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Daito Bank, Ltd. (JP:8563)
:8563
Japanese Market

Daito Bank, Ltd. (8563) Price & Analysis

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8563 Stock Chart & Stats

¥946.00
¥6.00(0.82%)
At close: 4:00 PM EST
¥946.00
¥6.00(0.82%)

Bulls Say, Bears Say

Bulls Say
Low Leverage / Strong Equity PositionA debt-to-equity ratio of 0.14 provides durable financial flexibility, lowering interest burden and enhancing shock absorption. This stronger capital posture helps support lending capacity, maintain dividends, and fund strategic initiatives over months, reducing refinancing and solvency risk.
Stable Net Profit Margins (~10%)Consistent net margins near 10% indicate a resilient core banking franchise and recurring profitability. Margin stability supports predictable earnings and internal funding for investments or capital returns, providing a durable earnings base even if top-line growth is uneven.
Diversified Revenue Mix And Digital FocusA mix of interest, fee, and investment income plus partnerships and a push into digital banking reduces dependence on a single income stream and can lower operating costs. That diversification and efficiency focus supports steadier revenue and margin resilience over the medium term.
Bears Say
Recent Negative Revenue GrowthPersistent negative revenue growth denotes weakening top-line momentum, limiting scale economies and cross-sell opportunities with retail and SME clients. Without revenue recovery, the bank faces tougher choices between cost cuts, reduced investment, or reliance on non-recurring items to sustain earnings.
Declining Operating (EBIT/EBITDA) MarginsErosion in EBIT/EBITDA margins signals operational pressure or rising costs relative to income. That reduces the bank's buffer against credit losses, lowers funds available for reinvestment in digital and service upgrades, and can materially constrain profitability if the trend continues.
Volatile Operating Cash FlowMaterial volatility and prior negative operating cash flow weaken liquidity predictability, increasing dependence on liability management or external funding. That constrains sustainable loan growth, dividend reliability, and the ability to invest consistently in strategic initiatives over the medium term.

8563 FAQ

What was Daito Bank, Ltd.’s price range in the past 12 months?
Daito Bank, Ltd. lowest stock price was ¥582.00 and its highest was ¥1204.00 in the past 12 months.
    What is Daito Bank, Ltd.’s market cap?
    Daito Bank, Ltd.’s market cap is ¥13.03B.
      When is Daito Bank, Ltd.’s upcoming earnings report date?
      Daito Bank, Ltd.’s upcoming earnings report date is May 08, 2026 which is in 42 days.
        How were Daito Bank, Ltd.’s earnings last quarter?
        Daito Bank, Ltd. released its earnings results on Feb 06, 2026. The company reported ¥32.21 earnings per share for the quarter, beating the consensus estimate of N/A by ¥32.21.
          Is Daito Bank, Ltd. overvalued?
          According to Wall Street analysts Daito Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Daito Bank, Ltd. pay dividends?
            Daito Bank, Ltd. pays a Annually dividend of ¥32 which represents an annual dividend yield of 3.74%. See more information on Daito Bank, Ltd. dividends here
              What is Daito Bank, Ltd.’s EPS estimate?
              Daito Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Daito Bank, Ltd. have?
              Daito Bank, Ltd. has 12,701,462 shares outstanding.
                What happened to Daito Bank, Ltd.’s price movement after its last earnings report?
                Daito Bank, Ltd. reported an EPS of ¥32.21 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.94%.
                  Which hedge fund is a major shareholder of Daito Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8563
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Daito Bank, Ltd.

                    The Daito Bank, Ltd. provides various banking products and services to individual and corporate customers in Japan. The company accepts time, savings, and foreign currency deposits; and offers mutual fund and government bonds. It also provides housing, car, education, card, free, expansion and renovation, and business and institutional loans; and pension and insurance, as well as financial product brokerage, investment trust, web account transfer reception, online payment/electronic money charge, and pay-easy fund transfer reception services. In addition, the company offers credit and debit cards, mail orders, safe-deposit boxes, and credit guarantees, as well as foreign currency exchange, automatic remittance, ATM, and Internet banking services. It operates through 58 branches. The company was formerly known as Daito Mutual Bank and changed its name to The Daito Bank, Ltd. in 1989. The Daito Bank, Ltd. was founded in 1942 and is headquartered in Koriyama, Japan.

                    Daito Bank, Ltd. (8563) Earnings & Revenues

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