CREAL Inc. (JP:2998)
:2998
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CREAL Inc.
(2998)
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Rating:62Neutral
Price Target:
¥808.00
▼(-13.12% Downside)
Action:ReiteratedDate:03/24/26
The score is driven mainly by solid financial performance (rapid revenue growth, improved leverage, and stronger 2025 cash generation) and supportive valuation (low P/E). These positives are offset by weak technicals, with the stock trading below key moving averages and negative MACD indicating ongoing bearish momentum.
Positive Factors
Sustained Revenue Growth
Sustained multi-year revenue expansion demonstrates durable product-market fit and successful distribution. Rising scale helps absorb fixed costs, supports investment in capabilities, and creates a higher base for future margin recovery or reinvestment, strengthening medium-term competitive positioning.
Negative Factors
Meaningful Debt and Leverage Volatility
Persistent, meaningful debt and historical swings in leverage increase sensitivity to funding conditions and interest-rate moves. For an asset-management business, higher leverage magnifies cash-flow cyclicality and raises refinancing and liquidity risks over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Sustained Revenue Growth
Sustained multi-year revenue expansion demonstrates durable product-market fit and successful distribution. Rising scale helps absorb fixed costs, supports investment in capabilities, and creates a higher base for future margin recovery or reinvestment, strengthening medium-term competitive positioning.
Read all positive factors
CREAL Inc. (2998) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥27.19B
Dividend Yield0.66%
Average Volume (3M)192.67K
Price to Earnings (P/E)9.1
Beta (1Y)0.76
Revenue Growth10.67%
EPS Growth6.94%
CountryJP
Employees127
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)25.43
Shares Outstanding36,066,200
10 Day Avg. Volume202,250
30 Day Avg. Volume192,670
Financial Highlights & Ratios
PEG Ratio0.18
Price to Book (P/B)4.67
Price to Sales (P/S)0.59
P/FCF Ratio2.25
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
CREAL Inc. Business Overview & Revenue Model
Company Description
CREAL Inc. operates an asset management platform in Japan. It operates CREAL, a real estate fund online market for individuals; CREAL PB, an asset management service platform for individuals; and CREAL Pro, a platform that provides real estate inv...
CREAL Inc. Financial Statement Overview
Summary
Income Statement
76
Positive
Balance Sheet
64
Positive
Cash Flow
71
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 38.07B | 41.82B | 21.04B | 16.44B | 10.58B | 7.14B |
| Gross Profit | 5.41B | 5.65B | 3.56B | 2.21B | 1.55B | 1.17B |
| EBITDA | 2.69B | 2.01B | 1.04B | 609.73M | 372.49M | 245.05M |
| Net Income | 938.46M | 1.35B | 647.57M | 336.17M | 172.42M | 50.23M |
Balance Sheet | ||||||
| Total Assets | 51.11B | 52.94B | 35.75B | 21.49B | 10.93B | 9.05B |
| Cash, Cash Equivalents and Short-Term Investments | 17.95B | 19.21B | 9.54B | 7.55B | 1.99B | 2.04B |
| Total Debt | 5.35B | 4.76B | 5.94B | 3.03B | 1.18B | 2.27B |
| Total Liabilities | 45.80B | 47.66B | 31.94B | 18.38B | 9.88B | 8.17B |
| Stockholders Equity | 5.32B | 5.27B | 3.81B | 3.11B | 1.04B | 871.30M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 10.96B | -1.26B | 1.27B | 196.17M | 0.00 |
| Operating Cash Flow | 0.00 | 10.02B | -1.21B | 1.29B | 274.83M | 0.00 |
| Investing Cash Flow | 0.00 | -1.17B | -134.78M | -122.80M | 237.44M | -239.15M |
| Financing Cash Flow | 0.00 | -1.11B | 2.91B | 3.57B | -1.09B | 1.41B |
CREAL Inc. Technical Analysis
Neutral
930.00
Price Trends
811.07
Negative
850.99
Negative
988.48
Negative
Market Momentum
-19.45
Negative
51.79
Neutral
64.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:2998, the sentiment is Neutral. The current price of 930 is above the 20-day moving average (MA) of 761.98, above the 50-day MA of 811.07, and below the 200-day MA of 988.48, indicating a neutral trend. The MACD of -19.45 indicates Negative momentum. The RSI at 51.79 is Neutral, neither overbought nor oversold. The STOCH value of 64.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:2998.
CREAL Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | ¥62.50B | 10.05 | 17.21% | 4.27% | 7.60% | 7.20% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
63 Neutral | ¥17.33B | 9.36 | ― | 2.86% | 36.31% | 52.62% | |
62 Neutral | ¥27.19B | 9.14 | ― | 0.66% | 10.67% | 6.94% | |
50 Neutral | ¥7.29B | 59.14 | ― | 0.96% | -23.90% | -146.54% | |
44 Neutral | ¥17.53B | -12.65 | ― | ― | -21.88% | 17.12% |
* Financial Sector Average
JP:2998
CREAL Inc.
754.00
-65.00
-7.94%
JP:8739
Sparx Group Co
1,994.00
690.45
52.97%
JP:2134
Sun Capital Management Corp.
32.00
14.00
77.78%
JP:3121
MBK Co., Ltd.
230.00
-73.66
-24.26%
JP:3266
Fund Creation Group Co., Ltd.
89.00
11.90
15.43%
JP:3454
First Brothers Co., Ltd.
1,236.00
297.51
31.70%
CREAL Inc. Corporate Events
CREAL Releases FY2026 Q3 Financial Results Presentation
Feb 13, 2026
CREAL Inc. has released its presentation materials for financial results for the third quarter of the fiscal year ending March 2026. The document outlines an executive summary, company and business overview, segment-based Q3 results and highlights...
CREAL Posts Strong Nine-Month Earnings and Bolsters Balance Sheet
Feb 13, 2026
CREAL Inc. reported strong consolidated results for the nine months ended December 31, 2025, with net sales rising 11% year on year to ¥29.6 billion and profit attributable to owners of the parent surging 62.3% to ¥1.3 billion. Operating...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.