Wealth Management Inc (3772) AI Stock Analysis

• Market Cap: ¥19.64B
• Dividend Yield: 1.95%
• Average Volume (3M): 21.04K
• Price to Earnings (P/E): 12.6
• Beta (1Y): 0.59
• Revenue Growth: -30.94%
• EPS Growth: 26.14%
• Country: JP
• Employees: 344
• Sector: Financial
• Sector Strength: 72
• Industry: Asset Management
• EPS (TTM): -29.97
• Shares Outstanding: 19,179,800
• 10 Day Avg. Volume: 22,000
• 30 Day Avg. Volume: 21,036
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ¥1,085.00
• Price Target Upside: 5.96% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 64 Neutral
• Price Target: ¥1,085.00 ▲(5.96% Upside)

The stock's overall score reflects a moderate financial performance with solid balance sheet fundamentals but concerns over cash flow and liquidity. Technical analysis suggests mixed signals with some bearish momentum, while valuation metrics are in line with industry standards, offering a reasonable P/E ratio and a modest dividend yield.

Wealth Management Inc Business Overview & Revenue Model

Company Description

Wealth Management, Inc. primarily operates hotels. It also provides real estate securitization and asset management services. The company was formerly known as Dreamvisor Holdings, Inc. and changed its name to Wealth Management, Inc. in October 2014. The company was incorporated in 1999 and is headquartered in Tokyo, Japan.

How the Company Makes Money

Wealth Management Inc generates revenue primarily through management fees charged for overseeing client assets under management (AUM). These fees are typically calculated as a percentage of the total assets managed by the company. Additionally, the firm may earn income from performance-based fees, which are contingent on achieving specific investment return benchmarks for clients. Wealth Management Inc also derives revenue from offering financial planning services, which may involve one-time or subscription-based fees. The company's earnings are further supported by strategic partnerships with financial institutions and investment firms that provide access to a broad range of investment products and services.

Wealth Management Inc Financial Statement Overview

Summary

Wealth Management Inc operates in a challenging environment with fluctuating revenues and profitability. High leverage and inconsistent cash flow generation highlight potential risks. While there are some improvements in the balance sheet structure, the overall financial health is moderate with areas needing attention, particularly in terms of cash flow and profitability management.

Income Statement

The company's revenue has been volatile, with significant growth in 2023 but a decline in 2024. Gross profit margins have decreased from 2022 to 2025, indicating cost pressures. Net profit margins have also decreased, reflecting lower profitability. The EBIT and EBITDA margins exhibit a downward trend, affecting overall profitability.

Balance Sheet

The debt-to-equity ratio is relatively high, indicating significant leverage, which could pose risks in a volatile market. The return on equity has decreased over the years, suggesting less efficient use of equity. However, the equity ratio has improved slightly, reflecting a more balanced asset structure.

Cash Flow

The company has experienced negative free cash flow in recent years, indicating potential liquidity issues. The operating cash flow to net income ratio has been inconsistent, with negative cash flow in some years. This inconsistency raises concerns about cash generation capabilities.

Breakdown	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	18.31B	28.63B	14.80B	29.03B	5.31B
Gross Profit	5.71B	5.29B	5.53B	9.69B	866.03M
EBITDA	3.14B	3.54B	4.90B	8.18B	-1.00B
Net Income	1.10B	1.82B	3.73B	3.51B	-1.06B
Balance Sheet
Total Assets	62.10B	55.23B	49.90B	39.39B	25.75B
Cash, Cash Equivalents and Short-Term Investments	9.41B	16.39B	8.73B	5.70B	2.16B
Total Debt	30.33B	29.79B	29.64B	23.75B	16.19B
Total Liabilities	42.70B	36.68B	34.12B	28.46B	17.13B
Stockholders Equity	19.40B	18.55B	15.79B	10.93B	7.59B
Cash Flow
Free Cash Flow	-3.61B	6.72B	-3.36B	19.23B	-3.76B
Operating Cash Flow	-3.08B	7.03B	-3.26B	19.28B	-3.72B
Investing Cash Flow	-3.85B	-457.44M	-314.78M	-4.59B	-315.54M
Financing Cash Flow	1.92B	-1.23B	6.59B	-11.23B	1.86B

Wealth Management Inc Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1024.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3772, the sentiment is Positive. The current price of 1024 is above the 20-day moving average (MA) of 1012.80, above the 50-day MA of 1019.46, and above the 200-day MA of 1021.54, indicating a bullish trend. The MACD of 3.07 indicates Negative momentum. The RSI at 57.86 is Neutral, neither overbought nor oversold. The STOCH value of 49.13 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3772.

Wealth Management Inc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	65 Neutral	£5.47B	8.78	9.49%	5.10%	10.05%	-13.15%
3772	64 Neutral	¥19.64B	12.58		1.95%	-30.94%	26.14%
8KF	―	€148.93M	20.48	4.48%	―	―	―
8737	73 Outperform	¥17.64B	6.61		5.13%	17.92%	15.44%
7347	68 Neutral	¥15.42B	223.80		2.77%	11.20%	-93.41%
3454	61 Neutral	¥15.06B	10.31		6.16%	22.01%	26.92%
8783	39 Underperform	¥8.04B	―		―	-17.04%	46.36%