Financial Products Group Co., Ltd. (JP:7148)
:7148
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Financial Products Group Co., Ltd.
(7148)
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Rating:67Neutral
Price Target:
¥1,800.00
▼(-6.25% Downside)
Action:ReiteratedDate:12/11/25
The company's strong financial performance, particularly in revenue growth and profitability, is a key strength. Valuation metrics are favorable, with a low P/E ratio and high dividend yield. However, technical indicators suggest bearish momentum, which could pose short-term risks.
Positive Factors
Revenue Growth & Profitability
Sustained revenue growth (10.76% in the latest year) combined with healthy gross and net margins indicates the firm’s fee-based structured finance model is scaling efficiently. Durable fee income and margin control support recurring profitability and reinvestment capacity over 2–6 months.
Negative Factors
Remaining Elevated Leverage
Although leverage has improved, absolute debt levels remain elevated relative to equity. High structural leverage magnifies earnings and cash-flow sensitivity to interest rates, asset valuations and downturns in real estate markets, constraining strategic flexibility and raising refinancing risk.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth & Profitability
Sustained revenue growth (10.76% in the latest year) combined with healthy gross and net margins indicates the firm’s fee-based structured finance model is scaling efficiently. Durable fee income and margin control support recurring profitability and reinvestment capacity over 2–6 months.
Read all positive factors
Financial Products Group Co., Ltd. (7148) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥130.63B
Dividend Yield6.91%
Average Volume (3M)351.98K
Price to Earnings (P/E)9.5
Beta (1Y)1.18
Revenue Growth20.40%
EPS Growth-9.96%
CountryJP
Employees355
SectorFinancial
Sector Strength70
IndustryFinancial - Conglomerates
Share Statistics
EPS (TTM)50.50
Shares Outstanding83,803,600
10 Day Avg. Volume272,250
30 Day Avg. Volume351,976
Financial Highlights & Ratios
PEG Ratio-1.11
Price to Book (P/B)3.50
Price to Sales (P/S)1.54
P/FCF Ratio1.88
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)191.1
Revenue Forecast (FY)¥58.50B
Financial Products Group Co., Ltd. Business Overview & Revenue Model
Company Description
Financial Products Group Co., Ltd. provides various financial services in Japan. The company is involved in the leasing fund business for aircraft, marine transport containers, and ships. It also engages in the real estate fund, insurance sales, M...
How the Company Makes Money
Financial Products Group Co., Ltd. generates revenue primarily through fees and commissions from its structured finance products and services, including the arrangement of real estate investments, securitization, and other advanced financial instr...
Financial Products Group Co., Ltd. Financial Statement Overview
Summary
Income Statement
85
Very Positive
Balance Sheet
70
Positive
Cash Flow
60
Neutral
| Breakdown | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 129.76B | 107.78B | 71.15B | 59.19B | 14.92B |
| Gross Profit | 36.05B | 38.35B | 26.31B | 18.63B | 11.68B |
| EBITDA | 27.92B | 30.65B | 19.24B | 13.01B | 5.84B |
| Net Income | 18.16B | 20.46B | 12.47B | 8.47B | 2.95B |
Balance Sheet | |||||
| Total Assets | 126.86B | 230.62B | 183.68B | 158.05B | 91.90B |
| Cash, Cash Equivalents and Short-Term Investments | 15.44B | 18.45B | 16.63B | 13.61B | 21.29B |
| Total Debt | 54.00B | 149.62B | 112.94B | 99.85B | 53.50B |
| Total Liabilities | 69.67B | 177.29B | 139.38B | 121.89B | 62.51B |
| Stockholders Equity | 57.06B | 53.21B | 44.19B | 36.07B | 29.24B |
Cash Flow | |||||
| Free Cash Flow | 106.08B | -46.49B | -6.92B | -48.77B | 10.92B |
| Operating Cash Flow | 106.22B | -45.49B | 2.44B | -48.52B | 11.00B |
| Investing Cash Flow | 806.00M | 6.57B | -9.36B | -552.00M | -1.15B |
| Financing Cash Flow | -110.87B | 24.23B | 7.34B | 43.65B | -31.92B |
Financial Products Group Co., Ltd. Technical Analysis
Negative
1920.00
Price Trends
1908.30
Negative
1988.90
Negative
2122.07
Negative
Market Momentum
-90.10
Positive
36.49
Neutral
44.38
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7148, the sentiment is Negative. The current price of 1920 is above the 20-day moving average (MA) of 1764.15, above the 50-day MA of 1908.30, and below the 200-day MA of 2122.07, indicating a bearish trend. The MACD of -90.10 indicates Positive momentum. The RSI at 36.49 is Neutral, neither overbought nor oversold. The STOCH value of 44.38 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7148.
Financial Products Group Co., Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | ¥199.56B | 6.74 | ― | 4.01% | -2.39% | -4.54% | |
74 Outperform | ¥245.23B | 12.14 | 14.00% | 5.13% | 3.27% | -1.81% | |
72 Outperform | ¥181.64B | 13.86 | 6.77% | 3.66% | 54.96% | -0.61% | |
72 Outperform | ¥186.27B | 7.61 | 7.40% | 5.60% | 3.10% | 17.73% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥130.63B | 9.51 | ― | 6.91% | 20.40% | -9.96% | |
43 Neutral | ¥171.33B | 13.27 | 7.26% | 4.16% | 14.69% | -114.36% |
* Financial Sector Average
JP:7148
Financial Products Group Co., Ltd.
1,630.00
-366.99
-18.38%
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7.78%
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38.43%
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84.40%
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336.41
59.37%
Financial Products Group Co., Ltd. Corporate Events
Financial Partners Group Slashes FY2026 Forecasts Amid Japan Tax Reform Uncertainty
Mar 26, 2026
Financial Partners Group has been reassessing the impact of Japan’s FY2026 tax reform outline, which may significantly reduce or eliminate inheritance and gift tax benefits for real estate fractional investment products. In response, the com...
Financial Partners Group Cuts FY2026 Earnings and Dividend Outlook on Tax Reform Impact
Mar 26, 2026
Financial Partners Group Co., Ltd. has sharply revised down its consolidated earnings forecast for the fiscal year ending September 30, 2026, cutting projected net sales by 36.5% and profit attributable to owners of parent by 26.1%. While the Leas...
Financial Partners Group Secures ¥16.5 Billion Committed Credit Line From MUFG Bank
Mar 18, 2026
Financial Partners Group Co., Ltd. has renewed a committed credit line agreement arranged by MUFG Bank, securing a funding facility of JPY 16.5 billion with a commitment termination date of March 30, 2027. The facility, alongside existing credit a...
Financial Partners Group Completes Treasury Share Disposal for Employee Stock Compensation
Mar 2, 2026
Financial Partners Group Co., Ltd. has completed the payment procedures for the disposal of treasury shares used as restricted stock compensation for employees, following a Board of Directors resolution made on January 22, 2026. The company dispos...
Financial Partners Group’s Q1 Profit Drops but Full-Year Outlook and Dividend Plan Intact
Jan 29, 2026
Financial Partners Group reported a sharp year-on-year decline in first-quarter consolidated results for the fiscal year ending September 30, 2026, with net sales down 46.4% to ¥14,997 million, operating income down 17.2% to ¥6,362 milli...
Financial Partners Group to Grant Restricted Stock to Employees Through Treasury Share Disposal
Jan 22, 2026
Financial Partners Group Co., Ltd. has approved the disposal of 5,970 treasury shares as restricted stock compensation to 12 employees, with a total value of approximately ¥12.4 million based on a per-share price of ¥2,082. The program i...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.