Fisco Ltd. (3807) AI Stock Analysis

• Market Cap: ¥6.78B
• Dividend Yield: N/A
• Average Volume (3M): 1.06M
• Price to Earnings (P/E): ―
• Beta (1Y): 1.12
• Revenue Growth: 54.92%
• EPS Growth: 65.21%
• Country: JP
• Employees: 29
• Sector: Financial
• Sector Strength: 81
• Industry: Financial - Data & Stock Exchanges
• EPS (TTM): -0.58
• Shares Outstanding: 45,908,222
• 10 Day Avg. Volume: 551,040
• 30 Day Avg. Volume: 1,056,460
• PEG Ratio: 0.01
• Price to Book (P/B): 2.96
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 45.09
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ¥170.00
• Price Target Upside: 14.86% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 41 Neutral
• Price Target: ¥146.00 ▼(-1.35%Downside)

Fisco Ltd.'s overall stock score is heavily impacted by its poor financial performance, characterized by negative profitability and cash flow issues. Technical analysis provides some optimism with neutral momentum, but valuation metrics further highlight financial struggles.

Fisco Ltd. Business Overview & Revenue Model

Company Description

Fisco Ltd. (3807) is a Japanese financial technology company that specializes in providing investment services and financial information. The company operates within the sectors of financial services, technology, and information dissemination, offering a range of products including investment advisory services, cryptocurrency-related financial products, and financial news distribution. Fisco Ltd. aims to leverage advanced technology to provide innovative financial solutions to its clients.

How the Company Makes Money

Fisco Ltd. generates revenue through multiple streams. The primary source of income is its investment advisory services, where the company charges fees for providing expert financial advice and portfolio management solutions. Additionally, Fisco Ltd. earns money through the distribution of financial news and information, offering subscription-based services for individuals and businesses seeking real-time market data and analysis. Another significant revenue stream comes from its cryptocurrency-related financial products, including trading and investment services in digital currencies. The company also engages in strategic partnerships and collaborations to enhance its market reach and product offerings, contributing to its overall earnings.

Fisco Ltd. Financial Statement Overview

Summary

Fisco Ltd. exhibits a troubled financial position with consistent losses affecting profitability metrics. Despite recent revenue growth, challenges in cost management and negative cash flows indicate poor financial health.

Income Statement

Fisco Ltd. has experienced significant revenue fluctuations, with a sharp decline from 2019 to 2023. The latest annual revenue growth is robust, but consistent losses are reflected in negative net profit margins. The EBIT and EBITDA margins are negative, indicating challenges in cost management and profitability.

Balance Sheet

The company maintains a relatively balanced debt-to-equity ratio, indicating moderate leverage. However, the declining equity ratio suggests increasing liabilities relative to assets, which could pose stability risks. Return on equity is negative due to persistent losses, which is a concern for investors.

Cash Flow

Cash flow from operations is negative, signaling challenges in generating cash from core activities. Although free cash flow has improved recently, it remains negative, indicating potential liquidity issues. The ratios to net income are not favorable due to negative net income.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	720.44M	867.88M	450.74M	1.18B	1.25B	1.12B
Gross Profit	260.55M	208.55M	19.38M	714.22M	774.89M	722.90M
EBITDA	-3.04B	-685.92M	-1.55B	-2.64B	5.37B	36.52M
Net Income	-3.14B	-530.70M	-1.59B	-2.76B	3.80B	66.62M
Balance Sheet
Total Assets	3.02B	1.78B	2.09B	3.81B	5.38B	2.72B
Cash, Cash Equivalents and Short-Term Investments	149.01M	203.39M	528.93M	295.76M	332.66M	187.39M
Total Debt	122.93M	8.00M	109.70M	50.51M	83.51M	168.64M
Total Liabilities	1.83B	1.54B	1.80B	1.76B	1.76B	1.42B
Stockholders Equity	1.19B	240.50M	289.91M	2.05B	3.62B	1.30B
Cash Flow
Free Cash Flow	0.00	-76.84M	-66.82M	134.91M	298.59M	-173.93M
Operating Cash Flow	0.00	-39.92M	-40.10M	170.77M	321.92M	-41.37M
Investing Cash Flow	0.00	90.36M	72.55M	-40.28M	45.15M	172.15M
Financing Cash Flow	0.00	-102.04M	-78.08M	-163.97M	-221.79M	-89.52M

Fisco Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 148.00
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3807, the sentiment is Positive. The current price of 148 is below the 20-day moving average (MA) of 155.40, below the 50-day MA of 157.74, and above the 200-day MA of 140.12, indicating a neutral trend. The MACD of -4.54 indicates Positive momentum. The RSI at 48.84 is Neutral, neither overbought nor oversold. The STOCH value of 55.93 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3807.

Fisco Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
7325	81 Outperform	¥6.49B	14.33		4.05%	23.67%	81.72%
7175	77 Outperform	¥5.81B	7.35		5.49%	-12.95%	-22.15%
Sector *	68 Neutral	¥717.08B	10.70	7.55%	3.31%	7.97%	15.90%
4765	67 Neutral	€55.78B	33.87	10.46%	4.26%	14.12%	3.63%
8700	64 Neutral	¥6.34B	16.13		3.75%	-3.33%	-24.24%
8798	44 Neutral	¥6.26B	―		10.84%	-29.87%	-21.60%
3807	41 Neutral	¥6.78B	―		―	54.92%	65.21%