ZUU Co., Ltd. (JP:4387)
:4387
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ZUU Co., Ltd.
(4387)
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Rating:42Neutral
Price Target:
¥515.00
▼(-17.86% Downside)
Action:Reiterated
Date:05/18/26
The score is weighed down primarily by deteriorating financial performance (return to sizable losses, higher leverage, and two consecutive years of negative operating/free cash flow). Technicals add pressure with a clear downtrend and negative MACD, while valuation offers limited support due to negative earnings and no provided dividend yield.
Positive Factors
Business model: financial media + fintech services
ZUU's combination of consumer-facing financial media and B2B fintech marketing services creates diversified, recurring revenue channels. Media drives audience and lead flow while services monetize institutional demand for digital acquisition, providing a structural multi-product moat versus single-service peers.
Negative Factors
Revenue decline and recent net loss
A multiyear swing to negative profitability with a -15% net margin reflects weakened product demand or pricing pressure. Persistent revenue declines reduce scale benefits, hinder investment capacity, and make returning to sustainable profits more difficult without clear, durable revenue recovery drivers.
Read all positive and negative factors
Positive Factors
Negative Factors
Business model: financial media + fintech services
ZUU's combination of consumer-facing financial media and B2B fintech marketing services creates diversified, recurring revenue channels. Media drives audience and lead flow while services monetize institutional demand for digital acquisition, providing a structural multi-product moat versus single-service peers.
Read all positive factors
ZUU Co., Ltd. (4387) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥2.42B
Dividend YieldN/A
Average Volume (3M)14.59K
Price to Earnings (P/E)―
Beta (1Y)0.45
Revenue Growth-12.41%
EPS Growth-431.47%
CountryJP
Employees149
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)-24.09
Shares Outstanding4,749,860
10 Day Avg. Volume17,220
30 Day Avg. Volume14,593
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)2.66
Price to Sales (P/S)1.10
P/FCF Ratio-13.52
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
ZUU Co., Ltd. Business Overview & Revenue Model
Company Description
ZUU Co.,Ltd. operates fintech platforms in Japan and Singapore. The company offers fintech support services; PDCA Cloud, which provides a method to change organizational performance and profit margin as a SaaS service; and loan-type and stock inve...
How the Company Makes Money
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ZUU Co., Ltd. Financial Statement Overview
Summary
Income Statement
34
Negative
Balance Sheet
45
Neutral
Cash Flow
28
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2.84B | 2.62B | 2.99B | 2.90B | 3.40B | 3.38B |
| Gross Profit | 1.76B | 1.47B | 1.96B | 1.90B | 2.43B | 2.43B |
| EBITDA | -211.50M | -113.76M | 727.89M | 33.41M | 190.21M | -252.45M |
| Net Income | -113.72M | -398.11M | 120.10M | -45.16M | 90.03M | -230.72M |
Balance Sheet | ||||||
| Total Assets | 9.31B | 17.45B | 9.65B | 9.33B | 3.07B | 2.01B |
| Cash, Cash Equivalents and Short-Term Investments | 1.94B | 1.77B | 2.65B | 1.84B | 1.49B | 1.04B |
| Total Debt | 566.75M | 870.44M | 297.18M | 260.48M | 125.67M | 19.17M |
| Total Liabilities | 2.45B | 5.58B | 3.35B | 4.41B | 1.71B | 812.07M |
| Stockholders Equity | 1.22B | 1.09B | 1.39B | 1.30B | 1.34B | 1.19B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -213.58M | -773.81M | 87.93M | 399.88M | -194.26M |
| Operating Cash Flow | 0.00 | -213.26M | -737.65M | 120.56M | 409.85M | -186.42M |
| Investing Cash Flow | 0.00 | 765.23M | -564.03M | -3.09B | -106.64M | -88.56M |
| Financing Cash Flow | 0.00 | -1.21B | 2.08B | 3.31B | 154.28M | 56.60M |
ZUU Co., Ltd. Technical Analysis
Negative
627.00
Price Trends
598.88
Negative
630.81
Negative
643.84
Negative
Market Momentum
-17.79
Negative
32.48
Neutral
11.83
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4387, the sentiment is Negative. The current price of 627 is above the 20-day moving average (MA) of 546.55, above the 50-day MA of 598.88, and below the 200-day MA of 643.84, indicating a bearish trend. The MACD of -17.79 indicates Negative momentum. The RSI at 32.48 is Neutral, neither overbought nor oversold. The STOCH value of 11.83 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:4387.
ZUU Co., Ltd. Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | ¥4.77B | 4.20 | ― | 2.20% | 21.20% | 126.40% | |
70 Outperform | ¥9.18B | 12.97 | ― | 1.48% | 12.08% | 12.32% | |
70 Outperform | ¥22.68B | 7.22 | ― | 4.58% | 6.58% | 35.23% | |
65 Neutral | ¥7.50B | 23.23 | ― | ― | 4.31% | -77.64% | |
64 Neutral | ¥30.90B | 15.62 | ― | ― | 32.07% | 349.54% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
42 Neutral | ¥2.42B | -7.25 | ― | ― | -12.41% | -431.47% |
* Technology Sector Average
JP:4387
ZUU Co., Ltd.
509.00
-201.00
-28.31%
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Paycloud Holdings Inc.
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Property Data Bank, Inc.
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BASE, Inc.
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-142.04
-35.15%
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PCA Corporation
1,200.00
-479.09
-28.53%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.