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Japan Living Warranty, Inc.
(7320)
Japan Living Warranty, Inc. (7320) vs. iShares MSCI Japan ETF (EWJ)
Japan Living Warranty, Inc. Business Overview & Revenue Model
Japan Living Warranty, Inc. Financial Statement Overview
| Breakdown | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 6.71B | 5.36B | 3.92B | 3.31B | 2.62B |
| Gross Profit | 4.81B | 4.00B | 2.79B | 2.19B | 1.66B |
| EBITDA | -604.05M | 1.52B | 1.18B | 857.85M | 460.03M |
| Net Income | -628.14M | 973.30M | 751.28M | 546.44M | 243.22M |
Balance Sheet | |||||
| Total Assets | 29.62B | 24.59B | 21.59B | 16.22B | 14.47B |
| Cash, Cash Equivalents and Short-Term Investments | 3.30B | 2.80B | 4.30B | 3.56B | 5.67B |
| Total Debt | 2.28B | 2.51B | 2.57B | 1.44B | 652.88M |
| Total Liabilities | 25.43B | 21.59B | 19.28B | 14.98B | 13.69B |
| Stockholders Equity | 4.17B | 3.01B | 1.95B | 1.24B | 779.32M |
Cash Flow | |||||
| Free Cash Flow | 2.09B | 539.65M | 1.63B | -482.37M | 4.81B |
| Operating Cash Flow | 2.10B | 922.42M | 1.86B | 292.82M | 5.12B |
| Investing Cash Flow | -1.34B | -2.09B | -1.90B | -3.17B | -1.63B |
| Financing Cash Flow | -549.55M | 168.00M | 783.35M | 748.24M | 420.13M |
Japan Living Warranty, Inc. Technical Analysis
Japan Living Warranty, Inc. Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | ¥32.62B | 9.07 | ― | ― | 72.32% | 1424.97% | |
74 Outperform | ¥27.06B | 18.07 | ― | 3.49% | 3.45% | 35.36% | |
71 Outperform | ¥37.36B | 16.27 | ― | 1.75% | 17.36% | 70.92% | |
67 Neutral | ¥26.69B | 19.06 | ― | 1.34% | 16.06% | 31.24% | |
63 Neutral | $10.79B | 15.43 | 7.44% | 2.01% | 2.89% | -14.66% | |
44 Neutral | ¥19.23B | -37.06 | ― | 0.98% | 18.21% | -179.11% |
Japan Living Warranty, Inc. Corporate Events
Solvvy Inc. reported record-high net sales for the second quarter of FY2026 and ordinary profit exceeding 1 billion yen, achieving its first-half plan and maintaining its full-year earnings outlook. Strong performance in housing-related warranty products and recovering non-housing segments, following normalization of GIGA warranty operations, underscore stable growth momentum.
The company is accelerating expansion into non-housing areas by replicating its successful housing business model, including new support services for universities and cultural centers coping with population decline. In response to evolving business conditions and to enhance capital flexibility, Solvvy decided to purchase 300 million yen of its own shares as part of its financial strategy.
The most recent analyst rating on (JP:7320) stock is a Hold with a Yen1411.00 price target. To see the full list of analyst forecasts on Japan Living Warranty, Inc. stock, see the JP:7320 Stock Forecast page.
Solvvy Inc. reported consolidated net sales of ¥3,276 million for the six months to December 31, 2025, up 9.9% year on year, while operating profit fell 16.6% to ¥557 million but ordinary profit rose 21.9% to ¥1,044 million. Profit attributable to owners of parent more than doubled to ¥698 million, lifting earnings per share to ¥60.90 and improving the equity ratio to 15.9% as total assets increased to ¥31,327 million.
The company raised interim shareholder returns with a ¥10 dividend per share for the current fiscal year and is guiding for full-year net sales of ¥8,200 million and operating profit of ¥2,100 million, both showing solid growth over the prior year. Rising treasury shares and higher forecast earnings indicate an emphasis on capital policy and profitability, positioning Solvvy for improved returns to investors despite short-term pressure on operating margins.
The most recent analyst rating on (JP:7320) stock is a Hold with a Yen1411.00 price target. To see the full list of analyst forecasts on Japan Living Warranty, Inc. stock, see the JP:7320 Stock Forecast page.
Solvvy Inc. has announced that its board of directors has approved a share buyback program, authorizing the repurchase of up to 220,000 common shares, equivalent to 1.88% of its outstanding shares excluding treasury stock. The company plans to spend up to 300 million yen on the buyback, which will be conducted through market purchases on the Tokyo Stock Exchange between February 16 and May 31, 2026, as part of efforts to execute flexible capital policies.
The move underscores Solvvy’s intention to adjust its capital structure in line with shifts in its operating environment and may provide support to its share price while signaling confidence in its own business outlook. The company noted that the buyback may be carried out in whole or in part depending on market conditions, and currently holds 313,660 treasury shares against 11,683,594 issued shares excluding treasury stock.
The most recent analyst rating on (JP:7320) stock is a Hold with a Yen1411.00 price target. To see the full list of analyst forecasts on Japan Living Warranty, Inc. stock, see the JP:7320 Stock Forecast page.
Solvvy Inc. has approved an interim dividend of 10 yen per share for shareholders of record on December 31, 2025, totaling 116 million yen and payable on March 16, 2026. The payout, funded from retained earnings, aligns with the company’s previously announced forecast and reflects its policy of targeting a 30% dividend payout ratio.
The company aims to provide transparent and predictable shareholder returns through progressive dividends, reinforcing confidence in its financial stability and capital allocation discipline. For the fiscal year ending June 2026, Solvvy is planning total annual dividends of 20 yen per share, compared with 14 yen per share in the previous fiscal year after adjusting for a 2-for-1 stock split.
The most recent analyst rating on (JP:7320) stock is a Hold with a Yen1411.00 price target. To see the full list of analyst forecasts on Japan Living Warranty, Inc. stock, see the JP:7320 Stock Forecast page.
Solvvy Inc. reported that net sales and operating profit for the second quarter of the fiscal year ending June 30, 2026, fell short of earlier forecasts, with net sales down about 9% and operating profit down over 30%, mainly because the company concentrated resources in the first quarter on normalizing operations for its GIGA Tablet warranty program in the education ICT segment, which temporarily delayed sales activities in non-residential markets. Despite this shortfall, ordinary profit and profit attributable to owners of the parent slightly exceeded forecasts thanks to stable returns from real estate–focused asset management, and the company has left its full-year earnings forecast unchanged, signaling confidence in a recovery driven by strong expected performance across all segments in the second half.
Management explained that the normalization of GIGA Tablet operations was largely completed by the second quarter, allowing non-residential sales activities and performance to rebound, though not enough to offset the earlier delays in the cumulative first half. The decision to maintain full-year guidance suggests that the impact of the first-quarter disruption is viewed as temporary, and stakeholders are being advised that only if future conditions materially affect the consolidated outlook will the company revise and disclose new forecasts.
The most recent analyst rating on (JP:7320) stock is a Hold with a Yen1411.00 price target. To see the full list of analyst forecasts on Japan Living Warranty, Inc. stock, see the JP:7320 Stock Forecast page.