tiprankstipranks
Kita-Nippon Bank, Ltd. (JP:8551)
:8551
Japanese Market
Want to see JP:8551 full AI Analyst Report?

Kita-Nippon Bank, Ltd. (8551) Price & Analysis

0 Followers

8551 Stock Chart & Stats

¥4745.00
-¥29.00(-0.98%)
At close: 4:00 PM EST
¥4745.00
-¥29.00(-0.98%)

Bulls Say, Bears Say

Bulls Say
Conservative Capital StructureVery low debt-to-equity and rising equity provide a robust capital buffer that reduces funding and solvency risk. This durable conservatism supports lending capacity, regulatory resilience and strategic optionality, making the bank less vulnerable to cyclical shocks over months.
Improving Revenue And ProfitabilitySustained top-line growth with rising net income suggests strengthening core franchise economics. Higher revenues and a healthy net margin near 14.5% expand internal capital generation and provide durable support for credit provisioning, branch/digital investments and shareholder distributions.
Stable Regional Banking FranchiseA focused regional model serving SMEs, households and local governments yields sticky deposit funding, entrenched customer relationships and recurring fee opportunities. This structurally diversified retail/SME mix supports stable deposit funding and predictable loan demand over the medium term.
Bears Say
Volatile Cash GenerationLarge multi-year swings in operating and free cash flow weaken predictability of internally generated funds for lending, dividends and capital investment. This persistent volatility increases refinancing and liquidity planning risk despite recent improvements, complicating durable cash planning.
Low Return On EquityMid-single-digit ROE indicates modest capital efficiency, limiting long-term shareholder return potential and requiring greater equity to support growth. Over several months this constrains reinvestment decisions and makes meeting investor return expectations more challenging without materially higher margins.
Historical Balance Sheet InconsistencyEpisodic swings in reported debt suggest prior reliance on volatile funding or structural changes in balance-sheet composition. This reduces confidence in trend analysis and indicates potential contingent funding or accounting shifts that could re-emerge and affect liquidity or risk metrics over the medium term.

Kita-Nippon Bank, Ltd. News

8551 FAQ

What was Kita-Nippon Bank, Ltd.’s price range in the past 12 months?
Kita-Nippon Bank, Ltd. lowest stock price was ¥3100.00 and its highest was ¥6500.00 in the past 12 months.
    What is Kita-Nippon Bank, Ltd.’s market cap?
    Kita-Nippon Bank, Ltd.’s market cap is ¥49.69B.
      When is Kita-Nippon Bank, Ltd.’s upcoming earnings report date?
      Kita-Nippon Bank, Ltd.’s upcoming earnings report date is Jul 31, 2026 which is in 15 days.
        How were Kita-Nippon Bank, Ltd.’s earnings last quarter?
        Kita-Nippon Bank, Ltd. released its earnings results on May 13, 2026. The company reported ¥169.15 earnings per share for the quarter, beating the consensus estimate of N/A by ¥169.15.
          Is Kita-Nippon Bank, Ltd. overvalued?
          According to Wall Street analysts Kita-Nippon Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Kita-Nippon Bank, Ltd. pay dividends?
            Kita-Nippon Bank, Ltd. pays a Semiannually dividend of ¥96 which represents an annual dividend yield of 3.28%. See more information on Kita-Nippon Bank, Ltd. dividends here
              What is Kita-Nippon Bank, Ltd.’s EPS estimate?
              Kita-Nippon Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Kita-Nippon Bank, Ltd. have?
              Kita-Nippon Bank, Ltd. has 8,443,776 shares outstanding.
                What happened to Kita-Nippon Bank, Ltd.’s price movement after its last earnings report?
                Kita-Nippon Bank, Ltd. reported an EPS of ¥169.15 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.683%.
                  Which hedge fund is a major shareholder of Kita-Nippon Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8551
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Kita-Nippon Bank, Ltd.

                    The Kita-Nippon Bank, Ltd., operating alongside its subsidiaries, provides diverse commercial banking solutions across Japan. Its offerings encompass accepting various deposits, including certificates of deposit, and extending loans for business, housing, and other purposes. The bank additionally issues credit cards and delivers a suite of specialized services such as credit guarantees, leasing and financing, computer assistance, software development, and software sales. As of March 31, 2021, the company's network comprised 77 offices, primarily situated within Iwate Prefecture. Established in 1942, The Kita-Nippon Bank is headquartered in Morioka, Japan.

                    Kita-Nippon Bank, Ltd. (8551) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Tsukuba Bank, Ltd.
                    Shimizu Bank, Ltd.
                    Taiko Bank, Ltd.
                    Tomato Bank, Ltd.
                    Towa Bank, Ltd.
                    Popular Stocks