Tohoku Bank, Ltd. (JP:8349)

:8349

8349

Tohoku Bank, Ltd.

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Tohoku Bank, Ltd. (8349) Price & Analysis

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8349 Stock Chart & Stats

¥1493.00

-¥5.00(-0.43%)

At close: Jan 08 4:00 PM EST

¥1493.00

-¥5.00(-0.43%)

Day’s Range― - ―

52-Week Range¥1,041.00 - ¥1,703.00

Previous CloseN/A

Volume12.70K

Average Volume (3M)23.40K

Market Cap

¥13.72B

Enterprise Value-¥16.64B

Total Cash (Recent Filing)¥0.00

Total Debt (Recent Filing)¥107.38B

Price to Earnings (P/E)9.3

Beta0.67

Next Earnings

May 19, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.58%

Share Statistics

EPS (TTM)121.93

Shares Outstanding9,509,963

10 Day Avg. Volume24,640

30 Day Avg. Volume23,396

Financial Highlights & Ratios

PEG Ratio-0.44

Price to Book (P/B)0.30

Price to Sales (P/S)0.74

P/FCF Ratio0.41

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Strong Capital / Low LeverageA very low debt-to-equity ratio (0.031) and robust equity base give the bank durable financial resilience. This structural strength supports regulatory capital buffers, cushions credit losses, and enables steady lending to local SMEs and households without needing urgent external financing.

Stable Operating MarginsConsistent EBIT/EBITDA margins near 14% indicate persistent operational efficiency across the branch network. Stable margins help preserve profitability even if revenue growth slows, supporting sustainable earnings generation and the capacity to fund provisions and reinvestment over the medium term.

Improving Free Cash FlowThe marked improvement in free cash flow and an FCF-to-net-income ratio near 1 indicate the bank is converting earnings into cash more effectively. Reliable cash generation strengthens funding flexibility for lending growth, capital returns, and provisioning without heavy reliance on market funding.

Bears Say

Recent Revenue DeclineA negative revenue growth rate (-6.39% in the latest year) signals weakening core income generation. For a regional bank reliant on net interest and fee income, sustained revenue contraction can constrain loan growth, limit margin recovery, and reduce resources available for strategic investment.

Low Return On EquityROE of 3.02% is low given the bank's strong equity base, indicating limited profitability per unit of capital. Persistently low ROE can pressure management to seek higher-yielding assets or cost reductions, and it may challenge dividend sustainability or investor appeal over the medium term.

Cash Flow Volatility & Data GapsHistory of negative cash flows and an unavailable operating-CFO-to-net-income ratio reduce visibility into recurring cash generation. This volatility and lack of transparency complicate assessment of funding capacity and increases the risk that net income may not reliably convert to usable cash for lending or loss absorption.

8349 FAQ

What was Tohoku Bank, Ltd.’s price range in the past 12 months?

Tohoku Bank, Ltd. lowest stock price was ¥1041.00 and its highest was ¥1703.00 in the past 12 months.

What is Tohoku Bank, Ltd.’s market cap?

Tohoku Bank, Ltd.’s market cap is ¥13.72B.

When is Tohoku Bank, Ltd.’s upcoming earnings report date?

Tohoku Bank, Ltd.’s upcoming earnings report date is May 19, 2026 which is in 8 days.

How were Tohoku Bank, Ltd.’s earnings last quarter?

Tohoku Bank, Ltd. released its earnings results on Jan 30, 2026. The company reported ¥38.42 earnings per share for the quarter, beating the consensus estimate of N/A by ¥38.42.

Is Tohoku Bank, Ltd. overvalued?

According to Wall Street analysts Tohoku Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Tohoku Bank, Ltd. pay dividends?

Tohoku Bank, Ltd. pays a Semiannually dividend of ¥25 which represents an annual dividend yield of 3.58%. See more information on Tohoku Bank, Ltd. dividends here

What is Tohoku Bank, Ltd.’s EPS estimate?

Tohoku Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Tohoku Bank, Ltd. have?

Tohoku Bank, Ltd. has 9,509,963 shares outstanding.

What happened to Tohoku Bank, Ltd.’s price movement after its last earnings report?

Tohoku Bank, Ltd. reported an EPS of ¥38.42 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.261%.

Which hedge fund is a major shareholder of Tohoku Bank, Ltd.?

Currently, no hedge funds are holding shares in JP:8349

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Tohoku Bank, Ltd.

The Tohoku Bank, Ltd. provides various banking and financial services for individual and corporate customers in Japan. The company also provides saving/general accounts, time deposits, investment trust, and government bonds; debit and credit cards; payment collection services; and internet and mobile banking services. It offers various loans, such as housing, car, card, free, education, remodeling, travel, bridal, mortgage, reconstruction support, medical/long-term, and agricultural loans. In addition, the company provides medical/ cancer, personal annuity, whole life, term, and income security insurance products; and pension services. As of March 31, 2020, it operated 55 stores and 2 branch offices. The company was founded in 1950 and is headquartered in Morioka, Japan.