Dai-ichi Life HoldingsInc (JP:8750)
:8750
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Dai-ichi Life Holdings
(8750)
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Rating:74Outperform
Price Target:
¥1,812.00
▲(29.43% Upside)
Action:Upgraded
Date:05/17/26
The score is driven primarily by improving financial performance (strong FY2026 revenue growth and better operating trends, with manageable leverage) and attractive valuation (low P/E and solid dividend yield). Technicals add support via a clear uptrend, but overextended momentum signals increase near-term pullback risk.
Positive Factors
Revenue Growth Momentum
Sustained top-line acceleration (14.5% YoY in FY2026) signals improving product demand and stronger premium inflows. For a life insurer, higher premiums expand the investable general account and underwriting scale, supporting long-term earnings potential, reserve coverage and strategic reinvestment capacity.
Negative Factors
Earnings and Cash Flow Volatility
Material volatility in reported earnings and cash flow across cycles reduces predictability for underwriting reserves, investment planning and dividend policy. For a life insurer exposed to rates and markets, such swings can force procyclical capital actions and complicate multi-year strategic execution.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth Momentum
Sustained top-line acceleration (14.5% YoY in FY2026) signals improving product demand and stronger premium inflows. For a life insurer, higher premiums expand the investable general account and underwriting scale, supporting long-term earnings potential, reserve coverage and strategic reinvestment capacity.
Read all positive factors
Dai-ichi Life Holdings (8750) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥6.08T
Dividend Yield3.26%
Average Volume (3M)8.51M
Price to Earnings (P/E)11.9
Beta (1Y)1.27
Revenue Growth10.30%
EPS Growth3.49%
CountryJP
Employees59,495
SectorFinancial
Sector Strength70
IndustryInsurance - Life
Share Statistics
EPS (TTM)91.61
Shares Outstanding3,693,132,300
10 Day Avg. Volume9,863,640
30 Day Avg. Volume8,511,503
Financial Highlights & Ratios
PEG Ratio3.54
Price to Book (P/B)1.22
Price to Sales (P/S)0.53
P/FCF Ratio7.24
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥1,680.00Price Target Upside20.00% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)125.58
Revenue Forecast (FY)¥10.42T
Dai-ichi Life Holdings Business Overview & Revenue Model
Company Description
Dai-ichi Life Holdings, Inc., through its subsidiaries, provides life insurance products in Japan, the United States, and internationally. It operates through Domestic Life Insurance Business, Overseas Insurance Business, and Other Business segmen...
How the Company Makes Money
Dai-ichi Life Holdings makes money primarily through its insurance and investment activities conducted by its operating subsidiaries. Key revenue and earnings drivers include: (1) Insurance premium income: customers pay recurring or single premium...
Dai-ichi Life Holdings Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
71
Positive
Cash Flow
62
Positive
| Breakdown | TTM | Mar 2026 | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 8.48T | 9.71T | 8.80T | 9.56T | 7.71T | 7.10T |
| Gross Profit | 4.69T | 6.08T | 5.01T | 5.96T | 4.31T | 4.22T |
| EBITDA | 502.81B | 833.98B | 743.39B | 565.73B | 395.01B | 591.04B |
| Net Income | 337.54B | 436.60B | 429.61B | 320.76B | 173.74B | 409.35B |
Balance Sheet | ||||||
| Total Assets | 68.59T | 74.16T | 69.59T | 67.54T | 61.58T | 65.88T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 3.95T | 1.89T | 2.06T | 1.62T | 2.18T |
| Total Debt | 1.14T | 1.35T | 1.19T | 2.41T | 2.04T | 4.74T |
| Total Liabilities | 65.01T | 69.90T | 66.12T | 63.66T | 58.71T | 61.47T |
| Stockholders Equity | 3.58T | 4.25T | 3.47T | 3.88T | 2.66T | 4.41T |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 714.99B | 532.46B | 946.24B | -250.35B | -561.54B |
| Operating Cash Flow | 0.00 | 792.16B | 592.58B | 997.38B | -132.49B | -462.08B |
| Investing Cash Flow | 0.00 | -519.82B | -968.03B | -644.92B | 117.10B | 940.87B |
| Financing Cash Flow | 0.00 | -127.23B | -73.57B | -145.76B | -325.45B | -180.71B |
Dai-ichi Life Holdings Technical Analysis
Positive
1400.00
Price Trends
1461.09
Positive
1420.57
Positive
1285.76
Positive
Market Momentum
45.27
Negative
73.58
Negative
87.37
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8750, the sentiment is Positive. The current price of 1400 is below the 20-day moving average (MA) of 1486.22, below the 50-day MA of 1461.09, and above the 200-day MA of 1285.76, indicating a bullish trend. The MACD of 45.27 indicates Negative momentum. The RSI at 73.58 is Negative, neither overbought nor oversold. The STOCH value of 87.37 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8750.
Dai-ichi Life Holdings Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | ¥5.75T | 7.65 | ― | 2.82% | ― | ― | |
74 Outperform | ¥6.08T | 11.86 | 10.61% | 3.26% | 10.30% | 3.49% | |
72 Outperform | ¥6.50T | 8.22 | 16.97% | 2.59% | 14.62% | 6.00% | |
72 Outperform | ¥2.03T | 5.92 | 20.02% | 2.63% | 31.37% | 148.24% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ¥1.99T | 14.15 | 7.91% | 2.74% | -6.35% | 16.15% | |
46 Neutral | ¥1.69T | 10.32 | ― | 2.44% | -12.57% | 42.29% |
* Financial Sector Average
JP:8750
Dai-ichi Life Holdings
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Dai-ichi Life Holdings Corporate Events
Dai-ichi Life Group Lifts Dividend Payout Target to 50% or More
May 15, 2026
Dai-ichi Life Group has revised its shareholder return framework by raising its target dividend payout ratio to 50% or more of three-year average group adjusted profit from the fiscal year ending March 31, 2027. This move follows a prior step-up f...
Dai-ichi Life Group Lifts Dividend Payout After Strong Fiscal Year
May 15, 2026
Dai-ichi Life Group, Inc. has proposed a year-end dividend of 30.5 yen per share for the fiscal year ended March 31, 2026, with a total payout of 110.38 billion yen, exceeding its prior forecast of 28 yen per share. The figures reflect the impact ...
Daiichi Neo Life Reports Financial Results for Fiscal Year Ended March 31, 2026
May 15, 2026
Daiichi Neo Life Insurance Co., Ltd., part of Daiichi Life Group, has reported its financial results for the fiscal year ended March 31, 2026, providing a detailed view of its non‑consolidated performance. The disclosure includes key busines...
Daiichi Frontier Life Reports Fiscal 2026 Results for Year Ended March 31
May 15, 2026
Daiichi Frontier Life Insurance Co., Ltd., a core life insurance subsidiary of Dai-ichi Life Group, has reported its financial results for the fiscal year ended March 31, 2026. The disclosure, presented as supplementary materials to the group̵...
Dai-ichi Life Unveils Unaudited Results for Fiscal Year Ended March 2026
May 15, 2026
Dai-ichi Life Insurance Co., Ltd., part of the Dai-ichi Life Group, operates in the life insurance and financial services industry, focusing on protection and savings-type policies and the investment of substantial general account assets. The grou...
Dai-ichi Life Group lifts premiums and assets as profit mix shifts under new solvency regime
May 15, 2026
Dai-ichi Life Group reported growth in annualized net premiums of new policies and policies in force for the year ended March 31, 2026, with group new business rising 5.6% and policies in force up 9.6%, supported by strong contributions from Dai-i...
Dai-ichi Life Group Releases Outline of Fiscal 2025 Financial Results
May 15, 2026
Dai-ichi Life Group released outline materials for its financial results for the fiscal year ended March 31, 2026, branded as FY2025 in its reporting. The disclosure signals the completion of its annual reporting cycle and provides investors and a...
Dai-ichi Life Group Lifts Revenues but Sees Profit Ease as Assets and Payouts Rise
May 15, 2026
Dai-ichi Life Group reported a 14.5% rise in ordinary revenues to ¥11.31 trillion for the year ended March 31, 2026, while ordinary profit slipped 0.3% to ¥753.69 billion and net income attributable to shareholders fell 4.8% to ¥436...
Dai-ichi Life Holdings Completes ¥100 Billion Share Buyback Program
Mar 10, 2026
Dai-ichi Life Holdings has completed a share repurchase program authorized by its board in May 2025, buying back a total of 79,682,200 common shares for approximately 99.99 billion yen through open-market transactions using a discretionary trading...
Dai-ichi Life Completes Restricted Stock Compensation Share Issuance
Mar 4, 2026
Dai-ichi Life Holdings has completed payment for the issuance of 6,000 new shares of common stock as restricted stock compensation under its stock remuneration scheme, following a board approval on February 13, 2026. The shares, issued at ¥1,...
Dai-ichi Life Nears Completion of ¥100 Billion Share Buyback Program
Mar 2, 2026
Dai-ichi Life Holdings has reported progress on its ongoing share repurchase program, buying 10,641,000 common shares on the open market between February 1 and February 28, 2026, for a total of about ¥16.2 billion. The repurchases were execut...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.