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8551 Stock Chart & Stats
¥4745.00
-¥29.00(-0.98%)
At close: 4:00 PM EST
¥4745.00
-¥29.00(-0.98%)
Day’s Range― - ―
52-Week Range¥3,430.00 - ¥7,060.00
Previous CloseN/A
Volume11.30K
Average Volume (3M)19.24K
Market Cap
¥54.08B
Enterprise Value-¥120.21K
Total Cash (Recent Filing)¥131.08B
Total Debt (Recent Filing)¥1.52B
Price to Earnings (P/E)10.9
Beta1.19
Next Earnings
Nov 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.77%
Share Statistics
EPS (TTM)527.85
Shares Outstanding8,443,776
10 Day Avg. Volume15,080
30 Day Avg. Volume19,243
Financial Highlights & Ratios
PEG Ratio0.77
Price to Book (P/B)0.39
Price to Sales (P/S)1.24
P/FCF Ratio2.95
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue & Profitability GrowthConsistent top-line and profit expansion demonstrates durable core banking strength: 2026 revenue grew 17.7% and net income rose to 4.36B with margins near 14.5%. This indicates recurring interest and fee income power that can support reinvestment, dividends, and steady loan growth over months.
Conservative Balance Sheet / Low LeverageExtremely low leverage and rising equity create long‑term resilience: a debt-to-equity around 0.02 plus growing capital reduces refinancing and solvency risk, provides headroom for lending, and cushions credit losses—strengthening the bank's capacity to operate through regional economic cycles.
Improving Cash GenerationOperating cash flow turning strongly positive (13.75B in 2026) and recovered free cash flow in 2025–2026 materially improve internal funding. Durable cash conversion supports sustainable lending, dividends, and capital spending without reliance on volatile external financing over the medium term.
Bears Say
High Cash Flow VolatilityLarge multi-year swings in operating and free cash flow reduce predictability of internal funds and complicate strategic planning. For a regional bank, unstable cash conversion weakens confidence in sustained dividend capacity, planned loan growth, and ability to absorb stress without external funding.
Low Return On EquityMid-single-digit ROE (~4.6%) points to modest capital efficiency despite equity growth. Persistently low returns constrain long‑term shareholder value creation and may force management toward lower-quality growth or higher leverage to lift returns, increasing structural risk.
Historical Balance Sheet InconsistencyMarked swings in reported debt across years raise questions about funding consistency or one‑off items. This complicates trend analysis and forecasting, and may indicate episodic financing or off‑balance risks that reduce visibility into true leverage under adverse conditions.
Kita-Nippon Bank, Ltd. News
8551 FAQ
What was Kita-Nippon Bank, Ltd.’s price range in the past 12 months?
Kita-Nippon Bank, Ltd. lowest stock price was ¥3430.00 and its highest was ¥7060.00 in the past 12 months.
What is Kita-Nippon Bank, Ltd.’s market cap?
Kita-Nippon Bank, Ltd.’s market cap is ¥54.08B.
When is Kita-Nippon Bank, Ltd.’s upcoming earnings report date?
Kita-Nippon Bank, Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 91 days.
How were Kita-Nippon Bank, Ltd.’s earnings last quarter?
Kita-Nippon Bank, Ltd. released its earnings results on Jul 31, 2026. The company reported ¥218.62 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Kita-Nippon Bank, Ltd. overvalued?
According to Wall Street analysts Kita-Nippon Bank, Ltd.’s price is currently Overvalued.
Does Kita-Nippon Bank, Ltd. pay dividends?
Kita-Nippon Bank, Ltd. pays a Semiannually dividend of ¥96 which represents an annual dividend yield of 2.77%. See more information on Kita-Nippon Bank, Ltd. dividends here
What is Kita-Nippon Bank, Ltd.’s EPS estimate?
Kita-Nippon Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kita-Nippon Bank, Ltd. have?
Kita-Nippon Bank, Ltd. has 8,443,776 shares outstanding.
What happened to Kita-Nippon Bank, Ltd.’s price movement after its last earnings report?
Kita-Nippon Bank, Ltd. reported an EPS of ¥218.62 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 2.308%.
Which hedge fund is a major shareholder of Kita-Nippon Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8551
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kita-Nippon Bank, Ltd.
The Kita-Nippon Bank, Ltd., operating alongside its subsidiaries, provides diverse commercial banking solutions across Japan. Its offerings encompass accepting various deposits, including certificates of deposit, and extending loans for business, housing, and other purposes. The bank additionally issues credit cards and delivers a suite of specialized services such as credit guarantees, leasing and financing, computer assistance, software development, and software sales. As of March 31, 2021, the company's network comprised 77 offices, primarily situated within Iwate Prefecture. Established in 1942, The Kita-Nippon Bank is headquartered in Morioka, Japan.
Technical Analysis
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