Fisco Ltd. (3807) AI Stock Analysis

• Market Cap: ¥5.04B
• Dividend Yield: N/A
• Average Volume (3M): 358.30K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.03
• Revenue Growth: 34.00%
• EPS Growth: 99.28%
• Country: JP
• Employees: 29
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Data & Stock Exchanges
• EPS (TTM): -0.52
• Shares Outstanding: 45,908,222
• 10 Day Avg. Volume: 283,360
• 30 Day Avg. Volume: 358,303
• PEG Ratio: 6.51
• Price to Book (P/B): 4.70
• Price to Sales (P/S): 6.31
• P/FCF Ratio: 79.32K
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 42 Neutral
• Price Target: ¥103.00 ▼(-11.21% Downside)
• Action: Reiterated Date: 03/24/26
• Date: Action: Reiterated 03/24/26

The score is weighed down primarily by weak and volatile cash generation and the lack of sustained profitability despite improved 2025 margins. Technicals also remain soft with the stock trading below major moving averages and negative MACD. Valuation offers limited support because earnings are negative and no dividend yield is provided.

Positive Factors

Low Leverage / Strong Balance Sheet

Debt-to-equity of ~0.01 in 2025 indicates extremely low financial leverage, materially reducing refinancing and interest-rate risk. This conservatively levered position gives management durable flexibility to fund operations or strategic moves without heavy debt servicing, improving resilience over the next several quarters.

Negative Factors

Volatile Cash Generation

Operating cash flow is only modestly positive in 2025 and free cash flow is near breakeven after negative FCF in 2024. This volatile, weak cash conversion limits the company's ability to self-fund growth or absorb shocks, raising the chance of external financing and constraining durable operational investments.

Fisco Ltd. Business Overview & Revenue Model

Company Description

FISCO Ltd. provides investment support services. It analyzes Japanese and overseas stocks; foreign exchanges; rates and bonds, including Japanese government, overseas, and corporate bonds; commodities; emerging markets; and market movements. The c...

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FISCO Ltd. provides investment support services. It analyzes Japanese and overseas stocks; foreign exchanges; rates and bonds, including Japanese government, overseas, and corporate bonds; commodities; emerging markets; and market movements. The c...

Fisco Ltd. Financial Statement Overview

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	720.44M	842.94M	867.88M	450.74M	1.18B	1.25B
Gross Profit	264.98M	494.48M	208.55M	19.38M	714.22M	774.89M
EBITDA	-3.05B	4.47M	-685.92M	-1.55B	-2.64B	5.37B
Net Income	-3.14B	-8.29M	-530.70M	-1.59B	-2.76B	3.80B
Balance Sheet
Total Assets	3.02B	2.67B	1.78B	2.09B	3.81B	5.38B
Cash, Cash Equivalents and Short-Term Investments	149.01M	228.36M	235.61M	528.93M	1.08B	1.13B
Total Debt	122.93M	8.00M	8.00M	109.70M	50.51M	83.51M
Total Liabilities	1.83B	1.54B	1.54B	1.80B	1.76B	1.76B
Stockholders Equity	1.19B	1.13B	240.50M	289.91M	2.05B	3.62B
Cash Flow
Free Cash Flow	0.00	67.00K	-76.84M	0.00	134.91M	298.59M
Operating Cash Flow	0.00	513.00K	-39.92M	0.00	170.77M	321.92M
Investing Cash Flow	0.00	-7.78M	90.36M	-46.93M	-40.28M	45.15M
Financing Cash Flow	0.00	0.00	-102.04M	-78.08M	-163.97M	-221.79M

Fisco Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 116.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3807, the sentiment is Negative. The current price of 116 is above the 20-day moving average (MA) of 110.60, above the 50-day MA of 115.30, and below the 200-day MA of 134.24, indicating a bearish trend. The MACD of -1.24 indicates Negative momentum. The RSI at 47.02 is Neutral, neither overbought nor oversold. The STOCH value of 71.85 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:3807.

Fisco Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8624	76 Outperform	¥47.15B	7.03	6.18%	4.42%	1.56%	-9.90%
8628	74 Outperform	¥249.09B	12.14	14.00%	5.13%	3.27%	-1.81%
8613	71 Outperform	¥69.64B	12.60	9.22%	6.15%	7.45%	45.25%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
4765	62 Neutral	¥80.59B	24.43	10.06%	3.75%	20.36%	9.29%
8698	43 Neutral	¥172.83B	13.27	7.26%	4.16%	14.69%	-114.36%
3807	42 Neutral	¥5.04B	-640.95	―	―	34.00%	99.28%