Bank of Kochi, Ltd. (JP:8416)

:8416

8416

Bank of Kochi, Ltd.

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Bank of Kochi, Ltd. (8416) Price & Analysis

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8416 Stock Chart & Stats

¥1076.00

-¥2.00(-0.24%)

At close: Jan 08 4:00 PM EST

¥1076.00

-¥2.00(-0.24%)

Day’s Range― - ―

52-Week Range¥715.00 - ¥1,483.00

Previous CloseN/A

Volume19.60K

Average Volume (3M)15.03K

Market Cap

¥11.31B

Enterprise Value-¥19.24B

Total Cash (Recent Filing)¥0.00

Total Debt (Recent Filing)¥54.07B

Price to Earnings (P/E)8.6

Beta1.04

Next Earnings

May 11, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.74%

Share Statistics

EPS (TTM)28.00

Shares Outstanding10,244,800

10 Day Avg. Volume12,840

30 Day Avg. Volume15,030

Financial Highlights & Ratios

PEG Ratio-0.27

Price to Book (P/B)0.16

Price to Sales (P/S)0.37

P/FCF Ratio0.00

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Regional Franchise And Local RelationshipsDeep local franchise in Kochi supports sticky retail and SME deposit bases and entrenched relationships with local governments. Those durable customer ties enable consistent loan origination, fee income and cross-sell opportunities that bolster funding stability and revenue resilience over months.

Improved Cash Generation And ConversionFree cash flow has turned positive and operating cash flow converts at 5.22x net income, reflecting materially better cash generation. Reliable cash conversion supports internal funding for lending, dividends and reserves, reducing dependence on external financing over the medium term.

Manageable Leverage And Solid Asset BaseA debt-to-equity of ~1.07 with a strong asset base indicates leverage is elevated versus a zero-debt firm but remains manageable for a regional bank. This structural balance-sheet capacity supports additional lending and absorbing shocks without immediate needs for recapitalization, aiding stability.

Bears Say

Declining Revenue And Margin PressureRevenue decline of -1.23% alongside weakening EBIT and net margins signals structural pressure on core earning power. Persistent top-line and margin erosion reduces internal capital generation and constrains ability to invest in growth or absorb credit stress, limiting medium-term performance.

Low Returns On EquityROE at approximately 1.70% demonstrates limited profitability and weak capital efficiency. Persistently low ROE hampers the bank's ability to grow equity organically, constrains dividend and reinvestment capacity, and signals structural challenges in generating competitive shareholder returns.

Historical Cash-flow VolatilityAlthough FCF recently turned positive, the history of significant cash-flow volatility raises planning and liquidity risks. Variable cash generation complicates provisioning, capital planning and funding strategies, increasing the chance of needing external liquidity under adverse conditions in the medium term.

8416 FAQ

What was Bank of Kochi, Ltd.’s price range in the past 12 months?

Bank of Kochi, Ltd. lowest stock price was ¥715.00 and its highest was ¥1483.00 in the past 12 months.

What is Bank of Kochi, Ltd.’s market cap?

Bank of Kochi, Ltd.’s market cap is ¥11.31B.

When is Bank of Kochi, Ltd.’s upcoming earnings report date?

Bank of Kochi, Ltd.’s upcoming earnings report date is May 11, 2026 which is in 22 days.

How were Bank of Kochi, Ltd.’s earnings last quarter?

Bank of Kochi, Ltd. released its earnings results on Feb 09, 2026. The company reported ¥28 earnings per share for the quarter, beating the consensus estimate of N/A by ¥28.

Is Bank of Kochi, Ltd. overvalued?

According to Wall Street analysts Bank of Kochi, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Bank of Kochi, Ltd. pay dividends?

Bank of Kochi, Ltd. pays a Semiannually dividend of ¥15 which represents an annual dividend yield of 2.74%. See more information on Bank of Kochi, Ltd. dividends here

What is Bank of Kochi, Ltd.’s EPS estimate?

Bank of Kochi, Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Bank of Kochi, Ltd. have?

Bank of Kochi, Ltd. has 10,244,800 shares outstanding.

What happened to Bank of Kochi, Ltd.’s price movement after its last earnings report?

Bank of Kochi, Ltd. reported an EPS of ¥28 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -10.838%.

Which hedge fund is a major shareholder of Bank of Kochi, Ltd.?

Currently, no hedge funds are holding shares in JP:8416

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Bank of Kochi, Ltd.

The Bank Of Kochi, Ltd. provides various banking products and services in Japan. The company offers savings and term deposits; mortgage, education, and car loans; insurance products and services; investment trust services; and cards. It operates 72 branches. The company was founded in 1930 and is headquartered in Kochi, Japan.