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PBsystems, Inc. (JP:4447)
:4447
Japanese Market
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PBsystems, Inc. (4447) AI Stock Analysis

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JP:4447

PBsystems, Inc.

(4447)

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Neutral 55 (OpenAI - 5.2)
Rating:55Neutral
Price Target:
¥484.00
▼(-1.43% Downside)
Action:Reiterated
Date:03/24/26
The score is primarily supported by a very strong, low-risk balance sheet and improved latest-year cash generation. It is held back by the sharp 2025 revenue and margin decline, weak technical momentum (below key moving averages with negative MACD), and an extremely high P/E that outweighs the benefit of the dividend yield.
Positive Factors
Zero debt and ample equity
A zero-debt balance sheet with substantial equity and assets materially lowers financial risk and preserves strategic optionality. Over a multi‑month horizon this durability supports capital allocation flexibility, weathering demand shocks, and the ability to invest in product or go-to-market initiatives without refinancing pressure.
Negative Factors
Sharp revenue and margin decline in 2025
A ~21% revenue drop and material margin compression signal weakened demand or pricing power, reducing intrinsic earning capacity. Unless revenue stabilizes, this deterioration can persistently lower operating leverage and free cash flow generation, constraining reinvestment and shareholder returns over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Zero debt and ample equity
A zero-debt balance sheet with substantial equity and assets materially lowers financial risk and preserves strategic optionality. Over a multi‑month horizon this durability supports capital allocation flexibility, weathering demand shocks, and the ability to invest in product or go-to-market initiatives without refinancing pressure.
Read all positive factors

PBsystems, Inc. (4447) vs. iShares MSCI Japan ETF (EWJ)

PBsystems, Inc. Business Overview & Revenue Model

Company Description
Established in Fukuoka, Japan, in 1997, PBsystems, Inc. specializes in constructing secure cloud systems throughout the country. The company's product lineup includes a dedicated tool for form printing within Citrix and Microsoft remote desktop en...

PBsystems, Inc. Financial Statement Overview

Summary
Strong balance sheet with zero debt and ample equity provides low financial risk (Balance Sheet Score 82). Cash flow rebounded in 2025 with solid operating and free cash flow, though historically volatile (Cash Flow Score 62). The main drag is weaker profitability: 2025 revenue fell ~21% and margins compressed sharply (Income Statement Score 56).
Income Statement
56
Neutral
Balance Sheet
82
Very Positive
Cash Flow
62
Positive
BreakdownSep 2025Sep 2024Sep 2023Sep 2022Sep 2021
Income Statement
Total Revenue2.63B3.11B2.90B2.50B2.17B
Gross Profit697.46M890.97M737.34M669.22M628.25M
EBITDA136.72M376.17M304.38M269.14M229.96M
Net Income85.59M255.82M205.50M183.72M164.81M
Balance Sheet
Total Assets1.82B2.87B1.98B1.91B1.57B
Cash, Cash Equivalents and Short-Term Investments776.74M847.53M1.05B653.63M793.30M
Total Debt0.0024.28M66.09M117.91M173.94M
Total Liabilities666.72M1.44B718.83M1.02B835.78M
Stockholders Equity1.15B1.44B1.26B891.27M731.90M
Cash Flow
Free Cash Flow180.35M21.81M363.53M-77.75M217.52M
Operating Cash Flow190.94M58.42M385.32M-73.11M232.45M
Investing Cash Flow-326.71M-48.03M-24.80M-4.64M-14.92M
Financing Cash Flow-393.12M-122.68M97.30M-56.09M-80.93M

PBsystems, Inc. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price491.00
Price Trends
50DMA
441.88
Positive
100DMA
456.66
Negative
200DMA
480.63
Negative
Market Momentum
MACD
-1.48
Negative
RSI
62.44
Neutral
STOCH
83.33
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4447, the sentiment is Positive. The current price of 491 is above the 20-day moving average (MA) of 431.30, above the 50-day MA of 441.88, and above the 200-day MA of 480.63, indicating a neutral trend. The MACD of -1.48 indicates Negative momentum. The RSI at 62.44 is Neutral, neither overbought nor oversold. The STOCH value of 83.33 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:4447.

PBsystems, Inc. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
70
Outperform
¥3.15B12.502.74%27.97%66.05%
69
Neutral
¥2.96B20.8821.42%-14.33%
60
Neutral
¥3.63B15.613.09%-35.38%
59
Neutral
¥3.13B29.0229.34%6.57%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
55
Neutral
¥2.85B27.424.17%-17.71%-49.64%
46
Neutral
¥2.33B17.3837.21%431.97%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:4447
PBsystems, Inc.
446.00
-91.76
-17.06%
JP:4069
BlueMeme Inc.
672.00
-621.00
-48.03%
JP:5028
SecondXight Analytica,Inc.
395.00
1.00
0.25%
JP:5256
Fusic Co.,Ltd.
2,299.00
110.00
5.03%
JP:5257
NOVA SYSTEM CO.,LTD.
2,585.00
-162.21
-5.90%
JP:6633
C&G SYSTEMS INC.
332.00
29.29
9.68%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Mar 24, 2026