Tochigi Bank, Ltd. (JP:8550)
:8550
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8550 Stock Chart & Stats
¥793.00
¥3.00(1.07%)
At close: 4:00 PM EST
¥793.00
¥3.00(1.07%)
Day’s Range― - ―
52-Week Range¥364.00 - ¥1,082.00
Previous CloseN/A
Volume303.10K
Average Volume (3M)703.38K
Market Cap
¥98.61B
Enterprise Value-¥322.04B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥229.30B
Price to Earnings (P/E)11.9
Beta1.47
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.12%
Share Statistics
EPS (TTM)-208.86
Shares Outstanding109,608,000
10 Day Avg. Volume816,970
30 Day Avg. Volume703,383
Financial Highlights & Ratios
PEG Ratio-0.08
Price to Book (P/B)0.55
Price to Sales (P/S)1.74
P/FCF Ratio11.48
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance Sheet ResilienceA multi‑trillion yen asset base and steady equity provide durable loss-absorbing capacity and funding scale for regional lending. This supports the bank’s ability to sustain core lending, meet regulatory capital needs, and absorb cyclical credit shocks over the next several months.
Revenue And Profit RecoveryA sharp revenue and profit rebound indicates the bank’s underlying lending and securities activities recovered, suggesting restored margin and underwriting performance. If sustained, this improves internal capital generation and supports lending and fee-business growth over 2–6 months.
Stable Core Banking Business ModelA traditional deposit-funded lending franchise with supplementary fee income creates predictable net interest income and diversified revenue streams. The model fits regional SME/retail markets and supports consistent cashflow generation assuming stable local credit demand over the medium term.
Bears Say
Erratic Cash Flow GenerationLarge multi-year swings in operating and free cash flow undermine confidence in sustainable internal funding for lending, investments, and dividends. Persistent variability limits planning, raises rollover risk for assets, and constrains capex or strategic initiatives over coming months.
Earnings Volatility And Prior Large LossA deep prior loss reveals material downside from credit or investment shocks and indicates earnings quality can be episodic. Such volatility threatens capital buffers and makes future profitability and provisioning levels harder to predict across the next 2–6 months.
Capital Sensitivity Due To Size Vs EquityA relatively large asset base versus modest equity means earnings shocks quickly affect capital ratios and dividends. This structural sensitivity can force conservative lending or capital raises after adverse periods, limiting growth and shareholder return consistency over the medium term.
Tochigi Bank, Ltd. News
8550 FAQ
What was Tochigi Bank, Ltd.’s price range in the past 12 months?
Tochigi Bank, Ltd. lowest stock price was ¥364.00 and its highest was ¥1082.00 in the past 12 months.
What is Tochigi Bank, Ltd.’s market cap?
Tochigi Bank, Ltd.’s market cap is ¥98.61B.
When is Tochigi Bank, Ltd.’s upcoming earnings report date?
Tochigi Bank, Ltd.’s upcoming earnings report date is Aug 05, 2026 which is in 66 days.
How were Tochigi Bank, Ltd.’s earnings last quarter?
Tochigi Bank, Ltd. released its earnings results on May 13, 2026. The company reported ¥11.77 earnings per share for the quarter, beating the consensus estimate of N/A by ¥11.77.
Is Tochigi Bank, Ltd. overvalued?
According to Wall Street analysts Tochigi Bank, Ltd.’s price is currently Overvalued.
Does Tochigi Bank, Ltd. pay dividends?
Tochigi Bank, Ltd. pays a Semiannually dividend of ¥12 which represents an annual dividend yield of 2.12%. See more information on Tochigi Bank, Ltd. dividends here
What is Tochigi Bank, Ltd.’s EPS estimate?
Tochigi Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Tochigi Bank, Ltd. have?
Tochigi Bank, Ltd. has 109,608,000 shares outstanding.
What happened to Tochigi Bank, Ltd.’s price movement after its last earnings report?
Tochigi Bank, Ltd. reported an EPS of ¥11.77 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.668%.
Which hedge fund is a major shareholder of Tochigi Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8550
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Tochigi Bank, Ltd.
The Tochigi Bank, Ltd. provides various banking products and services for individual and corporate customers in Japan. It offers various deposits, including ordinary deposits, savings deposits, time deposits, foreign currency time deposits, property accumulation deposits, WEB accounts, and general accounts. The company also provides mortgage loans, remodeling loans, school loans, housing loans, car loans, and bank card loans; asset management services; and insurance and pension products. As of March 31, 2021, it operated through a network of 86 offices and 6 loan plazas, and 335 ATMs in 199 locations. The company was formerly known as Tochigi Mutual Bank Co., Ltd. and changed its name to The Tochigi Bank, Ltd. in 1989. The Tochigi Bank, Ltd. was incorporated in 1942 and is headquartered in Utsunomiya, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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