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CREAL Inc.
(2998)
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Rating:48Neutral
Price Target:
¥539.00
▼(-42.04% Downside)
Action:Reiterated
Date:06/16/26
The score is held down primarily by unstable recent fundamentals (sharp 2026 revenue decline, higher leverage, and a swing to negative operating/free cash flow) and a bearish technical setup (below key moving averages with negative MACD). A low P/E and moderate dividend yield partially offset these risks but are not enough to overcome the recent volatility.
Positive Factors
Multi-year revenue expansion
Sustained revenue expansion from 2021–2025 indicates the firm built product-market fit and scaled its asset management business over several years. That multi-year growth and margin improvement create a stronger structural base to recover from cyclical shocks and supports medium-term earnings durability.
Negative Factors
Sharp 2026 revenue collapse
A 71% revenue drop in 2026 represents a structural earnings risk rather than typical seasonality. Such a steep decline can reflect client losses, AUM outflows, or non-recurring write-downs that materially reduce recurring fee revenue and make near-term margin and cash forecasts unreliable over the next several months.
Read all positive and negative factors
Positive Factors
Negative Factors
Multi-year revenue expansion
Sustained revenue expansion from 2021–2025 indicates the firm built product-market fit and scaled its asset management business over several years. That multi-year growth and margin improvement create a stronger structural base to recover from cyclical shocks and supports medium-term earnings durability.
Read all positive factors
CREAL Inc. (2998) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥18.04B
Dividend Yield1.6%
Average Volume (3M)192.67K
Price to Earnings (P/E)8.3
Beta (1Y)0.95
Revenue Growth-9.63%
EPS Growth31.79%
CountryJP
Employees299
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)60.57
Shares Outstanding36,073,200
10 Day Avg. Volume202,250
30 Day Avg. Volume192,670
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)1.96
Price to Sales (P/S)0.59
P/FCF Ratio-2.71
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
CREAL Inc. Business Overview & Revenue Model
Company Description
Headquartered in Tokyo, Japan, CREAL Inc., established in 2011, is an asset management company offering diverse financial solutions. The firm operates three primary platforms: CREAL, an online marketplace facilitating real estate fund investments ...
How the Company Makes Money
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CREAL Inc. Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
56
Neutral
Cash Flow
34
Negative
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 37.80B | 41.82B | 21.04B | 16.44B | 10.58B |
| Gross Profit | 7.69B | 5.65B | 3.56B | 2.21B | 1.55B |
| EBITDA | 2.86B | 2.01B | 1.04B | 609.73M | 372.49M |
| Net Income | 1.94B | 1.35B | 647.57M | 336.17M | 172.42M |
Balance Sheet | |||||
| Total Assets | 44.26B | 52.94B | 35.75B | 21.49B | 10.93B |
| Cash, Cash Equivalents and Short-Term Investments | 18.63B | 19.21B | 9.54B | 7.55B | 1.99B |
| Total Debt | 8.69B | 4.76B | 5.94B | 3.03B | 1.18B |
| Total Liabilities | 32.79B | 47.66B | 31.94B | 18.38B | 9.88B |
| Stockholders Equity | 11.47B | 5.27B | 3.81B | 3.11B | 1.04B |
Cash Flow | |||||
| Free Cash Flow | -8.28B | 10.96B | -1.26B | 1.27B | 196.17M |
| Operating Cash Flow | -8.21B | 10.02B | -1.21B | 1.29B | 274.83M |
| Investing Cash Flow | -676.10M | -1.17B | -134.78M | -122.80M | 237.44M |
| Financing Cash Flow | 8.08B | -1.11B | 2.91B | 3.57B | -1.09B |
CREAL Inc. Technical Analysis
Negative
930.00
Price Trends
491.38
Negative
597.63
Negative
753.49
Negative
Market Momentum
-7.86
Positive
44.39
Neutral
22.97
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:2998, the sentiment is Negative. The current price of 930 is above the 20-day moving average (MA) of 511.70, above the 50-day MA of 491.38, and above the 200-day MA of 753.49, indicating a bearish trend. The MACD of -7.86 indicates Positive momentum. The RSI at 44.39 is Neutral, neither overbought nor oversold. The STOCH value of 22.97 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:2998.
CREAL Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
81 Outperform | ¥70.68B | 11.65 | 17.76% | 4.04% | 23.07% | 33.26% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | ¥17.74B | 4.48 | ― | 2.86% | 35.31% | 171.16% | |
55 Neutral | ¥7.42B | -118.14 | ― | 0.96% | -27.13% | -129.61% | |
48 Neutral | ¥18.04B | 8.25 | ― | 0.66% | -9.63% | 31.79% | |
41 Neutral | ¥13.23B | -9.92 | ― | ― | 180.01% | 31.94% |
* Financial Sector Average
JP:2998
CREAL Inc.
491.00
-480.33
-49.45%
JP:8739
Sparx Group Co
2,474.00
977.83
65.36%
JP:2134
Sun Capital Management Corp.
24.00
-51.00
-68.00%
JP:3121
MBK Co., Ltd.
229.00
-61.76
-21.24%
JP:3266
Fund Creation Group Co., Ltd.
78.00
-3.06
-3.77%
JP:3454
First Brothers Co., Ltd.
1,263.00
217.64
20.82%
CREAL Inc. Corporate Events
CREAL Inc. Slightly Revises Ordinary Profit in FY 2026 Results
May 21, 2026
CREAL Inc. has corrected a minor error in its recently announced consolidated financial results for the fiscal year ended March 31, 2026. The company adjusted its reported ordinary profit from ¥2,795 million to ¥2,784 million under Japan...
CREAL Inc. Unveils FY2026 Results Materials and FY2027 Outlook
May 15, 2026
CREAL Inc. released its presentation materials for full-year financial results for the fiscal year ending March 2026, outlining an executive summary, company and business overview, and segment-based performance. The materials also indicate plans f...
CREAL Boosts Profitability and Strengthens Equity Despite Lower Sales and Cash Flow Strain
May 15, 2026
CREAL Inc. reported consolidated results for the fiscal year ended March 31, 2026, showing net sales of ¥37.8 billion, down 9.6% year on year, but with a sharp improvement in profitability as operating profit rose 49.5% to ¥2.9 billion a...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.