Jimoto Holdings, Inc. (7161) AI Stock Analysis

• Market Cap: ¥14.55B
• Dividend Yield: 1.24%
• Average Volume (3M): 57.22K
• Price to Earnings (P/E): 3.0
• Beta (1Y): 0.83
• Revenue Growth: 5.92%
• EPS Growth: N/A
• Country: JP
• Employees: 1,418
• Sector: Financial
• Sector Strength: 70
• Industry: Banks - Regional
• EPS (TTM): 34.18
• Shares Outstanding: 26,840,263
• 10 Day Avg. Volume: 54,580
• 30 Day Avg. Volume: 57,223
• PEG Ratio: -0.06
• Price to Book (P/B): 0.11
• Price to Sales (P/S): 0.28
• P/FCF Ratio: 0.32
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 64 Neutral
• Price Target: ¥521.00 ▲(20.05% Upside)
• Action: Reiterated Date: 03/05/26
• Date: Action: Reiterated 03/05/26

Overall score reflects mixed financial performance (inconsistent revenue and margins, higher leverage, and volatile free cash flow) tempered by attractive valuation (very low P/E). Technicals are a mild headwind due to weak near-term momentum and price below the 20-day average, despite longer-term trend support.

Positive Factors

Margin Improvement

Sustained gross margin strength and improving EBIT/EBITDA efficiency indicate the company is extracting more operating leverage from its projects. Over 2-6 months this supports durable profitability even if revenue growth softens, enabling reinvestment and resilience versus peers.

Operating Cash Conversion

Strong operating cash flow relative to net income shows effective cash generation from core activities. This durable cash conversion supports capex, debt servicing and recurring management fees, reducing reliance on financing and improving long-term financial flexibility.

Capital Structure Stability

Improving ROE alongside a stable equity ratio suggests better profitability from existing capital without aggressive equity dilution. For a real estate developer/asset manager, this reflects disciplined capital allocation and a balanced asset mix that supports sustainable returns.

Negative Factors

Rising Leverage

Increasing debt-to-equity raises financial risk in a cyclical real estate industry; higher leverage can increase interest expense and reduce flexibility for new projects or downturns, making performance more sensitive to interest rates and asset valuations.

FCF Volatility

Material swings in free cash flow reduce predictability for funding development pipelines, paying down debt, or sustaining distributions. Volatile FCF complicates planning and increases the need for precautionary liquidity or external financing during weaker periods.

Inconsistent Revenue & Margins

Inconsistent top-line growth and volatile net margins point to execution or market-demand variability. For a developer/asset manager, this undermines long-term forecasting, increases reliance on project timing, and may pressure margins during competitive or cost-inflation periods.

Jimoto Holdings, Inc. Business Overview & Revenue Model

Company Description

Jimoto Holdings, Inc. provides various banking and financial products and services. The company offers consulting, merger and acquisition, business succession, recruitment, and venture capital services. It also engages in the leasing, credit card, and clerical and consignment work businesses, as well as development, maintenance, and operation of computer systems. The company was incorporated in 2012 and is headquartered in Sendai, Japan. Jimoto Holdings, Inc. operates as a subsidiary of The Resolution and Collection Corporation.

How the Company Makes Money

Jimoto Holdings generates revenue through multiple channels, primarily from real estate development and management fees. The company earns income by developing residential and commercial properties, which are then sold or leased to tenants. Additionally, Jimoto receives management fees from its REITs and property management services, which contribute to its recurring revenue model. Strategic partnerships with local governments and other stakeholders in urban development projects also serve as a significant revenue source, allowing the company to leverage public-private collaborations for funding and resource sharing. Furthermore, Jimoto's commitment to sustainable development attracts investment and enhances its market positioning, leading to increased profitability.

Jimoto Holdings, Inc. Financial Statement Overview

Summary

Mixed fundamentals: solid gross margin and improving EBIT/EBITDA efficiency, but revenue growth has recently declined, net margins are inconsistent, leverage has risen, and free cash flow has been volatile despite strong operating cash flow conversion.

Income Statement

Jimoto Holdings, Inc. has shown fluctuating revenue trends with a recent decline in revenue growth rate. The gross profit margin remains strong, but net profit margins have been inconsistent, indicating potential challenges in cost management or revenue generation. The company has seen improvements in EBIT and EBITDA margins in the latest period, suggesting better operational efficiency.

Balance Sheet

The company's debt-to-equity ratio has increased over the years, indicating higher leverage, which could pose risks if not managed properly. However, the return on equity has improved recently, reflecting better profitability. The equity ratio remains stable, suggesting a balanced asset structure.

Cash Flow

Jimoto Holdings, Inc. has experienced significant fluctuations in free cash flow growth, with recent improvements. The operating cash flow to net income ratio is strong, indicating good cash generation relative to net income. However, the free cash flow to net income ratio suggests potential volatility in cash flow management.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	34.41B	34.33B	34.22B	33.86B	36.70B	40.30B
Gross Profit	34.41B	32.48B	33.95B	33.63B	36.41B	39.91B
EBITDA	3.47B	3.61B	-22.02B	-3.62B	5.63B	-1.18B
Net Income	1.76B	1.56B	-23.46B	-7.08B	2.58B	-3.18B
Balance Sheet
Total Assets	2.58T	2.48T	2.68T	2.66T	2.70T	2.66T
Cash, Cash Equivalents and Short-Term Investments	0.00	168.16B	358.62B	222.27B	224.83B	203.94B
Total Debt	108.46B	82.93B	128.76B	68.92B	82.99B	50.90B
Total Liabilities	2.50T	2.39T	2.60T	2.58T	2.60T	2.55T
Stockholders Equity	84.10B	82.47B	83.39B	77.50B	100.67B	116.20B
Cash Flow
Free Cash Flow	0.00	29.99B	-8.08B	-21.38B	27.98B	95.03B
Operating Cash Flow	0.00	30.42B	-5.35B	-19.97B	28.96B	96.88B
Investing Cash Flow	0.00	-6.87B	129.91B	19.55B	-7.98B	-84.95B
Financing Cash Flow	0.00	-213.89B	19.64B	-656.00M	-698.00M	2.69B

Jimoto Holdings, Inc. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 434.00
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7161, the sentiment is Neutral. The current price of 434 is below the 20-day moving average (MA) of 564.25, below the 50-day MA of 490.98, and above the 200-day MA of 409.20, indicating a neutral trend. The MACD of 15.01 indicates Positive momentum. The RSI at 40.17 is Neutral, neither overbought nor oversold. The STOCH value of 3.39 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:7161.

Jimoto Holdings, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8349	72 Outperform	¥14.97B	9.31	―	3.58%	13.77%	19.08%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
8365	66 Neutral	¥12.22B	21.28	―	2.68%	5.57%	-23.26%
8563	66 Neutral	¥13.29B	7.04	―	3.74%	5.91%	5.03%
8416	65 Neutral	¥10.53B	8.64	―	2.74%	7.74%	-92.49%
7161	64 Neutral	¥14.55B	2.96	―	1.24%	5.92%	―
8562	53 Neutral	¥12.41B	8.11	―	1.89%	8.11%	68.98%