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Tsukuba Bank, Ltd. (JP:8338)
:8338
Japanese Market
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Tsukuba Bank, Ltd. (8338) Price & Analysis

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8338 Stock Chart & Stats

¥452.00
¥3.00(1.23%)
At close: 4:00 PM EST
¥452.00
¥3.00(1.23%)

Bulls Say, Bears Say

Bulls Say
Revenue & Margin ImprovementSustained top-line growth and materially higher net and EBIT margins in the latest year reflect stronger loan yields, fee mix, or cost control. This improves earnings power and provides a more durable profit base over the next several months versus prior weak years, supporting reinvestment and buffers against shocks.
Operating Cash Flow ReboundA sharp rebound to positive operating and free cash flow demonstrates the bank’s ability to convert accounting profits into cash, strengthening liquidity and funding capacity. This supports sustainable dividend policy, loan growth funding and less reliance on volatile wholesale markets over the medium term.
Deposit-funded Regional FranchiseA retail, SME and municipal deposit base creates stable low-cost funding and deep local relationships. This business mix generates predictable net interest income and recurring fees, underpinning resilience in funding and lending growth prospects across 2–6 months relative to institutions reliant on wholesale funding.
Bears Say
Inconsistent Cash GenerationWide swings in operating and free cash flow across recent years signal unreliable cash conversion. That variability complicates capital planning, dividend sustainability and loan-loss coverage assumptions, making the bank more vulnerable to interest or credit shocks over a multi-month horizon.
Modest Historical Returns (ROE)Low historical ROE limits internal capital generation and indicates weak profit efficiency versus equity employed. Persistently modest returns constrain ability to absorb losses, fund expansion or materially lift shareholder returns without external capital or sustained margin improvement.
Past Leverage SpikeAn episode of elevated debt-to-equity highlights susceptibility to funding or balance-sheet stress. Even if leverage stabilized recently, prior spikes reveal potential for rapid deterioration in capital ratios under stress, increasing medium-term funding and regulatory risk.

Tsukuba Bank, Ltd. News

8338 FAQ

What was Tsukuba Bank, Ltd.’s price range in the past 12 months?
Tsukuba Bank, Ltd. lowest stock price was ¥226.00 and its highest was ¥735.00 in the past 12 months.
    What is Tsukuba Bank, Ltd.’s market cap?
    Tsukuba Bank, Ltd.’s market cap is ¥50.34B.
      When is Tsukuba Bank, Ltd.’s upcoming earnings report date?
      Tsukuba Bank, Ltd.’s upcoming earnings report date is Jul 30, 2026 which is in 60 days.
        How were Tsukuba Bank, Ltd.’s earnings last quarter?
        Tsukuba Bank, Ltd. released its earnings results on May 12, 2026. The company reported ¥10.83 earnings per share for the quarter, beating the consensus estimate of N/A by ¥10.83.
          Is Tsukuba Bank, Ltd. overvalued?
          According to Wall Street analysts Tsukuba Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Tsukuba Bank, Ltd. pay dividends?
            Tsukuba Bank, Ltd. pays a Annually dividend of ¥5 which represents an annual dividend yield of 1.2%. See more information on Tsukuba Bank, Ltd. dividends here
              What is Tsukuba Bank, Ltd.’s EPS estimate?
              Tsukuba Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Tsukuba Bank, Ltd. have?
              Tsukuba Bank, Ltd. has 82,553,720 shares outstanding.
                What happened to Tsukuba Bank, Ltd.’s price movement after its last earnings report?
                Tsukuba Bank, Ltd. reported an EPS of ¥10.83 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -8.769%.
                  Which hedge fund is a major shareholder of Tsukuba Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8338
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Tsukuba Bank, Ltd.

                    Tsukuba Bank, Ltd. provides various banking products and services primarily in Ibaraki prefecture in Japan. It offers deposits and loans; insurance; and asset management and other services. It operates through a network of 149 branches in Japan. The company was formerly known as Ibaraki Mutual Bank, Ltd. and changed its name to Tsukuba Bank, Ltd. in 1989. Tsukuba Bank, Ltd. was incorporated in 1952 and is headquartered in Tsukuba, Japan.

                    Tsukuba Bank, Ltd. (8338) Earnings & Revenues

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