Capital Asset Planning, Inc. (3965) AI Stock Analysis

• Market Cap: ¥4.60B
• Dividend Yield: 2%
• Average Volume (3M): 4.60K
• Price to Earnings (P/E): 19.3
• Beta (1Y): 0.26
• Revenue Growth: 3.29%
• EPS Growth: -17.15%
• Country: JP
• Employees: 360
• Sector: Technology
• Sector Strength: 91
• Industry: Software - Application
• EPS (TTM): 46.17
• Shares Outstanding: 5,747,616
• 10 Day Avg. Volume: 4,350
• 30 Day Avg. Volume: 4,600
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ¥850.00
• Price Target Upside: 6.25% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0

• Rating: 70 Outperform
• Price Target: ¥856.00 ▲(7.00%Upside)

The overall stock score is primarily influenced by strong technical indicators and a fair valuation. The financial performance shows stable revenue growth but highlights challenges in profitability and cash flow management. The absence of earnings call data and corporate events means these factors do not impact the score.

Capital Asset Planning, Inc. Business Overview & Revenue Model

Company Description

Capital Asset Planning, Inc. (3965) is a financial services firm specializing in asset management and investment planning for a diverse range of clients, including individuals, corporations, and institutional investors. The company operates in the financial sector, focusing on providing strategic financial advice, portfolio management, and customized investment solutions to help clients optimize their asset allocations and achieve their financial goals.

How the Company Makes Money

Capital Asset Planning, Inc. generates revenue primarily through management fees charged on assets under management (AUM) from its investment portfolios. The company may also earn performance-based fees tied to the success of its investment strategies. Additional revenue streams could include advisory fees for financial planning services, commissions from financial product sales, and partnerships with other financial institutions that enhance its service offerings. Significant partnerships with banks, insurance companies, or investment platforms may further contribute to its earnings by expanding its client base and service capabilities.

Capital Asset Planning, Inc. Financial Statement Overview

Summary

Capital Asset Planning, Inc. shows solid financial performance with consistent revenue growth and stable margins. The balance sheet is strong with low leverage, but cash flow management needs improvement due to recent negative operating cash flow.

Income Statement

The company has shown consistent revenue growth, with a TTM (Trailing-Twelve-Months) revenue of 8.29 billion, up from 8.17 billion in the previous annual report. Gross profit margin remains steady at around 20%, and net profit margin has improved to 1.9% in TTM. However, EBIT and EBITDA margins have slightly decreased, indicating a need for cost management to sustain profitability.

Balance Sheet

The balance sheet is strong with a low debt-to-equity ratio of 0.39, reflecting solid financial stability. The equity ratio is healthy at 59.2%, indicating a stable asset base. The company's leverage is well-managed, with a negative net debt position, enhancing financial flexibility.

Cash Flow

Cash flow analysis shows some volatility, as operating cash flow was negative in the latest annual report, contrasting with a positive cash flow in previous years. The free cash flow growth rate is not calculable due to negative values, which could indicate challenges in cash generation. Monitoring cash flow management is crucial for future stability.

Breakdown	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020
Income Statement
Total Revenue	8.18B	8.05B	6.75B	6.63B	6.88B
Gross Profit	1.73B	1.66B	983.87M	1.27B	1.31B
EBITDA	613.21M	761.85M	53.22M	387.13M	350.88M
Net Income	156.75M	221.62M	-248.38M	69.57M	89.28M
Balance Sheet
Total Assets	5.66B	5.55B	5.10B	5.87B	5.68B
Cash, Cash Equivalents and Short-Term Investments	1.41B	1.89B	1.21B	1.89B	1.42B
Total Debt	1.44B	1.34B	1.38B	1.65B	1.56B
Total Liabilities	2.36B	2.40B	2.16B	2.63B	2.47B
Stockholders Equity	3.30B	3.15B	2.94B	3.24B	3.21B
Cash Flow
Free Cash Flow	-429.50M	879.67M	-460.04M	486.59M	-777.28M
Operating Cash Flow	-283.41M	1.22B	-182.17M	996.62M	-458.28M
Investing Cash Flow	-178.02M	-433.68M	-164.65M	-525.36M	-362.46M
Financing Cash Flow	11.15M	-104.54M	-335.00M	4.71M	-21.45M

Capital Asset Planning, Inc. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 800.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3965, the sentiment is Positive. The current price of 800 is above the 20-day moving average (MA) of 775.70, above the 50-day MA of 767.46, and above the 200-day MA of 747.56, indicating a bullish trend. The MACD of 7.25 indicates Negative momentum. The RSI at 81.95 is Negative, neither overbought nor oversold. The STOCH value of 98.10 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3965.

Capital Asset Planning, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
3816	75 Outperform	¥4.44B	11.85	7.33%	1.64%	-3.34%	16.67%
3965	70 Outperform	¥4.60B	19.28		2.00%	3.29%	-17.15%
4167	69 Neutral	¥3.69B	28.04		―	10.24%	280.31%
Sector *	69 Neutral	¥234.01B	14.95	7.54%	2.58%	9.26%	5.89%
4829	66 Neutral	¥4.66B	214.96		2.50%	-0.26%	-75.64%
3967	54 Neutral	¥4.53B	17.07		―	12.16%	-478.94%