Senshu Ikeda Holdings,Inc. (JP:8714)
:8714
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Senshu Ikeda Holdings,Inc.
(8714)
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Select Model
Rating:65Neutral
Price Target:
¥941.00
▲(14.20% Upside)
Action:DowngradedDate:11/30/25
Senshu Ikeda Holdings, Inc. shows solid financial performance with strong revenue growth and profitability. Technical indicators suggest strong momentum but caution due to overbought conditions. Valuation is reasonable but not particularly attractive, limiting upside potential. The overall score reflects stable financial health with some risks and limited valuation appeal.
Positive Factors
Revenue & Margins
Sustained revenue growth and improving net profit and EBIT/EBITDA margins indicate durable demand and operational efficiency across core banking and securities operations. Higher margins support internal investment, dividend capacity and resilience to cyclical revenue pressure over months.
Negative Factors
High Leverage
Despite improvement, materially elevated leverage leaves limited financial flexibility and heightens interest-rate and refinancing sensitivity. High debt levels can constrain capital allocation and increase downside risk if earnings or cash flows weaken over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue & Margins
Sustained revenue growth and improving net profit and EBIT/EBITDA margins indicate durable demand and operational efficiency across core banking and securities operations. Higher margins support internal investment, dividend capacity and resilience to cyclical revenue pressure over months.
Read all positive factors
Senshu Ikeda Holdings,Inc. (8714) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥249.18B
Dividend Yield2.3%
Average Volume (3M)1.28M
Price to Earnings (P/E)12.3
Beta (1Y)1.04
Revenue Growth19.39%
EPS Growth7.07%
CountryJP
Employees2,326
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)16.02
Shares Outstanding281,008,640
10 Day Avg. Volume1,479,570
30 Day Avg. Volume1,275,586
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)0.51
Price to Sales (P/S)1.53
P/FCF Ratio4.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Senshu Ikeda Holdings,Inc. Business Overview & Revenue Model
Company Description
Senshu Ikeda Holdings, Inc. provides banking products and services to small and medium-sized enterprises, and individuals in Japan and internationally. It offers various deposit products, including current, ordinary, savings, time, and other depos...
How the Company Makes Money
Senshu Ikeda Holdings generates revenue through multiple streams, including interest income from loans and advances provided to customers, fees from banking services, and commissions from securities trading. The company also earns money through it...
Senshu Ikeda Holdings,Inc. Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
65
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 81.82B | 79.91B | 71.16B | 74.66B | 70.03B | 67.73B |
| Gross Profit | 75.02B | 74.87B | 69.53B | 75.26B | 69.14B | 60.18B |
| EBITDA | 19.12B | 23.97B | 19.94B | 16.43B | 18.52B | 12.86B |
| Net Income | 12.83B | 13.25B | 10.87B | 9.50B | 11.40B | 5.10B |
Balance Sheet | ||||||
| Total Assets | 6.55T | 6.43T | 6.44T | 6.22T | 7.04T | 6.71T |
| Cash, Cash Equivalents and Short-Term Investments | 950.29B | 854.99B | 797.79B | 821.65B | 1.72T | 1.67T |
| Total Debt | 416.94B | 410.99B | 469.00B | 340.56B | 2.08T | 1.82T |
| Total Liabilities | 6.30T | 6.19T | 6.20T | 5.99T | 6.79T | 6.46T |
| Stockholders Equity | 240.53B | 237.36B | 242.29B | 226.53B | 248.42B | 244.61B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 26.79B | -820.00M | -1.04T | 134.91B | 876.43B |
| Operating Cash Flow | 0.00 | 30.31B | 3.58B | -1.03T | 138.80B | 880.03B |
| Investing Cash Flow | 0.00 | -101.48B | -145.75B | 165.66B | -83.53B | -18.92B |
| Financing Cash Flow | 0.00 | 30.31B | 85.42B | -28.75B | -3.00B | -2.78B |
Senshu Ikeda Holdings,Inc. Technical Analysis
Positive
824.00
Price Trends
856.84
Negative
807.99
Positive
713.70
Positive
Market Momentum
-21.58
Positive
48.61
Neutral
41.70
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8714, the sentiment is Positive. The current price of 824 is below the 20-day moving average (MA) of 828.25, below the 50-day MA of 856.84, and above the 200-day MA of 713.70, indicating a neutral trend. The MACD of -21.58 indicates Positive momentum. The RSI at 48.61 is Neutral, neither overbought nor oversold. The STOCH value of 41.70 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8714.
Senshu Ikeda Holdings,Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ¥663.32B | 7.04 | 9.13% | 2.79% | 20.96% | 22.58% | |
69 Neutral | ¥757.14B | 10.93 | 7.97% | 3.48% | 6.65% | -4.35% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥186.07B | 9.94 | ― | 4.42% | 2.13% | -25.62% | |
66 Neutral | ¥343.93B | 14.65 | 3.46% | 3.04% | 10.31% | -40.64% | |
65 Neutral | ¥249.18B | 12.34 | ― | 2.30% | 19.39% | 7.07% | |
56 Neutral | ¥224.92B | 6.81 | 13.08% | 1.25% | 15.37% | 26.00% |
* Financial Sector Average
JP:8714
Senshu Ikeda Holdings,Inc.
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461.09
107.75%
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Senshu Ikeda Holdings,Inc. Corporate Events
Senshu Ikeda Holdings Posts Double-Digit Profit Growth and Confirms Higher Dividend for FY2025
Jan 27, 2026
Senshu Ikeda Holdings reported strong consolidated results for the nine months ended December 31, 2025, with ordinary revenue rising 20.7% year-on-year to ¥82.9 billion, ordinary income up 18.7% to ¥18.7 billion, and profit attributable ...
Senshu Ikeda Holdings Reports Strong Interim Results and Strategic Initiatives
Dec 16, 2025
Senshu Ikeda Holdings, Inc. reported that its interest income exceeded initial forecasts due to steady lending volume growth and better-than-expected yield improvements. Despite strong interim performance, the company has not revised its full-year...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.