Wealth Management Inc (3772) AI Stock Analysis

• Market Cap: ¥21.54B
• Dividend Yield: 1.79%
• Average Volume (3M): 33.05K
• Price to Earnings (P/E): 13.8
• Beta (1Y): 0.55
• Revenue Growth: -30.94%
• EPS Growth: 26.14%
• Country: JP
• Employees: 344
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): -29.97
• Shares Outstanding: 19,179,800
• 10 Day Avg. Volume: 32,890
• 30 Day Avg. Volume: 33,046
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ¥1,085.00
• Price Target Upside: -4.82% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 64 Neutral
• Price Target: ¥1,085.00 ▼(-4.82% Downside)

The stock's overall score reflects a moderate financial performance with solid balance sheet fundamentals but concerns over cash flow and liquidity. Technical analysis suggests mixed signals with some bearish momentum, while valuation metrics are in line with industry standards, offering a reasonable P/E ratio and a modest dividend yield.

Wealth Management Inc Business Overview & Revenue Model

Company Description

Wealth Management Inc (3772) is a financial services firm specializing in providing personalized investment advice and wealth management solutions to individuals and institutions. The company operates within the financial services sector, offering a diverse range of products including portfolio management, retirement planning, tax optimization strategies, and estate planning services. Wealth Management Inc is committed to helping clients achieve their financial goals through tailored investment strategies and expert guidance.

How the Company Makes Money

Wealth Management Inc generates revenue primarily through management fees charged for overseeing client assets under management (AUM). These fees are typically calculated as a percentage of the total assets managed by the company. Additionally, the firm may earn income from performance-based fees, which are contingent on achieving specific investment return benchmarks for clients. Wealth Management Inc also derives revenue from offering financial planning services, which may involve one-time or subscription-based fees. The company's earnings are further supported by strategic partnerships with financial institutions and investment firms that provide access to a broad range of investment products and services.

Wealth Management Inc Financial Statement Overview

Summary

The company's financial performance shows moderate profitability with stable gross profit margins but fluctuating net profit margins and inconsistent revenue growth. The balance sheet is strong with a reasonable debt-to-equity ratio, indicating moderate leverage, while the cash flow statement reveals significant challenges in cash generation and liquidity.

Income Statement

The company has shown a mixed performance in its income statement. The gross profit margin has been relatively stable, but the net profit margin has experienced fluctuations. Revenue growth has been inconsistent, with a significant drop in the most recent year. The EBIT and EBITDA margins indicate operational efficiency, although they have declined recently. Overall, the company demonstrates moderate profitability with some volatility in revenue and profit margins.

Balance Sheet

The balance sheet reflects a strong equity base with a reasonable debt-to-equity ratio, indicating moderate leverage. The return on equity has been positive, showcasing the company's ability to generate returns for shareholders. The equity ratio suggests a stable financial structure, although the total liabilities have increased over time. Overall, the company maintains a solid financial position with manageable leverage.

Cash Flow

The cash flow statement reveals challenges in cash generation, with negative operating cash flow in recent periods. The free cash flow has also been negative, indicating potential liquidity issues. The operating cash flow to net income ratio suggests inefficiencies in converting income to cash. Despite these challenges, the company has managed its financing activities effectively. Overall, the cash flow position is weak, with significant room for improvement in cash generation.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	18.31B	18.31B	28.63B	14.80B	29.03B	5.31B
Gross Profit	5.81B	5.71B	5.29B	5.53B	9.69B	866.03M
EBITDA	2.93B	3.14B	3.54B	4.90B	8.18B	-1.00B
Net Income	1.10B	1.10B	1.82B	3.73B	3.51B	-1.06B
Balance Sheet
Total Assets	62.10B	62.10B	55.23B	49.90B	39.39B	25.75B
Cash, Cash Equivalents and Short-Term Investments	9.41B	9.41B	16.39B	8.73B	5.70B	2.16B
Total Debt	30.33B	30.33B	29.79B	29.64B	23.75B	16.19B
Total Liabilities	42.70B	42.70B	36.68B	34.12B	28.46B	17.13B
Stockholders Equity	19.40B	19.40B	18.55B	15.79B	10.93B	7.59B
Cash Flow
Free Cash Flow	0.00	-3.61B	6.72B	-3.36B	19.23B	-3.76B
Operating Cash Flow	0.00	-3.08B	7.03B	-3.26B	19.28B	-3.72B
Investing Cash Flow	0.00	-3.85B	-457.44M	-314.78M	-4.59B	-315.54M
Financing Cash Flow	0.00	1.92B	-1.23B	6.59B	-11.23B	1.86B

Wealth Management Inc Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1140.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3772, the sentiment is Positive. The current price of 1140 is above the 20-day moving average (MA) of 1115.60, above the 50-day MA of 1056.36, and above the 200-day MA of 1027.29, indicating a bullish trend. The MACD of 22.21 indicates Positive momentum. The RSI at 64.21 is Neutral, neither overbought nor oversold. The STOCH value of 45.45 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3772.

Wealth Management Inc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8737	73 Outperform	17.48B	6.49	14.72%	4.97%	17.92%	15.44%
8624	69 Neutral	27.65B	23.66	5.70%	3.89%	-4.32%	-39.61%
7347	68 Neutral	16.51B	237.04	2.89%	2.59%	11.20%	-93.41%
3772	64 Neutral	¥21.54B	13.80	―	1.79%	-30.94%	26.14%
3454	61 Neutral	16.14B	11.02	5.71%	5.82%	22.01%	26.92%
8783	43 Neutral	8.79B	-1.71	-42.54%	―	-17.04%	46.36%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%