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Daito Bank, Ltd. (JP:8563)
:8563
Japanese Market
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Daito Bank, Ltd. (8563) Price & Analysis

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8563 Stock Chart & Stats

¥946.00
¥6.00(0.82%)
At close: 4:00 PM EST
¥946.00
¥6.00(0.82%)

Bulls Say, Bears Say

Bulls Say
Revenue ReboundA durable 23% revenue rebound in 2026 signals renewed core lending and fee activity after flat years, improving top-line momentum. Sustained revenue growth supports scale economics, underwriting capacity and funding of branch/SME initiatives, strengthening medium-term franchise resilience.
Material De‑leveragingA materially cleaner leverage profile (debt-to-equity near-zero) reduces solvency and liquidity risk and increases strategic flexibility. Lower leverage improves regulatory headroom, supports lending and dividend capacity, and makes the bank less vulnerable to funding shocks over the medium term.
Recent Positive Cash GenerationPositive operating and free cash flow in 2025–2026 aligns cash conversion with reported profits, supporting internal funding for loans, capital expenditures and distributions. Reliable near-term cash generation enhances financial flexibility and reduces reliance on external financing.
Bears Say
Historic Cash‑flow VolatilityLarge negative cash flows in 2022–2023 and a zero-year in 2024 show pronounced volatility in cash conversion. Such swings weaken confidence in earnings quality, complicate capital planning and elevate the risk that dividends, lending growth or contingency buffers may be unsustainable in stress periods.
Modest Returns On EquityROE around 5.8% remains low for sustainable growth. Modest returns constrain the bank's ability to organically build capital, limit reinvestment capacity and reduce room for competitive expansion, meaning management may face trade-offs between dividends, capital buffers and growth initiatives.
Uneven Growth And Limited Margin ExpansionIrregular growth across 2023–2026 and lack of concurrent margin expansion suggest weak operating leverage. Without sustainable margin improvement, revenue gains may translate less effectively into profits, limiting long-term earnings power and the bank's ability to fund strategic investments.

8563 FAQ

What was Daito Bank, Ltd.’s price range in the past 12 months?
Daito Bank, Ltd. lowest stock price was ¥698.00 and its highest was ¥1204.00 in the past 12 months.
    What is Daito Bank, Ltd.’s market cap?
    Daito Bank, Ltd.’s market cap is ¥12.41B.
      When is Daito Bank, Ltd.’s upcoming earnings report date?
      Daito Bank, Ltd.’s upcoming earnings report date is Aug 07, 2026 which is in 68 days.
        How were Daito Bank, Ltd.’s earnings last quarter?
        Daito Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥23.97 earnings per share for the quarter, beating the consensus estimate of N/A by ¥23.97.
          Is Daito Bank, Ltd. overvalued?
          According to Wall Street analysts Daito Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Daito Bank, Ltd. pay dividends?
            Daito Bank, Ltd. pays a Annually dividend of ¥32 which represents an annual dividend yield of 3.74%. See more information on Daito Bank, Ltd. dividends here
              What is Daito Bank, Ltd.’s EPS estimate?
              Daito Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Daito Bank, Ltd. have?
              Daito Bank, Ltd. has 12,701,462 shares outstanding.
                What happened to Daito Bank, Ltd.’s price movement after its last earnings report?
                Daito Bank, Ltd. reported an EPS of ¥23.97 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1%.
                  Which hedge fund is a major shareholder of Daito Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8563
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Daito Bank, Ltd.

                    The Daito Bank, Ltd. provides various banking products and services to individual and corporate customers in Japan. The company accepts time, savings, and foreign currency deposits; and offers mutual fund and government bonds. It also provides housing, car, education, card, free, expansion and renovation, and business and institutional loans; and pension and insurance, as well as financial product brokerage, investment trust, web account transfer reception, online payment/electronic money charge, and pay-easy fund transfer reception services. In addition, the company offers credit and debit cards, mail orders, safe-deposit boxes, and credit guarantees, as well as foreign currency exchange, automatic remittance, ATM, and Internet banking services. It operates through 58 branches. The company was formerly known as Daito Mutual Bank and changed its name to The Daito Bank, Ltd. in 1989. The Daito Bank, Ltd. was founded in 1942 and is headquartered in Koriyama, Japan.

                    Daito Bank, Ltd. (8563) Earnings & Revenues

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