IRRC Corp. (7325) AI Stock Analysis

• Market Cap: ¥6.36B
• Dividend Yield: 4.11%
• Average Volume (3M): 11.09K
• Price to Earnings (P/E): 14.0
• Beta (1Y): 0.54
• Revenue Growth: 23.67%
• EPS Growth: 81.72%
• Country: JP
• Employees: 554
• Sector: Financial
• Sector Strength: 82
• Industry: Insurance - Life
• EPS (TTM): 17.25
• Shares Outstanding: 8,708,000
• 10 Day Avg. Volume: 9,650
• 30 Day Avg. Volume: 11,093
• PEG Ratio: -4.34
• Price to Book (P/B): 1.82
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -73.04
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 81 Outperform
• Price Target: ¥930.00 ▲(27.40%Upside)

IRRC Corp.'s overall stock score is driven by its strong financial performance and reasonable valuation. The bullish technical indicators also contribute positively, albeit with caution due to potential overbought conditions. The absence of earnings call data and corporate events does not impact the score.

IRRC Corp. Business Overview & Revenue Model

Company Description

IRRC Corporation engages in life insurance agency business in Japan. The company offers products through directly operated shops; and provides non-life insurance agency and insurance sales support services. It also offers Smart OCR, an electronic document storage system; Hoken IQ System, an insurance analysis and search system; AS-BOX, an insurance application navigation system; AS System, a life insurance situation analysis and search proposal system to financial institutions, insurance agencies, corporate agencies, etc. IRRC Corporation was incorporated in 1995 and is headquartered in Tokyo, Japan.

How the Company Makes Money

IRRC Corp. Financial Statement Overview

Summary

IRRC Corp. exhibits a strong financial position with robust revenue growth and profitability, supported by a solid balance sheet structure with low leverage. While cash flow performance is generally positive, consistency in free cash flow would further strengthen its financial health.

Income Statement

IRRC Corp. demonstrates strong revenue growth with a TTM (Trailing-Twelve-Months) revenue of $8.82 billion, reflecting a significant increase from previous periods. The company boasts robust gross and net profit margins, showcasing efficient operations. The EBIT and EBITDA margins are strong, indicating effective management of operating costs. Overall, the income statement reveals a stable and profitable financial performance.

Balance Sheet

The balance sheet of IRRC Corp. is solid, characterized by a low debt-to-equity ratio and substantial stockholders' equity. The equity ratio is healthy, indicating a strong capital structure with considerable assets funded by equity. The company maintains a conservative leverage, reducing financial risk, and enhancing stability.

Cash Flow

IRRC Corp.'s cash flow performance is generally positive, though it has experienced fluctuations. The free cash flow growth is challenging to evaluate due to missing recent data. Operating cash flow and free cash flow ratios to net income indicate efficient cash generation relative to earnings, although more consistent free cash flow would improve the assessment.

Breakdown	TTM	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement
Total Revenue	8.82B	7.92B	6.00B	5.20B	4.63B	4.17B
Gross Profit	6.88B	6.23B	5.02B	4.33B	3.95B	3.61B
EBITDA	731.73M	795.49M	411.24M	655.43M	572.17M	652.81M
Net Income	397.38M	351.62M	16.04M	255.98M	233.32M	323.21M
Balance Sheet
Total Assets	5.02B	5.19B	4.50B	4.58B	4.28B	3.97B
Cash, Cash Equivalents and Short-Term Investments	1.63B	1.87B	1.60B	2.23B	2.07B	2.11B
Total Debt	48.00M	90.00M	938.16M	658.61M	621.82M	540.00M
Total Liabilities	1.35B	1.51B	884.64M	777.35M	650.01M	473.02M
Stockholders Equity	3.63B	3.63B	3.59B	3.80B	3.63B	3.50B
Cash Flow
Free Cash Flow	0.00	664.27M	-89.38M	315.71M	123.61M	-4.88M
Operating Cash Flow	0.00	983.74M	208.10M	614.60M	433.66M	203.86M
Investing Cash Flow	0.00	-651.67M	-421.59M	-359.67M	-360.66M	-598.21M
Financing Cash Flow	0.00	-62.06M	-419.31M	-94.47M	-107.14M	-175.05M

IRRC Corp. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 730.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7325, the sentiment is Positive. The current price of 730 is above the 20-day moving average (MA) of 720.96, above the 50-day MA of 704.62, and above the 200-day MA of 660.63, indicating a bullish trend. The MACD of 6.90 indicates Positive momentum. The RSI at 57.06 is Neutral, neither overbought nor oversold. The STOCH value of 34.57 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7325.

IRRC Corp. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
7325	81 Outperform	¥6.36B	14.04		4.11%	23.67%	81.72%
8747	76 Outperform	¥8.34B	4.42		5.66%	6.34%	32.40%
7343	75 Outperform	¥6.26B	25.89		3.92%	15.65%	-50.81%
7192	70 Outperform	¥6.15B	6.25		4.78%	6.40%	12.37%
Sector *	64 Neutral	$6.48B	11.45	7.19%	225.06%	23.75%	4.96%
8700	64 Neutral	¥6.33B	16.15		3.77%	-3.33%	-24.24%
8798	44 Neutral	¥6.51B	―		10.84%	-29.87%	-21.60%