Wealth Management Inc (3772) AI Stock Analysis

• Market Cap: ¥19.24B
• Dividend Yield: 1.99%
• Average Volume (3M): 32.40K
• Price to Earnings (P/E): 17.5
• Beta (1Y): 0.60
• Revenue Growth: -36.03%
• EPS Growth: -39.34%
• Country: JP
• Employees: 344
• Sector: Financial
• Sector Strength: 72
• Industry: Asset Management
• EPS (TTM): 115.96
• Shares Outstanding: 19,179,800
• 10 Day Avg. Volume: 19,830
• 30 Day Avg. Volume: 32,400
• PEG Ratio: -0.40
• Price to Book (P/B): 0.99
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ¥1,097.00
• Price Target Upside: 9.05% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 53 Neutral
• Price Target: ¥1,026.00 ▲(1.99%Upside)

The most significant factor affecting the stock score is the financial performance, which highlights the company's challenges with profitability and cash flow management. Technical analysis further indicates bearish momentum, impacting the stock negatively. Valuation provides some support, indicating the stock is fairly valued with a reasonable P/E ratio and dividend yield. There are no significant earnings call insights or corporate events to influence the score further.

Wealth Management Inc Business Overview & Revenue Model

Company Description

Wealth Management Inc (3772) is a financial services firm specializing in providing comprehensive wealth management solutions to individuals, families, and institutions. The company offers a wide range of services, including investment advisory, financial planning, retirement planning, and estate planning. Wealth Management Inc is dedicated to helping clients achieve their financial goals through personalized strategies and expert guidance.

How the Company Makes Money

Wealth Management Inc generates revenue through a variety of financial services tailored to its clients. The primary revenue stream comes from investment advisory fees, which are typically a percentage of the assets under management (AUM). Additional income is derived from financial planning and consulting fees, which are either charged on an hourly basis or as a fixed fee for specific services. The company may also earn commissions on certain financial products it recommends, though it primarily focuses on fee-based advisory services. Strategic partnerships with financial institutions and product providers can contribute to the company's earnings by offering a broader range of investment options and resources to its clients.

Wealth Management Inc Financial Statement Overview

Summary

Wealth Management Inc operates in a challenging environment with fluctuating revenues and profitability. High leverage and inconsistent cash flow generation highlight potential risks. While there are some improvements in the balance sheet structure, the overall financial health is moderate with areas needing attention, particularly in terms of cash flow and profitability management.

Income Statement

The company's revenue has been volatile, with significant growth in 2023 but a decline in 2024. Gross profit margins have decreased from 2022 to 2025, indicating cost pressures. Net profit margins have also decreased, reflecting lower profitability. The EBIT and EBITDA margins exhibit a downward trend, affecting overall profitability.

Balance Sheet

The debt-to-equity ratio is relatively high, indicating significant leverage, which could pose risks in a volatile market. The return on equity has decreased over the years, suggesting less efficient use of equity. However, the equity ratio has improved slightly, reflecting a more balanced asset structure.

Cash Flow

The company has experienced negative free cash flow in recent years, indicating potential liquidity issues. The operating cash flow to net income ratio has been inconsistent, with negative cash flow in some years. This inconsistency raises concerns about cash generation capabilities.

Breakdown	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	18.31B	28.63B	14.80B	29.03B	5.31B
Gross Profit	5.71B	5.29B	5.53B	9.69B	866.03M
EBITDA	3.14B	3.54B	4.90B	8.18B	-1.00B
Net Income	1.10B	1.82B	3.73B	3.51B	-1.06B
Balance Sheet
Total Assets	62.10B	55.23B	49.90B	39.39B	25.75B
Cash, Cash Equivalents and Short-Term Investments	9.41B	16.39B	8.73B	5.70B	2.16B
Total Debt	30.33B	29.79B	29.64B	23.75B	16.19B
Total Liabilities	42.70B	36.68B	34.12B	28.46B	17.13B
Stockholders Equity	19.40B	18.55B	15.79B	10.93B	7.59B
Cash Flow
Free Cash Flow	-3.61B	6.72B	-3.36B	19.23B	-3.76B
Operating Cash Flow	-3.08B	7.03B	-3.26B	19.28B	-3.72B
Investing Cash Flow	-3.85B	-457.44M	-314.78M	-4.59B	-315.54M
Financing Cash Flow	1.92B	-1.23B	6.59B	-11.23B	1.86B

Wealth Management Inc Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 1006.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3772, the sentiment is Neutral. The current price of 1006 is below the 20-day moving average (MA) of 1006.65, below the 50-day MA of 1028.92, and below the 200-day MA of 1018.39, indicating a bearish trend. The MACD of -7.67 indicates Negative momentum. The RSI at 44.47 is Neutral, neither overbought nor oversold. The STOCH value of 47.06 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:3772.

Wealth Management Inc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8737	73 Outperform	¥16.18B	5.89		5.37%	21.00%	4.63%
7347	68 Neutral	¥15.61B	31.72		2.73%	-4.73%	-51.89%
Sector *	68 Neutral	¥760.77B	10.93	7.55%	3.20%	7.81%	14.63%
8624	66 Neutral	€25.03B	21.40	5.46%	4.29%	-4.36%	-39.61%
3454	61 Neutral	¥14.81B	10.10		6.34%	22.01%	26.92%
3772	53 Neutral	¥19.24B	17.48		1.99%	-36.03%	-39.34%
8783	39 Underperform	¥7.17B	―		―	-13.81%	46.88%