IRRC Corp. (JP:7325)
:7325
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IRRC Corp.
(7325)
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Rating:73Outperform
Price Target:
¥1,058.00
▲(25.95% Upside)
Action:ReiteratedDate:11/18/25
IRRC Corp.'s strong financial performance is the most significant factor, supported by stable revenue growth and efficient cost management. Technical analysis indicates some bearish momentum, but no extreme conditions. Valuation is fair, with a reasonable P/E ratio and a decent dividend yield.
Positive Factors
Revenue Growth
Sustained top-line growth and recent year-on-year increases indicate expanding business scale and customer retention. Over 2-6 months this supports predictable premium inflows, underwriting capacity and reinvestment into product distribution and operational improvements.
Negative Factors
Low Net Profit Margin
A persistently low net margin limits retained earnings and reduces the buffer for underwriting losses or investment shocks. Over several months this constrains the company’s ability to scale reserves, invest in growth initiatives, or improve return metrics for shareholders.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Sustained top-line growth and recent year-on-year increases indicate expanding business scale and customer retention. Over 2-6 months this supports predictable premium inflows, underwriting capacity and reinvestment into product distribution and operational improvements.
Read all positive factors
IRRC Corp. (7325) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥7.59B
Dividend Yield2.85%
Average Volume (3M)11.01K
Price to Earnings (P/E)15.6
Beta (1Y)0.43
Revenue Growth12.33%
EPS Growth-15.46%
CountryJP
Employees554
SectorFinancial
Sector Strength70
IndustryInsurance - Life
Share Statistics
EPS (TTM)N/A
Shares Outstanding8,708,000
10 Day Avg. Volume6,480
30 Day Avg. Volume11,013
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)1.52
Price to Sales (P/S)0.63
P/FCF Ratio5.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
IRRC Corp. Business Overview & Revenue Model
Company Description
IRRC Corporation engages in life insurance agency business in Japan. The company offers products through directly operated shops; and provides non-life insurance agency and insurance sales support services. It also offers Smart OCR, an electronic ...
How the Company Makes Money
IRRC Corp. generates revenue primarily through the sale of its technology solutions and products to enterprises and service providers. The company's revenue model is based on a combination of direct sales, subscription services, and maintenance co...
IRRC Corp. Financial Statement Overview
Summary
Income Statement
85
Very Positive
Balance Sheet
78
Positive
Cash Flow
82
Very Positive
| Breakdown | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 9.42B | 7.92B | 6.00B | 5.20B | 4.63B |
| Gross Profit | 7.02B | 6.23B | 5.02B | 4.33B | 3.95B |
| EBITDA | 1.09B | 795.49M | 381.35M | 640.75M | 572.17M |
| Net Income | 435.45M | 351.62M | 16.04M | 255.98M | 233.32M |
Balance Sheet | |||||
| Total Assets | 6.05B | 5.19B | 4.50B | 4.58B | 4.28B |
| Cash, Cash Equivalents and Short-Term Investments | 2.22B | 1.87B | 1.60B | 2.23B | 2.07B |
| Total Debt | 16.00M | 90.00M | 15.86M | 8.09M | 4.60M |
| Total Liabilities | 2.11B | 1.51B | 884.64M | 777.35M | 650.01M |
| Stockholders Equity | 3.88B | 3.63B | 3.59B | 3.80B | 3.63B |
Cash Flow | |||||
| Free Cash Flow | 1.00B | 664.27M | -89.38M | 315.71M | 123.61M |
| Operating Cash Flow | 1.08B | 983.74M | 208.10M | 614.60M | 433.66M |
| Investing Cash Flow | -461.52M | -651.67M | -421.59M | -359.67M | -360.66M |
| Financing Cash Flow | -262.02M | -62.06M | -419.31M | -94.47M | -107.14M |
IRRC Corp. Technical Analysis
Positive
840.00
Price Trends
871.56
Positive
865.37
Positive
837.49
Positive
Market Momentum
1.38
Negative
55.16
Neutral
81.53
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7325, the sentiment is Positive. The current price of 840 is below the 20-day moving average (MA) of 859.40, below the 50-day MA of 871.56, and above the 200-day MA of 837.49, indicating a bullish trend. The MACD of 1.38 indicates Negative momentum. The RSI at 55.16 is Neutral, neither overbought nor oversold. The STOCH value of 81.53 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7325.
IRRC Corp. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ¥7.59B | 15.62 | ― | 2.85% | 12.33% | -15.46% | |
72 Outperform | ¥1.76T | 17.60 | ― | 2.44% | -21.38% | 58.05% | |
69 Neutral | ¥52.05B | 19.36 | 6.16% | 1.10% | 13.99% | 85.66% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥176.67B | 22.15 | ― | ― | 20.22% | 19.40% | |
67 Neutral | ¥5.44T | 7.36 | 10.61% | 3.26% | -8.02% | 5.21% | |
61 Neutral | ¥1.73T | 10.62 | 7.91% | 2.74% | -1.96% | 10.32% |
* Financial Sector Average
JP:7325
IRRC Corp.
872.00
246.61
39.43%
JP:8750
Dai-ichi Life Holdings
1,482.00
608.58
69.68%
JP:8795
T&D Holdings
4,024.00
1,425.68
54.87%
JP:7326
SBI Insurance Group Co., Ltd.
2,090.00
1,105.52
112.29%
JP:7157
Lifenet Insurance Company
2,187.00
557.00
34.17%
JP:7181
JAPAN POST INSURANCE Co., Ltd.
1,595.50
749.56
88.61%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.