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Bank of Kochi, Ltd. (8416) Price & Analysis

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8416 Stock Chart & Stats

¥1076.00

-¥2.00(-0.24%)

At close: Jan 08 4:00 PM EST

¥1076.00

-¥2.00(-0.24%)

Day’s Range― - ―

52-Week Range¥820.00 - ¥1,483.00

Previous CloseN/A

Volume19.60K

Average Volume (3M)15.03K

Market Cap

¥11.32B

Enterprise Value¥11.86K

Total Cash (Recent Filing)¥99.66B

Total Debt (Recent Filing)¥75.40B

Price to Earnings (P/E)21.0

Beta1.08

Next Earnings

Aug 07, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.24%

Share Statistics

EPS (TTM)53.17

Shares Outstanding10,244,800

10 Day Avg. Volume12,840

30 Day Avg. Volume15,030

Financial Highlights & Ratios

PEG Ratio-0.89

Price to Book (P/B)0.23

Price to Sales (P/S)0.39

P/FCF Ratio1.20

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue AccelerationA near-20% revenue acceleration in FY2026 signals improving top-line momentum that can support longer-term scale benefits. Sustained revenue growth can expand net interest income and fee opportunities, helping rebuild profitability if maintained across funding and credit cycles.

FY2026 Cash GenerationMaterial positive operating and free cash flow in FY2026 improves liquidity and internal funding capacity. Reliable cash generation supports lending, regulatory buffers and reinvestment, enhancing financial flexibility versus relying solely on external funding—if cash generation stabilizes.

Regional Banking FranchiseAs a regional bank, the company benefits from a stable local deposit base and relationship lending advantages that are durable over time. These structural strengths support predictable funding, customer retention and targeted loan growth versus competitors lacking local presence.

Bears Say

Weak ProfitabilityCompressed margins and falling net income reduce the cushion to absorb loan losses and fund growth. Persistently low profitability undermines capital accumulation and ROE improvement, constraining the bank's ability to invest in technology, expand lending, or sustainably pay dividends over the medium term.

Higher Leverage And Declining EquityRising leverage and a shrinking equity base materially reduce balance-sheet flexibility and increase regulatory and funding vulnerability. Higher debt-to-equity makes capital management harder, limits shock absorption, and raises the risk that capital ratios may constrain organic loan growth or require external recapitalization.

Volatile Cash Flow HistoryIrregular operating and free cash flow across multiple years undermines confidence in repeatable cash generation. This volatility complicates budgeting, capital planning and dividend predictability, making it harder to rely on internal cash for investments or to shore up capital during credit stress.

8416 FAQ

What was Bank of Kochi, Ltd.’s price range in the past 12 months?

Bank of Kochi, Ltd. lowest stock price was ¥820.00 and its highest was ¥1483.00 in the past 12 months.

What is Bank of Kochi, Ltd.’s market cap?

Bank of Kochi, Ltd.’s market cap is ¥11.32B.

When is Bank of Kochi, Ltd.’s upcoming earnings report date?

Bank of Kochi, Ltd.’s upcoming earnings report date is Aug 07, 2026 which is tomorrow.

How were Bank of Kochi, Ltd.’s earnings last quarter?

Bank of Kochi, Ltd. released its earnings results on May 11, 2026. The company reported ¥3.46 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is Bank of Kochi, Ltd. overvalued?

According to Wall Street analysts Bank of Kochi, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Bank of Kochi, Ltd. pay dividends?

Bank of Kochi, Ltd. pays a Semiannually dividend of ¥10 which represents an annual dividend yield of 2.24%. See more information on Bank of Kochi, Ltd. dividends here

What is Bank of Kochi, Ltd.’s EPS estimate?

Bank of Kochi, Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Bank of Kochi, Ltd. have?

Bank of Kochi, Ltd. has 10,244,800 shares outstanding.

What happened to Bank of Kochi, Ltd.’s price movement after its last earnings report?

Bank of Kochi, Ltd. reported an EPS of ¥3.46 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 23.846%.

Which hedge fund is a major shareholder of Bank of Kochi, Ltd.?

Currently, no hedge funds are holding shares in JP:8416

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Bank of Kochi, Ltd.

Established in 1930 and headquartered in Kochi, Japan, The Bank Of Kochi, Ltd. operates as a financial institution offering a diverse array of banking products and services across the country. Its comprehensive offerings include various deposit accounts, such as savings and term deposits, alongside a suite of lending solutions like mortgages, education loans, and car financing. Additionally, the bank provides insurance products, investment trust services, and card facilities to its clientele through its network of 72 branches.