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IRRC Corp. (JP:7325)
:7325
Japanese Market

IRRC Corp. (7325) AI Stock Analysis

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JP

IRRC Corp.

(7325)

Rating:77Outperform
Price Target:
IRRC Corp. demonstrates a strong financial foundation with robust revenue growth and a solid balance sheet, making it well-positioned in the life insurance industry. While technical indicators suggest a neutral to slightly positive trend, the company's valuation is appealing with a reasonable P/E ratio and a decent dividend yield. The lack of earnings call and corporate events data limits further insight, but the overall outlook remains stable and promising.

IRRC Corp. (7325) vs. iShares MSCI Japan ETF (EWJ)

IRRC Corp. Business Overview & Revenue Model

Company DescriptionIRRC Corporation engages in life insurance agency business in Japan. The company offers products through directly operated shops; and provides non-life insurance agency and insurance sales support services. It also offers Smart OCR, an electronic document storage system; Hoken IQ System, an insurance analysis and search system; AS-BOX, an insurance application navigation system; AS System, a life insurance situation analysis and search proposal system to financial institutions, insurance agencies, corporate agencies, etc. IRRC Corporation was incorporated in 1995 and is headquartered in Tokyo, Japan.
How the Company Makes Money

IRRC Corp. Financial Statement Overview

Summary
IRRC Corp. exhibits a strong financial position with robust revenue growth and profitability, supported by a solid balance sheet structure with low leverage. While cash flow performance is generally positive, consistency in free cash flow would further strengthen its financial health.
Income Statement
85
Very Positive
IRRC Corp. demonstrates strong revenue growth with a TTM (Trailing-Twelve-Months) revenue of $8.82 billion, reflecting a significant increase from previous periods. The company boasts robust gross and net profit margins, showcasing efficient operations. The EBIT and EBITDA margins are strong, indicating effective management of operating costs. Overall, the income statement reveals a stable and profitable financial performance.
Balance Sheet
88
Very Positive
The balance sheet of IRRC Corp. is solid, characterized by a low debt-to-equity ratio and substantial stockholders' equity. The equity ratio is healthy, indicating a strong capital structure with considerable assets funded by equity. The company maintains a conservative leverage, reducing financial risk, and enhancing stability.
Cash Flow
78
Positive
IRRC Corp.'s cash flow performance is generally positive, though it has experienced fluctuations. The free cash flow growth is challenging to evaluate due to missing recent data. Operating cash flow and free cash flow ratios to net income indicate efficient cash generation relative to earnings, although more consistent free cash flow would improve the assessment.
Breakdown
TTMJun 2024Jun 2023Jun 2022Jun 2021Jun 2020
Income StatementTotal Revenue
8.82B7.92B6.00B5.20B4.63B4.17B
Gross Profit
6.88B6.23B5.02B4.33B3.95B3.61B
EBIT
554.96M495.43M187.89M418.16M365.84M479.24M
EBITDA
731.73M795.49M411.24M655.43M572.17M652.81M
Net Income Common Stockholders
397.38M351.62M16.04M255.98M233.32M323.21M
Balance SheetCash, Cash Equivalents and Short-Term Investments
1.63B1.87B1.60B2.23B2.07B2.11B
Total Assets
5.02B5.19B4.50B4.58B4.28B3.97B
Total Debt
48.00M90.00M938.16M658.61M621.82M540.00M
Net Debt
-1.58B-1.78B-662.67M-1.57B-1.45B-1.57B
Total Liabilities
1.35B1.51B884.64M777.35M650.01M473.02M
Stockholders Equity
3.63B3.63B3.59B3.80B3.63B3.50B
Cash FlowFree Cash Flow
0.00664.27M-89.38M315.71M123.61M-4.88M
Operating Cash Flow
0.00983.74M208.10M614.60M433.66M203.86M
Investing Cash Flow
0.00-651.67M-421.59M-359.67M-360.66M-598.21M
Financing Cash Flow
0.00-62.06M-419.31M-94.47M-107.14M-175.05M

IRRC Corp. Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price737.00
Price Trends
50DMA
704.88
Positive
100DMA
688.20
Positive
200DMA
684.56
Positive
Market Momentum
MACD
6.80
Positive
RSI
47.55
Neutral
STOCH
23.68
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7325, the sentiment is Neutral. The current price of 737 is above the 20-day moving average (MA) of 736.90, above the 50-day MA of 704.88, and above the 200-day MA of 684.56, indicating a neutral trend. The MACD of 6.80 indicates Positive momentum. The RSI at 47.55 is Neutral, neither overbought nor oversold. The STOCH value of 23.68 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:7325.

IRRC Corp. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
77
Outperform
¥6.39B14.12
2.72%23.67%81.72%
75
Outperform
¥8.15B4.32
5.79%6.34%32.71%
73
Outperform
¥6.72B27.80
3.63%15.65%-50.07%
70
Outperform
¥6.20B6.31
4.74%6.40%12.37%
65
Neutral
¥6.04B15.40
3.96%-4.20%-24.34%
65
Neutral
$12.93B9.817.84%78.03%12.20%-7.74%
53
Neutral
¥6.96B
10.80%-29.87%-21.60%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:7325
IRRC Corp.
737.00
6.22
0.85%
JP:7192
Mortgage Service Japan Limited
421.00
29.49
7.53%
JP:7343
Broad-minded Co., Ltd.
1,163.00
-400.42
-25.61%
JP:8700
Maruhachi Securities Co., Ltd.
1,513.00
14.49
0.97%
JP:8747
Yutaka Trusty Securities Co., Ltd.
1,485.00
133.29
9.86%
JP:8798
Advance Create Co., Ltd.
336.00
-695.00
-67.41%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.