tiprankstipranks
Towa Bank, Ltd. (JP:8558)
:8558
Japanese Market
Want to see JP:8558 full AI Analyst Report?

Towa Bank, Ltd. (8558) Price & Analysis

0 Followers

8558 Stock Chart & Stats

¥1151.00
¥7.00(1.09%)
At close: 4:00 PM EST
¥1151.00
¥7.00(1.09%)

Bulls Say, Bears Say

Bulls Say
Sustained Revenue GrowthDouble-digit revenue growth in the most recent year indicates expanding core banking activity and demand for loans and fee services. Over a multi-month horizon this supports higher net interest income and fee generation, enabling reinvestment, loan growth and steadier earnings.
Improving Profitability And MarginsRising net profit and operating margins reflect better cost control and pricing power in core lending and services. Improved margins increase internal capital generation, enhance ability to absorb credit losses, and support long-term dividend and reinvestment capacity.
Strong Cash GenerationA high operating cash flow to net income ratio and positive free cash flow conversion show durable cash generation from operations. This strengthens funding for lending, provisioning and near-term strategic investments without immediate reliance on external funding.
Bears Say
Rising LeverageAn elevated debt-to-equity ratio reduces financial flexibility and increases vulnerability to rate rises or funding stress. Persistent higher leverage can constrain capital buffers, limit lending capacity in downturns and require stronger earnings or capital actions to restore comfort.
Questionable Sustainability Of Recent FCF GrowthGrowth off a negative free-cash-flow base can overstate trend durability. If FCF improvement was driven by one-off items or cyclical recovery, future reinvestment, provisioning and dividend capacity may be weaker than headline growth implies, raising forecast risk.
Sensitivity To Credit CostsAs a regional lender focused on households and SMEs, earnings are structurally exposed to local economic cycles and borrower stress. Rising provisions or credit losses would quickly erode margins and capital, making credit-cost control and underwriting quality critical long-term risks.

Towa Bank, Ltd. News

8558 FAQ

What was Towa Bank, Ltd.’s price range in the past 12 months?
Towa Bank, Ltd. lowest stock price was ¥576.00 and its highest was ¥1267.00 in the past 12 months.
    What is Towa Bank, Ltd.’s market cap?
    Towa Bank, Ltd.’s market cap is ¥40.97B.
      When is Towa Bank, Ltd.’s upcoming earnings report date?
      Towa Bank, Ltd.’s upcoming earnings report date is May 12, 2026 which is in 22 days.
        How were Towa Bank, Ltd.’s earnings last quarter?
        Towa Bank, Ltd. released its earnings results on Feb 03, 2026. The company reported ¥11.43 earnings per share for the quarter, beating the consensus estimate of N/A by ¥11.43.
          Is Towa Bank, Ltd. overvalued?
          According to Wall Street analysts Towa Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Towa Bank, Ltd. pay dividends?
            Towa Bank, Ltd. pays a Annually dividend of ¥35 which represents an annual dividend yield of 2.87%. See more information on Towa Bank, Ltd. dividends here
              What is Towa Bank, Ltd.’s EPS estimate?
              Towa Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Towa Bank, Ltd. have?
              Towa Bank, Ltd. has 35,775,870 shares outstanding.
                What happened to Towa Bank, Ltd.’s price movement after its last earnings report?
                Towa Bank, Ltd. reported an EPS of ¥11.43 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.853%.
                  Which hedge fund is a major shareholder of Towa Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8558
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Towa Bank, Ltd.

                    The Towa Bank, Ltd. provides various banking products and services. The company was founded in 1917 and is based in Maebashi, Japan.

                    Towa Bank, Ltd. (8558) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Tsukuba Bank, Ltd.
                    Shimizu Bank, Ltd.
                    Taiko Bank, Ltd.
                    Tomato Bank, Ltd.
                    Kita-Nippon Bank, Ltd.

                    Options Prices

                    Currently, No data available
                    ---
                    Popular Stocks