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Dai-ichi Life HoldingsInc (JP:8750)
:8750
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Dai-ichi Life Holdings (8750) AI Stock Analysis

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JP:8750

Dai-ichi Life Holdings

(8750)

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Neutral 62 (OpenAI - 4o)
Rating:62Neutral
Price Target:
¥1,196.00
▲(8.73% Upside)
Dai-ichi Life Holdings has a mixed overall stock score. The most significant factor is the strong valuation, with a reasonable P/E ratio and attractive dividend yield. However, the financial performance is mixed, with improved profitability but declining revenues and challenges in cash flow generation. Technical analysis indicates bearish momentum, which is a concern for potential investors.

Dai-ichi Life Holdings (8750) vs. iShares MSCI Japan ETF (EWJ)

Dai-ichi Life Holdings Business Overview & Revenue Model

Company DescriptionDai-ichi Life Holdings, Inc., through its subsidiaries, provides life insurance products in Japan, the United States, and internationally. It operates through Domestic Life Insurance Business, Overseas Insurance Business, and Other Business segments. The company offers individual life insurance and annuities, non-participating single premium whole life insurance, financial insurance and annuities, and group annuities. It also provides investment management products and services to individuals and institutional clients. The company was formerly known as The Dai-Ichi Life Insurance Company, Limited and changed its name to Dai-ichi Life Holdings, Inc. in October 2016. Dai-ichi Life Holdings, Inc. was incorporated in 1902 and is headquartered in Tokyo, Japan.
How the Company Makes MoneyDai-ichi Life Holdings generates revenue primarily through the sale of life insurance products, including traditional whole life, term life, and endowment policies. The company earns premiums from policyholders, which constitute a significant portion of its income. Additionally, it generates revenue from investment income derived from the premiums collected, as these funds are invested in various assets such as stocks, bonds, and real estate. Annuity products also contribute to its revenue, providing a steady stream of income over time. Furthermore, the company has established partnerships with various financial institutions, allowing it to offer a broader array of products and reach a larger customer base, which enhances its earnings potential. The growing focus on overseas markets and digital transformation initiatives also play a crucial role in diversifying and increasing its revenue streams.

Dai-ichi Life Holdings Financial Statement Overview

Summary
Dai-ichi Life Holdings demonstrates strong revenue growth and efficient cost management, with a robust gross profit margin. However, the moderate net profit margin and inconsistent cash flow performance highlight areas for improvement. The company's conservative capital structure is tempered by a lower equity ratio, indicating potential leverage risks.
Income Statement
65
Positive
Dai-ichi Life Holdings shows a strong revenue growth with a 16.28% increase from 2023 to 2024. The gross profit margin is robust at approximately 98.50% TTM, indicating efficient cost management. However, the net profit margin TTM is relatively moderate at 4.54%, suggesting room for improvement in profitability. The absence of EBIT in the annual data for 2024 indicates potential volatility in operating performance.
Balance Sheet
70
Positive
The company's debt-to-equity ratio is low at 0.21 TTM, reflecting a conservative capital structure and low financial risk. However, the equity ratio of 5.67% TTM indicates a high reliance on debt financing relative to equity. The return on equity TTM is solid at 11.74%, signifying effective utilization of equity.
Cash Flow
60
Neutral
Cash flow metrics are challenging to assess due to the lack of detailed cash flow data for 2024 TTM. Historically, Dai-ichi Life has shown significant variability in operating and free cash flow, with negative free cash flow in recent years, raising concerns over cash generation capabilities.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue9.22T9.30T9.56T7.71T7.10T6.80T
Gross Profit9.22T9.30T10.05T9.22T7.70T7.19T
EBITDA502.82B611.62B565.73B395.02B591.04B589.33B
Net Income337.54B429.61B320.76B173.74B409.35B363.78B
Balance Sheet
Total Assets68.59T69.59T67.54T61.58T65.88T63.59T
Cash, Cash Equivalents and Short-Term Investments0.001.89T2.06T1.62T2.18T1.88T
Total Debt1.14T1.19T975.29B949.67B870.38B899.77B
Total Liabilities65.01T66.12T63.66T58.71T61.47T58.79T
Stockholders Equity3.58T3.47T3.88T2.66T4.41T4.81T
Cash Flow
Free Cash Flow0.00532.46B946.24B-250.35B-561.54B-118.07B
Operating Cash Flow0.00592.58B997.38B-132.49B-462.08B-79.90B
Investing Cash Flow0.00-968.03B-644.92B117.10B940.87B615.10B
Financing Cash Flow0.00-73.57B-145.76B-325.45B-180.71B65.59B

Dai-ichi Life Holdings Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1100.00
Price Trends
50DMA
1174.47
Negative
100DMA
1135.77
Negative
200DMA
1080.81
Positive
Market Momentum
MACD
-19.44
Positive
RSI
40.54
Neutral
STOCH
36.26
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8750, the sentiment is Negative. The current price of 1100 is below the 20-day moving average (MA) of 1128.47, below the 50-day MA of 1174.47, and above the 200-day MA of 1080.81, indicating a neutral trend. The MACD of -19.44 indicates Positive momentum. The RSI at 40.54 is Neutral, neither overbought nor oversold. The STOCH value of 36.26 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8750.

Dai-ichi Life Holdings Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
$4.19T18.123.25%11.37%27.90%
70
Outperform
¥1.45T11.202.77%-6.70%58.89%
69
Neutral
$5.31T7.0616.93%2.96%8.40%58.45%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
65
Neutral
$5.94T14.174.73%3.35%-14.57%16.03%
62
Neutral
$4.00T11.849.18%3.89%-10.49%-9.62%
61
Neutral
¥1.76T13.719.22%2.96%-2.35%17.94%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:8750
Dai-ichi Life Holdings
1,104.00
192.83
21.16%
JP:7182
Japan Post Bank Co
1,731.50
434.17
33.47%
JP:8725
MS&AD Insurance Group Holdings
3,307.00
41.16
1.26%
JP:8630
Sompo Holdings
4,648.00
1,537.77
49.44%
JP:8795
T&D Holdings
3,445.00
1,047.72
43.70%
JP:7181
JAPAN POST INSURANCE Co., Ltd.
4,114.00
1,695.51
70.11%

Dai-ichi Life Holdings Corporate Events

Dai-ichi Life Holdings Announces Share Repurchase Program
Oct 1, 2025

Dai-ichi Life Holdings announced the repurchase of 5,618,400 shares of its common stock for approximately 6.9 billion yen, conducted through open-market transactions in September 2025. This move is part of a broader share buyback program authorized by the board, which allows for the repurchase of up to 200 million shares, highlighting the company’s strategy to enhance shareholder value and optimize capital allocation.

The most recent analyst rating on (JP:8750) stock is a Buy with a Yen1380.00 price target. To see the full list of analyst forecasts on Dai-ichi Life Holdings stock, see the JP:8750 Stock Forecast page.

Dai-ichi Life Holdings Announces Share Repurchase Update
Sep 1, 2025

Dai-ichi Life Holdings announced the repurchase of 9,040,700 shares of its common stock at an aggregate purchase price of 11,138,624,100 yen during August 2025. This move is part of a broader strategy approved by the board of directors to repurchase up to 200 million shares, aiming to enhance shareholder value and optimize the capital structure.

The most recent analyst rating on (JP:8750) stock is a Buy with a Yen1380.00 price target. To see the full list of analyst forecasts on Dai-ichi Life Holdings stock, see the JP:8750 Stock Forecast page.

Dai-ichi Life Rebrands Australian Subsidiary
Aug 27, 2025

Dai-ichi Life Holdings has announced a trade name change for its Australian subsidiary from TAL Dai-ichi Life Australia Pty Ltd to TAL Daiichi Life Australia Pty Ltd. This change aligns with the company’s broader strategy to rebrand as Daiichi Life Group, Inc., effective April 2026, and reflects a cohesive identity across its global operations.

The most recent analyst rating on (JP:8750) stock is a Buy with a Yen1380.00 price target. To see the full list of analyst forecasts on Dai-ichi Life Holdings stock, see the JP:8750 Stock Forecast page.

Dai-ichi Life Holdings Reports Decline in Q2 Earnings
Aug 9, 2025

Dai-ichi Life Holdings, Inc., a prominent player in the insurance sector, primarily focuses on life insurance services, offering a range of financial products and services to its customers. The company operates globally, with a significant presence in both domestic and international markets.

Neo First Life Insurance Announces Q2 2025 Financial Results
Aug 8, 2025

The Neo First Life Insurance Company, a subsidiary of Dai-ichi Life Holdings, announced its financial results for the three months ending June 30, 2025. The release includes detailed financial summaries, investment results, and balance sheets, indicating the company’s operational performance and financial health during this period.

The most recent analyst rating on (JP:8750) stock is a Hold with a Yen1200.00 price target. To see the full list of analyst forecasts on Dai-ichi Life Holdings stock, see the JP:8750 Stock Forecast page.

Dai-ichi Frontier Life Announces Q2 2025 Financial Results
Aug 8, 2025

The Dai-ichi Frontier Life Insurance Co., Ltd., a subsidiary of Dai-ichi Life Holdings, has announced its financial results for the three months ending June 30, 2025. The release includes detailed financial performance metrics, highlighting the company’s operational and investment outcomes for the period, which are crucial for stakeholders to assess the company’s financial health and strategic positioning.

The most recent analyst rating on (JP:8750) stock is a Hold with a Yen1200.00 price target. To see the full list of analyst forecasts on Dai-ichi Life Holdings stock, see the JP:8750 Stock Forecast page.

Dai-ichi Life Holdings Releases Q2 2025 Financial Results
Aug 8, 2025

Dai-ichi Life Holdings announced its financial results for the three months ending June 30, 2025, highlighting key business and investment outcomes. The release provides insights into the company’s financial health, including its balance sheet, earnings, and solvency margin ratio, which are crucial for stakeholders to assess the company’s operational efficiency and market positioning.

The most recent analyst rating on (JP:8750) stock is a Hold with a Yen1200.00 price target. To see the full list of analyst forecasts on Dai-ichi Life Holdings stock, see the JP:8750 Stock Forecast page.

Dai-ichi Life Holdings Faces Decline in Sales and Assets Amidst Market Challenges
Aug 8, 2025

Dai-ichi Life Holdings reported a decrease in sales results for the three months ended June 30, 2025, with a notable decline in annualized net premiums of new policies across its group companies. The company’s total assets and adjusted net assets also saw a reduction compared to the previous quarter, reflecting challenges in maintaining growth. Despite these setbacks, the group overseas insurance companies experienced a slight increase in fundamental profit, indicating potential areas of resilience within the company’s operations.

The most recent analyst rating on (JP:8750) stock is a Hold with a Yen1200.00 price target. To see the full list of analyst forecasts on Dai-ichi Life Holdings stock, see the JP:8750 Stock Forecast page.

Dai-ichi Life Holdings Reports Significant Decline in Q1 2025 Financial Performance
Aug 8, 2025

Dai-ichi Life Holdings reported a notable decline in its financial performance for the three months ended June 30, 2025, with ordinary revenues and net income decreasing significantly compared to the same period last year. The company’s comprehensive income also saw a substantial drop, reflecting challenging market conditions. Despite the downturn, the company maintained its financial stability with a slight increase in the ratio of net assets attributable to shareholders. The announcement highlights the company’s strategic adjustments, including a share split, and provides forecasts for the fiscal year ending March 31, 2026, which anticipate further declines in revenues and profits.

The most recent analyst rating on (JP:8750) stock is a Hold with a Yen1200.00 price target. To see the full list of analyst forecasts on Dai-ichi Life Holdings stock, see the JP:8750 Stock Forecast page.

Dai-ichi Life Holdings Announces Share Repurchase Strategy
Aug 1, 2025

Dai-ichi Life Holdings announced the repurchase of 12,167,700 shares of its common stock, amounting to over 13.5 billion yen, conducted through open-market repurchase by discretionary trading from July 1 to July 31, 2025. This move is part of a broader strategy approved by the board to repurchase up to 200 million shares, or 5.40% of its total outstanding shares, by May 2026, which could potentially enhance shareholder value and optimize capital structure.

The most recent analyst rating on (JP:8750) stock is a Hold with a Yen1200.00 price target. To see the full list of analyst forecasts on Dai-ichi Life Holdings stock, see the JP:8750 Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 11, 2025