.93 is Neutral, neither overbought nor oversold. The STOCH value of 92.58 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8750.
Dai-ichi Life Holdings Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | ¥7.24T | 9.31 | 17.69% | 3.79% | 21.58% | 19.34% | |
74 Outperform | ¥6.91T | 16.00 | 11.07% | 2.83% | 9.22% | 3.49% | |
74 Outperform | ¥6.56T | 10.15 | 13.27% | 2.13% | ― | ― | |
73 Outperform | ¥2.01T | 4.03 | 26.86% | 2.63% | 23.11% | 103.05% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥2.44T | 18.09 | 9.01% | 2.55% | 6.17% | 16.15% | |
46 Neutral | ¥1.90T | 11.58 | ― | 2.44% | -18.47% | 42.29% |
* Financial Sector Average
JP:8750
Dai-ichi Life Holdings
1,918.50
785.04
69.26%
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Dai-ichi Life Holdings Corporate Events
Dai-ichi Life Group Completes Stock-Based Compensation Share Issuance
Jul 13, 2026
Dai-ichi Life Group has completed payments for the issuance of new common shares under its restricted stock (RS) and performance-linked stock (PSU) compensation schemes approved in June 2026. The RS program comprised 269,800 shares worth about ...
Dai-ichi Life Group Issues New Shares for Stock-Based Executive Compensation
Jun 22, 2026
Dai-ichi Life Group has approved the issuance of new common shares under its stock-based compensation schemes, including restricted stock (RS) and performance-linked stock units (PSU) for directors and executive officers across the parent company ...
Dai-ichi Life Corrects Unit and Label Errors in FY2025 Disclosure Materials
May 18, 2026
Dai-ichi Life Group has issued a correction to its previously disclosed outline materials for the fiscal year ended March 31, 2026, acknowledging errors in numerical units and language labeling. The company clarified that figures previously shown ...
Dai-ichi Life Group Lifts Dividend Payout Target to 50% or More
May 15, 2026
Dai-ichi Life Group has revised its shareholder return framework by raising its target dividend payout ratio to 50% or more of three-year average group adjusted profit from the fiscal year ending March 31, 2027. This move follows a prior step-up f...
Dai-ichi Life Group Lifts Dividend Payout After Strong Fiscal Year
May 15, 2026
Dai-ichi Life Group, Inc. has proposed a year-end dividend of 30.5 yen per share for the fiscal year ended March 31, 2026, with a total payout of 110.38 billion yen, exceeding its prior forecast of 28 yen per share. The figures reflect the impact ...
Daiichi Neo Life Reports Financial Results for Fiscal Year Ended March 31, 2026
May 15, 2026
Daiichi Neo Life Insurance Co., Ltd., part of Daiichi Life Group, has reported its financial results for the fiscal year ended March 31, 2026, providing a detailed view of its non‑consolidated performance. The disclosure includes key busines...
Daiichi Frontier Life Reports Fiscal 2026 Results for Year Ended March 31
May 15, 2026
Daiichi Frontier Life Insurance Co., Ltd., a core life insurance subsidiary of Dai-ichi Life Group, has reported its financial results for the fiscal year ended March 31, 2026. The disclosure, presented as supplementary materials to the group̵...
Dai-ichi Life Unveils Unaudited Results for Fiscal Year Ended March 2026
May 15, 2026
Dai-ichi Life Insurance Co., Ltd., part of the Dai-ichi Life Group, operates in the life insurance and financial services industry, focusing on protection and savings-type policies and the investment of substantial general account assets. The grou...
Dai-ichi Life Group lifts premiums and assets as profit mix shifts under new solvency regime
May 15, 2026
Dai-ichi Life Group reported growth in annualized net premiums of new policies and policies in force for the year ended March 31, 2026, with group new business rising 5.6% and policies in force up 9.6%, supported by strong contributions from Dai-i...
Dai-ichi Life Group Releases Outline of Fiscal 2025 Financial Results
May 15, 2026
Dai-ichi Life Group released outline materials for its financial results for the fiscal year ended March 31, 2026, branded as FY2025 in its reporting. The disclosure signals the completion of its annual reporting cycle and provides investors and a...
Dai-ichi Life Group Lifts Revenues but Sees Profit Ease as Assets and Payouts Rise
May 15, 2026
Dai-ichi Life Group reported a 14.5% rise in ordinary revenues to ¥11.31 trillion for the year ended March 31, 2026, while ordinary profit slipped 0.3% to ¥753.69 billion and net income attributable to shareholders fell 4.8% to ¥436...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.