Towa Bank, Ltd. (JP:8558)
:8558
8558 Stock Chart & Stats
¥1151.00
¥7.00(1.09%)
At close: 4:00 PM EST
¥1151.00
¥7.00(1.09%)
Day’s Range― - ―
52-Week Range¥490.00 - ¥1,267.00
Previous CloseN/A
Volume90.30K
Average Volume (3M)144.98K
Market Cap
¥37.92B
Enterprise Value-¥41.61B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥125.19B
Price to Earnings (P/E)24.1
Beta1.03
Next Earnings
May 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.87%
Share Statistics
EPS (TTM)11.43
Shares Outstanding35,775,870
10 Day Avg. Volume109,450
30 Day Avg. Volume144,976
Financial Highlights & Ratios
PEG Ratio0.14
Price to Book (P/B)0.25
Price to Sales (P/S)0.73
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth TrajectorySustained double-digit revenue growth in the latest year demonstrates expanding core business scale across lending and fee activities. This durable top-line momentum supports higher net interest income and creates operating leverage, improving the bank's ability to invest in branches and digital services over the next 2–6 months.
Cash Generation QualityA strong operating cash flow to net income ratio and healthy FCF conversion indicate earnings are translating into cash. This durable cash generation strengthens funding for loan growth, provisions, and shareholder distributions while reducing reliance on volatile wholesale funding over the medium term.
Improving Return On EquityAn improving ROE reflects more efficient use of capital, signaling that recent revenue and margin gains are translating into shareholder returns. If maintained, higher ROE supports internal capital formation, reducing pressure for external capital raises and supporting sustainable dividend capacity.
Bears Say
Rising LeverageAn elevated and rising debt-to-equity ratio reduces balance-sheet flexibility and increases vulnerability to adverse credit or funding shocks. Higher leverage can magnify losses during downturns, constrain risk appetite for new lending, and may lead management to prioritize deleveraging over growth in the medium term.
Questionable FCF Growth SustainabilityA large swing in free cash flow driven by recovery from negative prior-year levels can overstate ongoing cash-generation momentum. If the recent FCF improvement reflects one-off items, future cash available for lending, provisioning, or dividends could be weaker than the headline growth implies, limiting durable financial flexibility.
Regional Concentration And NII RelianceAs a regional bank concentrated on local households and SMEs, earnings depend heavily on net interest income and local economic conditions. This structural concentration increases sensitivity to regional credit cycles, loan demand shifts and margin pressure, limiting revenue diversification over the next several quarters.
Towa Bank, Ltd. News
8558 FAQ
What was Towa Bank, Ltd.’s price range in the past 12 months?
Towa Bank, Ltd. lowest stock price was ¥490.00 and its highest was ¥1267.00 in the past 12 months.
What is Towa Bank, Ltd.’s market cap?
Towa Bank, Ltd.’s market cap is ¥37.92B.
When is Towa Bank, Ltd.’s upcoming earnings report date?
Towa Bank, Ltd.’s upcoming earnings report date is May 08, 2026 which is in 41 days.
How were Towa Bank, Ltd.’s earnings last quarter?
Towa Bank, Ltd. released its earnings results on Feb 03, 2026. The company reported ¥11.43 earnings per share for the quarter, beating the consensus estimate of N/A by ¥11.43.
Is Towa Bank, Ltd. overvalued?
According to Wall Street analysts Towa Bank, Ltd.’s price is currently Overvalued.
Does Towa Bank, Ltd. pay dividends?
Towa Bank, Ltd. pays a Annually dividend of ¥35 which represents an annual dividend yield of 2.87%. See more information on Towa Bank, Ltd. dividends here
What is Towa Bank, Ltd.’s EPS estimate?
Towa Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Towa Bank, Ltd. have?
Towa Bank, Ltd. has 35,775,870 shares outstanding.
What happened to Towa Bank, Ltd.’s price movement after its last earnings report?
Towa Bank, Ltd. reported an EPS of ¥11.43 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.853%.
Which hedge fund is a major shareholder of Towa Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8558
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Towa Bank, Ltd.
The Towa Bank, Ltd. provides various banking products and services. The company was founded in 1917 and is based in Maebashi, Japan.
Technical Analysis
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Options Prices
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