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Tohoku Bank, Ltd. (JP:8349)
:8349
Japanese Market

Tohoku Bank, Ltd. (8349) Price & Analysis

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8349 Stock Chart & Stats

¥1493.00
-¥5.00(-0.43%)
At close: 4:00 PM EST
¥1493.00
-¥5.00(-0.43%)

Bulls Say, Bears Say

Bulls Say
Low Leverage / Strong CapitalA very low debt-to-equity ratio and robust equity base give the bank durable financial stability and regulatory resilience. This capital buffer supports lending through stress periods, limits refinancing risk, and preserves strategic optionality for growth or localized credit support over the medium term.
Improving Free Cash FlowA marked improvement in free cash flow and FCF roughly matching net income indicate the bank is converting earnings into cash reliably. Durable cash generation supports dividends, provisioning, and organic growth without needing frequent external funding, improving long-term financial flexibility.
Stable Operating MarginsConsistent ~14% EBIT/EBITDA margins and a reasonable net margin show operational efficiency in core banking operations. Margin stability across cycles reflects effective cost management and diversified fee/interest income sources, helping sustain profitability even if top-line growth slows.
Bears Say
Declining Revenue GrowthA negative year-over-year revenue change signals structural pressure on the bank’s top line, likely from weaker loan demand, competitive deposit pricing, or regional demographic headwinds. Persistently declining revenues constrain scale advantages and limit capacity to expand margins or invest in digital/channel upgrades.
Low Return On EquityAn ROE near 3% indicates limited efficiency in deploying shareholder capital relative to peers. Low ROE reduces the bank’s ability to generate attractive shareholder returns and may necessitate either higher risk-taking, cost cuts, or structural revenue improvements to meet investor expectations over the medium term.
Cash Flow Volatility & Data GapsHistorical negative cash flows and missing operating CF metrics make it harder to assess recurring cash-generation quality. Volatile cash flows can reflect credit-cycle exposure or timing mismatches in asset-liability management, increasing the risk that funding or provisioning needs emerge during stress periods.

8349 FAQ

What was Tohoku Bank, Ltd.’s price range in the past 12 months?
Tohoku Bank, Ltd. lowest stock price was ¥905.00 and its highest was ¥1703.00 in the past 12 months.
    What is Tohoku Bank, Ltd.’s market cap?
    Tohoku Bank, Ltd.’s market cap is ¥14.00B.
      When is Tohoku Bank, Ltd.’s upcoming earnings report date?
      Tohoku Bank, Ltd.’s upcoming earnings report date is May 19, 2026 which is in 51 days.
        How were Tohoku Bank, Ltd.’s earnings last quarter?
        Tohoku Bank, Ltd. released its earnings results on Jan 30, 2026. The company reported ¥38.42 earnings per share for the quarter, beating the consensus estimate of N/A by ¥38.42.
          Is Tohoku Bank, Ltd. overvalued?
          According to Wall Street analysts Tohoku Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Tohoku Bank, Ltd. pay dividends?
            Tohoku Bank, Ltd. pays a Semiannually dividend of ¥25 which represents an annual dividend yield of 3.58%. See more information on Tohoku Bank, Ltd. dividends here
              What is Tohoku Bank, Ltd.’s EPS estimate?
              Tohoku Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Tohoku Bank, Ltd. have?
              Tohoku Bank, Ltd. has 9,509,963 shares outstanding.
                What happened to Tohoku Bank, Ltd.’s price movement after its last earnings report?
                Tohoku Bank, Ltd. reported an EPS of ¥38.42 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.261%.
                  Which hedge fund is a major shareholder of Tohoku Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8349
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Tohoku Bank, Ltd.

                    The Tohoku Bank, Ltd. provides various banking and financial services for individual and corporate customers in Japan. The company also provides saving/general accounts, time deposits, investment trust, and government bonds; debit and credit cards; payment collection services; and internet and mobile banking services. It offers various loans, such as housing, car, card, free, education, remodeling, travel, bridal, mortgage, reconstruction support, medical/long-term, and agricultural loans. In addition, the company provides medical/ cancer, personal annuity, whole life, term, and income security insurance products; and pension services. As of March 31, 2020, it operated 55 stores and 2 branch offices. The company was founded in 1950 and is headquartered in Morioka, Japan.

                    Tohoku Bank, Ltd. (8349) Earnings & Revenues

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