Sustained Revenue GrowthHigh reported revenue growth (22.24%) indicates durable expansion of fee-bearing AUM and client mandate wins. For an advisory firm with AUM-based fees this trend supports recurring revenue, scales with assets under management, and strengthens long-term top-line predictability.

Conservative LeverageLow debt-to-equity (0.37) and a 57.1% equity ratio provide financial flexibility to invest in product development and weather market stress. Conservative leverage reduces solvency risk, supports client trust, and preserves capacity for strategic acquisitions or capital returns.

Improved Cash GenerationRecent positive operating and free cash flows with FCF/net income ~0.88 show efficient conversion of earnings into cash. Reliable cash generation supports reinvestment, fee-funded growth, dividend capacity and reduces dependence on external financing over the medium term.

Bears Say

Low Net Profit MarginA net margin near 4.15% is modest for a services firm, limiting retained earnings and reinvestment capacity. Low profitability reduces buffers against client outflows or fee compression and constrains long-term ability to scale operating leverage without margin improvement.

Cash Flow VolatilityEven with recent positive cash flow, historical volatility in cash generation creates planning uncertainty for hiring, technology investment and distributions. Variable cash flows can force short-term financing or delay strategic initiatives during downturns.

Moderate Return On EquityA moderate ROE implies the firm may not be extracting full value from shareholders' capital. Persistent middling returns can hinder long-term shareholder value creation unless management raises asset efficiency, pricing power, or mix toward higher-margin services.

3965 FAQ

What was Capital Asset Planning, Inc.’s price range in the past 12 months?

Capital Asset Planning, Inc. lowest stock price was ¥700.00 and its highest was ¥912.00 in the past 12 months.

What is Capital Asset Planning, Inc.’s market cap?

Capital Asset Planning, Inc.’s market cap is ¥4.91B.

When is Capital Asset Planning, Inc.’s upcoming earnings report date?

Capital Asset Planning, Inc.’s upcoming earnings report date is May 08, 2026 which is in 60 days.

How were Capital Asset Planning, Inc.’s earnings last quarter?

Capital Asset Planning, Inc. released its earnings results on Feb 12, 2026. The company reported ¥20.11 earnings per share for the quarter, beating the consensus estimate of N/A by ¥20.11.

Is Capital Asset Planning, Inc. overvalued?

According to Wall Street analysts Capital Asset Planning, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Capital Asset Planning, Inc. pay dividends?

Capital Asset Planning, Inc. pays a Semiannually dividend of ¥9.5 which represents an annual dividend yield of 2.2%. See more information on Capital Asset Planning, Inc. dividends here

What is Capital Asset Planning, Inc.’s EPS estimate?

Capital Asset Planning, Inc.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Capital Asset Planning, Inc. have?

Capital Asset Planning, Inc. has 5,759,057 shares outstanding.

What happened to Capital Asset Planning, Inc.’s price movement after its last earnings report?

Capital Asset Planning, Inc. reported an EPS of ¥20.11 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.743%.

Which hedge fund is a major shareholder of Capital Asset Planning, Inc.?

Currently, no hedge funds are holding shares in JP:3965

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Capital Asset Planning, Inc.

Capital Asset Planning, Inc. provides system integration services in Japan and internationally. The company offers application systems for life insurance companies, including insurance design/application issuance, insurance information provision site for customer relationship management, and system construction for Web and PC, as well as life planning, public pension estimation, and retirement simulation system construction services. It also provides systems for banks and securities companies, such as investment trust/life insurance and individual annuity insurance counter sales support, counter sales portfolio design, individual stock selection, information provision system for defined contribution pension policyholders, and future fund management forecast. In addition, the company offers Wealth Management Workstation (WMW), an integrated asset management system in the cloud computing environment; and estate planning services for asset practitioners using WMW. In addition, the company offers financial planning education, other portfolio and life insurance theories, real estate business, and private banking education consisting of tax law services; and develops and distributes education content. Capital Asset Planning, Inc. was founded in 1990 and is headquartered in Osaka, Japan.