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Bank of Kochi, Ltd. (JP:8416)
:8416
Japanese Market

Bank of Kochi, Ltd. (8416) Price & Analysis

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8416 Stock Chart & Stats

¥1076.00
-¥2.00(-0.24%)
At close: 4:00 PM EST
¥1076.00
-¥2.00(-0.24%)

Bulls Say, Bears Say

Bulls Say
Regional Franchise And Customer RelationshipsA focused regional franchise creates durable competitive advantages: deep local client relationships, stable retail deposit funding and opportunities to cross-sell corporate and municipal services. These structural ties support predictable deposit inflows and loan demand over the medium term.
Improved Cash Generation And ConversionTurning free cash flow positive and a high operating cash flow to net income ratio indicate improving cash conversion. Durable cash generation enhances the bank's ability to fund lending, meet regulatory needs, invest in systems, and support dividends or buybacks without relying on volatile capital markets.
Manageable Balance Sheet LeverageA debt-to-equity around 1.07 suggests the bank maintains a reasonable capital buffer and asset base to support operations. A stable equity base and sizeable asset footprint provide resilience to credit cycles and a foundation for measured lending growth and regulatory compliance.
Bears Say
Revenue Decline And Margin PressureShrinking revenue and compressing EBIT/net margins are durable headwinds: they reduce internal funding for growth and capital, limit the bank's ability to expand services, and signal competitive or structural pressures in lending and fee businesses that can persist absent strategic shifts.
Low Return On EquityA low ROE near 1.7% indicates the bank generates minimal returns on shareholder capital over time. Persistently low ROE constrains retained earnings accumulation, limits reinvestment capacity, and may force higher risk-taking or capital raises to lift growth—both long-term strategic risks.
Volatile Historical Cash FlowsHistorical cash-flow volatility undermines planning and makes consistent lending growth, provisioning and payout policies harder to sustain. Even with recent improvement, unpredictable cash cycles increase funding and capital buffer needs and reduce management flexibility across cycles.

8416 FAQ

What was Bank of Kochi, Ltd.’s price range in the past 12 months?
Bank of Kochi, Ltd. lowest stock price was ¥646.00 and its highest was ¥1483.00 in the past 12 months.
    What is Bank of Kochi, Ltd.’s market cap?
    Bank of Kochi, Ltd.’s market cap is ¥10.98B.
      When is Bank of Kochi, Ltd.’s upcoming earnings report date?
      Bank of Kochi, Ltd.’s upcoming earnings report date is May 08, 2026 which is in 40 days.
        How were Bank of Kochi, Ltd.’s earnings last quarter?
        Bank of Kochi, Ltd. released its earnings results on Feb 09, 2026. The company reported ¥28 earnings per share for the quarter, beating the consensus estimate of N/A by ¥28.
          Is Bank of Kochi, Ltd. overvalued?
          According to Wall Street analysts Bank of Kochi, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bank of Kochi, Ltd. pay dividends?
            Bank of Kochi, Ltd. pays a Semiannually dividend of ¥15 which represents an annual dividend yield of 2.74%. See more information on Bank of Kochi, Ltd. dividends here
              What is Bank of Kochi, Ltd.’s EPS estimate?
              Bank of Kochi, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Bank of Kochi, Ltd. have?
              Bank of Kochi, Ltd. has 10,244,800 shares outstanding.
                What happened to Bank of Kochi, Ltd.’s price movement after its last earnings report?
                Bank of Kochi, Ltd. reported an EPS of ¥28 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -10.838%.
                  Which hedge fund is a major shareholder of Bank of Kochi, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8416
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Bank of Kochi, Ltd.

                    The Bank Of Kochi, Ltd. provides various banking products and services in Japan. The company offers savings and term deposits; mortgage, education, and car loans; insurance products and services; investment trust services; and cards. It operates 72 branches. The company was founded in 1930 and is headquartered in Kochi, Japan.

                    Bank of Kochi, Ltd. (8416) Earnings & Revenues

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