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Tomato Bank, Ltd. (8542) Price & Analysis

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8542 Stock Chart & Stats

¥1685.00

-¥36.00(-2.14%)

At close: Jul 28 4:00 PM EDT

¥1685.00

-¥36.00(-2.14%)

Day’s Range― - ―

52-Week Range¥1,307.00 - ¥1,876.00

Previous CloseN/A

Volume31.90K

Average Volume (3M)18.46K

Market Cap

¥18.83B

Enterprise Value-¥45.37K

Total Cash (Recent Filing)¥113.99B

Total Debt (Recent Filing)¥39.99B

Price to Earnings (P/E)11.0

Beta0.64

Next Earnings

Nov 06, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.05%

Share Statistics

EPS (TTM)149.23

Shares Outstanding11,679,030

10 Day Avg. Volume21,960

30 Day Avg. Volume18,460

Financial Highlights & Ratios

PEG Ratio1.09

Price to Book (P/B)0.31

Price to Sales (P/S)0.69

P/FCF Ratio23.97

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue GrowthSustained top-line growth over multiple years signals durable demand for lending and deposit services in its regional footprint. Consistent revenue expansion supports scale in net interest income, helps absorb fixed costs, and provides a structural base for reinvestment or measured portfolio growth over the next 2–6 months and beyond.

Core Business ModelA business model focused on net interest margin and recurring fee income creates predictable, relationship-driven revenue streams typical of regional banks. This structural mix supports resilience across cycles, as deposits fund lending and fee services diversify income, underpinning steady operating cash generation over the medium term.

Balance Sheet StabilityModerate leverage and stable equity provide a conservative capital profile that enhances resilience to interest rate and credit shocks. This structural stability supports continued lending capacity and regulatory compliance, reducing refinancing risk and enabling consistent service to customers over the coming months.

Bears Say

Cash Flow VolatilitySevere year-to-year swings in operating and free cash flow undermine predictability for dividends, provisioning, and capital allocation. Persistent volatility forces reliance on external funding or more conservative buffers, complicating strategic planning and reducing confidence in internally funded growth over the medium term.

Margin CompressionDeclining net and operating margins suggest pressure on interest spreads or rising costs, which directly erodes the bank's core earnings power. If persistent, margin compression reduces capital generation, limits buffer against credit losses, and constrains ability to invest in branches or digital capabilities over the next several quarters.

Modest Shareholder ReturnsA low ROE indicates limited efficiency in converting capital into profit, which can pressure management to prioritize capital preservation over growth. Over time, modest returns reduce reinvestment capacity and may limit attractiveness to investors seeking capital-efficient banks, affecting strategic flexibility in coming periods.

8542 FAQ

What was Tomato Bank, Ltd.’s price range in the past 12 months?

Tomato Bank, Ltd. lowest stock price was ¥1307.00 and its highest was ¥1876.00 in the past 12 months.

What is Tomato Bank, Ltd.’s market cap?

Tomato Bank, Ltd.’s market cap is ¥18.83B.

When is Tomato Bank, Ltd.’s upcoming earnings report date?

Tomato Bank, Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 91 days.

How were Tomato Bank, Ltd.’s earnings last quarter?

Tomato Bank, Ltd. released its earnings results on Aug 04, 2026. The company reported ¥75.286 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is Tomato Bank, Ltd. overvalued?

According to Wall Street analysts Tomato Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Tomato Bank, Ltd. pay dividends?

Tomato Bank, Ltd. pays a Semiannually dividend of ¥25 which represents an annual dividend yield of 3.05%. See more information on Tomato Bank, Ltd. dividends here

What is Tomato Bank, Ltd.’s EPS estimate?

Tomato Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Tomato Bank, Ltd. have?

Tomato Bank, Ltd. has 11,679,030 shares outstanding.

What happened to Tomato Bank, Ltd.’s price movement after its last earnings report?

Tomato Bank, Ltd. reported an EPS of ¥75.286 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 4.537%.

Which hedge fund is a major shareholder of Tomato Bank, Ltd.?

Currently, no hedge funds are holding shares in JP:8542

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Tomato Bank, Ltd.

Operating in Japan, Tomato Bank, Ltd. delivers a broad spectrum of banking and financial solutions to both individual and corporate clients. Its offerings include a variety of deposit accounts, such as savings, time, reserve, and foreign currency options, alongside a diverse portfolio of loan products, including those for cards, housing, renovations, personal use, vehicles, and education. The bank also issues debit and credit cards, provides life and non-life insurance products, and deals in bonds. Additional services extend to pension planning, investment trusts, electronic money top-ups, payment and transfer facilities, safe deposit boxes, and both internet and mobile banking. For businesses, it offers consulting, business support, fund management, and ATM services. As of June 30, 2021, the bank maintained a network of 61 branches. Incorporated in 1931 and headquartered in Okayama, Japan, the company was previously known as Sanyo Mutual Bank, Ltd., changing its name to Tomato Bank, Ltd. in April 1989.